BUSINESS AND COMMERCIAL

TARIFF GUIDE EFFECTIVE 13th MAY 2024

UGX USD EUR GBP UGX USD EUR GBP Borderless Banking UGX USD EUR GBP

Monthly Management Fees Other Fees Cash withdrawal 10 000 3.00 USD Equivalent

URA 2 500 1.00 0.80 0.75 Cash deposit Free Free Free Free
Business Banking - Current Account - COMMERCIAL 40 000 18.00 16.00 15.00
1.00 - 500 000 : 2 500 Funds Transfer Online (EOL & ROL) 20 000 6.00 UGX Equivalent
Business Banking - Current Account - SME 36 000 17.00 15.00 14.00
Business Banking - Trader account (CTRAD) - Utility Payments (Over The Counter) UMEME 500 001 - 1 000 000 : 6 000 Funds Transfer (Branch) 40 000 12.00 UGX Equivalent
(Bundle Covers: management fees, service
25 000 15.00 14.00 13.00 1 000 001 - 4 000 000 : 9 000
fees, 4 free cash withdrawals and internal Cross border payments
account transfers)
Utilities Payments - NWSC (Branch) Free Recall of funds and amendment charges
Business Banking - Trader account Utilities Payments - NWSC (Agency Banking) UGX 1 000 Amendment
13 000 15.00 14.00 13.00 35,000 10 USD Equivalent
(CTRAD) - (PAYAS)
Returned funds (to other banks) USD Equivalent 10 USD Equivalent
Search Fees (Lost/ Missing Slips per slip/ Cheque) 30 000 9.50 8.00 7.50
NGO Account (Bundle covers: Account
management fees, inward TT's, inward EFTs, Recalling funds (from other banks) USD Equivalent 10 USD Equivalent
Free Free Free Free Certificate of balance 20 000 8.00 6.00 5.00
LCY Cash deposits, cheque deposits, IAT's
and BOL monthly fees ) Loan Annual Monitoring Fees 0.5% - 2% of the total exposure Company Search Fee
Society Account (Bundle covers: Account Incorporated entities 25 000
Loan / Facility Arrangement fees - Business Loan 2% of the facility
management fees, service fees, inward TT's, LCY
cash deposits, cheque deposits, IAT's, cash Free Free Free Free Sole Proprietors 2 000
Letter of reference 20 000 8.00 6.00 5.00
withdrawals and BOL monthly fees)
MT940 SWIFT statements (monthly per account) 100 000 31.25 26.32 23.81 Open API Pricing
Pure Save (Stand Alone Account) 1 500 1.00 1.00 1.00
5% plus 5% plus 5% plus 5% plus Statement Free
Pure Save (secondary Account) Free Free Free Free interest interest interest interest
Convenant fees Account Validation Free
rate rate rate rate
advised advised advised advised Balance Inquiry Free
Minimum balance Account Closure 20 000 8.00 6.00 5.00 Electronic Funds Transfer 2 000

Business Banking - Trader account (CTRAD) 100 000 50.00 40.00 30.00 RTGS 10 000

NGO Account 1 000 000 1 000.00 1 000.00 600.00 Business Online (BOL) Mobile Money Transfer 1 200

Society Account 50 000 N/A N/A N/A Monthly Fees 50 000 18.00 16.00 12.00
Trade Finance
Pure Save Account 20 000 10.00 5.00 5.00 Monthly fees (NGO accounts) Free Free Free Free
General Services
Monthly fees (Society accounts) Free Free Free Free Facility Fee 50.00 1% Min. UGX 150 000
Sign on fees Free Free Free Free Swift Fee (Communication) 75 000
Penalty for below minimum balance
Transfer between own accounts (IAT) Free Free Free Free Local Courier 35 000
Business Banking - Trader account (CTRAD) 10 000 4.50 3.50 3.00
USD Equiv USD Equiv
Account payments to 3rd party International Courier Fee 50.00 50.00 USD Equiv 50.00
NGO Account 20 000 8.00 6.00 5.00 Free Free Free Free
(Stanbic Bank as beneficiary)
Temporary Excess Arrangement Fee 1% Min. UGX 150 000
Society Account 10 000 N/A N/A N/A
Account payments to agent bank Structuring Fee As per agreement
2 000 1.20 1.00 0.90
Pure Save Account 0.00 0.00 0.00 0.00 beneficiary (by EFT)

RTGS 10 000 5.00 4.00 3.00 Guarantees

Cash Deposit Fees Online statements Free Free Free Free Establishment Fee: Cash Cover 0.5%, Min 150 000

0.25% 0.25% 0.25% Telegraphic transfer 30 000 UGX Equivalent

Establishment Fee: No Cash Cover 1% Min. UGX 150 000
Cash deposit fees of the value min €10, min £9,
Free
Max $2 000 max €48 max £46 Salary processing handling fees Free Free Free Free
Quarterly commission: Cash Cover 0.5% p.q Min 150 000
SBU Account to MTN/Airtel Wallet (per entry) 1 200 N/A N/A N/A
Quarterly commission: No Cash Cover 1% p.q Min. UGX 150 000
Internal BOL Direct Debit 2 500 N/A N/A N/A
Cash Withdrawal Fees
Failed BOL Direct Debit 25 000 N/A N/A N/A Amendment Fee (General Fields) 100 000 UGX Equiv.
Cash Withdrawal Fees(Ugx) 5 Million and below 12 000 0.25% of the value
0.25%, Amendment Fee (Amount & Tenor): Cash Cover 0.5% Min. UGX 150 000
Cash Withdrawal Fees Above 5 Million Max 35 000 0.25% of the value Enterprise Online (EOL)
Cash Withdrawal Fees for Trader (CTRAD) Account - First 4 Monthly Fees Free Free Free Free Amendment Fee (Amount & Tenor): No Cash Cover 1% Min. UGX 150 000
Free Free Free Free
transactions in a month
Sign on Fees Free Free Free Free Advising Fee USD Equiv. 150.00 USD Equiv.

Online statements Free Free Free Free

Payments Guarantee Cancellation Fee (Excluding Courier Fees) 100 000 UGX Equiv.
Request Cheque Book 1 200 N/A N/A N/A
per leaf
Real time Gross Settlement (RTGS) - Outward 20 000 8.00 6.00 5.00 SWIFT Fee (Communication) 75 000 UGX Equiv.
EFT Outwards 2 000 N/A N/A N/A
Real time Gross Settlement (RTGS) - Inward Free Free Free Free Guarantee Sealing Fee 35 000 UGX Equiv.
RTGS Outwards 10 000 N/A N/A N/A
Telegraphic transfers Outward - Stamp duty: Bid bonds 15 000 N/A
60 000 UGX Equivalent Free Free Free Free
*Excludes Correspondent Bank Fees Airtime Recharge

Utility Payments (Including eTax) 1 000 N/A N/A N/A Stamp duty: All other Guarantees 100 000 N/A
Telegraphic transfers Inward -
0.25% min $10, max $50 Guarantee Handling Fee (Unsecured) Waived UGX Equiv.
*Excludes Correspondent Bank Fees

Electronic Funds Transfer (EFT) Inwards (Per entry) 4 000 1.20 1.00 0.90 Card
Import Letters of Credit
Credit Cards
Electronic Funds Transfer (EFT) Outwards (Per entry) 6 000 1.60 1.50 1.30 Issuance Commission: Cash Covered LC 0.5%, Min 150 000
Credit Card (GOLD) - Annual Fees 169 500 N/A N/A N/A
Internal Account Transfers (IAT) Free Free Free Free Issuance Commission: Non Cash Covered LC 1% Min. UGX 150 000
Credit Card (SILVER) - Annual Fees 169 500 N/A N/A N/A Quarterly Commission: Cash Covered LC 0.5%, Min 150 000
Direct Debit 2 500 1.00 0.80 0.75
Failed Direct Debits 30 000 9.50 8.00 7.50 Quarterly Commission: Non Cash Covered LC 1% p.q Min. UGX 150 000
Salary Processing Fees (SBU) 4 000 1.20 1.00 0.90
Late fees (5 days after the bounced Direct Debit) 30 000 9.50 8.00 7.50 Amendment Fee (General Terms) 100 000 UGX Equiv.
Salary Processing Fees (Non- SBU) 6 000 1.60 1.50 1.30
Credit card replacement 22 600 9.50 8.00 7.50 Amendment Fee (Amount & Tenor): Cash Cover 0.5% Min. UGX 150 000
Salary Processing Fees for Everday Banking Accounts. 5 000 1.40 1.20 1.00
Amendment Fee (Amount & Tenor): No Cash Cover 1% Min. UGX 150 000
Salary processing - Schedule handling Fees - Manual 50 000 18.00 16.00 12.00
Debit Cards Discrepancy Fee USD Equiv. 150.00 USD Equiv.
Salary processing - Schedule handling Fees - Online Free Free Free Free
ATM Card Issuing 1st issuance Classic/Electron 10 000 4.50 3.50 3.00 Cancellation Fee 100 000 UGX Equiv.

ATM Card Issuing 1st issuance Gold 15 000 5.50 5.00 4.00 Transferable LC Charge 1% Min. UGX 150 000

Standing Order/Standing Instructions Confirmation fee As per Invoice

ATM Card Issuing 1st issuance Platinum 20 000 7.00 6.50 5.00
Standing Order Set up 10 000 5.00 3.00 3.00 Stamp duty 15 000 N/A
ATM Card Replacement (Lost / damaged Cards/
16 900 6.10 5.40 4.10
Standing Order to Stanbic Account 5 000 2.50 2.00 1.50 Expired) Classic/Electron
Export Letters of Credit
Standing Order to Other Banks 20 000 8.00 6.00 5.00 ATM Card Replacement (Lost / damaged Amendment Fee 100 000 UGX Equiv.
25 000 9.00 8.00 6.00
Cards/ Expired) Gold
Standing Order/ Debit account in own name Discounting/ Negotiation fee 0.25% Min. UGX 150 000
Free Free Free Free
(Client Stanbic Bank) ATM Card Replacement (Lost / damaged Cards/ Confirmation fee As per Invoice
50 000 18.00 16.00 12.00
Expired) Platinum
Standing Orders (Unpaid) Discrepancy Fee USD Equiv. 150.00 USD Equiv.
130 000 55.00 48.00 43.00
ATM Bill Payments Free Free Free Free Export LC advising (same bank) 100 000 UGX Equiv.
Standing Orders to Stanbic Account (Unpaid) Free Free Free Free
ATM Mini statement Free Free Free Free Export LC advising (other banks) 200 000 UGX Equiv.
Standing Order amendments/ Termination 10 000 5.00 3.00 3.00
ATM Balance Inquiry Free Free Free Free
Export Collections

Cheques Handling/Collection Charge 0.25% Min. UGX 150 000

ATM Withdrawal
Cheque book (cost per leaf) 1 200 0.50 0.50 0.50 ATM Withdrawal- Pure Save accounts 1 200 0.40 0.30 0.25
Import Collections
Counter Cheque leaf Free Free Free Free ATM Withdrawal at other Banks ATMs 10 000 2.75 2.32 2.04 Handling/Collection Charge 0.25% Min. UGX 150 000
Fees per cheque written (Service Fees) 2 000 0.70 0.60 0.40 ATM balance inquiry at other Banks ATMs 2 000 0.55 0.45 0.39 Avalisation 1% of the value

Authorised Debits/ Withdrawals against 1% min 1% min 1% min 1% min Dollar ATM Cash Withdraws N/A 1.50 N/A N/A
uncleared balances 30 000 $14.00 €12.00 £11.00 Open Account Trade
Others Banks customers withdrawing
Stop Payments 40 000 20.00 15.00 13.00 at Stanbic ATM Machines 6 500 N/A N/A N/A Supplier Finance
*Domestic cards Invoice Discounting
Agent Bank Cheque within clearing area Free Free Free Free Per Facility Letter
Others Banks customers withdrawing Receivables Discounting
at Stanbic ATM Machines
*International cards 25 000 N/A N/A N/A
Bank Draft FlexiPay
ATM Bi Annual Visa Fees Gold 37 000 13.00 12.00 9.00
Bank Cheques issued 25 000 14.00 12.00 11.00 Service Charge
ATM Bi Annual Visa Fees Platinum 55 000 20.00 18.00 13.00
Transfer to FlexiPay Wallet account Free
Bank Cheque Repurchase/ Cancellation 20 000 8.00 6.00 5.00
ATM Camera viewing (False Fraud Claims) 105 000 29.58 26.92 23.60
Transfer to Stanbic Bank account Free

Bill Payments - UMEME/NWSC/URA/NSSF/UEDCL Free

School Fees Payments
Unpaid Cheques
Over the Counter 2 500 1.00 0.80 0.75 Service Range From Range To Charge
Unpaid Direct Debits 130 000 55.00 48.00 43.00
Flexi Pay (Mobile) ** Refer to separate tariff guide 500 20 000 000 5,000
Returned Cheque - Insufficient Funds 250 000 70.42 64.00 56.00
Inter Account Transfers for School Fees Transfer to Other Bank account - RTGS 20 000 001 100 000 000 8,000
Unpaid Cheque - Technical Reasons 25 000 14.00 12.00 11.00 Free Free Free Free
(Stanbic Accounts)
100 000 001 2 000 000 000 10 000
Post Dated Cheque Deposited / written 35 000 10.00 9.00 8.00 School Fees drafts issued 25 000 14.00 12.00 11.00
500 5 000 250
Direct Debit 2 500 1.20 1.00 0.90
5 001 30 000 830
Statements 30 001 125 000 940
Cash in Transit Services ( VAT Exclusive)
Previous month statement requests Free Free Free Free 125 001 250 000 1 880
5,000 per page, 1.41 per page, 1.15 per page, 0.99 per page, CIT per service run 55 000 UGX Equivalent
Interim / Provisional Statement (Per page) Max 100,000 Max $30 Max €23 Max £20 250 001 500 000 2 310
5,000per page, 1.41 per page, 1.15, Max €23 0.99 per page, Roving teller - Cash packaging (per month) 575 000 UGX Equivalent
Duplicate Statement (Per page) Max 100,000 Max $30 Max £20 Transfer to MTN /Airtel 500 001 1 000 000 2 310
Email Statement Free Free Free Free Roving teller - Banking (per teller) 575 000 UGX Equivalent
1 000 001 2 000 000 2 500
Implant teller (per month) 1 430 000 UGX Equivalent
2 000 001 4 000 000 3 325
CIT - Long trips (per kilo metre) 5 200 UGX Equivalent 4 000 001 5 000 000 4 975

Disclaimer:
Please note that the above prices will all be accompanied by an additional charge to cover the excise duty payable by the Bank to URA on bank charges. For charges in other currencies not listed in this guide, please contact your nearest Stanbic Branch or call us on the toll free lines: 0800150150/ 0800250250.
The Forex conversions of the prices displayed in this guide are fixed. Payment of school fees using *290#, Online Banking or the App to Stanbic registered schools is FREE

Stanbic Bank Uganda Limited. A Financial Institution regulated by the Bank of Uganda and Customer Deposits are protected by the Deposit Protection Fund. License Number A1. 030