8/19/23, 11:10 AM Credit Report

CIBIL Score & Report

Control Number : 6,312,695,746
Date : 19/08/2023

CIBIL Score
This section reflects your CIBIL Score, which is widely used by loan providers
to evaluate loan applications. Your score ranges between 300 and 900, and is
calculated based on the information available in the "Accounts" and
"Enquiry"section of your CIBIL Report. The closer your score is to 900, the
more confidence the lender will have in your ability to repay the loan. Higher

743 your score, the better chances of your application getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH”
which indicates one of the following 3 things:

1. You have a credit card or loan account, but no credit activity in the last
three years.
2. Lenders may have made enquiries, but you do not have any credit
activity.
3. You only have add-on credit cards, and no credit exposure.

Personal Information
Name DOB Gender

VISHAL KUMAR S/O PRAM 17/04/1997 Male

OD KUMAR

Identification Type Number Issue Date Expiration Date

Income Tax ID DQBPK2884N - -
Number (PAN)

Contact Information
Address Category Residence Code Date Reported

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B31, RAMPUR OFFICER COLONY, Residence - 16/11/2022

RAMOUR OFFICER CLUB, Address
JHARSUGUDA, ODISHA Orissa
768216

68,, HATIA STATION ROAD, HATIYA, Permanent - 31/10/2022

NAMKUM, HATIA, RANCHI, 834003, Address
JHARKHAND, INDIA RANCHI
Jharkhand 834003

NA,NA,NA,NA,HATIYA,RANCHI,SAR Residence - 31/10/2022

NAPUJA STHA JHARKHAND Address
Jharkhand 834003

HOUSE NO 68 GALI NO 1YY HATIA Office Address - 31/08/2022

RAILWAY STATION ROAD NEAR
SARANA PUJA SATHAL RANCHI
Jharkhand 834003

Telephone Number Type Telephone Number Telephone Extension

Not Classified 9199999497

Mobile Phone 9199999497

Mobile Phone 9199999497

Office Phone 242134

Email Addresses

VISHAALKUMAR1997@GMAIL.COM

VISHAL17RAN@GMAIL.COM

VISHALKUMAR@ME.ISM.AC.IN

PRAMOD9669@GMAIL.COM

Employment Information

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Account Type Gold Loan

Date Reported 30/06/2023

Occupation Self Employed Professional

Income -

Monthly / Annual Income Indicator -

Net / Gross Income Indicator -

Account Information

Member Name Account Type Account Number Ownership

> SBI Education Loan 0000003419901325 Individual

9

Account Details
Credit Limit -

Sanctioned Amount 4,07,000

Current Balance 0

Cash Limit -

Amount Overdue -

Rate of Interest 9.00

Repayment Tenure 138

EMI Amount 10,247

Payment Frequency Monthly

Actual Payment Amount 1

Date Opened / Disbursed 16/09/2014

Date Closed 14/01/2022

Date of Last Payment 14/01/2022

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Date Reported And Certified 31/01/2022

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/02/2019

Payment End Date 01/01/2022

Jan 2022 SUB Jan 2021 525

Dec 2021 859 Dec 2020 494

Nov 2021 828 Nov 2020 463

Oct 2021 798 Oct 2020 433

Sep 2021 767 Sep 2020 402

Aug 2021 737 Aug 2020 372

Jul 2021 706 Jul 2020 341

Jun 2021 675 Jun 2020 310

May 2021 645 May 2020 280

Apr 2021 614 Apr 2020 249

Mar 2021 584 Mar 2020 219

Feb 2021 553 Feb 2020 188

Jan 2020 159

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Dec 2019 128

Nov 2019 89

Oct 2019 89

Sep 2019 89

Aug 2019 29

Jul 2019 STD

Jun 2019 STD

May 2019 STD

Apr 2019 STD

Mar 2019 STD

Feb 2019 STD

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> VIVIFIN Personal Loan 1540180 Individual

Account Details
Credit Limit -

Sanctioned Amount 25,900

Current Balance 25,900

Cash Limit -

Amount Overdue -

Rate of Interest -

Repayment Tenure -

EMI Amount -

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Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 24/07/2023

Date Closed -

Date of Last Payment 25/07/2023

Date Reported And Certified 31/07/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/07/2023

Payment End Date 01/07/2023

Jul 2023 STD

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> DBS Gold Loan 8811210005125049 Individual

Account Details
Credit Limit -

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Sanctioned Amount 20,848

Current Balance 20,848

Cash Limit -

Amount Overdue 0

Rate of Interest 10.08

Repayment Tenure 12

EMI Amount -

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 17/06/2023

Date Closed -

Date of Last Payment 17/06/2023

Date Reported And Certified 30/06/2023

Value of Collateral -

Type of Collateral Gold

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/06/2023

Payment End Date 01/06/2023

Jun 2023 0

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STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> Personal Loan CL2861551 Individual

NORTHERNARCCAP

Account Details
Credit Limit -

Sanctioned Amount 30,000

Current Balance 30,000

Cash Limit -

Amount Overdue 0

Rate of Interest 8.00

Repayment Tenure 3

EMI Amount 10,750

Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 06/06/2023

Date Closed -

Date of Last Payment -

Date Reported And Certified 30/06/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

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Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/06/2023

Payment End Date 01/06/2023

Jun 2023 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> BHANIXFIN Personal Loan CL2644510 Individual

Account Details
Credit Limit -

Sanctioned Amount 30,100

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest 7.50

Repayment Tenure 3

EMI Amount 10,785

Payment Frequency Monthly

Actual Payment Amount 32,355

Date Opened / Disbursed 30/04/2023

Date Closed 03/06/2023

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Date of Last Payment 03/06/2023

Date Reported And Certified 30/06/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/04/2023

Payment End Date 01/06/2023

Jun 2023 0

May 2023 0

Apr 2023 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> IDFC FIRST BANK Two-wheeler Loan 112181957 Individual

Account Details
Credit Limit -

Sanctioned Amount 2,09,218

Current Balance 2,06,211

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Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure 48

EMI Amount 6,146

Payment Frequency Monthly

Actual Payment Amount 6,146

Date Opened / Disbursed 25/04/2023

Date Closed -

Date of Last Payment 03/06/2023

Date Reported And Certified 30/06/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/04/2023

Payment End Date 01/06/2023

Jun 2023 0

May 2023 0

Apr 2023 0

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STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> ICICI BANK Credit Card 0000000026564072 Individual

Account Details
Credit Limit 100000

High Credit 2,075

Current Balance 2,075

Cash Limit 10,000

Amount Overdue -

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 06/04/2023

Date Closed -

Date of Last Payment 22/04/2023

Date Reported And Certified 12/05/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

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Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/05/2023

Payment End Date 01/05/2023

May 2023 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> BHANIXFIN Personal Loan CL2459295 Individual

Account Details
Credit Limit -

Sanctioned Amount 30,000

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest 7.50

Repayment Tenure 3

EMI Amount 10,750

Payment Frequency Monthly

Actual Payment Amount 32,250

Date Opened / Disbursed 27/03/2023

Date Closed 26/04/2023

Date of Last Payment 26/04/2023

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Date Reported And Certified 30/06/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/03/2023

Payment End Date 01/06/2023

Jun 2023 0

May 2023 0

Apr 2023 0

Mar 2023 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> BHANIXFIN Personal Loan CL2360017 Individual

Account Details
Credit Limit -

Sanctioned Amount 30,000

Current Balance 0

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Cash Limit -

Amount Overdue 0

Rate of Interest 7.50

Repayment Tenure 3

EMI Amount 10,750

Payment Frequency Monthly

Actual Payment Amount 32,250

Date Opened / Disbursed 23/02/2023

Date Closed 16/03/2023

Date of Last Payment 16/03/2023

Date Reported And Certified 31/05/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/02/2023

Payment End Date 01/05/2023

May 2023 0

Apr 2023 0

Mar 2023 0

Feb 2023 0

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STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> TRANSACTREE Other 4015824U Individual

Account Details
Credit Limit -

Sanctioned Amount 1,500

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 08/01/2023

Date Closed -

Date of Last Payment -

Date Reported And Certified 31/05/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

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Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/02/2023

Payment End Date 01/05/2023

May 2023 0

Apr 2023 XXX

Mar 2023 XXX

Feb 2023 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> BHANIXFIN Personal Loan CL2085692 Individual

Account Details
Credit Limit -

Sanctioned Amount 30,000

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest 7.50

Repayment Tenure 3

EMI Amount 10,750

Payment Frequency Monthly

Actual Payment Amount 32,250

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Date Opened / Disbursed 23/12/2022

Date Closed 20/02/2023

Date of Last Payment 20/02/2023

Date Reported And Certified 30/04/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/12/2022

Payment End Date 01/04/2023

Apr 2023 0

Mar 2023 0

Feb 2023 0

Jan 2023 0

Dec 2022 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> BAJAJ FIN LTD Gold Loan PG62SGL6260401 Individual

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Account Details
Credit Limit -

Sanctioned Amount 87,200

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 21/12/2022

Date Closed 11/03/2023

Date of Last Payment 10/03/2023

Date Reported And Certified 30/04/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/12/2022

Payment End Date 01/04/2023

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Apr 2023 0

Mar 2023 0

Feb 2023 0

Jan 2023 0

Dec 2022 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> BHANIXFIN Personal Loan CL1897345 Individual

Account Details
Credit Limit -

Sanctioned Amount 30,000

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest 7.50

Repayment Tenure 3

EMI Amount 10,750

Payment Frequency Monthly

Actual Payment Amount 32,250

Date Opened / Disbursed 11/11/2022

Date Closed 15/12/2022

Date of Last Payment 15/12/2022

Date Reported And Certified 28/02/2023

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Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/11/2022

Payment End Date 01/02/2023

Feb 2023 0

Jan 2023 XXX

Dec 2022 0

Nov 2022 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> ICICI BANK Gold Loan 046805004905 Individual

Account Details
Credit Limit -

Sanctioned Amount 81,000

Current Balance 0

Cash Limit -

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Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 26/10/2022

Date Closed 16/12/2022

Date of Last Payment 16/12/2022

Date Reported And Certified 31/12/2022

Value of Collateral -

Type of Collateral No Collateral

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/10/2022

Payment End Date 01/12/2022

Dec 2022 0

Nov 2022 0

Oct 2022 0

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STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> SBI Personal Loan 0000004136894377 Individual

0

Account Details
Credit Limit -

Sanctioned Amount 3,50,000

Current Balance 3,18,460

Cash Limit -

Amount Overdue -

Rate of Interest 12.00

Repayment Tenure 72

EMI Amount 6,852

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 21/10/2022

Date Closed -

Date of Last Payment -

Date Reported And Certified 31/07/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

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Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/10/2022

Payment End Date 01/07/2023

Jul 2023 STD

Jun 2023 STD

May 2023 STD

Apr 2023 STD

Mar 2023 STD

Feb 2023 STD

Jan 2023 STD

Dec 2022 STD

Nov 2022 STD

Oct 2022 STD

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> CAPFLOAT Consumer Loan RAN22E002879659 Individual

Account Details
Credit Limit -

Sanctioned Amount 8,000

Current Balance 0

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Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 17/10/2022

Date Closed -

Date of Last Payment -

Date Reported And Certified 31/07/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/10/2022

Payment End Date 01/07/2023

Jul 2023 0

Jun 2023 0

May 2023 0

Apr 2023 0

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Mar 2023 0

Feb 2023 0

Jan 2023 0

Dec 2022 0

Nov 2022 0

Oct 2022 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> BHANIXFIN Personal Loan CL1745472 Individual

Account Details
Credit Limit -

Sanctioned Amount 30,000

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest 7.50

Repayment Tenure 3

EMI Amount 10,750

Payment Frequency Monthly

Actual Payment Amount 32,250

Date Opened / Disbursed 06/10/2022

Date Closed 11/11/2022

Date of Last Payment 11/11/2022

Date Reported And Certified 31/01/2023

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Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/10/2022

Payment End Date 01/01/2023

Jan 2023 0

Dec 2022 0

Nov 2022 0

Oct 2022 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> ICICI BANK Credit Card 0000000024717603 Individual

Account Details
Credit Limit 100000

High Credit 99,793

Current Balance 96,778

Cash Limit 10,000

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Amount Overdue -

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount -

Date Opened / Disbursed 29/09/2022

Date Closed -

Date of Last Payment 22/04/2023

Date Reported And Certified 16/05/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/10/2022

Payment End Date 01/05/2023

May 2023 0

Apr 2023 0

Mar 2023 0

Feb 2023 0

Jan 2023 0

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Dec 2022 0

Nov 2022 0

Oct 2022 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> SBI Personal Loan 0000004130197781 Individual

9

Account Details
Credit Limit -

Sanctioned Amount 10,00,000

Current Balance 8,87,073

Cash Limit -

Amount Overdue -

Rate of Interest 11.00

Repayment Tenure 72

EMI Amount 19,189

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 26/09/2022

Date Closed -

Date of Last Payment 16/02/2023

Date Reported And Certified 31/07/2023

Value of Collateral -

Type of Collateral -

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Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/09/2022

Payment End Date 01/07/2023

Jul 2023 STD

Jun 2023 STD

May 2023 STD

Apr 2023 STD

Mar 2023 STD

Feb 2023 STD

Jan 2023 STD

Dec 2022 STD

Nov 2022 STD

Oct 2022 STD

Sep 2022 STD

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> SBI Overdraft 0000004129494284 Individual

7

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Account Details
Credit Limit -

Sanctioned Amount 9,900

Current Balance 0

Cash Limit -

Amount Overdue -

Rate of Interest 1.00

Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount 21

Date Opened / Disbursed 22/09/2022

Date Closed 16/12/2022

Date of Last Payment 16/12/2022

Date Reported And Certified 31/12/2022

Value of Collateral -

Type of Collateral Saving Account and Fixed Deposit

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/09/2022

Payment End Date 01/12/2022

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Dec 2022 STD

Nov 2022 STD

Oct 2022 STD

Sep 2022 STD

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> ICICI BANK Personal Loan LPJHA00046408302 Individual

Account Details
Credit Limit -

Sanctioned Amount 5,00,000

Current Balance 4,40,888

Cash Limit -

Amount Overdue -

Rate of Interest -

Repayment Tenure 60

EMI Amount 11,003

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 19/09/2022

Date Closed -

Date of Last Payment 10/06/2023

Date Reported And Certified 30/06/2023

Value of Collateral -

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Type of Collateral No Collateral

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/09/2022

Payment End Date 01/06/2023

Jun 2023 0

May 2023 0

Apr 2023 0

Mar 2023 0

Feb 2023 0

Jan 2023 0

Dec 2022 STD

Nov 2022 XXX

Oct 2022 STD

Sep 2022 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> BHANIXFIN Personal Loan CL1597059 Individual

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Account Details
Credit Limit -

Sanctioned Amount 30,000

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest 14.40

Repayment Tenure 6

EMI Amount 5,720

Payment Frequency Monthly

Actual Payment Amount 34,320

Date Opened / Disbursed 02/09/2022

Date Closed 27/09/2022

Date of Last Payment 27/09/2022

Date Reported And Certified 30/11/2022

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/09/2022

Payment End Date 01/11/2022

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Nov 2022 0

Oct 2022 0

Sep 2022 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> KOTAK BANK Secured Credit Card 9406420001381079 Individual

Account Details
Credit Limit -

High Credit 12,523

Current Balance -11

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency Monthly

Actual Payment Amount 1,150

Date Opened / Disbursed 27/08/2022

Date Closed 21/02/2023

Date of Last Payment 15/02/2023

Date Reported And Certified 28/02/2023

Value of Collateral -

Type of Collateral -

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Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/08/2022

Payment End Date 01/02/2023

Feb 2023 0

Jan 2023 0

Dec 2022 0

Nov 2022 0

Oct 2022 0

Sep 2022 0

Aug 2022 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> TCFSL Personal Loan TCFPL05450000115 Individual

76489

Account Details
Credit Limit -

Sanctioned Amount 50,000

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Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 27/08/2022

Date Closed 09/04/2023

Date of Last Payment -

Date Reported And Certified 30/04/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/08/2022

Payment End Date 01/04/2023

Apr 2023 0

Mar 2023 0

Feb 2023 0

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Jan 2023 0

Dec 2022 0

Nov 2022 0

Oct 2022 0

Sep 2022 0

Aug 2022 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> HDFC BANK Personal Loan 133230876 Individual

Account Details
Credit Limit -

Sanctioned Amount 4,00,000

Current Balance 3,32,230

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency Monthly

Actual Payment Amount 11,163

Date Opened / Disbursed 24/08/2022

Date Closed -

Date of Last Payment 28/07/2023

Date Reported And Certified 31/07/2023

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Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/08/2022

Payment End Date 01/07/2023

Jul 2023 0

Jun 2023 0

May 2023 0

Apr 2023 0

Mar 2023 0

Feb 2023 0

Jan 2023 0

Dec 2022 0

Nov 2022 0

Oct 2022 0

Sep 2022 0

Aug 2022 0

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STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> IDFC FIRST BANK Personal Loan 78932493 Individual

Account Details
Credit Limit -

Sanctioned Amount 3,000

Current Balance 0

Cash Limit -

Amount Overdue 0

Rate of Interest -

Repayment Tenure 24

EMI Amount -

Payment Frequency Monthly

Actual Payment Amount 30,646

Date Opened / Disbursed 23/06/2022

Date Closed -

Date of Last Payment 01/05/2023

Date Reported And Certified 31/07/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

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Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/06/2022

Payment End Date 01/07/2023

Jul 2023 0 Jul 2022 0

Jun 2023 0 Jun 2022 0

May 2023 0

Apr 2023 0

Mar 2023 0

Feb 2023 0

Jan 2023 0

Dec 2022 0

Nov 2022 0

Oct 2022 0

Sep 2022 0

Aug 2022 0

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> IDBI LTD Business Loan – 1152671100004237 Individual

Priority Sector –
Agriculture

Account Details

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Credit Limit -

Sanctioned Amount 50,000

Current Balance 0

Cash Limit -

Amount Overdue -

Rate of Interest -

Repayment Tenure -

EMI Amount -

Payment Frequency Monthly

Actual Payment Amount -

Date Opened / Disbursed 04/10/2021

Date Closed 17/09/2022

Date of Last Payment 17/09/2022

Date Reported And Certified 30/09/2022

Value of Collateral -

Type of Collateral Gold

Suit - Filed / Willful Default -

Credit Facility Status -

Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/08/2022

Payment End Date 01/09/2022

Sep 2022 STD

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Aug 2022 STD

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

> SBI Personal Loan 0000002023560807 Individual

0

Account Details
Credit Limit -

Sanctioned Amount 75,000

Current Balance 75,968

Cash Limit -

Amount Overdue -

Rate of Interest 3.00

Repayment Tenure -

EMI Amount -

Payment Frequency -

Actual Payment Amount 4,500

Date Opened / Disbursed 02/08/2014

Date Closed -

Date of Last Payment 31/07/2023

Date Reported And Certified 31/07/2023

Value of Collateral -

Type of Collateral -

Suit - Filed / Willful Default -

Credit Facility Status -

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Written-off Amount (Total) -

Written-off Amount (Principal) -

Settlement Amount -

Payment Status (up to 36 months)

Payment Start Date 01/09/2022

Payment End Date 01/07/2023

Jul 2023 STD

Jun 2023 STD

May 2023 STD

Apr 2023 STD

Mar 2023 STD

Feb 2023 STD

Jan 2023 STD

Dec 2022 STD

Nov 2022 STD

Oct 2022 STD

Sep 2022 STD

STD: Standard DBT:Doubtful ###: Number of

days past due
SMA:Special LSS:Loss XXX: Not Reported
Mention account
SUB:Substandard

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Enquiry Information
Member Name Date of Enquiry Enquiry Purpose
GOODSKILL 18/08/2023 Personal Loan

TCFSL 18/08/2023 Personal Loan

GOODSKILL 18/08/2023 Personal Loan

MAMTAPROJECT 18/08/2023 Business Loan - Unsecured

FICCL 18/08/2023 Personal Loan

Home Credit 18/08/2023 Personal Loan

BAJAJ FIN LTD 16/08/2023 Other

AXIS BANK 12/08/2023 Personal Loan

CHOLA INVST FIN 09/08/2023 Business Loan – General

CHOLA INVST FIN 07/08/2023 Business Loan – General

HDFC BANK 05/08/2023 Personal Loan

TCFSL 04/08/2023 Personal Loan

AXIS BANK 02/08/2023 Personal Loan

SBI 02/08/2023 Personal Loan

SBI 02/08/2023 Auto Loan Personal

ICICI BANK 31/07/2023 Personal Loan

RBL BANK LTD 31/07/2023 Credit Card

TCFSL 29/07/2023 Personal Loan

AXIS BANK 28/07/2023 Credit Card

SBI 27/07/2023 Personal Loan

SBI CARD 26/07/2023 Credit Card

BAJAJ FIN LTD 26/07/2023 Other

VIVIFIN 22/07/2023 Personal Loan

DATSON 21/07/2023 Credit Card

TCFSL 21/07/2023 Personal Loan

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RBL BANK 21/07/2023 Credit Card

GOLDLINEF 18/07/2023 Personal Loan

AADRILTD 02/07/2023 Business Loan – General

SBI CARD 22/06/2023 Credit Card

SBI 19/06/2023 Personal Loan

SBI 18/06/2023 Auto Loan Personal

SBI 17/06/2023 Credit Card

SBI 17/06/2023 Credit Card

ICICI BANK 17/06/2023 Personal Loan

HDFC BANK 16/06/2023 Personal Loan

BAJAJ FIN LTD 12/06/2023 Other

TCFSL 25/05/2023 Personal Loan

KOTAK BANK 21/05/2023 Personal Loan

ICICI BANK 16/05/2023 Personal Loan

HDFC BANK 15/05/2023 Personal Loan

CHAIRIDSPL 12/05/2023 Personal Loan

HDFC BANK 06/05/2023 Personal Loan

BAJAJ FIN LTD 23/04/2023 Other

IDFC FIRST BANK 14/04/2023 Two-wheeler Loan

HDFC BANK 11/04/2023 Credit Card

SBI 30/03/2023 Other

SBI 29/03/2023 Gold Loan

SBI CARD 28/03/2023 Credit Card

SBI 28/03/2023 Personal Loan

BAJAJ FIN LTD 09/03/2023 Other

SBI 13/02/2023 Personal Loan

SBI 01/02/2023 Personal Loan

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SBI CARD 01/02/2023 Credit Card

SBI 30/01/2023 Personal Loan

BAJAJ FIN LTD 25/01/2023 Personal Loan

HDFC BANK 09/01/2023 Credit Card

HDFC BANK 07/01/2023 Credit Card

HDFC BANK 05/01/2023 Personal Loan

BAJAJ FIN LTD 23/12/2022 Personal Loan

HDFC BANK 23/12/2022 Credit Card

KRAZYBEE 21/12/2022 Personal Loan

SBI CARD 18/12/2022 Credit Card

SBI 14/12/2022 Business Loan – General

SBI 13/12/2022 Personal Loan

SBI 12/12/2022 Personal Loan

SBI CARD 10/12/2022 Credit Card

SBI 09/12/2022 Personal Loan

SBI 08/12/2022 Personal Loan

SBI 08/12/2022 Personal Loan

SBI 07/12/2022 Personal Loan

SBI 07/12/2022 Personal Loan

SBI 07/12/2022 Personal Loan

AXIS BANK 05/12/2022 Personal Loan

AXIS BANK 05/12/2022 Credit Card

VIVIFIN 03/12/2022 Personal Loan

HDFC BANK 02/12/2022 Personal Loan

PAYUFINAN 26/11/2022 Personal Loan

DMIFINANCE 25/11/2022 Other

SBI 24/11/2022 Personal Loan

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TCFSL 23/11/2022 Personal Loan

YES BANK 22/11/2022 Credit Card

AU SFB 21/11/2022 Credit Card

TCFSL 21/11/2022 Personal Loan

TCFSL 21/11/2022 Personal Loan

TCFSL 21/11/2022 Personal Loan

POONAFIN 21/11/2022 Personal Loan

AXIS BANK 18/11/2022 Personal Loan

BAJAJ FIN LTD 18/11/2022 Personal Loan

AXIS BANK 18/11/2022 Credit Card

KOTAK BANK 18/11/2022 Personal Loan

HDFC BANK 17/11/2022 Personal Loan

BAJAJ FIN LTD 17/11/2022 Personal Loan

BOB 17/11/2022 Personal Loan

ICICI BANK 17/11/2022 Personal Loan

SBI CARD 16/11/2022 Credit Card

AXIS BANK 16/11/2022 Credit Card

HDFC BANK 14/11/2022 Credit Card

IDFC FIRST BANK 13/11/2022 Credit Card

TCFSL 09/11/2022 Personal Loan

HDFC BANK 05/11/2022 Credit Card

HDFC BANK 04/11/2022 Credit Card

POONAFIN 01/11/2022 Personal Loan

BAJAJ FIN LTD 31/10/2022 Personal Loan

ICICI BANK 26/10/2022 Personal Loan

SBI 21/10/2022 Personal Loan

ICICI BANK 21/10/2022 Personal Loan

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IDBI LTD 21/10/2022 Personal Loan

KOTAK BANK 08/10/2022 Personal Loan

SBI 26/09/2022 Personal Loan

ICICI BANK 23/09/2022 Credit Card

BAJAJ FIN LTD 23/09/2022 Personal Loan

NAHAR 22/09/2022 Consumer Loan

SBI 22/09/2022 Personal Loan

SBI CARD 16/09/2022 Credit Card

CHAIRIDSPL 14/09/2022 Personal Loan

ICICI BANK 12/09/2022 Personal Loan

BAJAJ FIN LTD 09/09/2022 Personal Loan

SBI CARD 08/09/2022 Credit Card

BAJAJ FIN LTD 03/09/2022 Other

SBI 30/08/2022 Personal Loan

TCFSL 25/08/2022 Personal Loan

TCFSL 25/08/2022 Personal Loan

AXIS BANK 24/08/2022 Credit Card

HDFC BANK 24/08/2022 Credit Card

KRAZYBEE 22/08/2022 Personal Loan

ICICI BANK 22/08/2022 Personal Loan

TCFSL 22/08/2022 Personal Loan

POONAFIN 20/08/2022 Personal Loan

HDB 19/08/2022 Personal Loan

AXIS BANK 19/08/2022 Personal Loan

HDFC BANK 19/08/2022 Personal Loan

HDFC BANK 19/08/2022 Personal Loan

SBI CARD 07/08/2022 Credit Card

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PAYUFINAN 03/07/2022 Personal Loan

IDBI LTD 21/05/2022 Personal Loan

SBI 07/02/2022 Education Loan

AXIS BANK 05/02/2022 Credit Card

HDFC BANK 05/02/2022 Credit Card

SBI CARD 04/02/2022 Credit Card

NAHAR 25/01/2022 Consumer Loan

BAJAJ FIN LTD 21/12/2021 Consumer Loan

BAJAJ FIN LTD 26/06/2021 Consumer Loan

Disclaimer : All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL)
based on information provided/ submitted by its various members("Members"), as part of periodic data submission
and Members are required to ensure accuracy, completeness and veracity of the information submitted. The credit
report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or
responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms
and conditions of the Operating Rules for TU CIBIL and its Members

COPYRIGHT 2023 TRANSUNION CIBIL. ALL RIGHTS RESERVED.

For more information, please visit our website at www.cibil.com

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