Bank Assets & Liabilities

BANK ASSETS-LIABILITIES & Profit & Loss Account.
Atul Parikh
Bank Balance sheet.

SCHEDULE I:
Capital:
Schedule 2 Reserves & Surplus. I, Statutory reserve:
ii Share Premium Account:

iii. Investment Reserve A/C. Iv. General Reserve: V Capital Reserve: Vi Balance of P/L a/c:
Atul Parikh 2
Bank Balance Sheet.

Schedule 3: DEPOSITS: Demand Deposit: (i) From Banks (ii) From Others: Ii Savings Bank Deposits: Iii Term Deposits: (i) From Banks (ii) From Others Total: Deposits from branches in India: Deposits from branches outside Inidia:
Atul Parikh 3
Bank Balance Sheet.

SCHEDULE 4 BORROWINGS: 1. Borrowings in India: (i) RBI
(ii) Other Banks: (iii) Other Institutions & agencies:

2. Borrowings from outside India:
Atul Parikh
Bank Balance Sheet.

Schedule 5-other liabilities & provisions:
i. Bills Payable
Ii. Inter Office adjustment (net) Iii. Interest accrued.
Iv. Proposed Dividend (Including tax on Div.).

Vi. Others (Including provisions). TOTAL:
Atul Parikh
BANK BALANCE SHEET-Asset.

Schedule 6. Cash & Bank Balance with RBI:
i. Cash in Hand (Including Foreign Currency). Ii. Balance with RBI (a) In Current Account. (ii) In other Accounts. TOTAL: Schedule 7. Balance with Banks & Money at Calla & Short Notice : Balance with Banks: (a) In Current Account (b) In other deposits accounts. (ii) Money at Call & Short Notice :
(a)
With Banks. (b) With other Institutions. TOTAL:

Grand Total:
Atul Parikh 6
Bank Balance Sheet.

schedule-8 Investments:
Investment in India in
(i) Govt. Securities. (ii) Other approved Securities (iii) Shares (iv) Debentures & Bonds (v) Investment in subsidiaries/ Joint Ventures (vi) Others (Mutual Funds, CD; CP; NABARD Deposits etc. Total: II. Investment Outside India in
(i) Govt. Securities (Including Local Authorities)

(ii) Subsidiaries & Jt. Ventures abroad (iii) Others. Total Investment Outside India.
Atul Parikh 7
Bank Balance Sheet.

Schedule 9. Advances: A (i) Bills Purchased & Discounted (ii) Cash Credits, Overdrafts & loans repayable on demand (iii) Term Loans Total: B. (i) Secured by Tangible Assets. (ii) Covered by Bank/Govt. Guarantees (iii) Unsecured TOTAL:
Atul Parikh 8
BANK BALANCE SHEET.

Schedule 9. Advances: (Contd). C 1. Advances Outside in India (i) Priority Sector (ii) Public Sector (iii) Banks (iv) Others Total: C2. Advances Outside India: (i) Due from Banks (ii) Due from Others (a) Bills purchased & discounted (b) Syndicated loans Others Total:
Atul Parikh 9
BANKL BALANCE SHEET.

Schedule 10 Fixed Assets: Gross Block Depreciation Net Block Schedule 11- Other Assets: I Inter Office adjustments Ii Interest Accrued Iii Tax Paid in Advance/TDS Iv Stationery & stamps V Non Banking assets acquired against claims Vi Others. TOTAL:
Atul Parikh 10
BANK BALANCE SHEET.

Schedule 12. Contingent Liabilities.
Claims against the bank not acknowledged as debts.
Ii Liability for the partly paid investments Iii. Liability on account of outstanding forward exchange &
derivatives contracts. (a) Forward contracts (b) Interest rate swaps, currency swaps. Foreign currency options Total of a+b+c. Iv Guarantee given on behalf of constituents in India V Acceptances endorsements and other obligations Vi other items for which bank is contingently liable.
Atul Parikh 11
Bank Profit & Loss Account.

SCHEDULE 13. Interest Earned.
i. Interest / Discounts on Advances / Bills.

Ii Income on Investments Iii. Interest on balances with RBI & other inter-
bank funds. Iv. Others.
Atul Parikh
12

SCHEDULE 14. Other Income.
i. Commission, Exchange & Brokerage.
Ii. Profit (loss) on sale of investments (net). Iii. Profit (loss) on sale of Fixed Assets (net). Iv. Profit on exchange transaction/derivative transactions (net).
V. Income earned by way of dividend etc from

subsidiaries/companies &/or jt. Venture abroad/in India. Vi. Miscellaneous income: SCHEDULE 15. Interest Expended: I Interest on deposits. Ii. Interest on RBI / Inter-bank borrowings. Iii. Others. (Including interest on repos & subordinated debt).
Atul Parikh
13

SCHEDULE 16. Operating Expenses. i. Payment to & provisions for employees. Ii. Rent taxes & lighting. Iii. Printing & Stationery. Iv. Advertisement & Publicity. V. Depreciation on Banks property. Vi. Directors fees, allowance & expenses. Vii. Auditors fees & expenses. Viii. Law charges. Ix. Postage, telephones, telegrams. X. Repairs & Maintenance. Xi. Insurance. xii. Other expenditure.
Atul Parikh 14

Bank Assets & Liabilities

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BANK ASSETS-LIABILITIES & Profit & Loss Account.

Bank Balance sheet.

ii Share Premium Account:

Bank Balance Sheet.

Bank Balance Sheet.

(ii) Other Banks: (iii) Other Institutions & agencies:

Bank Balance Sheet.

Iv. Proposed Dividend (Including tax on Div.).

BANK BALANCE SHEET-Asset.

With Banks. (b) With other Institutions. TOTAL:

Bank Balance Sheet.

(i) Govt. Securities (Including Local Authorities)

Bank Balance Sheet.

BANK BALANCE SHEET.

BANKL BALANCE SHEET.

BANK BALANCE SHEET.

Bank Profit & Loss Account.

i. Interest / Discounts on Advances / Bills.

bank funds. Iv. Others.

Bank Profit & Loss Account.

V. Income earned by way of dividend etc from

Bank Profit & Loss Account.

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