RxamRollNo.

) Exam RoltMo 124

END TERM EXAMINATION

SEVENTH SEMESTER (LLB) JANUARY-FERRUARY 2023
Code:LLB409(a) Subject: Banking and Insurance Law
ne:3Hours Maxtmum Marks: 75
Attemptflve questlons
in all tncluding ).No. 1 of Part Awhlch is
Note:
compulsory. Select one question from each untt of Part B.
PART-A

short noteson
the following: (5x5=25)

b
Write Collateral Securityin Indian Banking
al Salient features and functions

Principle of Contribution
Insurable risk &
as
of RBI
system
Regime:

(VIPG-TO,
Garnishee order in banking part Indian Insurance Regime
Non-insurable risk

PART-B

UNIT-I

from the
historical development of banking law in India
.see the post-colonial era. What are challenges faced
during
02 pre-colonial to' (12.5)
nationalization & social
control process?
OR

Explain thefollowing interrelationship between banker & customer as

03 Discuss the board (6.5)
al contract law. of
standard principle of confidentiality in the relationship
of
Discuss the principle its exception. (6)
b customer and
banker and
UNIT-II

Non-performing assets. Whether the

of non-performing
the adverse impact to tackle the problem of
04 Discuss SARFESI Act is able (12.5)
present laws.
with reasons & case
assets? Substantiate OR defaulter. How
non-performing assets & willful loan
concept of in determining
0 Explain thesecurities play a substantial role adopted in overall loan
collateral be
precautions have to (12.5)
transaction? What are
transaction?
UNIT-III

and its types under Indian legal

frauds preventing and
6 Explain the ambit of.. banking of RBI in reducing, (12.5)
regime. Discuss the responsibility
tackling the cases of banking fraud.
P.T.O.
 -2-]

OR

Q7 Explain the following

a) Legal regime against internet banking fraud
b) Cases related to attempted bank frauds.
6
UNIT-IV
Q8 Discuss the principle of indemnity, good
insurance. Explain it with the help of faith for life 88%
Q9
OR
Write short note on the following
cases/examples. mei-c
a) Application of law related to
disputes. consumer protection inin
innssura
Development Authority unfrans
i
b) Powers & functions of Insurance
(IRDA).
 RollNo.) Rearn Rotl Mo. kewvw****
END TERM EXAMINATION
SEVENTHSEMESTER[LLB) NovEMBER-DBCRMBER 2019
409a)
Subject:
Banking and Inmuranee Law
MSAICOmpulsoryAttempt four questlon from Purt B Maxtmum Marke: 75
question from each unt. selecttng one
PART-A

the following: (5e5-25)

notoson Bank of India.
ort functionsof Reserve
PrimiayGarnishee order in banking system
of ofMarging
Adequacy
Scope
involvedin loan agreement
Third
RisksPartyinsurance
PART-B
UNIT-I
of Banking regime in India. (12.5)
legal
the
deevelopment
Discuss OR
nationalization in India. How
Eplain
thefollowing and challenges of Bank India?
nature systemin
Discussthe
helpinimproving the banking
bankers towards customers?
Explain with
l¡l
doesitare the obligations of (12.5)
What
examples.
UNIT-II
Act, 2002 &
as per SARFESI execution
secured creditor of
rights &liabilities of challenges that existinthe
the the possible (12.5)
WhatareIREles?Riscuss
SARFESI
SARFARSIAet,2002?
OR challenges
banking system. What the (12.5)
principle, in the
of lerningsector process?.
ahe lending
Discuss
ýith priority
D5
involved ássociated
UNIT-III
of financial fraud in
issue
System address the
and limitations of Bank
Indian Legal responsibilities (12.5)
D6. How does the Discuss the
banking system? bank fraud.
tackling the issue of
authorities in other
OR
matter of bank fraud orinternet
address the card and (12.5)
perspective to trends like credit & debit
legal
. Discuss theactions in contemporary
auaulent
banking facility.
UNIT-IV &fire
in life(12.5)
insurableinterest
faith &
of good
. Bxplain the principle of concept
Insurance with examples.. insurance
ProtectioninConsumer?
OR
to Consumer partyas (12.5)
related
09. Discuss the application of laW
the interest ofnsured
serve
isputes and how does it
Explain with help of case law.
ttttttt*
 EramRoll No.) Exam Roll No.
ENDTERM EXAMINATION
SEMESTER[LLB] NoVEMBER-DECEMBER-2018
SsVENTH
Subject: Banking and Insurance Lauws
LB4094Ay
Maximum Marks :75
guestionsfrom Part Part
A. Attempt one question from each
B.
1 unttfrom

PART-A

(5x5=25)
thefoollowing:
on Institutions' as per Banktng Regtlation Act, 1949
Banking'andBBanking
notes
short,
fidei
uberimae Protection Act, 1986
#ne

DoctrineofBanker under Consumer

Liability of Nationalisation of Banks.
effectsof
and
d
Need Security interests under SARFAESI Act, 2002
Assetsand
Secured
PART-B
UNIT-I
and post-
of banking system in India in pre-independence (12.5)
evolution
the
Aplain
idependence
era.
features of Banking
Regulation Act, 1949 in respect to the
the
peculiar
commercial bank can
undertake and the restriction thereon. (12.5)
Discuss
frnctionsthat a
UNIT-II the bank or the
securities which may be taken by involved and the
types of nature, risks
explainvarious secured loan, their (12.5)
Brely institution while granting a
fnancialI at the time of accepting them in security.
be taken
precautionsto Non-Performing Asset's under
Financial Assets' and (6)
Blaborate Borrower', in favour of
SARFAESI Act, 2002. interests created
enforcement of security case law.
for help of decided
Explain the procedure SARFAESI Act, 2002 with the (6.5)
secured crerditor under

UNIT-III
Frauds and the
the commission of Bank (12.5)
for
major elements responsible to prevent bank frauds.
UIscuss the of India
theReserve Bank statement. Also discuss
Rudeines issued by
Criticallyanalyze this limitations
paper money. & retailers and the (12.5)
Pastic money has replaced to banks,
Customers
how the credit cards are beneficial
dl credit cards? UNIT-IV (12.5)
policy?
essentials of a fire insurance
Deine irre insurance. What are the insurance of Motor
compulsory the help of
provisions for provisionswith (12.5)
The Motor Act contains special
Vehicles Critically anlayse those
Vehiclesagainstthird party risks.
tevant provisions of the Act.

t***t*******
 AamRollNa.) Exam Rol

END TERM EXAMINATION

NINTH SEMESTER LLB] NoVEMBER-DECEMBER 2017
ode:
LLB
S024 Subject: Banking &o Însurance Law

S Hours
Maximum Marks :75
any fve questions including Q.No. 1 of Part Awhtch ts
Atempt
compulsory. Select any four questions from Part B.
Part-A
following: (5x5=25)
ite short notes on the
Banking Ombudsman
India
Banking System in
LiabilityInsurance under Motor Vehicles Act, 1988
Doctrine of Uberrimae Fides
Securitization
VIPS
Part-B

the role and

nsfne Banking' and 'Banking Institutions'. Describe Banking
functions of banking institutions and restrictions under the (12.5)
egulations Act, 1949 specifically in granting loans and advances.
relationship between Banker and
e/ Discuss various aspects of the case laws. (12.5)
Customer with the help of relevant
of the Recovery of Debts Due
Explain the need for enactment and object 1993. EBucidate the salient
to Banks and financial Institutions Act, of recovery application before
features of the Act and procedure for filling (12.5)
DRT.
Financial Asset, and Non
Discuss the terms Borrower', (6)
Performing Asset' in the light of SARFAESI Act, 2002. created
interest
olessic enforcement of security
xplain the procedure for under SARFAESI Act, 2002 with the
nfavour of secured creditor (6.5)
decided case law.
loan/credit
basic principles of lending and various types of (12.5)
seiss the in India.
lacilities undertaken by the banks
explain the
principles of contract of insurance. Also (12.5)
DIscuss the basic
different kinds of insurance.
functions. How
IRDA Act, 2000, its objective and (12.5)
8. examine the objectives?
Critically
far the IRDA has been able to achieve its
****tttt*t*
 RollNo,) Lxam RotlNo. ..
END TERM EXAMINATION
SSVENTH SEMESTER LLB]J NovEMBER - DECEMBER 2017
Subject: Banktng and Insurace law
Maximum Marks: 75
stemptany flve questlons includlng Qno. 1 of Part A whlch s
Hours
compulsory. Select one questlon from each unit of Part B.
PART-A

short notes on the following: - (5x5-25)

Peculiarfeatures of.
Wnte Banking Regulation Act, 1949
Collateral
a Security
Social Control over banking
d Principle of Insurable interest
d Principleof reinstatement:in insurance
(el
PART-B
UNIT-I

Explain the historical development of banking aystem in India in pre-

independence era and post-independence era. (12.5)
Explain the following: (12.5)
(al Application of Consumer law in resolving banking disputes
b)Relationship between banker and customer in the light of bailor and
bailee (with examples)
UNIT-II

What are the powers of Debt Recovery Tribunal under Recovery of Debts
due to Banks andFinancial institutions Act, 1993? What challenges and
issues exist in the application of legislation? (12.5)
Explain the adverse impact of Non-performing assets. Whether the
present SARFESI Act is able to tackle the problem of non-performing
assets? Substantiate with reasons and case lawS. (12.5)
UNIT-III
6 How banking fraud has been understood and interpreted as per Indian
lelgal regime? What is the role of RBI in tackling the major problemn of
banking fraud? (12.5)
actions and
Explain the legal aspect to tackle the issue of fraudulent
credit card.
of
malpractices in interHet banking and application (12.5)
UNIT-IV

08 concept of loss minimization and proximate

principle of insurance.
Explaininthe (12.5)
cause fire and property
Q9 Exnloin +he scone of third pary surance under the Motor Vehicle Act
(12.5)
1988?
 GProla
BramRotl No.) Exam Roll Nl
our VIPS"
END TERM EXAMINATION
NINTH SEMESTER LLB]|DECEMBER-2015
adeLLBS074) Subject: Bankingand Insurance lao
1M8SHours Maximum Marks: 75
Attemptanyfive questlons includlng Qno.1 of Part Awhich is
compulsory, Select one questlon from each unit of Part B.

PART-A

notes ofthe following:-

Writeshort
(5x5-25)
iquidityin bank
lal Conceptof ombudsman
h Role of banking
(c Collateral securities
d Insurable interest
insurance law
e Principleofindemnity under
PART-B
UNIT-I
between banker and customer
0 Criticalily aralyze the legal relationship
implementation of KYC policies. (12.5)
keeping in mind the effective
functions of Reserve Bank of India?bailor-bailee
(6)
03 la) What are the important relationship is similar to
(b) How bankers customer (6.5)
relationship. Explain with examples.
UNIT-II
of non-performing assets? What are the reasons for
4 Explain the concept (12.5)
its continuous growth?
recovery of bad debts? What
securitization processes help in speedy (12.5)
Vo How disadvantages?
are their advantage and
UNIT-II
whether legal regime
in India and
Bxplain the extent of banking fraud (12.5)
v sufficient in preventing the same or not?
available are preventing frauds in
in the
precautions needs to be taken
referring specific laws and its
Q7 What are the by (12.5)
internet banking? Explain
Case of
importance in practice. role in
UNIT-IV
interest plays a crucial
insurable (12.5)
faith and
08 How principle of good insurance.
and fire vehicles
Me insurance third party in motor
available for the (12.5)
09 rights limitations?
What are the
insurance and
whatthe
 Exam Roll No.
ENDTERM EXAMINATION VIPS

SEMES
NINTH
sTER LLB] DECEMBER 2014
Subject: Banking and Insurance Lau
Maximum iarks: 75
anyfivequestions including Q no. 1 of Part A
Select onequestion from each unit of Partwhich
B. is

PART-A
Cxplainthe growth and development of Barfks in India.
the
Bank duty to customer
f the
tionsof
Commercial Banks
VIPS
n
Ranking
of Insurane
gae nature and characteristics (5x5=25)
PART-B
UNIT-I

thepowerand functions of Reserve Bank of India under the RBI

(12.5)
¡934.

UISSthe Liability of Banks under the Consumer protection Act. 1986.

answer with help of case law. (12.5)
cdate your
UNIT-II

Securitization and Reconstruction of

Luss the Salient features of your answer with help of case
ncial Assets Act, 2002. Substantiate (12.5}

e short notes on the following: (6)

Principles of Lending (6.5)
to Banks.
Mechanism for recovery of Debt due
UNIT-II
and
provisions intended to curb Banking Fraud(12.5)
UCIdate the legal check such frauds?
R3est the measurcs to
(6)
nte short notes on the following: (6.5)
Smart card Card.
Card and Debit
P Distinction between Credit
UNIT-I
the role of
Insurance. Discuss
limitations of (12.5)
Bxplain the advantage and empowerment? your
hsurance 1n Sccialsecurity InsuranceElucidate
of
contract (12.5)
principles of
Discuss thc basic
answer with help of case law? {VIPS
t***t*
 ExamRolNo.) Exam Roll No
END TERM D
EXAMINATION
NINETH SEMESTER LLB) DECEMBER 2013
(ode:
LLBS07A) Subject: Banking &Insurance
Mours
Maximum(2005-2009)
Marks: 75
Attempt any five questlons, tnctuding Q.no.I is compulsory.
indicated. Select one question from each Unit of Part.B
Ate:
Choice
is
ma PART A

ShortiNotes onthe
following (any five) (5°S=25)
rte
Insuranceein respect of Motor Vehicles
ThirdParty
Securitization

fidei
Doctrineofuberrimae

NatureoffInsurance
Contracts
a)
India
TypesofBanks in

The Banking Ombudsman

Scheme

PART B

UNIT I

provisions of
02. Elucidate the important
(6)
a) Banking Regulation Act, 1949.
(6.5)
b) Reserve Bank of India Act, 1934.
OR

Customer Relationship with the help of relevant

Discuss the Legal Character of Banker
(12.5)
case laws andprinciples involved.
UNIT I

Debts Due to Banks and

0.4. enactment and object of the Recovery of
CApiain the need for (12.5)
while highlighting the salient features of the Act.
Tinancial Institutions Act 1993
OR
'Nor-Performing Asset' in
'Borrower', 'Financial Asset and
(a) Discuss the terms (6)
SARFAESI Act, 2002.
the light of adopted by the
and the special teatures P.T.0.
India
(b) iNeeds of Weaker Sections in (4.5)
Banks touplift the same