Credit Report

CIBIL Score & Report
Your CIBIL Score is 613

Control Number : 5,542,549,937
Date : 02/03/2023
CIBIL Score
This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan
applications. Your score ranges between 300 and 900, and is calculated based on the
information available in the "Accounts" and "Enquiry"section of your CIBIL Report. The closer your
score is to 900, the more confidence the lender will have in your ability to repay the loan. Higher
your score, the better chances of your application getting approved.
613 Please note in some cases you might be displayed a CIBIL Score of "NH” which indicates one of
the following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.
Personal Information
Name DOB Gender
PANKAJ KUMAR S/O SHRI MADAN LAL 07/03/1972 Male
Identification Type Number Issue Date Expiration Date
Income Tax ID Number (PAN) ANQPK6383H - -
Voter ID Number LSR0691238 - -
Contact Information
Address Category Residence Code Date Reported
NEW SUPER MEDICAL STORE AVG HARID‐ Not Categorized - 31/07/2017
WAR Uttaranchal 249407
H NO. 64, VIVEK VIHAR, RANIPUR MORE Not Categorized - 28/03/2014

JWAL APUR HAQRIDWAR AVG - NEAR VIVEK
VIHAR HARIDWAR Uttaranchal 249407
66-VIVEK VIHAR HARIDWAR Uttaranchal Not Categorized - 23/03/2010

249401(e)
Telephone Number Type Telephone Number Telephone Extension

:
Mobile Phone 9927219717
Email Addresses
Employment Information
Account Type Business Loan – Priority Sector – Small Business
Date Reported 17/02/2023
Occupation Salaried
Income -
Monthly / Annual Income Indicator -
Net / Gross Income Indicator -
Account Information
Member Name Account Type Account Number Ownership
> PNB Business Loan – Priority 149600RF00000110 Individual

Sector – Small Business
Account Details
Credit Limit -
Sanctioned Amount 2,05,000
Current Balance 68,770
Cash Limit -
Amount Overdue 23,214
Rate of Interest 8.80
Repayment Tenure 18
EMI Amount 11,388
Payment Frequency Monthly

:
Actual Payment Amount -
Date Opened / Disbursed 22/06/2021
Date Closed -
Date of Last Payment 13/02/2023
Date Reported And Certified 17/02/2023
Value of Collateral 3,84,196
Type of Collateral Property
Suit - Filed / Willful Default -
Credit Facility Status Restructured due to COVID-19
Written-off Amount (Total) -
Written-off Amount (Principal) -
Settlement Amount -
Payment Status (up to 36 months)
Payment Start Date 01/06/2021
Payment End Date 01/02/2023
Feb 2023 202 Feb 2022 60
Jan 2023 185 Jan 2022 32
Dec 2022 154 Dec 2021 0
Nov 2022 123 Nov 2021 0
Oct 2022 93 Oct 2021 0
Sep 2022 62 Sep 2021 0
Aug 2022 32 Aug 2021 0
Jul 2022 33 Jul 2021 0
Jun 2022 12 Jun 2021 0
May 2022 62
Apr 2022 62
Mar 2022 59
:
STD: Standard DBT:Doubtful ###: Number of days
past due
SMA:Special Mention LSS:Loss XXX: Not Reported
account
SUB:Substandard
> PNB Business Loan – Priority 149600RF00000035 Individual

Sector – Small Business
Account Details
Credit Limit -
Cash Limit -
Repayment Tenure 18
EMI Amount 6,611
Date Closed -
Settlement Amount -

:
Feb 2023 202 Feb 2022 60
Jan 2023 185 Jan 2022 32
Dec 2022 154 Dec 2021 0
Nov 2022 123 Nov 2021 0
Oct 2022 93 Oct 2021 61
Sep 2022 62 Sep 2021 30
Aug 2022 32 Aug 2021 62
Jul 2022 33 Jul 2021 31
Jun 2022 12 Jun 2021 0
May 2022 62
Apr 2022 62
Mar 2022 59

past due
account
SUB:Substandard
> PNB Other 149600CF00001598 Individual
Account Details
Credit Limit -
Sanctioned Amount 61,781
Current Balance 0
Cash Limit -
Amount Overdue 0
Repayment Tenure 7
EMI Amount 20,593

:
Date Closed 16/04/2021
Value of Collateral -
Type of Collateral -
Credit Facility Status -
Settlement Amount -
Apr 2021 0
Mar 2021 30
Feb 2021 0
Jan 2021 31
Dec 2020 0
Nov 2020 0
Oct 2020 0
Sep 2020 0

past due
account
SUB:Substandard
> PNB Property Loan 1496009900000688 Individual
Account Details
Credit Limit -
:
Current Balance 15,29,145
Cash Limit -
Repayment Tenure -
EMI Amount -
Payment Frequency -
Date Closed -
Settlement Amount -
Feb 2023 SMA Feb 2022 0
Jan 2023 SMA Jan 2022 33
Dec 2022 STD Dec 2021 2
Nov 2022 0 Nov 2021 0
Oct 2022 0 Oct 2021 17
Sep 2022 0 Sep 2021 0
Aug 2022 0 Aug 2021 34

:
Jul 2022 0 Jul 2021 3
Jun 2022 0 Jun 2021 0
May 2022 2 May 2021 63
Apr 2022 0 Apr 2021 32
Mar 2022 0 Mar 2021 2
Feb 2021 0
Jan 2021 0
Dec 2020 0
Nov 2020 0
Oct 2020 0
Sep 2020 0
Aug 2020 0
Jul 2020 0
Jun 2020 0
May 2020 2
Apr 2020 0
Mar 2020 33

past due
account
SUB:Substandard
> PNB Housing Loan 149600NC00002504 Individual
Account Details
Credit Limit -
Cash Limit -
Amount Overdue 0
Rate of Interest -
:
Repayment Tenure 154
EMI Amount 4,971
Date Closed -
Settlement Amount -
Feb 2023 0 Feb 2022 0
Jan 2023 0 Jan 2022 0
Dec 2022 0 Dec 2021 0
Nov 2022 0 Nov 2021 0
Oct 2022 0 Oct 2021 0
Sep 2022 0 Sep 2021 0
Aug 2022 0 Aug 2021 0
Jul 2022 0 Jul 2021 0
Jun 2022 0 Jun 2021 0
May 2022 0 May 2021 31
Apr 2022 0 Apr 2021 0
Mar 2022 0 Mar 2021 0

:
Feb 2021 0
Jan 2021 0
Dec 2020 0
Nov 2020 0
Oct 2020 0
Sep 2020 0
Aug 2020 0
Jul 2020 0
Jun 2020 0
May 2020 0
Apr 2020 0
Mar 2020 0

past due
account
SUB:Substandard
> PNB Property Loan 1496009300100083 Individual
Account Details
Credit Limit -
Cash Limit -
Amount Overdue 0
Repayment Tenure -
EMI Amount -
Payment Frequency -

:
Date Closed -
Settlement Amount -
Feb 2023 STD Feb 2022 30
Jan 2023 STD Jan 2022 2
Dec 2022 SMA Dec 2021 0
Nov 2022 1 Nov 2021 0
Oct 2022 0 Oct 2021 33
Sep 2022 0 Sep 2021 2
Aug 2022 0 Aug 2021 0
Jul 2022 16 Jul 2021 3
Jun 2022 0 Jun 2021 0
May 2022 0 May 2021 63
Apr 2022 0 Apr 2021 32
Mar 2022 0 Mar 2021 2
Feb 2021 85
Jan 2021 57
Dec 2020 0
Nov 2020 0
:
Oct 2020 0
Sep 2020 0
Aug 2020 0
Jul 2020 0
Jun 2020 0
May 2020 2
Apr 2020 0
Mar 2020 33

past due
account
SUB:Substandard
> BAJAJ FIN LTD Consumer Loan 5690CD80443925 Individual
Account Details
Credit Limit -
Cash Limit -
Amount Overdue 0
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency -
Date Closed -
:
Settlement Amount -
Nov 2018 0
Oct 2018 0
Sep 2018 0
Aug 2018 0
Jul 2018 0
Jun 2018 0

past due
account
SUB:Substandard
> BAJAJ FIN LTD Consumer Loan 5690CD47336505 Individual
Account Details
Credit Limit -
Current Balance 0
Cash Limit -
Amount Overdue 0
Rate of Interest -
Repayment Tenure -
EMI Amount -
Payment Frequency -
:
Date Closed 31/07/2018
Settlement Amount -
Nov 2018 0 Nov 2017 0
Oct 2018 0 Oct 2017 0
Sep 2018 0 Sep 2017 0
Aug 2018 XXX Aug 2017 0
Jul 2018 0 Jul 2017 0
Jun 2018 0
May 2018 0
Apr 2018 0
Mar 2018 0
Feb 2018 0
Jan 2018 0
Dec 2017 0
:
past due
account
SUB:Substandard
Enquiry Information
Member Name Date of Enquiry Enquiry Purpose
HDFC BANK 22/02/2023 Property Loan
PNB 16/02/2023 Business Loan – Priority Sector –

Others
PNB 14/09/2022 Auto Loan Personal

Others

Others
Disclaimer : All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information
provided/ submitted by its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy,
completeness and veracity of the information submitted. The credit report is generated using the proprietary search and match logic of TU
CIBIL. TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the Report, and shall only be
liable and / or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and
conditions of the Operating Rules for TU CIBIL and its Members
COPYRIGHT 2023 TRANSUNION CIBIL. ALL RIGHTS RESERVED.
For more information, please visit our website at www.cibil.com

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CIBIL Score & Report

Your CIBIL Score is 613

PANKAJ KUMAR S/O SHRI MADAN LAL 07/03/1972 Male

Identiﬁcation Type Number Issue Date Expiration Date

Income Tax ID Number (PAN) ANQPK6383H - -

Voter ID Number LSR0691238 - -

H NO. 64, VIVEK VIHAR, RANIPUR MORE Not Categorized - 28/03/2014

66-VIVEK VIHAR HARIDWAR Uttaranchal Not Categorized - 23/03/2010

Telephone Number Type Telephone Number Telephone Extension

Mobile Phone 8218860803

Mobile Phone 9837894413

Account Type Business Loan – Priority Sector – Small Business

Date Reported 17/02/2023

Monthly / Annual Income Indicator -

Net / Gross Income Indicator -

Member Name Account Type Account Number Ownership

> PNB Business Loan – Priority 149600RF00000110 Individual

Sanctioned Amount 2,05,000

Current Balance 68,770

Amount Overdue 23,214

Rate of Interest 8.80

EMI Amount 11,388

Payment Frequency Monthly

Date Opened / Disbursed 22/06/2021

Date of Last Payment 13/02/2023

Date Reported And Certiﬁed 17/02/2023

Value of Collateral 3,84,196

Type of Collateral Property

Suit - Filed / Willful Default -

Credit Facility Status Restructured due to COVID-19

Written-off Amount (Total) -

Written-off Amount (Principal) -

Payment Status (up to 36 months)

Payment Start Date 01/06/2021

Payment End Date 01/02/2023

Feb 2023 202 Feb 2022 60

Jan 2023 185 Jan 2022 32

Dec 2022 154 Dec 2021 0

Nov 2022 123 Nov 2021 0

Oct 2022 93 Oct 2021 0

Sep 2022 62 Sep 2021 0

Aug 2022 32 Aug 2021 0

Jul 2022 33 Jul 2021 0

Jun 2022 12 Jun 2021 0

> PNB Business Loan – Priority 149600RF00000035 Individual

Sanctioned Amount 1,19,000

Current Balance 34,261

Amount Overdue 13,535

Rate of Interest 11.55

EMI Amount 6,611

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 11/06/2021

Date of Last Payment 13/02/2023

Date Reported And Certiﬁed 17/02/2023

Value of Collateral 1,93,869

Type of Collateral Property

Suit - Filed / Willful Default -

Credit Facility Status Restructured due to COVID-19

Written-off Amount (Total) -