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    HI1

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    Subramanyam Jonna
    The document discusses a phone call from a representative of Neogrowth Credit offering a pre-approved business loan of 25 lakhs to the customer's restaurant based on online reviews. The representative asks for business and financial details to check loan eligibility and documents required include PAN card and bank statements. Common questions from the customer about interest rates, EMI amounts, repayment process, and existing loans are also answered.

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    HI1

    Uploaded by

    Subramanyam Jonna
    62 views3 pages
    The document discusses a phone call from a representative of Neogrowth Credit offering a pre-approved business loan of 25 lakhs to the customer's restaurant based on online reviews. The representative asks for business and financial details to check loan eligibility and documents required include PAN card and bank statements. Common questions from the customer about interest rates, EMI amounts, repayment process, and existing loans are also answered.

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    The document discusses a phone call from a representative of Neogrowth Credit offering a pre-approved business loan of 25 lakhs to the customer's restaurant based on online reviews. The representative asks for business and financial details to check loan eligibility and documents required include PAN card and bank statements. Common questions from the customer about interest rates, EMI amounts, repayment process, and existing loans are also answered.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    62 views3 pages

    HI1

    Uploaded by

    Subramanyam Jonna
    The document discusses a phone call from a representative of Neogrowth Credit offering a pre-approved business loan of 25 lakhs to the customer's restaurant based on online reviews. The representative asks for business and financial details to check loan eligibility and documents required include PAN card and bank statements. Common questions from the customer about interest rates, EMI amounts, repayment process, and existing loans are also answered.

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    You are on page 1of 3

    Gud afternoon Sir,

    My Name is Sushma am calling from Neogrowth Credit pvt Ltd, it's a NBFC registered with RBI.

    We have 25 lakhs of pre approved Business loan for your..........restaurant, based on your Zomato
    ratings and reviews with minimum documentation.

    Sir if you don't mind May I know your Good Name sir.

    Are you the Owner of this Restaurant??

    If he say no then ask what is owner name and ask for owner number.

    If he tell am only owner then if he is interested then ask below details.

    Sir I will tell u loan elgibility now itself just few basic details I will enter in system and run score card
    and tell u loan elgibility now itself sir

    When is business started:

    Monthly phone pay, Google pay, paytm sales daily approximately:

    Zomato and swiggy Sales per weekly approximately:

    Is it proprietorship or partnership or pvt ltd

    Running loans:

    Cibil score:

    Sir just only one last and final information in last 6 months may I know any cheque bounces or ecs
    bounce happened:

    Sir you are eligible for ......amount

    Sir how many accounts your using sir:

    Sir 6 months bank statement from sept 1st to till date and your pan card please send sir I will upload
    and send you screen shot of elgible amount and then balance document my executive will come and
    collect with you sir.
    CUSTOMER QUESTIONS AND ANSWERS:

    Q)What is rate of interest?

    Ans: Rate of interest depends upon loan amount and risk in profile sir

    Generally our rate of interest is between 1.33 Paisa to 1.50 Paisa per month sir.

    Q)Yearly how much???

    15 to 18 percent sir.

    Q) What is loan tenure

    Ans: 18 months to 30 months

    What is emi??? for 20 lakhs

    Sir for 2 years(720 days) of tenure per lakh you need to pay 190 rupees

    If it is for 18 months per day u need to pay 235 ruppes sir per lakh

    Q)Daily Repayment benefits:

    Ans: Sir monthly one shot if u want to pay emi every month it will be burden for you sir because you
    need to pay salary for your employees and offce rent, gst and all. Sir your business will happen daily
    sir suppose 15,000/- if it Is happening paying 190 rupees will not cause you burden sir.

    Q: If any bounce What will happen?

    Ans: Sir if any bounces happened because of no balances in your account still no problem no extra
    charges are there you can pay that amount next day or after 2 days or 3 days as per your convinence.

    Sir suppose if you still feel burden for repaying daily we are tied up with Aditya birla, piramal and few
    other NBFC as well I will make you monthly repayment don't worry sir.

    Q)What documents required??

    Ans: Sir just your pan card and bank account statement from sept 1st to till date sir I will calculate
    elgibility and let you know sir with in 1 hour how much loan amount we can do

    Q)I have existing loan with neogrowth??

    Ans: Sir no problem sir now Neogrowth is tied up with few nbfc and banks as well to give loan for
    existing customers may I know few details sir..

    And ask

    What is the loan amount you have taken from Neogrowth:

    When did you take the loan:

    Monthly phone pay, Google pay, paytm sales daily approximately:


    Zomato and swiggy Sales per weekly approximately:

    Is it proprietorship or partnership or pvt ltd

    Running loans:

    Cibil score:

    Do You have own house any where in India:

    OK sir, I will ask my manager to call you Sir.

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