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    Comparitive Policy Analysis

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    The document summarizes key aspects of healthcare in the United States, including barriers to access, policy goals, eligibility criteria, benefits offered, funding sources, populations served and in need of care, outcomes of the Affordable Care Act, and opportunities for improvement. Nearly 30 million Americans lack health insurance, disproportionately impacting low-income families and Hispanic/Latino individuals. The Affordable Care Act aims to expand coverage and protect those with preexisting conditions, leading to over 11 million enrolling in new health plans.

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    Comparitive Policy Analysis

    Uploaded by

    api-726895918
    48 views10 pages
    The document summarizes key aspects of healthcare in the United States, including barriers to access, policy goals, eligibility criteria, benefits offered, funding sources, populations served and in need of care, outcomes of the Affordable Care Act, and opportunities for improvement. Nearly 30 million Americans lack health insurance, disproportionately impacting low-income families and Hispanic/Latino individuals. The Affordable Care Act aims to expand coverage and protect those with preexisting conditions, leading to over 11 million enrolling in new health plans.

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    The document summarizes key aspects of healthcare in the United States, including barriers to access, policy goals, eligibility criteria, benefits offered, funding sources, populations served and in need of care, outcomes of the Affordable Care Act, and opportunities for improvement. Nearly 30 million Americans lack health insurance, disproportionately impacting low-income families and Hispanic/Latino individuals. The Affordable Care Act aims to expand coverage and protect those with preexisting conditions, leading to over 11 million enrolling in new health plans.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    48 views10 pages

    Comparitive Policy Analysis

    Uploaded by

    api-726895918
    The document summarizes key aspects of healthcare in the United States, including barriers to access, policy goals, eligibility criteria, benefits offered, funding sources, populations served and in need of care, outcomes of the Affordable Care Act, and opportunities for improvement. Nearly 30 million Americans lack health insurance, disproportionately impacting low-income families and Hispanic/Latino individuals. The Affordable Care Act aims to expand coverage and protect those with preexisting conditions, leading to over 11 million enrolling in new health plans.

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    of 10

    Healthcare in the United

    States
    LAUREN MCCASKILL
    Severity of the problem

     Inadequate health insurance coverage is one of the largest barriers to health


    care access and the unequal distribution of coverage contributes to
    disparities in health
     Out-of-pocket medical care costs may lead individuals to delay or forgo
    needed care and medical debt is common among both insured and
    uninsured individuals
     People without access to healthcare receive fewer diagnostic and
    therapeutic services and also have higher mortality rates
     Nearly 30 million Americans have no health insurance
     Overall, 16.9% of Americans report at least 1 financial barrier when it comes to
    accessing healthcare
    Policy goals

     The goal of a healthcare policy is to protect and promote the health of


    individuals and the community
     Another goal is to prevent disease and improve health
    Eligibility criteria

     Low-income individuals can sign up for health insurance coverage year-


    round based on their income:
     $20,385 for a single person
     $34,545 for a family of 3
    Benefits/ services offered

     Make affordable health insurance available to more people


     Expands the Medicaid program to cover all adults with income 138%
    below the federal poverty level
     Doctors’ services, inpatient and outpatient hospital care, prescription drug
    coverage, pregnancy and childbirth, mental health services, etc. are
    covered under the Affordable Care Act
    Funding

     Funding for the Affordable Care Act is paid for with a combination of cuts
    in government spending and new revenue from several sources, including
    tax increases
    Population in need vs. population
    served

     Population in need:
     Low-income families, Hispanic or Latino people are among the highest
    uninsured population in the United States
     Population served:
     The affordable care act serves low-income families and households with
    incomes between 100% and 400% of the federal poverty level
    Policy outcomes

     11.4 million people are enrolled in plans for health insurance coverage
    through the affordable care act
     The affordable care act protects people with preexisting conditions from
    discrimination
     The affordable care act also established guaranteed issue, which means
    that insurers must issue policies to anyone and can no longer turn away
    people based on health status
    Changes/ improvements/ strategies

     One improvement with the affordable care act is more coverage options
    because people that are insured with this act are limited to fewer
    providers they can see
     A strategy to improving this act would be to allowing more coverage and
    finding other funding without having tax increases
    References

     https://health.gov/healthypeople/priority-areas/social-determinants-health/literature-summaries/access-health-
    services#:~:text=Lack%20of%20health%20insurance%20coverage%20may%20negatively%20affect
    %20health.&text=Uninsured%20adults%20are%20less%20likely,%2C%20cancer%2C%20and%20cardiovascular
    %20disease.
     https://www.kff.org/policy-watch/nine-changes-to-watch-in-open-enrollment-2023/#:~:text=Low%2Dincome%20
    individuals%20will%20be,in%20marketplace%20plans%20year%2Dround
    .
     https://www.census.gov/newsroom/press-releases/2022/health-insurance-by-race.html#:~:text=The%20U.S.
    %20uninsured%20rate%20in,in%20the%20nation%20at%2017.7%25.

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