Swarnajayanti Gram Swarojgar Yojana (SGSY) is an initiative launched by the Government of India to provide employment to poor people living

in rural areas of the country. The scheme was launched on April 1, 1999. The SGSY aims at providing self-employment to villagers through the establishment of Self-help groups. Activity clusters are established based on the aptitude and skill of the people which are nurtured to their maximum potential. Funds are provided by NGOs, banks and financial institutions. Since its inception, over 2.25 million Self-help groups have been established with an investment of Rs. 14,403 crores, profiting over 6.697 million people.

Origin
The Swarnajayanti Gram Swarojgar Yojana (SGSY) was launched as an integrated programme for self-employment of the rural poor with effect from April 1, 1999.

Working of the scheme

The SGSY was somewhat intended to provide self-employment to millions of villagers. Poor families living below the poverty line were organised into Self-help groups (SHG)s established with a mixture of government subsidy and credit from investment banks.[1] The main aim of these SHGs was to bring these poor families above the poverty line and concentrate on income generation through combined effort.[1][2][3] The scheme recommended the establishment of activity clusters or clusters of villagers grouped together based on their skills and abilities. Each of these activity clusters worked on a specific activity chosen based on the aptitude and skill of the people, availability of resources and market potentiality. The SHGs are aided, supported and trained by NGOs, CBOs, individuals, banks and self-help promoting institutions. Government-run District Level Development Agencies (DRDA) and the respective State governments also provided training and financial aid. The programme focusses on establishing microenterprises in rural areas. The SHGs created may have a varying number of members based on the terrain and physical abilities of the members. It goes through three stages of creation:
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Group formation Capital formation through the revolving fund and skill development and Taking up of economic activity for skill generation.

The SHGs are usually created by selecting individuals from the Below poverty-line (BPL) list provided by the Gram sabha. The SHGs are divided into various blocks and each of these blocks concentrated on 4-5 key activities. The SGSY is mainly run through government-run DRDAs with support from local private institutions, banks and Panchayati raj institutions.

The Government also assists villagers in marketing their products by organizing melas or fairs, exhibitions, etc.

[edit] Funding
Government subsidy allocated for SGSY per individual is 30% of the total capital investment if the total investment is less than Rs. 7,500 and 50% of the investment for SC/STs if the investment is less than Rs.10,000. For self-help groups, the government offers a subsidy of 50% if the total investment is less than Rs. 1.25 lakhs. There are no monetary ceilings on subsidy in the case of irrigation projects. The SGSY concentrates on the marginalized sections of society. Accordingly, SC/STs comprise 50 percent, women 40% and the physically challenged make up 3% of the total beneficiaries from the scheme. Government funding for the scheme is divided between the Center and State on a 75-25 basis.

Staffing
In the case of minor irrigation projects, each SHG might comprise 10-20 members. In case of hilly terrain, deserts and other sparsely populated areas or if the SHGs include disabled people, this number may be reduced to five.

Results
Since its inception in 1999, around 2.252 million SHGs have been established comprising 3.554 million people. Apart from SHGs, the scheme has also benefitted 3.143 self-employed individuals. The total investment provided for the cause has been calculated at Rs. 14,403.73 crores including Rs. 1,200 crores provided by the Government of India for the calendar year 2006-07. Of the beneficiaries, 45.54 percent have been SC/STs and 47.85 percent, women.

Swarnajayanti Gram Swarojgar Yojna

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This programme was launched in April, 1999. This is a holistic programme covering all aspects of self employment such as organisation of the poor into self help groups, training, credit, technology, infrastructure and marketing.

Objective: The objective of SGSY is to provide sustainable income to the rural poor. The programme aims at

establishing a large number of micro-enterprises in the rural areas, based upon the potential of the rural poor. It is envisaged that every family assisted under SGSY will be brought above the poverty-line with in a period of three years.

Scope: This programme covers families below poverty line in rural areas of the country. Within this target group, special safeguards have been provided by reserving 50% of benefits for SCs/STs, 40% for women and 3% for physically handicapped persons. Subject to the availability of the funds, it is proposed to cover 30% of the rural poor in each block in the next 5 years.

Funding: SGSY is a Centrally Sponsored Scheme and funding is shared by the Central and State Governments in the ratio of 75:25 respectively.

Strategy: SGSY is a Credit-cum-Subsidy programme. It covers all aspects of self-employment, such as organisation of the poor into self-help groups, training, credit technology, infrastructure and marketing. Efforts would be made to involve women members in each self-help group. SGSY lays emphasis on activity clusters. Four-five activities will be identified for each block with the approval of Panchayat Samities. The Gram sabha will authenticate the list of families below the poverty line identified in BPL census. Identification of individual families suitable for each key activity will be made through a participatory process. Closer attention will be paid on skill development of the beneficiaries, known as swarozgaris, and their technology and marketing needs.

How to Seek Assistance: For assistance under the programme, District Rural Development Agencies and Block Development Officers may be contacted.

Poverty alleviation programmes 10.7 The strategy for poverty alleviation is essentially two fold. Firstly, an effort is underway to provide greater opportunity for the poor to participate in the growth process by focusing on specific sectors, which offer such opportunities. Secondly, poverty alleviation and social sector programmes have been strengthened and restructured with special

programmes for the weaker sections of society. Details of these programmes were reported in the Economic Survey 2003-04. Table 10.4 and Box 10.2 indicate developments during the current year. 10.8 The National Rural Employment Guarantee Bill, 2004 has been introduced in the Parliament in December 2004 (Box 10.3). An outlay of Rs. 13,466.40 crore (including supplementary grants) has been provided for 2004-05 for the Department of Rural Development.
Poverty alleviation programs Plans to reduce poverty levels and bridge the gaps in distribution of wealth have been a part of the Governments policy since India got its independence. Some of the initial programs concentrated on making the poor self sufficient with respect to basic necessities like food. Immediately after independence, making food grains available to all residents at controlled prices was an important part of poverty reduction programs. Employment opportunities, agricultural development, primary education and good infrastructure are some of the objectives of programs designed by the Government. National Rural Employment Programs, Rural Landless Employment Guarantee Program, and Jawahar Rojgar Yojna are some of the programs introduced by the Indian Government. Poverty alleviation programs address the root cause for poverty like illiteracy, high population growth rate, high dependence of farmers on monsoons and outdated techniques to cultivate their lands. Poverty reduction has also been an important part of Indias five-year plans. The current plan aims at reducing the headcount ratio of consumption poverty by 10 percentage points. It is also expected to reduce educated unemployment, increase work opportunities and increase the real wages for unskilled workers thus reducing poverty amongst labor classes.

POVERTY ALLEVIATION IN RURAL INDIA - PROGRAMMES AND STRATEGIES

Alleviation of poverty remains a major challenge before the Government. While there has been a steady decline in rural poverty over the last two decades, there were 244 million rural poor (37 per cent of the rural population) in the country in 1993-94, as per the latest available estimates. Acceleration of economic growth, with a focus on sectors which are employment-intensive, facilitates the removal of poverty in the long run. However, this strategy needs to be complemented with a focus laid on provision of basic services for improving the quality of life of the people and direct State intervention in the form of targeted anti-poverty programmes. While growth will continue to be the prime mover, anti-poverty programmes supplement the growth effort and protect the poor from destitution, sharp fluctuations in employment and incomes and social insecurity. The specifically designed anti-poverty programmes for generation of both self-employment and wage-employment in rural areas have been redesigned and restructured in 1999-2000 in order to enhance their efficacy/impact on the poor and improve their sustainability. These schemes along with Area Development Programmes, Rural Housing, Land Reforms and institutional mechanisms of delivery are briefly discussed below.

Jawahar Gram Samriddhi Yojna

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The critical importance of rural infrastructure in the development of village economy is well known. A number of steps have been initiated by the Central as well as the State Governments for building the rural infrastructure. The public works programme have also contributed significantly in this direction.

Objective: Jawahar Gram Samridhi Yojna (JGSY) is the restructured, streamlined and comprehensive version of the erstwhile Jawahar Rozagar Yojana. Designed to improve the quality of life of the poor, JGSY has been launched on 1st April, 1999. The primary objective of the JGSY is the creation of demand driven community village infrastructure including durable assets at the village level and assets to enable the rural poor to increase the opportunities for sustained employment. The secondary objective is the generation of supplementary employment for the unemployed poor in the rural areas. The wage employment under the programme shall be given to Below Poverty Line(BPL) families.

Scope: JGSY is implemented entirely at the village Panchayat level. Village Panchayat is the sole authority for preparation of the Annual Plan and its implementation.

Funding: The programme will be implemented as Centrally Sponsored Scheme on cost sharing basis between the Centre and the State in the ratio of 75:25 respectively.

Strategy: The programme is to be implemented by the Village Panchayats with the approval of Gram sabha. No other administrative or technical approval will be required. For works/schemes costing more than 50,000/-, after taking the approval of the Gram Sabah, the Village Panchayat shall seek the technical/administrative approval of appropriate authorities. Panchayats may spend upto 15% of allocation on maintenance of assets created under the programme within its geographical boundary. 22.5% of JGSY funds have been enmarked for individual beneficiary schemes for SC/STs. 3% of annual allocation would be utilised for creation of barrier free infrastructure for the disabled. The funds to the Village Panchayats will be allocated on the basis of the population. The upper ceiling of 10,000 population has been removed.

How to Seek Assistance: Village Pradhan, Panchayat members, Block Development Officer, District Collector or District Rural Development Agency may be contacted.

Sampoorna Grameen Rozgar Yojana

The Sampoorna Grameen Rozgar Yojana (English: Universal Rural Employment Programme) was a scheme launched by the Government of India to attain the objective of providing gainful employment for the rural poor.[1] From 1 April 1999, EAS became an allocation-based scheme.[2] The programme was implemented through the Panchayati Raj institutions. The Sampoorna Grameen Rozgar Yojana was launched on 25 September 2001 by merging the provisions of Employment Assurance Scheme (EAS) and Jawahar Gram Samridhi Yojana (JGSY). The programme is self-targeting in nature and aims to provide employment and food to people in rural areas who lived below the poverty line.
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Origin
The Sampoorna Grameen Rozgar Yojana is actually a combination of the provisions under the Employment Assurance Scheme (EAS) and Jawahar Gram Samridhi Yojana (JGSY).[3]
[edit] Employment Assurance Scheme

EAS was first implemented on 2 October 1993 in 1778 blocks located in the rough, rugged, sparsely populated areas of the country.[2]
[edit] Jawahar Gram Smridhi Yojana

The Jawahar Gram Smridhi Yojana, named after India's first Prime Minister Jawaharlal Nehru aimed at creating a need-based rural infrastructure.[1] Both these programmes have contributed a great deal towards alleviating rural poverty.[1] In 2001, the Food for Work Programme was initiated to meet demands for wage employment and food grain requirements.[1] The scheme was launched in 1989 by merging two wage employment programmes: National Rural Employment Programme(NREP) and Rural Landless Employment Guarantee Programme(RLEGP).[4] It was the single largest wage employment programme implemented through Panchayat Raj institutions.[4]

[edit] Announcement of SGRY

Finally, on 15 August 2001, the then Prime Minister Atal Bihari Vajpayee announced a new wage employment programme, the Sampoorna Grameen Rozgar Yojana.[1] The scheme was subsequently launched on 25 September 2001.[1][3]

[edit] Provisions
The scheme had special provisions for women, scheduled castes, scheduled tribes and parents of children withdrawn from hazardous occupations.[3] While preference if given to families below the poverty line, people who live above the poverty line too are eligible under this scheme.[3] A budget of Rs. 10,000 crore has been allocated for the scheme, which includes provision of 50 lakh tonnes of food grains.[3] Again the investment is shared between the centre and the states in the 7525 ratio.[5] Food grains are, however, provided free of cost by the Central government, but the cost of transportation should be borne by the states.[5] Despite the fact that EAS and SGSY were unified, funds were allocated separately for EAS and JGSY for the year 200102.[2] This was done for the convenience of implementation and accounting.[2] However, from the fiscal year 200203 onwards, unified budgets were adopted for both EAS and JGSY.[2]

[edit] Implementation
The programme is implemented by the District Panchayats, Intermediate Panchayats and Gram Panchayats.[5] The resources are allocated in the 203050 ratio.[5] The Gram Panchayats commence their work based on the approval of the Gram Sabha.[5] 50 percent of the funds for the Gram Panchayats are used for the development of infrastructure in SC/ST dominated areas.[5] 22.5 percent of the funds allocated to District and Intermediate Panchayats are also used for the development of individuals belonging to SC/ST communities.[5] The employment of contractors or middlemen are not permitted under this scheme.[5 Prime Ministers Rozgar Yojana (P.M.R.Y) For Educated Unemployed Youth
Prime Minister Rozgar Yojana for providing self-Employment to Educated Unemployed Youth was announced by the Prime Minister on 15th August, 1993 to provide self-employed opportunities to one million educated unemployed youth in the country. The Scheme has been formally launched on 2nd October, 1993 . 1. Objectives:

The PMRY has been designed to provide employment to more than a million Person by setting up of 7 lakhs micro enterprises by the educated unemployed youth. It relates to the

setting up of the self-employment ventures through industry, service and business routes. The scheme also seeks to associate reputed non-governmental organisations in implementation PMRY scheme especially in the selection, training of entrepreneurs and preparation of project profiles. 2. Coverage:

The scheme intends to cover urban areas only during 1993-94 and whole of the country from 1994-95 onwards. From 1994-95 onwards, the existing self-employment Scheme for the Educated Unemployed Youth (SEEUY) will be subsumed in PMRY. 3. Eligibility:

Any unemployed educated person living in any part of the country rural or urban fulfilling the following conditions will be eligible for assistance. However, during 1993-94, the scheme would be operated only in urban areas.

a. Age: Between 18 to 40 years (SC/ST - 45 years). b. Qualification: Matric (Passed or Failed) or ITI passed or having undergone Govt.
sponsored technical course for a minimum duration of 6 months.

c. Residency: Permanent resident of the area for at least 3 years Document like Ration
Card would constitute enough proof for this purpose. In its absence any other document to the satisfaction of the Task Force should be produced. d. Family Income: Upto Rs.40,000/- per annum. Family for this purpose would mean spouse and parents of the beneficiary and family income would include income from all sources, whether, wages, salary, pension, agriculture, business, rent etc. e. Defaulter: Should not be a defaulter to any nationalised bank/financial institution/cooperative bank. 4. Reservation:

Preference should be given to weaker section including women. The scheme envisages 22.5% reservation for SC/ST and 27% for other Backward Classes (OBCs) 5. Project Cost:

Projects upto Rs.1 lakh are covered under the scheme in case of individuals. If two or more eligible persons join together in a partnership, the project with higher costs would also be covered provided share of each person in the project cost is Rs.1 lakhs or less. 6. Margin Money, Bank Loans and Rates of Interest:

Entrepreneur is required to contribute 5 percent of project cost as margin money in cash. Balance 95 percent would be sanctioned as composite loan by Bank at the rates of interest applicable to such loans under guidelines of Reserve Bank of India issued from time to time. 7. Collatoral guarantee on bank loans:

The loans would not require any collateral guarantee. Only assets created under the Scheme would be hypothecated/mortgaged/pledged to the Bank.

8.

Subsidy:

Government of India would provide subsidy at the rate of 15 percent of the project cost subject to a ceiling of Rs.7, 500/- per entrepreneur. In case more than one entrepreneur join together and set up a project under partnership, subsidy would be calculated for each partner separately at the rate of 15 percent of his share in the project cost, limited to Rs.7, 500 (per partner). 9. Repayment Schedule:

Repayment Schedule would range from3 to 7 years after an initial moratorium of 6 to 18 months as decided by the Bank. 10. Training:

Scheme envisages compulsory training for entrepreneurs after the loan is sanctioned. 11. Other Inputs: a. State / U.T. Governments have been requested to provide necessary infrastructure support like provision of Industrial sites, sheds, shops, water on preferential basis to these entrepreneurs. Provision of sites and sheds at concessional rate to service ventures in urban area will be essential for their success. Many State/U.T Governments are providing various tax concessions and incentives under their industrial Policy. Such concessions should also be extended to the beneficiaries under the scheme. b. As load requirement will be small, State/U.T. governments have also been requested to give priority to the person getting the loan sanctioned under the PMRY for electric connection and no deposit should be asked for and small infrastructure e.g. erecting a few poles and extension of wire line should be done expeditiously. c. Swarna Jayanti Shahari Rozgar Yojana

The Swarna Jayanti Shahari Rojgar Yojana (SJSRY) originally launched in Dec 1997 is a unified Centrally Sponsored Scheme launched a fresh in lieu of the erstwhile Urban Poverty Alleviation Programmes viz., Nehru Rojgar Yojana (NRY), Prime Minister's Integrated Urban Poverty Eradication Programme (PMIUPEP) and Urban Basic Services for the Poor (UBSP). The SJSRY has been comprehensively revamped with effect from 01.04.2009. The SJSRY has three key objectives namely: a. Addressing urban poverty alleviation through gainful employment to the urban unemployed or underemployed poor. b. Supporting skill development and training to enable the urban poor have access to employment opportunities provided by the market or undertake self-employment c. Empowering the community to tackle the issues of urban poverty through suitable selfmanaged community structures and capacity building programmes. The scheme is proposed to be implemented through Urban Local Bodies and community structures. The revamped SJSRY has five major components, namely

d. e. f. g. h.

Urban Self Employment Programme (USEP) Urban Women Self-help Programme (UWSP) Skill Training for Employment Promotion amongst Urban Poor (STEP-UP) Urban Wage Employment Programme (UWEP) Urban Community Development Network (UCDN)

Prime Ministers Employment Generation Programme (PMEGP)

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Prime Ministers Employment Generation Programme (PMEGP) has been created by merging two schemes, Prime Minister's Rojgar Yojana (PMRY) and Rural Employment Generation Programme (REGP), which were in operation till 31.03.2008. It is a credit linked subsidy programme being implemented by Ministry of Micro, Small and Medium Enterprises. It aims at generating self-employment opportunities through establishment of micro enterprises by organizing traditional artisans and unemployed youth. The scheme will be implemented by Khadi and Village Industries Commission (KVIC) at the national level and by KVIC directorates, Khadi and Village Industries Board and Districts Industries Centres at the state level. The Government subsidy under the scheme will be distributed to the beneficiaries/entrepreuners through identified banks by KVIC. Individuals above 18 years of age, Self Help groups, Institutions registered under Societies Registration Act, 1860, Production Co-oerative Societies and Charitable Trusts are eligible for subsidy to set up projects under PMEGP.

Swarnjayanti Gram Swarojgar Yojana (SGSY) Swarnjayanti Gram Swarojgar Yojana (SGSY) started on 01.04.1999 is a major on going programme for self employment for the rural poor. The programme was developed after reviewing and restructuring the erstwhile Integrated Rural Development Programme (IRDP) and allied programmes namely
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Training Rural Youth for Self Employment (TRYSEM) Development of Women and Children in Rural Areas (DWCRA) Supply of Toolkits in Rural Areas (SITRA) Ganga Kalyan Yojana (GKY) Millions Wells Scheme.

The other programmes are no more in operation with the launching of SGSY. The basic objective of the SGSY is to bring the assisted poor families above the poverty line by providing them incomegenerating assets through a mix of bank credit and governmental subsidy. The SGSY is being implemented by the District Rural Development Agencies (DRDAs) with the active involvement of Panchayati Raj Institutions, the Banks, the Line Departments and the Non-Government Organisations. The programme is financed on 75 : 25 cost sharing basis between the Centre and the States. The SGSY aims to cover all aspects of rural employment, the chiefly the following
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Social mobilisation i.e. organisation of the poor into Self Help Groups (SHGs) Activity Cluster, Planning and Selection i.e identifying and selecting a key activity in terms of its economic viability in an area. Financial Assistance in the form of credit and subsidy in which credit is a major component. Training of Swarozgaris through well-designed training courses. Infrastructure Development

Marketing and Technology Support

PRADHAN MANTRI GRAMODAYA YOJANA: GRAMIN AWAAS Introduction: Housing is a basic requirement for human well-being. It is towards this end that a new initiative has recently been announced,as part of Pradhan Mantri Gramodaya Yojana (PMGY), for the provisioning of Rural Shelter, with emphasis on extending maximum benifit to the rural poor. Not only do all citizens need shelter, they also require in their houses such facilities as drinking water and proper sanitation. The Ministry of Rural Development has been entrusted the responsibility of providing shelter to the poor in the rural areas. While the Ministry is already implementing Schemes, including the Indira Awaas Yojana (IAY), in the sphere of Rural Housing, considering the magnitude of the task it has been felt to be imprative to supplement the efforts being made in this direction through the introduction of a Comprehensive Scheme which aims at reducing the shortage of houses Below Poverty Line (BPL) familiesin the rural areas and also assists in the healthy development of the habitat in these areas. The Pradhan Mantri Gramodaya Yojana(Gramin Awaas) will, generally, be based on the pattern of the Indira Awaas Yojana and will be implemented in the rural areas througout the country. Target Group: The target group for houses under scheme will be te people who are living below the poverty line in the rural areas, belonging to Scheduled Caste/Scheduled Tribes, freed bonded labourers and non-SC/ST categories. Not more than 40% of the total allocation during a financial year can be utilized for construction of dwelling for non-SC/ST BPL families, while funds to the tune of 3% will be earmarked for the benifit of BPL physically/mentally challenged persons. Identification of Beneficiaries: The District Rural Development Agencies(DRDAs) Zila Parishads will decide the number of houses to be constructed, Panchayat-wise and the same will immediately be intimated to the Gram Panchayat. Thereafter, the Gram Sabha will select the beneficiaries from the list of eligible households, restricting this number of target alloted. The intermediate-level Panchayat (Panchayat Samiti) will invariably be sent a list of selected beneficiaries. Allotment of Houses: The allotment of dwelling units will be a name of female member of the beneficiary household, alternatively, the dwelling unit can be alloted in the name of both husband and wife. Location of Houses:

Dwelling units will normally be built on individual plots in the main habitation of the village. The houses can also be built in a cluster within a habitation, so as to facilitate the development of infrastructure, such as internal roads, drainage, drinking water supply and other common facilities. Care should always be taken to ensure that the houses are located close to the village and not too far away so as to ensure safety and security, proximity to place of work and for social communication. Involvement of Beneficiaries: The beneficiaries will have complete freedom as to the manner of construction of the house. No contractor is to be engaged for the construction of dwelling units. The house should also not be constructed by any Government Department/Organization who may however, extend technical assistance and arrange for coordinated supply of raw materials such as cement, steel, bricks, if the beneficiaries so require. The spirit underlying the Scheme is that the house is not to be constructed/delivered by any external agency and is to be constrcuted by the beneficiary himself/herself. Efforts should be made to utilize local materials and cost-effective technologies (developed by various institutions) to the maximum possible extent. No type design should be prescribed for dwellng units, except that the plinth area of the houses should not be less than 20 sq.mts. The layout, size and type design of dwelling units should depend on the local conditions and the preference of the beneficiary. The houses should be designed in accordance with the wishes of the beneficiaries, keeping in view the climatic conditions and the need to provide ample space, kitchen, ventilation, sanitary facilities and smokeless chulha as also the community perceptions, preferences and cultural attitutes. The barrier free concept may be incorported in the construction of houses meant for tte physically/mentally challenged,with a view to facilitate his/her smooth movement in the house.in areas susceptible to natural calamities ( such as fire,flood,cycloness and earthquakes.) the incorporation of disaster resistant features in the design should be encouraged. Provision Of Smokeless Chulha and Sanitary Latrine: It should be insured that all dwelling units are provided with smokeless chulhas which are fuel efficient and being smoke-free,are more convenient to use.The construction of sanitary latrines will form an integral part of the PMGY (GA)dwelling unit.plantation of trees in the habitat (or around the individual house) should simultaneously be taken up. Ceiling Of Construction Assistante: The Ceiling Of Construction Assistance under the Scheme will be Rs.20,000 per unit for plain areas and Rs.22,000 per unit for hilly/difficult areas.For the conversion of unservicable kutcha houses into pucca/semi pucca houses. the maximum assistance will be limited to Rs.10,000. Mode Of Implementation: The Proposal will be Forwarded by the State Government to the Government of India under the scheme.In addition to proposal for houses for the poor,the proposal may aiso include provision for internal roads.drainage.drinking water, plantation,improvement of habitation and for making houses cyclone and earthquake resistant. The maximum provision

for these items will not exceed 10% of the proposal cost.Up to20% of the proposal funds could be utilized for the conversion of unserviceable kutcha houses intopucca/semi pucca houses. The proposals received from state authorities will be scrutinized/sanctioned by a committeecomprising the following:(i) Secretary (Rural Deveiopment) ................. Chairman (ii) Additional Secretary and Finacial Advisor ( Rural Development) ................. Membar (iii) Advisor (RD) Planning commission ........... Membar (iV) Joint secretary (Rural Housing) ............... Membar (V) Director in-charge of PMGY (GA) .............. Convenor Release of Funds: The Funds for the Scheme will be released to states/ UTs in two Instalments by the Union Ministry of Finance.on the recommendations of the Union ministry of Rural Development.the funds for the Second instalment will be released after utilization. Audit Reports are received. During the year2000-2001.however, the second instalment would be released without insisting on completion of these procedures.the total releases during the financial year will be restricted amount for the state/UT during the year. Monitoring and Evalution: The State Government should prescribe the periodical reports and returns through which the performance of PMGY(GA) in the districtswould be closely monitored and would also obtain appropriate reports and returns from the DRDAs/ZPs.the reports and returns would be submitted to the Government of India by the states/UTs in respectt of the pradhan mantri Gramodaya Yojana (Gramin Awaas),separately.in the prescribed format. The States/UTsshould conduct periodic Evaluation studies on the implementation of PMGY(GA) which can be got conducted by reputed Institutions/Organizations on issues arising out of the Concurrent Evaluation and the studies carried out by the States/UTs Government of india.copies of the reports of evalution studies (conducted by states/UTs) would be furnished to the Government of India and remedial steps would be taken by the States/UTs the basis of these Evaluation studies, as also the concurrent Evaluations which are conducted.