Account Name Account No Sort Code Page No

MRS CRISTINA AVADANEI 74727443 01-67-14 1 of 5

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Summary
Statement Date 08 MAR 2024
MRS CRISTINA AVADANEI
Period Covered 09 FEB 2024 to 08 MAR 2024
7, JESAMINNE PLACE
Previous Balance £1,299.26 OD
DARTFORD
DA2 6EU Paid In £3,703.94

Withdrawn £3,704.13

New Balance £1,299.45 OD

BIC NWBKGB2L

IBAN GB52NWBK01671474727443

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Date Description Paid In(£) Withdrawn(£) Balance(£)

09 FEB 2024 BROUGHT FORWARD 1,299.26 OD
Automated Credit DRAGUSAN D NATWEST FP 09/02/24 1046
528754146401902001 100.00 1,199.26 OD
Automated Credit DRAGUSAN A N GIFT FP 08/02/24 2126
718633556212802001 20.00 1,179.26 OD
Card Transaction 4686 08FEB24 CD NORTHFLEET
SUPERMARKET GRAVESEND GB 18.53 1,197.79 OD
Direct Debit H3G 55.54 1,253.33 OD
12 FEB OnLine Transaction DANIEL DRAGUSAN HS FROM D
DRAGUSAN VIA MOBILE - PYMT FP 10/02/24 10
05172115055284000N 2.00 1,255.33 OD
OnLine Transaction GABI DRAGUSAN REVOLUTE VIA
MOBILE - PYMT FP 10/02/24 10 02110207474784000N 10.00 1,265.33 OD
Card Transaction 4686 11FEB24 CD SHELL NORTHFLEET
GRAVESEND GB 9.91 1,275.24 OD
Card Transaction 4686 10FEB24 CD NYA*SNAP FITNESS
DARTFORD GB 4.10 1,279.34 OD
Card Transaction 4686 09FEB24 CD COSTA GRAVESEND
DA1 GB 14.95 1,294.29 OD
14 FEB Cash & Dep Machine 600633 14FEB 1450 120.00 1,174.29 OD
Post Office Counter Post Office 14FEB 150.00 1,024.29 OD
OnLine Transaction ALIN FAMILY VIA MOBILE - PYMT FP
14/02/24 10 29161146798296000N 60.00 1,084.29 OD
OnLine Transaction Alin Family VIA MOBILE - PYMT FP
14/02/24 10 38140635668420000N 3.00 1,087.29 OD
15 FEB OnLine Transaction DRAGUSAN I VIA MOBILE - PYMT 90.00 997.29 OD
OnLine Transaction GEORGIANA DRAGUSAN REVOLUT GPD
VIA MOBILE - PYMT FP 14/02/24 10 39221746199383000N 60.00 1,057.29 OD
OnLine Transaction DANIEL DRAGUSAN NATWIDE DANIEL
VIA MOBILE - PYMT FP 15/02/24 10 04150030588084000N 30.00 1,087.29 OD
16 FEB Card Transaction 4686 16FEB24 D CLEARPAY MANCHESTER
GB 64.25 1,151.54 OD
19 FEB Automated Credit DRAGUSAN D NATWEST FP 19/02/24 1724
186086804271912001 800.00 351.54 OD
Automated Credit DRAGUSAN A N BROTHER FP 19/02/24
1046 505268626401912001 640.00 288.46
OnLine Transaction IONEL DRAGUSAN COLE N VIA MOBILE -
PYMT 100.00 188.46

National Westminster Bank Plc. Registered in England & Wales No.929027.

Registered Office: 250 Bishopsgate, London, EC2M 4AA.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

RETSTMT - V110 05/01/24

Account Name Account No Sort Code Page No
MR DANIEL DRAGUSAN 74727443 01-67-14 2 of 5

Date Description Paid In(£) Withdrawn(£) Balance(£)

BROUGHT FORWARD 188.46
OnLine Transaction ALIN FAMILY VIA MOBILE - PYMT FP
17/02/24 10 15120850766197000N 10.00 178.46
OnLine Transaction DANIEL DRAGUSAN NATWIDE DANIEL
VIA MOBILE - PYMT FP 17/02/24 10 57160903229904000N 20.00 158.46
OnLine Transaction DANIEL DRAGUSAN DANIEL RBS VIA
MOBILE - PYMT FP 19/02/24 10 06113025657772000N 5.00 153.46
OnLine Transaction ELISEI STOICA BRO VIA MOBILE - PYMT
FP 19/02/24 10 21181659946052000N 10.00 143.46
OnLine Transaction DANIEL DRAGUSAN DANIEL RBS VIA
MOBILE - PYMT FP 18/02/24 10 56131006211096000N 20.00 123.46
OnLine Transaction ELISEI STOICA BRO VIA MOBILE - PYMT
FP 17/02/24 10 04125602678833000N 20.00 103.46
OnLine Transaction DANIEL DRAGUSAN DANIEL RBS VIA
MOBILE - PYMT FP 19/02/24 10 29172557964862000N 300.00 196.54 OD
OnLine Transaction ALIN FAMILY VIA MOBILE - PYMT FP
17/02/24 10 51141817717909000N 40.00 236.54 OD
OnLine Transaction DANIEL DRAGUSAN DANIEL RBS VIA
MOBILE - PYMT FP 19/02/24 10 27112730311369000N 30.00 266.54 OD
20 FEB Automated Credit DRAGUSAN D NATWEST FP 19/02/24 2334
760996004332912001 5.94 260.60 OD
OnLine Transaction ALIN FAMILY VIA MOBILE - PYMT FP
20/02/24 10 01001156869775000N 10.00 270.60 OD
Cash Withdrawal BMACH 19FEB 250.00 520.60 OD
Cash Withdrawal BMACH 19FEB 250.00 770.60 OD
Cash Withdrawal BMACH 19FEB 250.00 1,020.60 OD
Cash Withdrawal BMACH 19FEB 250.00 1,270.60 OD
21 FEB OnLine Transaction DRAGUSAN I VIA MOBILE - PYMT 50.00 1,220.60 OD
Card Transaction 4686 19FEB24 CD MCDONALDS 25
LONDON GB 28.63 1,249.23 OD
22 FEB Automated Credit DRAGUSAN D DANIEL NAT FP 22/02/24
1239 04123903316156000R DRAGUSAN D DANIEL NAT VIA
MOBILE - LVP 20.00 1,229.23 OD
23 FEB Card Transaction 4686 22FEB24 CD NYA*SNAP FITNESS
DARTFORD GB 2.20 1,231.43 OD
26 FEB OnLine Transaction G Costache Family VIA MOBILE - PYMT
FP 24/02/24 10 04133040237320000N 20.00 1,251.43 OD
Card Transaction 4686 25FEB24 CD SULTAN SOFRASI 02
GRAVESEND GB 28.45 1,279.88 OD
Card Transaction 4686 24FEB24 CD NYA*YUMMYCO LTD
ABERYSTWYTH GB 2.10 1,281.98 OD
27 FEB Automated Credit ANDREI-NICU DRAGUS BROTHER FP
27/02/24 1227 240227122705339487 100.00 1,181.98 OD
28 FEB Automated Credit STEFAN D DANIEL FP 27/02/24 2228
RP4659989751382600 100.00 1,081.98 OD
Card Transaction 2652 27FEB24 THREE DEVICE PLAN A GB 52.63 1,134.61 OD
Card Transaction 4686 27FEB24 CD SHELL NORTHFLEET
GRAVESEND GB 18.00 1,152.61 OD
29 FEB Automated Credit CALIN DANA FAMILY FP 28/02/24 1903
79578984391544301 24.00 1,128.61 OD
Cash & Dep Machine 600910 29FEB 1240 90.00 1,038.61 OD
OnLine Transaction DRAGUSAN I VIA MOBILE - PYMT 30.00 1,008.61 OD
Interest 08FEB A/C 74727443 32.46 1,041.07 OD
Card Transaction 2652 27FEB24 C NORTHFLEET
SUPERMARKET GRAVESEND GB 2.99 1,044.06 OD
Card Transaction 2652 28FEB24 THREE BILL PAYM CC GB 75.00 1,119.06 OD
Card Transaction 2652 27FEB24 C NORTHFLEET
SUPERMARKET GRAVESEND GB 6.42 1,125.48 OD
Account Name Account No Sort Code Page No
MR DANIEL DRAGUSAN 74727443 01-67-14 3 of 5

Date Description Paid In(£) Withdrawn(£) Balance(£)

BROUGHT FORWARD 1,125.48 OD
Card Transaction 4686 28FEB24 D MGP*VINTED 86616567
VILNIUS LT 24.60 1,150.08 OD
Direct Debit H3G 75.00 1,225.08 OD
01 MAR Automated Credit DRAGUSAN D NATWEST FP 29/02/24 2206
720309946022922001 50.00 1,175.08 OD
Card Transaction 4686 29FEB24 D UBR* PENDIN
G.UBER.COM LONDON GB 18.90 1,193.98 OD
Card Transaction 4686 28FEB24 CD NYA*SNAP FITNESS
DARTFORD GB 2.20 1,196.18 OD
Card Transaction 4686 01MAR24 D CLEARPAY
MANCHESTER GB 64.25 1,260.43 OD
Card Transaction 4686 29FEB24 D UBER* TRIP LONDON GB 12.92 1,273.35 OD
04 MAR Automated Credit ANDREI-NICU DRAGUS BROTHER FP
02/03/24 1139 240302113959088989 10.00 1,263.35 OD
Automated Credit ANDREI-NICU DRAGUS BROTHER FP
02/03/24 2113 240302211333121311 500.00 763.35 OD
Automated Credit ANDREI-NICU DRAGUS BROTHER FP
01/03/24 2315 240301231516431160 50.00 713.35 OD
Automated Credit ANDREI-NICU DRAGUS BROTHER FP
02/03/24 2117 240302211759315571 450.00 263.35 OD
Automated Credit DRAGUSAN D NATWEST FP 02/03/24 0727
544333617270203001 4.00 259.35 OD
OnLine Transaction GEORGIANA DRAGUSAN REVOLUT GPD
VIA MOBILE - PYMT FP 01/03/24 10 27193430593461000N 2.00 261.35 OD
Card Transaction 4686 01MAR24 CD NORTHFLEET
SUPERMARKET GRAVESEND GB 5.98 267.33 OD
Card Transaction 4686 02MAR24 CD SUBWAY LONDON GB 4.49 271.82 OD
Card Transaction 4686 02MAR24 CD NYA*YUMMYCO LTD
ABERYSTWYTH GB 2.10 273.92 OD
Card Transaction 4686 02MAR24 CD NYA*YUMMYCO LTD
ABERYSTWYTH GB 1.10 275.02 OD
Card Transaction 4686 03MAR24 CD SHELL INVICTUS
DARTFORD GB 3.02 278.04 OD
Card Transaction 4686 02MAR24 CD NYA*YUMMYCO LTD
ABERYSTWYTH GB 1.10 279.14 OD
Card Transaction 4686 03MAR24 D APPLE.COM/BILL
APPLE.COM/BIL IE 0.99 280.13 OD
Card Transaction 4686 02MAR24 D SHEIN.COM INTERNET
GB 3.64 283.77 OD
Card Transaction 4686 01MAR24 CD SUPERDRUG STORES
PLC DARTFORD GB 3.99 287.76 OD
Card Transaction 4686 01MAR24 D UBR* PENDIN
G.UBER.COM LONDON GB 17.99 305.75 OD
Card Transaction 4686 03MAR24 CD ASDA SUPERSTORE
GRAVESEND GB 2.60 308.35 OD
Cash Withdrawal BMACH 01MAR 40.00 348.35 OD
Cash Withdrawal BMACH 02MAR 250.00 598.35 OD
Cash Withdrawal BMACH 02MAR 250.00 848.35 OD
Cash Withdrawal BMACH 02MAR 250.00 1,098.35 OD
Cash Withdrawal BMACH 02MAR 200.00 1,298.35 OD
07 MAR OnLine Transaction DANIEL DRAGUSAN DANIEL RBS VIA
MOBILE - PYMT FP 07/03/24 10 54124744593987000N 1.10 1,299.45 OD
08 MAR Cash & Dep Machine 600910 08MAR 1405 300.00 999.45 OD
OnLine Transaction ALIN FAMILY VIA MOBILE - PYMT FP
08/03/24 10 40142005741271000N 300.00 1,299.45 OD

National Westminster Bank Plc. Registered in England & Wales No.929027.

Registered Office: 250 Bishopsgate, London, EC2M 4AA.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

RETSTMT - V110 05/01/24

Account Name Account No Sort Code Page No
MR DANIEL DRAGUSAN 74727443 01-67-14 4 of 5

Debit interest details

Overdraft Limit £1300.00
Overdraft Rate ARRANGED 33.75%
Interest ARRANGED £32.45
Interest UNARRANGED £0.01

Interest (variable) you currently pay us on overdrawn balances

When you stay within your arranged overdraft limit
Amount Account overdrawn by:
Over £0 33.75% NAR 39.49% EAR
When you go over your arranged overdraft limit
Rate that applies on the amount:
Up to your arranged limit 33.75% NAR 39.49% EAR
Above your arranged limit 33.75% NAR 39.49% EAR
When you do not have an arranged overdraft limit
Applicable rate on full amount 33.75% NAR 39.49% EAR

Interest (variable) we currently pay you on your credit balance

We do not pay credit interest on this account.
Overdraft Arrangements
For charging periods starting on or after 18th October 2023, we reduced unpaid transaction fees from £2.15 to £1.55 for personal accounts. For more
information please go to natwest.com/current-accounts/rates-and-charges.html.
Any overdraft related charges will be notified to you in your 'Pre Advice of Interest and Charges'. For personal accounts, we will not charge you more
than £19.40 in a monthly charging period for an unarranged overdraft or any unpaid transactions. For charging periods starting on or after 18th
October 2023, this will be reduced to £18.80 in a monthly charging period.
NAR - the Nominal Annual Rate is the annual rate of interest you'll pay on your overdraft. It doesn't take into account that you'll pay interest on any
interest that has been added to your overdraft balance in the previous month.
EAR - the Effective Annual Rate is the real cost of an overdraft shown as a yearly rate, which takes into account how often we charge interest to the
account, if this applies.
AER - the Annual Equivalent Rate is used for accounts where you earn interest, if this applies. It shows what the gross interest rate would be if we paid it
to the account every year and you then received interest as part of the account balance.
Account Name Account No Sort Code Page No
MR DANIEL DRAGUSAN 74727443 01-67-14 5 of 5

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Statement Abbreviations
N-S TRN FEE = Non Sterling Transaction Fee
VRATE = Variable Payment Scheme Exchange Rate
OD = Overdrawn

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Branch Address: Preston Branch, 97 Fishergate, Preston, Lancashire, PR1 2AE.
Important information about compensation arrangements
Your deposit is eligible for protection under the Financial Services Compensation Scheme (FSCS).
Your eligible deposits with Natwest are protected by the Financial Services Compensation Scheme. This means that all deposits with one or more of
National Westminster Bank Plc, NatWest Premier, Ulster Bank and Mettle are covered under the same FSCS limit. An FSCS Information Sheet and list of
exclusions will be provided to you on an annual basis. For further information about the compensation provided by the FSCS, refer to the website:
www.FSCS.org.uk

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For a Braille, large print or audio versions of your statement

call 03457 888 444 or contact your local branch
(to use Relay UK add 18001 in front of the number).

National Westminster Bank Plc. Registered in England & Wales No.929027.

Registered Office: 250 Bishopsgate, London, EC2M 4AA.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

RETSTMT - V110 05/01/24