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Understanding Financial Education To Meet Life's Goal

This document outlines 10 basic steps for understanding financial education including knowing where your money goes, reviewing and reducing debt, building a strong credit report, saving for the future, setting financial goals, creating a spending plan, and investing to reach goals.

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Froy
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25 views

Understanding Financial Education To Meet Life's Goal

This document outlines 10 basic steps for understanding financial education including knowing where your money goes, reviewing and reducing debt, building a strong credit report, saving for the future, setting financial goals, creating a spending plan, and investing to reach goals.

Uploaded by

Froy
Copyright
© © All Rights Reserved
Available Formats
Download as PPT, PDF, TXT or read online on Scribd
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Understanding Financial Education

10 Basic Steps 
1. What’s behind your financial decision

Before you create a budget or make spending cuts, determine what you value most.
2. Get organized
Manage your financial documents —
and your time.
3. Know where your money goes
Keep track of your expenses and find your spending leaks.
4. Shop smarter
Make smarter spending decisions to "find" money
without actually making more.
5. Review and reduce your debt
Identify your debt and pay it off.
6. Build a strong credit report
Maintain a strong credit report to accomplish your financial goals.
7. Save for your future
Pay yourself first to save money and start a strong
retirement income planning program.
8. Set financial goal
Track your goals and celebrate milestones to reach
your financial dreams faster.
9. Create a spending plan
Use a spending plan to ensure your daily
spending habits don't overwhelm your
goals.
10. Invest to reach your goals
Watch your money grow as you invest to reach longer-term
objectives.
• “People never plan to be failures; they simply fail to plan to be
successful”  William Ward

• “Goals are not only absolutely necessary to motivate us.  They are
essential to really keep us alive”  Robert Schuller

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