LR One Way Summary
LR One Way Summary
LR One Way Summary
NCB OD AO OD+AO
20% BONUS 63.2% 48.1% 59.5%
25% BONUS 80.9% 61.0% 76.2%
35% BONUS 97.7% 56.8% 88.7%
Earned Premium
NCB OD AO OD+AO
20% BONUS 13,104,704 4,168,038 17,272,743
25% BONUS 7,354,557 2,282,556 9,637,114
35% BONUS 2,990,922 851,478 3,842,400
45% BONUS 1,840,313 509,629 2,349,942
50% BONUS 2,951,443 332,268 3,283,712
65% BONUS 2,056 - 2,056
NO BONUS/MALUS 13,731,136 4,044,439 17,775,575
Total 41,975,132 12,188,409 54,163,541
Check - 0 (0)
Incurred Loss
NCB OD AO OD+AO
20% BONUS 8,281,289 2,003,409 10,284,698
25% BONUS 5,949,322 1,392,234 7,341,556
35% BONUS 2,923,414 483,868 3,407,282
45% BONUS 1,483,835 322,330 1,806,165
50% BONUS 1,955,982 109,841 2,065,823
NO BONUS/MALUS 11,184,136 2,363,731 13,547,867
Total 31,777,978 6,675,413 38,453,391
Check - - -
Claim Count
NCB OD AO OD+AO
20% BONUS 442 335 449
25% BONUS 298 189 300
35% BONUS 127 55 127
45% BONUS 97 35 97
50% BONUS 117 21 117
NO BONUS/MALUS 531 397 539
Total 1,612 1,032 1,629
Check - - -
oss Ratio Average Cost Per Claim(Incurred)
0 -
- -
- -
Written Premium Written Premium (Propo
NCB OD AO OD+AO TP Total OD
20% BONUS 24,681,419 8,139,288 32,820,707 10,661,260 43,481,967 31%
25% BONUS 13,141,225 4,314,118 17,455,343 7,033,028 24,488,371 16%
35% BONUS 5,953,910 1,938,474 7,892,384 4,428,040 12,320,424 7%
45% BONUS 3,594,739 1,116,473 4,711,212 3,638,509 8,349,721 4%
50% BONUS 5,754,231 671,183 6,425,414 8,009,814 14,435,228 7%
65% BONUS 2,908 - 2,908 2,387 5,295 0%
NO BONUS/MALUS 27,392,801 8,542,346 35,935,147 9,756,196 45,691,343 34%
Total 80,521,233 24,721,882 105,243,115 43,529,234 148,772,349
Check 3,466
Written Premium (Proportion Split) Earned / Written premiums Ratio
AO OD+AO TP Total NCB OD AO
33% 31% 24% 29% 20% BONUS 53.1% 51.2%
17% 17% 16% 16% 25% BONUS 56.0% 52.9%
8% 7% 10% 8% 35% BONUS 50.2% 43.9%
5% 4% 8% 6% 45% BONUS 51.2% 45.6%
3% 6% 18% 10% 50% BONUS 51.3% 49.5%
0% 0% 0% 0% 65% BONUS 70.7% -
35% 34% 22% 31% NO BONUS/MALUS 50.1% 47.3%
Total
OD+AO TP Total
Loss Ratio
Fuel Type OD AO OD+AO TP
PETROL 63.9% 39.3% 58.6% 2.7%
DIESEL 88.6% 71.0% 84.5% 7.2%
OTHERS 71.7% 42.3% 64.9% 0.0%
Total 75.7% 54.8% 71.0% 4.3%
Earned Premium
Fuel Type OD AO OD+AO TP
PETROL 20,921,281 5,832,116 26,753,396 11,687,046
DIESEL 19,553,952 5,905,024 25,458,977 8,563,171
OTHERS 1,499,899 451,269 1,951,168 975,049
Total 41,975,132 12,188,409 54,163,541 21,225,266
Check - 0 (0) 0
Incurred Loss
Fuel Type OD AO OD+AO TP
PETROL 13,376,778 2,294,572 15,671,350 310,000
DIESEL 17,325,623 4,189,995 21,515,618 613,000
OTHERS 1,075,576 190,846 1,266,422 -
Total 31,777,978 6,675,413 38,453,391 923,000
Check - - - -
Claim Count
Fuel Type OD AO OD+AO TP
PETROL 879 526 885 3
DIESEL 650 461 661 4
OTHERS 83 45 83 -
Total 1,612 1,032 1,629 7
Check - - - -
Average Cost Per Claim(Incurred)
Total OD AO OD+AO TP Total
41.6% 15,218 4,362 17,708 103,333 17,997
65.0% 26,655 9,089 32,550 153,250 33,276
43.3% 12,959 4,241 15,258 - 15,258
52.2% 19,713 6,468 23,606 131,857 24,069
0 Check -0.00
- Check
- Check
Written Premium Written Premium (Proportion Split)
AO OD+AO TP Total OD AO OD+AO TP Total
12,194,588 52,830,402 24,413,111 77,243,513 50% 49% 50% 56% 52%
11,407,617 48,012,560 16,820,288 64,832,848 45% 46% 46% 39% 44%
1,119,676 4,400,153 2,295,835 6,695,988 4% 5% 4% 5% 5%
24,721,882 105,243,115 43,529,234 148,772,349
-0.00 - - -
-
Earned / Written premiums Ratio
Fuel Type OD AO OD+AO TP Total
PETROL 51.5% 47.8% 50.6% 47.9% 49.8%
DIESEL 53.4% 51.8% 53.0% 50.9% 52.5%
OTHERS 45.7% 40.3% 44.3% 42.5% 43.7%
Total 52.1% 49.3% 51.5% 48.8% 50.7%
Earned Premium
Vehicle Age OD AO OD+AO TP
0 2,076,257 471,057 2,547,314 480,948
1 14,013,803 4,325,355 18,339,158 4,396,985
2 8,757,161 3,017,515 11,774,676 3,318,353
3 4,537,094 1,660,139 6,197,233 2,167,854
4 4,312,670 1,656,274 5,968,944 2,622,843
5 3,751,454 926,304 4,677,759 2,961,287
6 1,703,349 125,787 1,829,136 1,475,385
7 840,528 5,821 846,349 946,693
8 653,736 155 653,892 827,104
9 558,491 - 558,491 841,879
10 697,422 - 697,422 1,049,757
11 54,081 - 54,081 88,975
12 2,203 - 2,203 3,459
13 9,129 - 9,129 16,866
14 1,671 - 1,671 6,997
15 4,855 - 4,855 14,184
16-20 1,228 - 1,228 5,699
Total 41,975,132 12,188,409 54,163,541 21,225,266
Incurred Loss
Vehicle Age OD AO OD+AO TP
0 803,714 145,200 948,914 -
1 8,935,283 2,316,780 11,252,063 100,000
2 6,721,329 1,731,439 8,452,768 100,000
3 4,026,007 1,192,922 5,218,929 113,000
4 3,136,609 792,237 3,928,846 210,000
5 4,352,814 434,677 4,787,491 100,000
6 1,083,752 62,158 1,145,910 -
7 748,139 - 748,139 -
8 552,094 - 552,094 -
9 541,020 - 541,020 300,000
10 855,642 - 855,642 -
11 21,575 - 21,575 -
12
13
14
15
16-20
Total 31,777,978 6,675,413 38,453,391 923,000
Check - - - -
Claim Count
Vehicle Age OD AO OD+AO TP
0 43 36 43 -
1 429 364 433 1
2 311 255 315 1
3 227 154 229 1
4 204 130 207 2
5 198 80 202 1
6 83 13 83 -
7 40 - 40 -
8 28 - 28 -
9 23 - 23 1
10 25 - 25 -
11 1 - 1 -
12
13
14
15
16-20
Check - - - -
Average Cost Per Claim(Incurred)
Total OD AO OD+AO TP Total
31.3% 1869102.3% 4,033 22,068 - 22,068
49.9% 20,828 6,365 25,986 100,000 26,157
56.7% 21,612 6,790 26,834 100,000 27,066
63.7% 17,736 7,746 22,790 113,000 23,182
48.2% 15,376 6,094 18,980 105,000 19,803
64.0% 21,984 5,433 23,700 100,000 24,076
34.7% 13,057 4,781 13,806 - 13,806
41.7% 18,703 - 18,703 - 18,703
37.3% 19,718 - 19,718 - 19,718
60.1% 23,523 - 23,523 300,000 35,043
49.0% 34,226 - 34,226 - 34,226
15.1% 21,575 - 21,575 - 21,575
0.0% - - - - -
0.0% - - - - -
0.0% - - - - -
0.0% - - - - -
0.0% - - - - -
52.2% 19,713 6,468 23,606 131,857 24,069
0 Check -0.00
- Check -
- Check
Written Premium Written Premium (Proportion Split)
AO OD+AO TP Total OD AO OD+AO TP Total
734,436 3,986,347 817,392 4,803,739 4% 3% 4% 2% 3%
7,774,813 32,380,387 8,234,115 40,614,502 31% 31% 31% 19% 27%
5,972,443 22,887,184 6,557,908 29,445,092 21% 24% 22% 15% 20%
3,997,633 13,836,412 4,834,337 18,670,749 12% 16% 13% 11% 13%
3,783,325 12,910,206 5,802,995 18,713,201 11% 15% 12% 13% 13%
2,118,467 9,855,478 6,363,991 16,219,469 10% 9% 9% 15% 11%
319,737 3,655,862 3,020,186 6,676,048 4% 1% 3% 7% 4%
20,543 1,768,193 1,944,530 3,712,723 2% 0% 2% 4% 2%
485 1,160,096 1,517,331 2,677,427 1% 0% 1% 3% 2%
- 1,069,523 1,655,013 2,724,536 1% 0% 1% 4% 2%
- 1,576,032 2,496,107 4,072,139 2% 0% 1% 6% 3%
- 130,815 221,484 352,299 0% 0% 0% 1% 0%
- 5,542 8,601 14,143 0% 0% 0% 0% 0%
- 10,940 20,423 31,363 0% 0% 0% 0% 0%
- 2,371 9,484 11,855 0% 0% 0% 0% 0%
- 6,144 18,122 24,266 0% 0% 0% 0% 0%
- 1,583 7,215 8,798 0% 0% 0% 0% 0%
24,721,882 105,243,115 43,529,234 148,772,349
-0.00 - - -
- - - - 2,576.65
- - - 15,282
-
Earned / Written premiums Ratio
Vehicle Age OD AO OD+AO TP Total
0 63.8% 64.1% 63.9% 58.8% 63.0%
1 57.0% 55.6% 56.6% 53.4% 56.0%
2 51.8% 50.5% 51.4% 50.6% 51.3%
3 46.1% 41.5% 44.8% 44.8% 44.8%
4 47.3% 43.8% 46.2% 45.2% 45.9%
5 48.5% 43.7% 47.5% 46.5% 47.1%
6 51.1% 39.3% 50.0% 48.9% 49.5%
7 48.1% 28.3% 47.9% 48.7% 48.3%
8 56.4% 32.1% 56.4% 54.5% 55.3%
9 52.2% - 52.2% 50.9% 51.4%
10 44.3% - 44.3% 42.1% 42.9%
11 41.3% - 41.3% 40.2% 40.6%
12 39.8% - 39.8% 40.2% 40.0%
13 83.4% - 83.4% 82.6% 82.9%
14 70.5% - 70.5% 73.8% 73.1%
15 79.0% - 79.0% 78.3% 78.5%
16-20 77.6% - 77.6% 79.0% 78.7%
Total 52.1% 49.3% 51.5% 48.8% 50.7%
Earned Premium
Vehicle Make OD AO OD+AO
AUDI 154,521 55,879 210,399
BMW 203,818 83,366 287,184
CHEVROLET 1,307,500 209,202 1,516,702
DAEWOO 417 - 417
DATSUN 26,495 6,276 32,771
FIAT 320,005 63,208 383,213
FORD 2,272,512 652,779 2,925,291
HONDA 6,065,521 1,930,033 7,995,555
HYUNDAI 12,348,943 3,996,456 16,345,399
JAGUAR 79,605 14,213 93,818
MAHINDRA 3,618,512 1,019,031 4,637,543
MAHINDRARENAULT 40,982 2,666 43,648
MARUTI 7,073,683 1,841,710 8,915,393
MITSUBISHI 14,385 6,465 20,849
NISSAN 436,380 162,308 598,688
RENAULT 1,703,038 575,186 2,278,224
SKODA 1,181,199 280,595 1,461,794
TATA 1,361,312 179,890 1,541,202
TOYOTA 2,427,429 682,524 3,109,954
VOLKSWAGEN 1,330,537 419,579 1,750,116
VOLVO 8,339 7,042 15,381
Total 41,975,132 12,188,409 54,163,541
Check - 0 (0)
Incurred Loss
Vehicle Make OD AO OD+AO
AUDI 138,671 121,476 260,147
BMW 144,231 63,139 207,370
CHEVROLET 1,075,214 128,024 1,203,238
DATSUN 22,167 2,550 24,717
FIAT 129,410 430 129,840
FORD 1,894,805 629,047 2,523,852
HONDA 4,926,684 741,509 5,668,193
HYUNDAI 8,991,184 1,856,358 10,847,542
MAHINDRA 2,807,466 663,408 3,470,874
MARUTI 4,655,024 701,713 5,356,737
NISSAN 270,450 69,249 339,699
RENAULT 1,496,371 527,565 2,023,936
SKODA 705,193 197,214 902,407
TATA 1,089,171 54,270 1,143,441
TOYOTA 2,173,989 677,413 2,851,402
VOLKSWAGEN 1,257,947 242,048 1,499,995
Total 31,777,978 6,675,413 38,453,391
Check - - -
Claim Count
Vehicle Make OD AO OD+AO
AUDI 2 2 2
BMW 3 2 3
CHEVROLET 42 17 43
DATSUN 2 1 2
FIAT 11 1 11
FORD 78 59 81
HONDA 201 147 201
HYUNDAI 611 418 620
MAHINDRA 65 45 66
MARUTI 332 179 333
NISSAN 16 14 16
RENAULT 49 41 49
SKODA 33 18 33
TATA 67 19 67
TOYOTA 52 35 53
VOLKSWAGEN 48 34 49
Check - - -
oss Ratio Average Cost Per Claim(Incurred
TP Total OD AO OD+AO TP Total
0% 108% 69,336 60,738 130,074 - 130,074
0% 63% 48,077 31,570 69,123 - 69,123
0% 45% 25,600 7,531 27,982 - 27,982
- - - - - - -
0% 54% 11,084 2,550 12,359 - 12,359
0% 24% 11,765 430 11,804 - 11,804
11% 68% 24,292 10,662 31,159 100,000 31,998
10% 59% 24,511 5,044 28,200 105,000 28,957
0% 48% 14,716 4,441 17,496 - 17,496
- - - - - - -
5% 52% 43,192 14,742 52,589 113,000 53,491
- - - - - - -
5% 42% 14,021 3,920 16,086 100,000 16,587
- - - - - - -
0% 46% 16,903 4,946 21,231 - 21,231
0% 74% 30,538 12,867 41,305 - 41,305
0% 41% 21,369 10,956 27,346 - 27,346
0% 45% 16,256 2,856 17,066 - 17,066
24% 72% 41,807 19,355 53,800 300,000 58,359
0% 66% 26,207 7,119 30,612 - 30,612
- - - - - - -
4.3% 52.2%
0 -
urred Loss Incurred Loss (Proportion Split)
TP Total OD AO OD+AO TP Total
- 260,147 0% 2% 1% 0% 1%
- 207,370 0% 1% 1% 0% 1%
- 1,203,238 3% 2% 3% 0% 3%
- 24,717 0% 0% 0% 0% 0%
- 129,840 0% 0% 0% 0% 0%
100,000 2,623,852 6% 9% 7% 11% 7%
210,000 5,878,193 16% 11% 15% 23% 15%
- 10,847,542 28% 28% 28% 0% 28%
113,000 3,583,874 9% 10% 9% 12% 9%
200,000 5,556,737 15% 11% 14% 22% 14%
- 339,699 1% 1% 1% 0% 1%
- 2,023,936 5% 8% 5% 0% 5%
- 902,407 2% 3% 2% 0% 2%
- 1,143,441 3% 1% 3% 0% 3%
300,000 3,151,402 7% 10% 7% 33% 8%
- 1,499,995 4% 4% 4% 0% 4%
923,000 39,376,391
- -
- -
Written Premium Written Premium (Prop
Vehicle Make OD AO OD+AO TP Total OD
AUDI 332,550 123,068 455,618 70,104 525,722 0%
BMW 248,991 105,642 354,633 54,411 409,044 0%
CHEVROLET 2,401,113 404,180 2,805,293 2,162,034 4,967,327 3%
DAEWOO 440 - 440 2,455 2,895 0%
DATSUN 51,520 13,857 65,377 26,165 91,542 0%
FIAT 632,051 136,403 768,453 313,667 1,082,120 1%
FORD 3,837,007 1,134,520 4,971,527 1,664,405 6,635,932 5%
HONDA 11,113,389 3,688,197 14,801,586 4,012,099 18,813,685 14%
HYUNDAI 24,391,557 8,314,878 32,706,435 13,188,836 45,895,271 30%
JAGUAR 97,502 17,409 114,911 6,264 121,175 0%
MAHINDRA 6,269,632 1,778,650 8,048,282 3,887,183 11,935,465 8%
MAHINDRARENAULT 60,776 2,826 63,602 76,553 140,155 0%
MARUTI 15,629,731 4,654,979 20,284,710 10,080,189 30,364,899 19%
MITSUBISHI 23,659 9,476 33,135 21,129 54,264 0%
NISSAN 963,146 361,261 1,324,407 299,051 1,623,458 1%
RENAULT 3,283,057 1,154,059 4,437,116 922,732 5,359,848 4%
SKODA 2,620,719 679,195 3,299,914 1,672,235 4,972,149 3%
TATA 2,354,619 331,275 2,685,894 1,935,610 4,621,504 3%
TOYOTA 3,859,816 1,059,743 4,919,559 2,133,669 7,053,228 5%
VOLKSWAGEN 2,330,573 735,891 3,066,464 994,129 4,060,593 3%
VOLVO 19,387 16,372 35,759 6,314 42,073 0%
Total 80,521,233 24,721,882 105,243,115 43,529,234 148,772,349
Check -
Written Premium (Proportion Split) Earned / Written premiums Ratio
AO OD+AO TP Total Vehicle Make OD AO OD+AO TP
0% 0% 0% 0% AUDI 46.5% 45.4% 46.2% 42.5%
0% 0% 0% 0% BMW 81.9% 78.9% 81.0% 77.2%
2% 3% 5% 3% CHEVROLET 54.5% 51.8% 54.1% 52.5%
0% 0% 0% 0% DAEWOO 94.8% - 94.8% 94.8%
0% 0% 0% 0% DATSUN 51.4% 45.3% 50.1% 49.2%
1% 1% 1% 1% FIAT 50.6% 46.3% 49.9% 49.2%
5% 5% 4% 4% FORD 59.2% 57.5% 58.8% 57.0%
15% 14% 9% 13% HONDA 54.6% 52.3% 54.0% 50.8%
34% 31% 30% 31% HYUNDAI 50.6% 48.1% 50.0% 46.5%
0% 0% 0% 0% JAGUAR 81.6% 81.6% 81.6% 81.6%
7% 8% 9% 8% MAHINDRA 57.7% 57.3% 57.6% 56.3%
0% 0% 0% 0% MAHINDRARENAULT 67.4% 94.4% 68.6% 45.8%
19% 19% 23% 20% MARUTI 45.3% 39.6% 44.0% 43.4%
0% 0% 0% 0% MITSUBISHI 60.8% 68.2% 62.9% 49.5%
1% 1% 1% 1% NISSAN 45.3% 44.9% 45.2% 45.1%
5% 4% 2% 4% RENAULT 51.9% 49.8% 51.3% 49.0%
3% 3% 4% 3% SKODA 45.1% 41.3% 44.3% 43.3%
1% 3% 4% 3% TATA 57.8% 54.3% 57.4% 52.7%
4% 5% 5% 5% TOYOTA 62.9% 64.4% 63.2% 58.4%
3% 3% 2% 3% VOLKSWAGEN 57.1% 57.0% 57.1% 54.1%
0% 0% 0% 0% VOLVO 43.0% 43.0% 43.0% 43.0%
Total 52.1% 49.3% 51.5% 48.8%
Open Claims (Proportion Split) Open / Total Incurred Ratio
AO OD+AO TP Total Vehicle Make OD AO OD+AO TP
Total
Earned Premium
City OD AO OD+AO
ABAD 477,592 167,883 645,475
AGRA 3,039 323 3,362
AMRITSAR 1,751 - 1,751
BANGALORE 5,438,563 1,458,175 6,896,738
BARODA 160,795 61,389 222,184
BERJAYA HOUSE 425 - 425
BHILAI 5,974 - 5,974
BHOPAL 3,155 1,585 4,740
BHUBANESHWAR 10,413 6,806 17,219
CHANDIGARH 328,856 114,142 442,999
CHENNAI 1,057,659 235,671 1,293,330
COIMBATORE 152,528 44,818 197,345
CORP OFFICE 7,406,134 2,074,815 9,480,949
DELHI 8,788,366 2,573,998 11,362,364
GHAZIABAD 1,164,270 367,299 1,531,569
GURGAON 3,847,093 1,167,534 5,014,627
GUWAHATI 152,101 42,063 194,163
HYDERABAD 106,289 32,953 139,242
INDORE 249,746 62,506 312,251
JAIPUR 695,860 190,563 886,424
JALLANDHAR 3,947 - 3,947
JAMMU 17,358 - 17,358
JAMSHEDPUR 139,955 38,422 178,377
KANPUR 203,883 60,561 264,444
KOLHAPUR 94,177 28,092 122,268
KOLKATA 344,789 96,504 441,293
LUCKNOW 4,375 1,989 6,364
LUDHIANA 168,837 57,579 226,417
MADURAI 48,737 14,362 63,099
MANGALORE 7,868 1,756 9,624
MOTI NAGAR 43,745 14,040 57,785
MUMBAI 3,720,247 1,167,428 4,887,674
MYSORE 94 - 94
NAGPUR 221,283 58,897 280,180
NASHIK 139,595 41,644 181,240
NOIDA 1,743,997 494,504 2,238,501
PANAJI 128,768 43,437 172,205
PATNA 29,724 8,963 38,687
PUNE 2,934,715 859,758 3,794,473
RAIPUR 87,057 17,380 104,437
RAJKOT 103,160 31,721 134,880
RANCHI 93,841 15,853 109,693
SURAT 204,737 79,898 284,635
TAMBARAM 9,602 - 9,602
THANE 1,266,068 415,258 1,681,326
UDAIPUR 9,061 244 9,306
VISAKHAPATNAM 154,904 37,593 192,497
Total 41,975,132 12,188,409 54,163,541
Check - 0 (0)
Incurred Loss
City OD AO OD+AO
ABAD 253,785 85,327 339,112
BANGALORE 3,041,699 626,874 3,668,573
BARODA 78,810 33,638 112,448
CHANDIGARH 98,033 27,496 125,529
CHENNAI 743,040 60,369 803,409
COIMBATORE 241,771 61,417 303,188
CORP OFFICE 7,617,896 1,732,737 9,350,633
DELHI 8,266,442 1,436,963 9,703,405
GHAZIABAD 812,845 344,008 1,156,853
GURGAON 2,054,032 581,797 2,635,829
GUWAHATI 43,104 4,592 47,696
HYDERABAD 53,753 7,984 61,737
INDORE 211,158 44,402 255,560
JAIPUR 477,936 80,223 558,159
JAMSHEDPUR 51,849 8,286 60,135
KANPUR 76,756 46,805 123,561
KOLHAPUR 81,914 23,313 105,227
KOLKATA 169,975 28,371 198,346
LUDHIANA 484,643 184,859 669,502
MADURAI 64,868 - 64,868
MUMBAI 1,932,279 466,568 2,398,847
NAGPUR 128,308 10,830 139,138
NASHIK 73,407 11,917 85,324
NOIDA 1,603,727 246,784 1,850,511
PANAJI 141,566 17,817 159,383
PATNA 20,953 5,668 26,621
PUNE 1,392,237 267,509 1,659,746
RAIPUR 115,861 16,797 132,658
RAJKOT 38,674 9,787 48,461
RANCHI 15,500 - 15,500
SURAT 236,295 26,474 262,769
TAMBARAM 50,471 - 50,471
THANE 1,006,956 147,882 1,154,838
VISAKHAPATNAM 97,434 27,919 125,353
Total 31,777,978 6,675,413 38,453,391
Check - - -
Claim Count
City OD AO OD+AO
ABAD 15 14 15
BANGALORE 190 109 191
BARODA 5 6 6
CHANDIGARH 7 6 7
CHENNAI 35 15 35
COIMBATORE 12 10 12
CORP OFFICE 296 179 302
DELHI 364 261 369
GHAZIABAD 47 37 47
GURGAON 131 80 131
GUWAHATI 4 2 4
HYDERABAD 7 4 7
INDORE 11 6 11
JAIPUR 34 19 36
JAMSHEDPUR 6 5 6
KANPUR 3 4 4
KOLHAPUR 3 3 3
KOLKATA 14 8 14
LUDHIANA 9 7 9
MADURAI 2 - 2
MUMBAI 143 90 144
NAGPUR 7 3 7
NASHIK 4 3 4
NOIDA 87 52 87
PANAJI 5 3 5
PATNA 3 2 3
PUNE 82 53 82
RAIPUR 9 3 9
RAJKOT 4 4 4
RANCHI 1 - 1
SURAT 13 9 13
TAMBARAM 3 - 3
THANE 48 31 48
VISAKHAPATNAM 8 4 8
Total 1,612 1,032 1,629
Check - - -
oss Ratio Average Cost Per Claim(Incurred
TP Total OD AO OD+AO TP Total
49% 52% 16,919 6,095 22,607 113,000 28,257
- - - - - - -
- - - - - - -
0% 38% 16,009 5,751 19,207 - 19,207
0% 37% 15,762 5,606 18,741 - 18,741
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
0% 21% 14,005 4,583 17,933 - 17,933
0% 43% 21,230 4,025 22,955 - 22,955
0% 110% 20,148 6,142 25,266 - 25,266
11% 74% 25,736 9,680 30,962 200,000 32,074
2% 62% 22,710 5,506 26,296 100,000 26,496
32% 63% 17,295 9,298 24,614 100,000 27,691
0% 38% 15,680 7,272 20,121 - 20,121
0% 19% 10,776 2,296 11,924 - 11,924
0% 32% 7,679 1,996 8,820 - 8,820
0% 57% 19,196 7,400 23,233 - 23,233
0% 47% 14,057 4,222 15,504 - 15,504
- - - - - - -
- - - - - - -
0% 23% 8,642 1,657 10,023 - 10,023
0% 34% 25,585 11,701 30,890 - 30,890
0% 67% 27,305 7,771 35,076 - 35,076
0% 30% 12,141 3,546 14,168 - 14,168
- - - - - - -
0% 222% 53,849 26,408 74,389 - 74,389
465% 202% 32,434 - 32,434 110,000 58,289
- - - - - - -
- - - - - - -
0% 35% 13,512 5,184 16,659 - 16,659
- - - - - - -
0% 35% - - - - -
0% 34% - - - - -
0% 60% - - - - -
0% 63% - - - - -
0% 40% - - - - -
0% 31% - - - - -
0% 87% - - - - -
0% 26% - - - - -
0% 10% - - - - -
0% 68% - - - - -
0% 385% - - - - -
0% 50% - - - - -
- - - - - - -
0% 45% - - - - -
4.3% 52.2%
0 -
- -
- -
Written Premium Written Premium (Propor
City OD AO OD+AO TP Total OD AO
ABAD 880,257 326,371 1,206,628 460,037 1,666,665 1% 1%
AGRA 4,565 485 5,050 2,387 7,437 0% 0%
AMRITSAR 1,751 - 1,751 1,568 3,319 0% 0%
BANGALORE 10,686,827 3,020,319 13,707,146 5,729,016 19,436,162 13% 12%
BARODA 306,699 108,125 414,824 173,920 588,744 0% 0%
BERJAYA HOUSE 560 - 560 2,355 2,915 0% 0%
BHILAI 6,195 - 6,195 2,155 8,350 0% 0%
BHOPAL 5,283 2,654 7,937 2,337 10,274 0% 0%
BHUBANESHWAR 14,939 10,301 25,240 6,372 31,612 0% 0%
CHANDIGARH 540,129 181,757 721,886 259,730 981,616 1% 1%
CHENNAI 2,034,454 492,872 2,527,326 1,160,820 3,688,146 3% 2%
COIMBATORE 304,203 75,771 379,974 169,755 549,729 0% 0%
CORP OFFICE 15,526,879 4,724,237 20,251,116 8,410,751 28,661,867 19% 19%
DELHI 16,761,720 5,289,143 22,050,863 9,100,058 31,150,921 21% 21%
GHAZIABAD 2,691,579 883,617 3,575,196 1,495,213 5,070,409 3% 4%
GURGAON 7,029,609 2,200,916 9,230,525 3,682,261 12,912,786 9% 9%
GUWAHATI 272,564 76,993 349,557 130,983 480,540 0% 0%
HYDERABAD 155,814 47,609 203,423 85,335 288,758 0% 0%
INDORE 476,851 126,178 603,029 274,336 877,365 1% 1%
JAIPUR 1,201,063 342,643 1,543,706 555,742 2,099,448 1% 1%
JALLANDHAR 8,309 - 8,309 4,492 12,801 0% 0%
JAMMU 23,388 - 23,388 16,106 39,494 0% 0%
JAMSHEDPUR 256,024 73,316 329,340 134,679 464,019 0% 0%
KANPUR 366,251 120,414 486,665 182,034 668,699 0% 0%
KOLHAPUR 161,299 51,356 212,655 69,293 281,948 0% 0%
KOLKATA 670,449 208,939 879,388 441,942 1,321,330 1% 1%
LUCKNOW 11,402 3,723 15,125 7,511 22,636 0% 0%
LUDHIANA 284,112 93,928 378,040 121,622 499,662 0% 0%
MADURAI 78,012 22,596 100,608 39,933 140,541 0% 0%
MANGALORE 9,420 1,775 11,195 8,601 19,796 0% 0%
MOTI NAGAR 75,716 25,785 101,501 47,772 149,273 0% 0%
MUMBAI 5,979,225 1,943,564 7,922,789 3,359,623 11,282,412 7% 8%
MYSORE 1,142 - 1,142 2,405 3,547 0% 0%
NAGPUR 459,093 115,837 574,930 251,457 826,387 1% 0%
NASHIK 317,957 101,722 419,679 165,739 585,418 0% 0%
NOIDA 3,474,882 1,071,705 4,546,587 1,847,299 6,393,886 4% 4%
PANAJI 256,962 80,857 337,819 154,909 492,728 0% 0%
PATNA 44,988 12,316 57,304 41,231 98,535 0% 0%
PUNE 5,454,954 1,665,248 7,120,202 2,979,511 10,099,713 7% 7%
RAIPUR 176,386 39,504 215,890 105,320 321,210 0% 0%
RAJKOT 276,692 85,251 361,943 136,772 498,715 0% 0%
RANCHI 211,228 46,204 257,432 97,702 355,134 0% 0%
SURAT 414,137 170,375 584,512 220,279 804,791 1% 1%
TAMBARAM 9,602 - 9,602 3,496 13,098 0% 0%
THANE 2,334,102 816,326 3,150,428 1,225,834 4,376,262 3% 3%
UDAIPUR 17,975 485 18,460 6,264 24,724 0% 0%
VISAKHAPATNAM 245,585 60,665 306,250 152,277 458,527 0% 0%
Total 80,521,233 24,721,882 105,243,115 43,529,234 148,772,349
Check -
Written Premium (Proportion Split) Earned Premium/Written Premium
OD+AO TP Total City OD AO OD+AO TP Total
1% 1% 1% ABAD 54.3% 51.4% 53.5% 50.4% 52.6%
0% 0% 0% AGRA 66.6% 66.6% 66.6% 66.6% 66.6%
0% 0% 0% AMRITSAR 100.0% - 100.0% 100.0% 100.0%
13% 13% 13% BANGALORE 50.9% 48.3% 50.3% 48.5% 49.8%
0% 0% 0% BARODA 52.4% 56.8% 53.6% 45.9% 51.3%
0% 0% 0% BERJAYA HOUSE 75.9% - 75.9% 75.9% 75.9%
0% 0% 0% BHILAI 96.4% - 96.4% 96.4% 96.4%
0% 0% 0% BHOPAL 59.7% 59.7% 59.7% 59.7% 59.7%
0% 0% 0% BHUBANESHWAR 69.7% 66.1% 68.2% 62.1% 67.0%
1% 1% 1% CHANDIGARH 60.9% 62.8% 61.4% 58.2% 60.5%
2% 3% 2% CHENNAI 52.0% 47.8% 51.2% 48.3% 50.3%
0% 0% 0% COIMBATORE 50.1% 59.1% 51.9% 46.6% 50.3%
19% 19% 19% CORP OFFICE 47.7% 43.9% 46.8% 44.6% 46.2%
21% 21% 21% DELHI 52.4% 48.7% 51.5% 48.3% 50.6%
3% 3% 3% GHAZIABAD 43.3% 41.6% 42.8% 41.2% 42.3%
9% 8% 9% GURGAON 54.7% 53.0% 54.3% 50.9% 53.3%
0% 0% 0% GUWAHATI 55.8% 54.6% 55.5% 48.1% 53.5%
0% 0% 0% HYDERABAD 68.2% 69.2% 68.4% 64.2% 67.2%
1% 1% 1% INDORE 52.4% 49.5% 51.8% 50.5% 51.4%
1% 1% 1% JAIPUR 57.9% 55.6% 57.4% 56.3% 57.1%
0% 0% 0% JALLANDHAR 47.5% - 47.5% 43.7% 46.2%
0% 0% 0% JAMMU 74.2% - 74.2% 59.6% 68.2%
0% 0% 0% JAMSHEDPUR 54.7% 52.4% 54.2% 57.7% 55.2%
0% 0% 0% KANPUR 55.7% 50.3% 54.3% 53.9% 54.2%
0% 0% 0% KOLHAPUR 58.4% 54.7% 57.5% 49.2% 55.5%
1% 1% 1% KOLKATA 51.4% 46.2% 50.2% 49.6% 50.0%
0% 0% 0% LUCKNOW 38.4% 53.4% 42.1% 35.1% 39.8%
0% 0% 0% LUDHIANA 59.4% 61.3% 59.9% 61.9% 60.4%
0% 0% 0% MADURAI 62.5% 63.6% 62.7% 59.2% 61.7%
0% 0% 0% MANGALORE 83.5% 98.9% 86.0% 73.4% 80.5%
0% 0% 0% MOTI NAGAR 57.8% 54.5% 56.9% 58.6% 57.5%
8% 8% 8% MUMBAI 62.2% 60.1% 61.7% 57.7% 60.5%
0% 0% 0% MYSORE 8.2% - 8.2% 8.2% 8.2%
1% 1% 1% NAGPUR 48.2% 50.8% 48.7% 45.5% 47.8%
0% 0% 0% NASHIK 43.9% 40.9% 43.2% 40.0% 42.3%
4% 4% 4% NOIDA 50.2% 46.1% 49.2% 46.4% 48.4%
0% 0% 0% PANAJI 50.1% 53.7% 51.0% 51.3% 51.1%
0% 0% 0% PATNA 66.1% 72.8% 67.5% 66.7% 67.2%
7% 7% 7% PUNE 53.8% 51.6% 53.3% 50.6% 52.5%
0% 0% 0% RAIPUR 49.4% 44.0% 48.4% 46.4% 47.7%
0% 0% 0% RAJKOT 37.3% 37.2% 37.3% 35.5% 36.8%
0% 0% 0% RANCHI 44.4% 34.3% 42.6% 43.5% 42.9%
1% 1% 1% SURAT 49.4% 46.9% 48.7% 45.9% 47.9%
0% 0% 0% TAMBARAM 100.0% - 100.0% 100.0% 100.0%
3% 3% 3% THANE 54.2% 50.9% 53.4% 50.9% 52.7%
0% 0% 0% UDAIPUR 50.4% 50.4% 50.4% 50.4% 50.4%
0% 0% 0% VISAKHAPATNAM 63.1% 62.0% 62.9% 57.6% 61.1%
Total 52.1% 49.3% 51.5% 48.8% 50.7%
Earned Premium
State OD AO OD+AO TP
AP 154,904 37,593 192,497 87,771
AS 152,101 42,063 194,163 63,008
BR 29,724 8,963 38,687 27,485
CG 93,031 17,380 110,411 50,976
DL 15,587,897 4,617,375 20,205,272 7,770,080
GA 128,768 43,437 172,205 79,438
GJ 946,284 340,891 1,287,174 461,460
JH 233,795 54,275 288,070 120,291
JK 17,358 - 17,358 9,592
KA 5,446,525 1,459,931 6,906,456 2,785,476
MH 15,782,218 4,645,892 20,428,111 8,036,876
MP 252,901 64,091 316,992 140,068
OR 10,413 6,806 17,219 3,958
PB 503,392 171,722 675,114 229,875
RJ 704,921 190,808 895,729 316,185
TN 1,268,525 294,851 1,563,377 666,448
TS 106,289 32,953 139,242 54,781
UP 211,297 62,873 274,170 102,275
WB 344,789 96,504 441,293 219,221
Total 41,975,132 12,188,409 54,163,541 21,225,266
Incurred Loss
State OD AO OD+AO TP
AP 97,434 27,919 125,353 -
AS 43,104 4,592 47,696 -
BR 20,953 5,668 26,621 -
CG 115,861 16,797 132,658 -
DL 12,737,047 2,609,552 15,346,599 300,000
GA 141,566 17,817 159,383 -
GJ 607,564 155,226 762,790 113,000
JH 67,349 8,286 75,635 -
KA 3,041,699 626,874 3,668,573 -
MH 12,232,997 2,660,756 14,893,753 400,000
MP 211,158 44,402 255,560 -
PB 582,676 212,355 795,031 -
RJ 477,936 80,223 558,159 -
TN 1,100,150 121,786 1,221,936 110,000
TS 53,753 7,984 61,737 -
UP 76,756 46,805 123,561 -
WB 169,975 28,371 198,346 -
31,777,978 6,675,413 38,453,391 923,000
Check - - - -
Claim Count
State OD AO OD+AO TP
AP 8 4 8 -
AS 4 2 4 -
BR 3 2 3 -
CG 9 3 9 -
DL 629 430 634 3
GA 5 3 5 -
GJ 37 33 38 1
JH 7 5 7 -
KA 190 109 191 -
MH 583 362 590 2
MP 11 6 11 -
PB 16 13 16 -
RJ 34 19 36 -
TN 52 25 52 1
TS 7 4 7 -
UP 3 4 4 -
WB 14 8 14 -
Check - - - -
Average Cost Per Claim(Incurred)
Total OD AO OD+AO TP Total
44.7% 1217925.0% 6,980 15,669 - 15,669
18.5% 10,776 2,296 11,924 - 11,924
40.2% 6,984 2,834 8,874 - 8,874
82.2% 12,873 5,599 14,740 - 14,740
55.9% 20,250 6,069 24,206 100,000 24,563
63.3% 28,313 5,939 31,877 - 31,877
50.1% 16,421 4,704 20,073 113,000 22,456
18.5% 9,621 1,657 10,805 - 10,805
- - - - - -
37.9% 16,009 5,751 19,207 - 19,207
53.7% 20,983 7,350 25,244 200,000 25,834
55.9% 19,196 7,400 23,233 - 23,233
- - - - - -
87.8% 36,417 16,335 49,689 - 49,689
46.1% 14,057 4,222 15,504 - 15,504
59.7% 21,157 4,871 23,499 110,000 25,131
31.8% 7,679 1,996 8,820 - 8,820
32.8% 25,585 11,701 30,890 - 30,890
30.0% 12,141 3,546 14,168 - 14,168
52.2%
0 Check -0.00
- Check
Written Premium Written Premium (Proportion Split)
AO OD+AO TP Total OD AO OD+AO TP Total
60,665 306,250 152,277 458,527 0% 0% 0% 0% 0%
76,993 349,557 130,983 480,540 0% 0% 0% 0% 0%
12,316 57,304 41,231 98,535 0% 0% 0% 0% 0%
39,504 222,085 107,475 329,560 0% 0% 0% 0% 0%
9,471,167 39,505,232 16,174,958 55,680,190 37% 38% 38% 37% 37%
80,857 337,819 154,909 492,728 0% 0% 0% 0% 0%
690,122 2,567,907 991,008 3,558,915 2% 3% 2% 2% 2%
119,519 586,772 232,381 819,153 1% 0% 1% 1% 1%
- 23,388 16,106 39,494 0% 0% 0% 0% 0%
3,022,094 13,719,483 5,740,022 19,459,505 13% 12% 13% 13% 13%
9,418,290 39,651,799 16,462,208 56,114,007 38% 38% 38% 38% 38%
128,833 610,966 276,673 887,639 1% 1% 1% 1% 1%
10,301 25,240 6,372 31,612 0% 0% 0% 0% 0%
275,685 1,109,986 387,412 1,497,398 1% 1% 1% 1% 1%
343,128 1,562,166 562,006 2,124,172 2% 1% 1% 1% 1%
591,238 3,017,510 1,374,004 4,391,514 3% 2% 3% 3% 3%
47,609 203,423 85,335 288,758 0% 0% 0% 0% 0%
124,622 506,840 191,932 698,772 0% 1% 0% 0% 0%
208,939 879,388 441,942 1,321,330 1% 1% 1% 1% 1%
24,721,882 105,243,115 43,529,234 148,772,349
-0.00 - - -
-
Earned / Written premiums Ratio
State OD AO OD+AO TP Total
AP 63.1% 62.0% 62.9% 57.6% 61.1%
AS 55.8% 54.6% 55.5% 48.1% 53.5%
BR 66.1% 72.8% 67.5% 66.7% 67.2%
CG 51.0% 44.0% 49.7% 47.4% 49.0%
DL 51.9% 48.8% 51.1% 48.0% 50.2%
GA 50.1% 53.7% 51.0% 51.3% 51.1%
GJ 50.4% 49.4% 50.1% 46.6% 49.1%
JH 50.0% 45.4% 49.1% 51.8% 49.9%
JK 74.2% - 74.2% 59.6% 68.2%
KA 50.9% 48.3% 50.3% 48.5% 49.8%
MH 52.2% 49.3% 51.5% 48.8% 50.7%
MP 52.5% 49.7% 51.9% 50.6% 51.5%
OR 69.7% 66.1% 68.2% 62.1% 67.0%
PB 60.3% 62.3% 60.8% 59.3% 60.4%
RJ 57.8% 55.6% 57.3% 56.3% 57.1%
TN 52.3% 49.9% 51.8% 48.5% 50.8%
TS 68.2% 69.2% 68.4% 64.2% 67.2%
UP 55.3% 50.5% 54.1% 53.3% 53.9%
WB 51.4% 46.2% 50.2% 49.6% 50.0%
Total 52.1% 49.3% 51.5% 48.8% 50.7%
Earned Premium
Business Type OD AO OD+AO TP
New 33,342,738 9,735,901 43,078,640 15,706,457
Not Available 2,480,999 753,437 3,234,436 1,562,148
Renew 2,384,678 773,441 3,158,119 1,373,340
Rollover 3,766,717 925,629 4,692,346 2,583,320
Total 41,975,132 12,188,409 54,163,541 21,225,266
Incurred Loss
Business Type OD AO OD+AO TP
New 25,809,333 5,281,852 31,091,185 823,000
Not Available 1,350,182 247,830 1,598,012 100,000
Renew 1,090,803 271,315 1,362,118 -
Rollover 3,527,659 874,416 4,402,075 -
Total 31,777,978 6,675,413 38,453,391 923,000
Check - - - -
Claim Count
Business Type OD AO OD+AO TP
New 1,226 818 1,239 6
Not Available 99 62 101 1
Renew 107 62 107 -
Rollover 180 90 182 -
Total 1,612 1,032 1,629 7
Check - - - -
Average Cost Per Claim(Incurred)
Total OD AO OD+AO TP Total
54.3% 21,052 6,457 25,094 137,167 25,634
35.4% 13,638 3,997 15,822 100,000 16,647
30.1% 10,194 4,376 12,730 - 12,730
60.5% 19,598 9,716 24,187 - 24,187
52.2% 19,713 6,468 23,606 131,857 24,069
- Check
- Check
Written Premium Written Premium (Proportion Split)
AO OD+AO TP Total OD AO OD+AO TP Total
19,609,258 83,237,376 32,219,795 115,457,171 79% 79% 79% 74% 78%
1,362,800 5,732,599 2,820,898 8,553,497 5% 6% 5% 6% 6%
1,587,978 6,183,340 2,770,155 8,953,495 6% 6% 6% 6% 6%
2,161,847 10,089,800 5,718,386 15,808,186 10% 9% 10% 13% 11%
24,721,882 105,243,115 43,529,234 148,772,349
- - - -
-
Earned / Written premiums Ratio
Business Type OD AO OD+AO TP Total
New 52.4% 49.6% 51.8% 48.7% 50.9%
Not Available 56.8% 55.3% 56.4% 55.4% 56.1%
Renew 51.9% 48.7% 51.1% 49.6% 50.6%
Rollover 47.5% 42.8% 46.5% 45.2% 46.0%
Total 52.1% 49.3% 51.5% 48.8% 50.7%
Earned Premium
Zone OD AO OD+AO TP Total
#N/A 171,142 61,389 232,531 85,737 318,267
A 31,584,167 9,096,484 40,680,651 16,091,067 56,771,718
B 10,219,824 3,030,536 13,250,359 5,048,461 18,298,821
Total 41,975,132 12,188,409 54,163,541 21,225,266 75,388,806
Check - 0 - (0) -
Incurred Loss
Zone OD AO OD+AO TP Total
#N/A 78,810 33,638 112,448 - 112,448
A 24,478,062 4,860,584 29,338,646 613,000 29,951,646
B 7,221,106 1,781,191 9,002,297 310,000 9,312,297
Total 31,777,978 6,675,413 38,453,391 923,000 39,376,391
Check - - - - -
Claim Count
Zone OD AO OD+AO TP Total
#N/A 5 6 6 - 6
A 1,194 764 1,207 4 1,211
B 413 262 416 3 419
Total 1,612 1,032 1,629 7 1,636
Check - - - - -
Average Cost Per Claim(Incurred)
OD AO OD+AO TP Total
15,762 5,606 18,741 - 18,741
20,501 6,362 24,307 153,250 24,733
17,485 6,798 21,640 103,333 22,225
19,713 6,468 23,606 131,857 24,069
Check
Check
Written Premium Written Premium (Proportion Split)
OD+AO TP Total OD AO OD+AO TP Total Zone
429,888 182,922 612,810 0% 0% 0% 0% 0% #N/A
79,120,810 33,000,699 112,121,509 75% 75% 75% 76% 75% A
25,692,417 10,345,613 36,038,030 24% 24% 24% 24% 24% B
105,243,115 43,529,234 148,772,349 Total
- - -
-
Earned / Written premiums Ratio
OD AO OD+AO TP Total
53.2% 56.8% 54.1% 46.9% 51.9%
52.2% 49.0% 51.4% 48.8% 50.6%
52.0% 50.1% 51.6% 48.8% 50.8%
52.1% 49.3% 51.5% 48.8% 50.7%
Earned Premium
Discount OD AO OD+AO
#DIV/0! - - -
#N/A 3,802 - 3,802
-10% to -20% 53,519 6,411 59,931
-20% to -30% 26,097 4,955 31,052
-30% to -40% 11,397 3,285 14,682
-40% to -50% 10,450 - 10,450
0% to -10% 161,403 24,639 186,042
0% to 10% 366,696 70,429 437,124
10% to 20% 796,688 179,522 976,210
20% to 30% 2,455,284 554,379 3,009,663
30% to 40% 6,234,188 1,456,027 7,690,215
40% to 50% 17,492,063 5,284,592 22,776,655
50% to 60% 12,762,295 4,077,446 16,839,741
60% to 70% 1,461,457 492,431 1,953,888
70% to 80% 17,782 2,814 20,596
80% to 90% 31,704 7,364 39,069
90% to 100% 90,308 24,113 114,421
Total 41,975,132 12,188,409 54,163,541
Incurred Loss
Discount OD AO OD+AO
-10% to -20% 9,951 - 9,951
-20% to -30% 8,529 2,198 10,727
0% to -10% 154,165 57,978 212,143
0% to 10% 167,312 39,209 206,521
10% to 20% 1,329,262 238,782 1,568,044
20% to 30% 2,251,214 418,010 2,669,224
30% to 40% 4,444,539 1,069,638 5,514,177
40% to 50% 13,858,217 2,586,574 16,444,791
50% to 60% 7,802,712 1,792,622 9,595,334
60% to 70% 1,533,318 448,319 1,981,637
80% to 90% 34,543 2,578 37,121
90% to 100% 184,216 19,505 203,721
Total 31,777,978 6,675,413 38,453,391
Check - - -
Claim Count
Discount OD AO OD+AO
-10% to -20% 2 - 2
-20% to -30% 1 1 1
0% to -10% 9 4 9
0% to 10% 17 11 17
10% to 20% 49 29 49
20% to 30% 130 72 133
30% to 40% 263 141 267
40% to 50% 737 492 745
50% to 60% 373 263 375
60% to 70% 20 14 20
80% to 90% 4 2 4
90% to 100% 7 3 7
Check - - -
oss Ratio Average Cost Per Claim(Incurred
TP Total OD AO OD+AO TP Total
- - - - - - -
- - - - - - -
0% 11% 4,976 - 4,976 - 4,976
0% 26% 8,529 2,198 10,727 - 10,727
- - - - - - -
- - - - - - -
0% 80% 17,129 14,495 23,571 - 23,571
0% 33% 9,842 3,564 12,148 - 12,148
78% 137% 27,128 8,234 32,001 300,000 37,361
0% 61% 17,317 5,806 20,069 - 20,069
3% 50% 16,899 7,586 20,652 100,000 20,948
4% 54% 18,804 5,257 22,074 103,333 22,399
4% 44% 20,919 6,816 25,588 106,500 26,017
0% 71% 76,666 32,023 99,082 - 99,082
- - - - - - -
0% 22% 8,636 1,289 9,280 - 9,280
0% 33% 26,317 6,502 29,103 - 29,103
0 - Check
- -
- - Check
Written Premium Written Premium (Proportion Split)
OD AO OD+AO TP Total OD AO OD+AO TP
- - - 23,467 23,467 0% 0% 0% 0%
3,954 - 3,954 2,337 6,291 0% 0% 0% 0%
75,683 7,182 82,865 45,233 128,098 0% 0% 0% 0%
56,271 12,427 68,698 23,769 92,467 0% 0% 0% 0%
16,997 3,285 20,282 9,257 29,539 0% 0% 0% 0%
10,450 - 10,450 5,031 15,481 0% 0% 0% 0%
293,222 49,872 343,094 154,860 497,954 0% 0% 0% 0%
545,012 109,445 654,457 301,664 956,121 1% 0% 1% 1%
1,199,758 274,253 1,474,011 613,694 2,087,705 1% 1% 1% 1%
3,866,170 960,368 4,826,538 2,131,331 6,957,869 5% 4% 5% 5%
10,570,054 2,500,452 13,070,506 6,744,737 19,815,243 13% 10% 12% 15%
32,326,332 10,241,277 42,567,609 17,060,727 59,628,336 40% 41% 40% 39%
28,076,811 9,446,687 37,523,498 13,262,788 50,786,286 35% 38% 36% 30%
3,209,874 1,049,140 4,259,014 2,003,904 6,262,918 4% 4% 4% 5%
41,288 6,418 47,706 38,300 86,006 0% 0% 0% 0%
68,434 17,055 85,489 273,225 358,714 0% 0% 0% 1%
160,925 44,019 204,944 834,910 1,039,854 0% 0% 0% 2%
80,521,233 24,721,882 105,243,115 43,529,234 148,772,349
-0.00 -0.00 - - -
-
(Proportion Split) Earned / Written premiums Ratio
Total Discount OD AO OD+AO TP Total
0% #DIV/0! - - - 31.6% 31.6%
0% #N/A 96.2% - 96.2% 96.2% 96.2%
0% -10% to -20% 70.7% 89.3% 72.3% 66.4% 70.2%
0% -20% to -30% 46.4% 39.9% 45.2% 44.7% 45.1%
0% -30% to -40% 67.1% 100.0% 72.4% 65.6% 70.3%
0% -40% to -50% 100.0% - 100.0% 100.0% 100.0%
0% 0% to -10% 55.0% 49.4% 54.2% 51.4% 53.4%
1% 0% to 10% 67.3% 64.4% 66.8% 65.3% 66.3%
1% 10% to 20% 66.4% 65.5% 66.2% 63.0% 65.3%
5% 20% to 30% 63.5% 57.7% 62.4% 62.8% 62.5%
13% 30% to 40% 59.0% 58.2% 58.8% 53.9% 57.2%
40% 40% to 50% 54.1% 51.6% 53.5% 49.7% 52.4%
34% 50% to 60% 45.5% 43.2% 44.9% 41.8% 44.1%
4% 60% to 70% 45.5% 46.9% 45.9% 42.7% 44.9%
0% 70% to 80% 43.1% 43.8% 43.2% 31.9% 38.2%
0% 80% to 90% 46.3% 43.2% 45.7% 47.2% 46.9%
1% 90% to 100% 56.1% 54.8% 55.8% 60.3% 59.5%
Total 52.1% 49.3% 51.5% 48.8% 50.7%
(Proportion Split)
Total
0%
0%
0%
0%
0%
0%
0%
1%
2%
6%
18%
41%
27%
3%
0%
1%
2%
0%
0%
0%
0%
Loss Ratio Average Cos
Model OD AO OD+AO TP Total OD
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
Total
Written Premium
mium (Proportion Split) Model OD AO OD+AO
AO OD+AO TP Total 3 SERIES 83,710 26,732 110,442
7% 7% 5% 7% 5 SERIES 64,186 40,426 104,612
7% 5% 3% 5% 800 35,863 6,069 41,932
1% 2% 17% 4% A STAR 560,113 119,674 679,787
A4 85,542 33,861 119,403
A6 120,890 62,660 183,550
ACCENT 174,774 18,657 193,431
ACCORD 33,044 - 33,044
ALTO 920,423 219,476 1,139,899
AMAZE 2,607,561 925,276 3,532,837
ARIA 14,603 13,380 27,983
2% 1% 2% 1% AVEO 226,259 2,646 228,905
1% 7% 40% 12% AVVENTURA 28,749 7,656 36,405
1% 1% 0% 1% BALENO 556,887 165,249 722,136
16% 20% 37% 23% BEAT 688,475 161,690 850,165
24% 32% 71% 39% BOLERO 131,118 27,456 158,574
3% 5% 33% 10% BOLT 86,653 29,975 116,628
4% 4% 4% 4% BREZZA 120,574 39,893 160,467
0% 0% 1% 0% BRIO 504,292 229,106 733,398
33% 27% 47% 31% CAMRY 14,865 - 14,865
0% 1% 3% 1% CAPTIVA 18,440 - 18,440
0% 1% 4% 2% CEDIA 3,058 - 3,058
0% 0% 1% 0% CELERIO 361,157 140,662 501,819
14% 13% 20% 14% CIAZ 834,482 276,926 1,111,408
35% 37% 30% 36% CITY 6,092,409 2,035,579 8,127,988
282% 299% 325% 303% CIVIC 293,015 7,356 300,371
2% 12% 90% 25% COROLLA 532,814 132,556 665,370
17% 23% 55% 28% CR V 24,874 - 24,874
0% 1% 3% 1% CRETA 4,214,643 1,313,111 5,527,753
140% 153% 257% 170% CRUZE 674,332 189,967 864,299
23% 28% 59% 33% DIATSUN 7,874 1,775 9,649
0% 1% 2% 1% DUSTER 2,989,630 1,068,601 4,058,231
141% 142% 143% 142% E20 118,262 13,125 131,387
1% 4% 6% 5% ECOSPORT 1,622,047 534,415 2,156,462
81% 87% 79% 86% EECO 251,801 55,195 306,996
6% 8% 26% 11% ELANTRA 38,038 11,075 49,113
2% 2% 4% 3% ELANTRA FLUIDIC 98,125 35,123 133,248
7% 7% 9% 7% ELITE I20 2131517.66 768684.34 2,900,202
ENDEAVOUR 43,788 24,260 68,048
ENJOY 26,675 6,281 32,956
EON 1,315,564 453,842 1,769,406
ERTIGA 1,456,037 464,784 1,920,821
Incurred Loss (Proportion Split) ESTEEM 129,326 - 129,326
AO OD+AO TP Total ETIOS 602,541 270,028 872,569
- - - - ETIOS CROSS 1,227 - 1,227
- - - - ETIOS LIVA 83,717 29,637 113,354
- - - - FABIA 393,317 61,609 454,926
- - - - FIESTA 344,218 43,689 387,907
- - - - FIGO 1,716,640 528,755 2,245,395
- - - - FLUENCE 30,195 8,865 39,060
- - - - FORTUNER 933,349 204,720 1,138,069
- - - - FUSION 12,554 - 12,554
- - - - GENIO 15,702 2,518 18,220
- - - - GETZ 40,825 - 40,825
- - - - GO 51,520 13,857 65,377
- - - - GRAND I 10 3,695,445 1,499,932 5,195,377
- - - - I 10 3,455,947 1,148,060 4,604,007
I 20 4,395,873 1,609,981 6,005,854
IKON 97,759 3,402 101,161
INDICA 606,830 17,235 624,065
INDIGO 689,396 64,766 754,162
INNOVA 1,691,303 422,802 2,114,105
JAZZ 332,710 102,612 435,322
JETTA 235,006 99,617 334,623
KIZASHI 15,428 - 15,428
KOLEOS 29,240 12,737 41,977
KUV 100 122,265 32,479 154,744
KWID 107,054 30,717 137,771
LANCER 1,981 - 1,981
LAURA 174,391 45,735 220,126
LINEA 204,575 40,296 244,871
LODGY 95,826 19,294 115,120
LOGAN 60,776 2,826 63,602
MATIZ 440 - 440
MAXXIMO 7,687 - 7,687
MICRA 138,814 45,451 184,265
MM 1,574 - 1,574
MOBILIO 1,225,485 388,267 1,613,752
NANO 323,190 58,057 381,247
OCTAVIA 454,424 106,666 561,090
OMNI 61,435 10,306 71,741
OPTRA 317,736 - 317,736
PAJERO 18,620 9,476 28,096
PALIO 18,972 - 18,972
PASSAT 13,790 11,689 25,479
POLO 1,496,152 442,177 1,938,329
PUNTO 379,755 88,450 468,205
Q5 35,088 - 35,088
Q7 91,029 26,548 117,577
QUANTO 83,064 34,687 117,750
RAPID 1,529,782 448,432 1,978,214
REVA 3,716 - 3,716
RITZ 585,894 186,924 772,818
S CROSS 642,855 184,055 826,910
S60 19,387 16,372 35,759
SAFARI 107,695 5,894 113,589
SAIL 107,167 36,265 143,432
SANTA FE 222289.96 64343.04 286,633
SANTRO 868,986 150,973 1,019,959
SCALA 31,111 13,846 44,957
SCORPIO 1,144,041 279,601 1,423,642
SONATA 78,678 24,954 103,632
SPARK 342,029 7,331 349,360
STINGRAY 43,873 10,451 54,324
SUMO 30,511 - 30,511
SUNNY 254,659 117,844 372,503
SUPERB 40,948 9,811 50,759
SWIFT 3,066,441 969,162 4,035,603
SWIFT DZIRE 2,506,198 808,040 3,314,238
SX4 207,394 48,007 255,401
TERRANO 561,799 196,191 757,990
THAR 258,148 52,133 310,281
TIAGO 15,590 4,731 20,321
TUV3OO 715,718 203,558 919,276
VENTO 585,625 182,408 768,033
VENTURE 5,744 3,185 8,929
VERITO 23,020 4,120 27,140
- - - - VERNA 358,360 67,387 425,747
- - - - VERNA FLUIDIC 2,369,237 867,393 3,236,630
- - - - VERSA 2,945 - 2,945
- - - - WAGON R 2,933,194 934,814 3,868,008
- - - - WINGER 2,615 - 2,615
- - - - X SERIES 101,095 38,484 139,579
- - - - XCENT 933,255 281,363 1,214,618
- - - - XENON 12,546 - 12,546
- - - - XF 97,502 17,409 114,911
- - - - XUV 500 3,505,300 1,107,144 4,612,444
- - - - XYLO 140,019 21,828 161,847
- - - - YETI 27,857 6,943 34,799
- - - - ZEN 85,500 7,440 92,940
- - - - ZEN ESTILO 251,910 7,853 259,763
- - - - ZEST 459,246 134,052 593,298
- - - - ZEST
- - - - Total