Guide to manage e-Mandate

set at Merchants
Step 1: Log in to SBI Card website / Mobile App
Website – Login Page Mobile App – Login screen

Steps to Log in to your Short URL to access the e-Mandate Home page:
account https://www.sbicard.com/emandates

XXXXXXXX
Enter your registered
Mobile No./User ID
Password/Credit Card
details

Once you fill in the

details,
Click on Proceed

You will receive an OTP

on your registered
mobile number

Open your SBI

Enter your
Credit Card
Enter the OTP and You can access the e-Mandate Home page screen through both SBI Password/ M-Pin
Mobile App on
Proceed Credit Card website OR Mobile App as per your convenience. details to log in
your device
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 In case of Website Login through short link - https://www.sbicard.com/emandates

Step 2b: Select the card on which the e-Mandate was set
Step 2a: Post log in, the below screen shall appear.
up.

Note: You can reach the above screen alternatively through the below website journey as well
Login to the SBI Card website -> Click on “Services” -> Click on “Manage Recurring Transactions”
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 Step 2c: Depending on the Primary Card and Add-on cards, below screen will appear

In case of only Primary Card (No add on card) In case of Primary Card with add on card

Select the Primary card or Add on card mapped to the

Select the card from the ‘My Card’ drop down on which primary card as indicated under ‘Select Card’ option on
the e-Mandate was set up and then click on proceed. which the e-Mandate was set up and then click on
proceed.

On clicking Proceed, you will be redirected to the Disclaimer screen.

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In case of Mobile App Login Step 2: Post log in through mobile app, follow the below steps to reach e-Mandate screen

Step 2.1 Step 2.2 Step 2.3

XXXXXXXXX

XXX XXX

XXX XXX

XXX XXX

XXX XXX

On Mobile App Home Page, Under Services, select

Select the Menu tab as Select ‘Services’ ‘Manage Recurring
shown above Transactions’
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 Step 2.4: Depending on the Primary Card and Add-on cards, below screen will appear

In case of only Primary Card (No add on card) In case of Primary Card with add on card

Directly click on ‘Proceed’ and the Disclaimer Select the desired primary or add on card, then
will pop-up click on ‘Proceed’ and the Disclaimer will pop-up 6
Step 3: Please read the Disclaimer and then click on Proceed. If you click on cancel, you will be redirected to the previous
screen

In case of Website Login In case of Mobile App Login

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 Step 4: e-Mandate Home page: You can now view all your e-Mandate set at Merchants on your screen

What can you view on this screen?

e-Mandate
Masked Card Merchant
Limit Amount
Number Name
(Rs)

e-Mandate Next Due

SIHub ID
End Date Date

What actions can you perform through this

screen?

Modify
View e-Mandate
Limit/ End date

Approve recurring
Delete e-Mandate Trxn. > Limit
amount/ Rs. 15,000
e-Mandate based recurring transaction debit will be on the due date

Note: e-Mandate will not appear in case card is renewed/ upgraded/ reported lost or stolen or there is any other permanent block
placed on card. Please re-register e-Mandate at merchant website/app with valid and active SBI credit card
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View your e-Mandate
Here you can view your recurring transaction e-Mandate registered at merchant On this page, click any one of
website/Mobile App the below hyperlinks
e.g., e-Mandate set at Telecom service providers, OTT platforms, Insurance partners and
other Utility Service providers like Electricity, Gas, Water, etc.
Merchant
View
OR Name

This will enable you to

view the following

e-Mandate Invoice
details details

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 Click on the relevant tab to view e-Mandate/ Invoice details

e-Mandate details Invoice details

You can also modify or delete the e-Mandate from here You can view the paid or unpaid invoices of the e-Mandate

You can also view the transaction history from either screens
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Modify your e-Mandate
On e-Mandate Home page screen, click on ‘Modify’ against the e-Mandate for which you wish to make the changes.

Step 1
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Steps to modify your e-Mandate
You can choose to Modify your e-Mandate End date or e-Mandate Limit amount or both.

Step 2 Step 3 Step 4

Click on the red check box for the Enter the new e-Mandate Limit
The value is now editable
details you intend to modify amount and select ‘Confirm’
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e-Mandate modification process
On confirmation, transaction of Rs. 2 will be triggered for OTP generation and validation. No debit shall be done on the card.

Step 5 Step 6 Step 7

On clicking Yes, you will reach the OTP

Once OTP is validated, modification of
screen page shown in the next step. You will receive the OTP on your
the e-Mandate limit amount is
On clicking No, modification will not be registered mobile number.
successful and success message is
completed, and you will be redirected to Enter the OTP and click on Submit
displayed at the top of the screen.
the previous screen.
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Cancel/Delete your e-Mandate
On your e-Mandate Home page screen, click on ‘Delete’ against the e-Mandate which you want to cancel

Step 1

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e-Mandate deletion process
Transaction of Rs. 2 will be triggered for OTP generation and validation. No debit shall be done on the card.

Step 2 Step 3

On clicking Yes, you will reach the OTP screen page shown in the next step. You will receive the OTP on your
On clicking No, deletion will not be completed, and you will be redirected to the registered mobile number.
previous screen. Enter the OTP and click on Submit
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e-Mandate deletion confirmation

Step 4 Step 5

Successful e-Mandate deletion message is displayed on Home

Deleted e-Mandates can be viewed post clicking on ‘View
screen page.
Inactive e-Mandate’. On clicking the merchant names, the
Click on ‘View Inactive e-Mandate’ to view all deleted e-
details of e-Mandate are shown (refer Step 6).
Mandates
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View deleted e-Mandates
Step 6

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Pre-Transaction approval for Amount > e-Mandate Limit Amount/Rs. 15,000
• When a recurring transaction debit for greater than the e-Mandate limit amount or Rs. 15,000 is initiated by Merchant,
customer shall receive a pre-transaction SMS/ E-mail notification to approve the transaction.
• Customer then is required to provide approval for such transaction post logging into SBI Card website/ Mobile App
• SBI card will decline the transaction if Pre-transaction approval is not received from the cardholder

On the e-Mandate
home page screen, the
e-Mandate(s) requiring
approval can be seen.

In the illustrated
example the set e-
Mandate limit amount
is Rs. 100, but
transaction initiated is
for Rs. 110, hence
approval is required.

To approve, Click on
‘Approve’

Step 1
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Pre-Transaction approval for Amount > e-Mandate Limit Amount/Rs. 15,000
Transaction of Rs. 2 will be triggered for OTP generation and validation. No debit shall be done on the card.

Step 2 Step 3

On clicking Yes, you will reach to the OTP screen page shown
in the next step. You will receive the OTP on your registered mobile number.
On clicking No, approval process will not be completed, and Enter the OTP and click on Submit
you will be redirected to the previous screen.
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Pre-Transaction approval for Amount > e-Mandate Limit Amount/Rs. 15,000
Transaction is approved. Invoice amount will be debited from your credit card.

Step 4

Transaction Approval Success message is displayed on top

of the page
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Important points

❑ For cases where credit card number changes (due to

renewal, upgrade etc), customers will have to re-register 1. FAQS on e-Mandate for recurring transactions
their e-mandate(s) with their new card details at on SBI Card
merchant mobile app/website. New card numbers will https://www.sbicard.com/sbi-card-
not get automatically updated at merchant’s end. Failure en/assets/media/images/personal/benefits/utility-
to do so will lead to recurring transaction decline. bill-payments/recurring-e-mendates/faq-recurring-
Alternatively, cardholders can make their bill payment bill-payments.pdf
directly to the merchant. 2. Terms & Conditions

❑ For cases where card is blocked due to lost/stolen or https://www.sbicard.com/sbi-card-

other permanent card block reasons, recurring en/assets/docs/pdf/personal/benefits/utility-bill-
payments/emandate-at-merchant-tnc.pdf
transaction will be declined on such blocked cards.
Cardholder will have to re-register e-Mandate at the 3. Compliant Merchant list
merchant website/ app using a valid active SBI credit https://www.sbicard.com/en/merchant-e-mandate-
card or pay directly to the Merchant for any pending bills. list.page
Alternatively, cardholders can make their bill payment
directly to the merchant.

❑ Add-on card holders to ensure that their mobile number Disclaimer:

and e-mail address are updated with SBI Card. In the This guide is created purely for educational purposes.
absence of correct details, SBI card will not be e-Mandate and SBI Credit Card details mentioned in the
responsible for any notification not getting delivered to all illustrations were created only to be used in the
the Add-on card holders. guide and do not refer to any real entity or transaction. 21