About Loyalty
About Loyalty
About Loyalty
The Loyalty scheme for Frequent Travelers is exclusively brought to you by IRCTC in
partnership with India’s leading card partners viz SBI Cards, BOB Cards and HDFC Bank. The
scheme allows the travellers to earn ‘Travel Points’ whenever members booked tickets
through IRCTC e-ticketing portal and these points can be redeemed on Train Tickets as and
when required.
A loyalty user earns travel points on Rail ticket booking and partner points on the purchase of
other goods and services. The loyalty user can redeem these points for ticket booking on
IRCTC.
Benefits to Loyalty User:
The Loyalty Program users enjoy the waiver of 1% transaction charges, at the time of
booking rail e-tickets through a Co-Branded Credit Card.
Additionally, Users of this Card are also provided free access to Lounges at Railway
Stations.
When the customers book Rail E-tickets on select classes through IRCTC’s website &
Mobile App using the Co-Branded Credit Card, they accrue Loyalty Points against their
Loyalty Number, upon completion of the journey. These accumulated Loyalty points
can be redeemed to book further tickets.
Linking of Loyalty card: User can link their IRCTC user ID with the Loyalty card only when this
card is successfully registered at IRCTC end. While linking the IRCTC user id with Loyalty card
profile details is also matched.
Points Accrual
While booking the Rail ticket in AC classes, when user opt for Accrual booking , loyalty
number of the passenger is taken as input and on the basis of which Passenger details
is fetched for booking. User may add the passenger without having the loyalty number
also and may further proceed for booking. Travel Reward point (4% or 10% of the
total fare) is accrued only for the passenger booked using the loyalty number and
payment is done through the Loyalty card using the specified payment Gateways.
Travel Point is accrued after 5 days of the journey date if ticket is not cancelled.
The Travel points accrued will be shared with the bank in a file which can be
downloaded through portal provided to bank on daily basis. These points would be
managed by bank and will be used by user for redemption.
Bank Reward points would be given by bank on Retail or POS transactions and can be
redeemed by user on ticket booking.