Easemoni Loan Agreement

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EaseMoni Loan Agreement

Dear(name of customer),ASMAU DANBABA IBRAHIM

Your request for a EaseMoni Loan has been approved and credited into your account. By clicking "confirm"
on the previous page or accepting our loan services, you are agreeing to the terms and conditions outlined
below. This Agreement shall constitute the formal loan contract.

Account Number: 7061713177


Bank Name: OPay
Amount: N8,000
Interest rate: 24% monthly
Tenor: 30 Days(1 period(s))

Note: The loan has been credited into your account following your consent. In the event of default, any
outstanding loan will automatically be debited from your BVN associated account(s), otherwise your loan will
be extended and rollover fee will be charged.

Rollover Fee: 1% daily.This fee applies when you do not repay on the loan due date and your loan will be
automatically extended for a period.
First Loan due date: 07 Jul 2024

Please review your loan repayment schedule attached below.

By clicking and reading the EaseMoni service agreement and privacy policy, you agree to our loan Terms
and Conditions and privacy policy.

The EaseMoni Loan Terms of Service (hereinafter referred to as the "Terms" ) is a binding contract entered
into between Blue Ridge Microfinance Bank Limited (TIN 14129029-0001 and office address at 77, Opebi
road, Ikeja, Lagos), and users (hereinafter referred to as "You","Your" ) regarding the usage of the
EaseMoni Loan Service (hereinafter referred to as the "Service" ). Click on the link to read the full terms and
conditions.

To repay your loan before due date, you can choose the method that suits you for repayment on the
EaseMoni or th OPay app. You can either repay in full or make a partial payment - the app will show you
amounts to be repaid and you can click on the Repay icon to proceed.

Grace Period for Rollover Fee: You may be granted a grace period of 1 to 3 days post-due date, during
which rollover fee will not be accrued or collected. If the overdue is still not paid after the grace period is
over, the rollover fee will be charged for the entire period of delay, including the initial 1 to 3 days of the
grace period.

NB: If You have multiple installments under a single loan, and the first installment remains unpaid beyond its
due date, You will not be granted a grace period for subsequent installments upon their due date.
Direct Debit: In the event of your default in repayment, You agree that we are authorized to initiate direct
debit transactions to periodically deduct repayment funds from your linked bank account(s) through your
Bank Verification Number (BVN). You agree that upon default, we reserve the right to undertake various
legal, ethical actions for the recovery of the loan; including, but not limited to deductions from linked
accounts, bank cards, lawful debt transfer, and deductions from other bank accounts under your name
through third-party services.

The Contact Information you provide will only be used to verify your identity and to reach you in the case of
emergency, and will NOT be used for loan repayment/collection purposes. Your loan information will not be
shared with the contacts.

For further enquiries, please call our fully interactive 24-hour Contact Centre on +2349087614150 or send
us an email easemoni@blueridgemfb.com.

Thank you for partnering with us.

ASMAU DANBABA IBRAHIM'S


REPAYMENT SCHEDULE

Loan Amount Tenure Interest Rate Product name

N8,000 30 Days(1 period(s)) 24% monthly EaseMoni Loan

Due Date Principal Repayment Interest Payment Total Repayment Payable

07 Jul 2024 N8,000 N1,916 N9,916

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