Project Report On Mutual Fund

PROJECT REPORT ON
MUTUAL FUND
INTRODUCTION OF
PLUTUS ADVISORY
SERVICES
• At Plutus Advisory Services we help you identify, manage
& achieve your financial goals. We are guided by a client
centric approach. Our practice model is built around the
needs of our clients. Our objective is to help our clients
create a financial path to help them meet their financial
life goals based on a deep understanding of their needs
and superior implementation.
• We have a highly qualified team having rich experience in
investment management. We have tie ups with all the
leading Asset Management Companies and have a wide
array of researched funds. We religiously and
professionally follow the principles of Diligence, Integrity,
Objectivity, Confidentiality and Fairness. In all our
endeavors we always keep the interests of our Client
first
MUTUAL FUND
• A mutual fund is a professionally managed investment fund that
pools money from many investors to purchase securities. These
investors may be retail or institutional in nature.
• Mutual funds have advantages and disadvantages compared to
direct investing in individual securities. The primary advantages of
mutual funds are that they provide economies of scale, a higher
level of diversification, they provide liquidity, and they are managed
by professional investors. On the negative side, investors in a mutual
fund must pay various fees and expenses .
• Primary structures of mutual funds include open-end funds,
unit investment trusts , and closed-end funds. Exchange-traded
funds (ETFs) are open-end funds or unit investment trusts that trade
on an exchange. Mutual funds are also classified by their principal
investments as money market funds, bond or fixed income funds,
stock or equity funds, hybrid funds or other. Funds may also be
categorized as index funds, which are passively managed funds that
match the performance of an index, or actively managed
funds. Hedge funds are not mutual funds; hedge funds cannot be
sold to the general public and are subject to different government
regulations.
CONCEPT OF MUTUAL
FUND
• A mutual fund is a common pool of money into which
investors place their contributions that are to be invested
in accordance with a stated objective. The ownership of
the fund is thus joint or “mutual”; the fund belongs to all
investors. A single investor’s ownership of the fund is in
the same proportion as the amount of the contribution
made by him or her bears to the total amount of the fund
Mutual Funds are trusts, which accept savings from
investors and invest the same in diversified financial
instruments in terms of objectives set out in the trusts
deed with the view to reduce the risk and maximize the
income and capital appreciation for distribution for the
members. A Mutual Fund is a corporation and the fund
manager’s interest is to professionally manage the funds
provided by the investors and provide a return on them
after deducting reasonable management fees.
TYPES OF MUTUAL
FUND
• Equity mutual fund
• Debt mutual fund
• Hybrid mutual fund

EQUITY BASED MUTUAL
FUND
• An equity fund is a mutual fund that
invests principally in stocks. It can
be actively or passively (index fund)
managed. Equity funds are also
known as stock funds. Stock mutual
funds are principally categorized
according to company size, the
investment style of the holdings in
the portfolio and geography
DEBT BASED MUTUAL
FUND
• Debt funds are mutual funds which
invest your money in a fixed
interest earning instruments like
treasury bills and certificate
deposit.
The fund manager
of a debt fund invests in the
underlying securities on the basis
of their respective credit ratings.
HYBRID BASED MUTUAL
FUND
• A hybrid fund is an investment fund
that is characterized by
diversification among two or more
asset classes. These funds typically
invest in a stocks and bonds. They
may also be known as asset
allocation funds
WORKING OF MUTUAL
FUND
WORKING OF MUTUAL
FUND
• The mutual fund collects money directly or through
brokers from investors. The money is invested in various
instruments depending on the objective of the scheme.
The income generated by selling securities or capital
appreciation of these securities is passed on to the
investors in proportion to their investment in the scheme.
The investments are divided into units and the value of
the units will be reflected in Net Asset Value or NAV of
the unit. NAV is the market value of the assets of the
scheme minus its liabilities. The per unit NAV is the net
asset value of the scheme divided by the number of units
outstanding on the valuation date. Mutual fund
companies provide daily net asset value of their schemes
to their investors. NAV is important, as it will determine
the price at which you buy or redeem the units of a
scheme. Depending on the load structure of the scheme,
you have to pay entry or exit load
STRUCTURE OF
MUTUAL FUND
India has a legal framework within which

Mutual Fund have to be constituted. In India
open and close-end funds operate under the
same regulatory structure i.e. as unit
Trusts. A Mutual Fund in India is allowed to
issue open-end and close-end schemes
under a common legal structure. The
structure that is required to be followed by
any Mutual Fund in India is laid down under
SEBI (Mutual Fund) Regulations, 1996.
RESEARCH
METHODOLOGY
• Research as a care full investigation or enquiry
especially through search for a new facts in any
branch of knowledge” Research is an academic
activity and such as the term should be used in
technical sense. The manipulation of things ,
concepts or symbols for the purpose of generalizing
to extend ,correct or verify knowledge ,whether
that knowledge through objective.
• ANALYTICAL RESERCH:
• In this project work, analytical research is used. In
this project has to use facts or information .Already
used available, and analyze these to make a critical
evolution of the material.
• METHODS OF DATA COLLECTION:
• In this project work primary and
secondary data sources of data has
been used.
• Primary data:
• Primary data collect through
observation, or through direct
communication or doing experiments.
• Secondary data:
• Secondary data means already
available through books, journals,
magazines, newspaper
FINDINGS AND
SUGGESTIONS
• Majority of respondent are from services sector followed by
businessman, the professional, retired people and other.
• Nearly half of the respondent is in the income range of 5000-

10000, around 10 to 5% of the respondents from higher income
group.
• Majority of respondent neglect the mutual funds, debentures,

bank fixed deposits and chit funds.
• Half of the respondents are regular
investor.
• Many respondents prefer the long

term investment.
• Source of information plays a key role

in inverting an avenue, majority of
respondents follow their own
experience.
• Majority of respondents must consider the
safety and income.
• Most of the people are investing in avenues

due to risk involved in mutual funds.
• The overall performance of mutual funds is

average compare to other avenues.
SUGGESTIONS
• There should be awareness created to know about the Mutual
Funds and some tools should be used to convince to invest in
Mutual Funds.
• To provide good services at the time of redemption of the money.
• The investor is not having any knowledge about Mutual Funds.

So the company should tell them and they may be ready to invest
their money in Mutual Funds.
• The company can increase its market in the areas of Mutual

Funds also. It can be done through targeting the equity market
customers and convincing them to invest in Mutual Funds also.
QUESTIONNAIRE
• Name: _________________ Age: ______
• Occupation: ____________.
• Q.1) What kind of investments do you

prefer most?
• Equity
• Mutual Funds
• Insurance
• Real Estate
• Gold
• Q.2) Have you ever invested your money in Equity
Market/Mutual Fund?
• Yes
• No
• Q.3) Are you aware that you can save on taxes by investing in
Mutual Funds?
• Yes
• No
•
• Q.4) Do you think investments in equity has given better

returns compare to other investment tools?
• Yes
• No
• Q.5) Would you be interested to know more about

Equity/Mutual Fund investments?
• Yes
• No
THANK YOU
NAME:
KM. SHAKSHI CHAUDHARY
ROLL NO.- 1706870045

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PROJECT REPORT ON

• Equity mutual fund

• Debt mutual fund

• Hybrid mutual fund

India has a legal framework within which

• Nearly half of the respondent is in the income range of 5000-

• Majority of respondent neglect the mutual funds, debentures,

• Many respondents prefer the long

• Source of information plays a key role

• Most of the people are investing in avenues

• The overall performance of mutual funds is

• To provide good services at the time of redemption of the money.

• The investor is not having any knowledge about Mutual Funds.

• The company can increase its market in the areas of Mutual

• Q.1) What kind of investments do you

• Q.4) Do you think investments in equity has given better

• Q.5) Would you be interested to know more about

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