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A Score to be Settled - Chrollo X Reader Fanfic
Hey everyone! I've had this idea for a Chrollo fic swirling around in my head for a while now, where Chrollo wrongs the reader, who's also from Meteor City, during their childhood. This event impacts them so deeply that they’re willing to go to any lengths to seek revenge and settle the score. This chapter is just the backstory leading up to the main plot. If you're interested in reading more, let me know—I’m really enjoying writing it and have a lot more I want to explore! Plus, it’s a fun project to help me get back into writing again. I truly appreciate any support!
Also, this is mostly unedited because I was too excited to share, so feel free to let me know if anything needs fixing!
A few warnings for this piece: Dark themes, death, angst, and intense struggles for survival.
Chapter One: The Debt
Meteor City - Residential Area, 1984
Digging through the scrap was a common occurrence in Meteor City. It was the only way to survive. It always astonished you that people would just throw out and dump some of this stuff without a second thought. Had they never had to scavenge for food or clothes? The idea of having a roof over your head and some form of food security felt like a distant daydream. But that was not your reality. Even at such a young age, the harsh truth of Meteor City was ingrained in your very being.
This had always been the case, at least since you could remember. Your first true memory was when you were five years old, hiding in a broken refrigerator with your little sister, Sumi, who was only two at the time, from some less-than-favorable characters searching the area. That was the reality for all the kids in Meteor City—except for Sumi. She was always a ray of light. Even in the darkest moments, she could spin a positive outlook, which, while uplifting, was sometimes a bit overwhelming.
Recently, she’d been going on and on about a group of kids, she’d met who performed shows for anyone willing to watch. Every day, she came back excited, telling you all about the latest show and its colorful cast of characters. You had promised her that one day you’d go with her to check out the performances. But the reality was that most of your days—hell, your entire childhood—had been spent scavenging and trying to make the best shelter you could for Sumi and yourself.
Still, if you were honest with yourself, your efforts were starting to pay off. You had gathered enough food and non-perishable goods to start a stockpile for the coming winter.
Not only had you been gathering food, but you had been saving Jenny, hoping to accumulate enough to get you and your sister out of the city. At thriteen years old, hidden in your makeshift shack and buried deep within an old metal tea kettle, you had quite a bit saved up. The reality was that it wasn’t much, but to a child with nothing, a hundred Jenny could change a life. Soon, you and Sumi would leave this scrap heap behind and start a real life. You’d be able to give her a solid foundation and a secure future.
As if on cue, scrambling down the narrow paths between the trash heaps, Sumi appeared. She ran toward you in her oversized pink sweater, patched and worn where the fabric had torn over time. She wore frayed blue shorts and dirty old sneakers. As she approached, you noticed her shoes were untied again and made a note to try to teach her how to tie them properly.
Upon seeing you, Sumi immediately called out, “Big Sis!”
Looking up, you gave her a warm smile and a wave. “Sumi, be careful running like that! You might fall!”
Hearing your call, she slowed down and made her way to your makeshift shelter. You had found a space between two scrap heaps, covered with metal sheets that mostly kept the rain out during downpours. You’d draped a cloth over the outside to help keep out the cold and block prying eyes from seeing inside.
Sumi walked over with a big smile, immediately hugging you tightly. “Big Sis, the show today was so cool! They were doing a musical.”
You hummed in acknowledgment of her excited ramblings. Your focus was more on her worn shoes and thinking how you might be able to get her a new pair. But Sumi bright, attentive eyes and her soft call of your name brought your attention back to the present.
“Y/N, are you listening?” she asked, tilting her head with a playful smile.
You nodded, ruffling her hair as you gave her your full attention. “Yes, I’m listening. Tell me all about the play. You said it was a musical, right?”
Sumi’s face lit up as she started rambling in detail about the play, the songs they sang, and the performances. It made you happy to know she had found something that made her so happy and allowed her to still be a kid.
Sumi’s gaze then shifted to the bread rations you’d found and set out for the two of you. She eagerly sat down on the dirt, ready to eat.
“Also, Big Sis, my friend from the play... Can she come over to eat sometime?” she asked, her brown eyes filled with hope.
Typically, you would say no. It was hard enough to feed just the two of you. But this was another kid—another kid from Meteor City—and she made your little sister happier than anyone else could. So, with a reluctant sigh, you nodded, saying, “Sure, but just her, okay?”
Sumi’s eyes widened, and she beamed. “Oh, good! She’ll be so excited when she gets back!”
That last part caught your attention—when she gets back. You wondered what Sumi meant by that, but rather than ask, you focused on the task at hand: getting something to eat. Hunger was often your main drive, having never truly been full your entire life. The two of you ate your bread and chatted the night away until it was time to sleep. You shared a torn-up mattress you’d found one day.
As your sister fell asleep the moment her head hit the pillow, you found yourself wide awake as always. The night was especially cold, even with the cloth covering the sides of your shelter. The cold air still billowed in, leaving you shivering to your core. Unable to sleep, you quietly got up and made your way outside.
Despite the chill, it was a beautiful night. The full moon illuminated the ruins of the city, casting a soft light on the heaps of metal scrap. The sky was clear—a rare sight since the smog usually made it nearly impossible to see the stars. But tonight, they shone bright and radiant, lighting up the darkness.
Little did you know, that on such a peaceful night, your life would change forever because of one mistake.
The sound of scrap being knocked over in the distance caught your attention. Despite your maturity for your age, your curiosity got the better of you. You crept toward the sound, the noise growing louder with each step. Expecting to find an adult out to cause trouble, you peeked cautiously around a corner. To your surprise, there stood a boy, slightly older than you.
He had his back to you, but you could make out his raven-like hair, which ended just above his ears. He wore a yellow-striped shirt and grey shorts, his sneakers as worn out as those of the other kids in the city. You also noticed his pale complexion. But it wasn’t just his appearance that caught your attention—it was the palpable anger radiating from him.
The boy was frantically searching every crevice in the piles of trash, looking for something—or perhaps someone. When a spot didn’t reveal what he was searching for, he would kick and throw things, sending the scrap tumbling down. But it wasn’t just his actions that struck you. There was an energy about him, an intense, almost suffocating wave of anger and despair that filled the air, making it feel heavy and thick with emotion.
You stood frozen, unsure of what to do. You had never encountered such a crushing presence before. The weight of his emotions was almost too much to bear. It took him a while before he realized someone else was there.
He turned toward you, taking a moment to process your presence. Even at his young age, it seemed like he was studying you, trying to figure out who you were. His expression was unreadable, but your silence seemed to provoke him. Without a hint of fear or caution, he started walking toward you. You weren’t surprised—after all, what could a bone-thin girl like you possibly do to a boy older than you?
As he drew closer, you noticed something you would never forget—his eyes. Steely grey, cold as steel, eyes that no child should have. They held a depth of pain, rage, and fear. It was as though his gaze could pierce through you, reading your every thought. The emptiness in them was unsettling, yet beneath that emptiness was an ocean of raw, unspoken emotion.
For a moment, neither of you spoke. His gaze remained locked on yours, unflinching. Then, in a voice that matched the indifference in his expression, he asked, “Why are you out here?”
You hesitated for a moment, processing his question. Finally, you answered in your quiet, almost inaudible voice, “I couldn’t sleep... it’s freezing.”
He listened, his eyes still fixed on yours, and after a brief pause, he nodded slightly. His tone remained flat, as if unaffected by the cold, the silence, or even the raw emotions swirling between you. “I suppose it is quite cold tonight,” he said.
You ask him the same question in return. “Why are you out here?”
Without hesitation, he responds, “I’m looking for someone.”
You raise an eyebrow, puzzled. Why would he be out here, so late, searching for someone? And what’s more, he’s dressed lightly, yet he doesn’t seem bothered by the cold. Curiosity laces your voice as you ask, “Wouldn’t it be smarter to search in the morning, when there’s daylight?”
A flicker of annoyance crosses his face, as if that option simply isn’t available. “Not possible. I’ll find her tonight.”
Normally, you would’ve dismissed him, turned away, and continued with your own business. But he’s another Metor City kid, and something in the back of your mind nags at you. He’s not dressed appropriately for the cold, and if he stays out here like this, he’ll get sick. You remember finding a man’s jacket a while back, one that was too big for you or your sister, and you think maybe it’s time to put it to good use.
“You’re going to catch a cold out here like that,” you say, a note of concern in your voice. “Come with me for two seconds, and I can give you a spare coat we have.”
Your tone is free of malice, just genuine care, and that catches his attention. He gives you a curious glance, eyebrows furrowing as if trying to decipher your intentions. Every kid in this city knows that nothing comes without a price, that nothing is truly free. So when he speaks, his words are cautious.
“I don’t need the jacket.”
His dismissal stings more than you expect, and you sigh, visibly irked. You take a few steps toward him, frustration settling into your voice. “Just take it. We don’t need it.”
At the word “we,” he raises an eyebrow. He’s perceptive, you realize. He takes a step closer, and you suddenly feel the suspicion radiating off him. “You have others with you?”
The question catches you off guard for a moment, but you recover quickly. “Yeah, my little sister, Sum.”
He pauses, his face unreadable, before asking, “You’re Sumi’s older sister? You must be Y/N, then.”
Your eyes widen in surprise. How does he know your name? You raise an eyebrow, and he chuckles, a smirk tugging at his lips.
“Ah, my apologies. Sumi talks about you a lot. She’s always at shows with me and the others.”
That explains it. He must be one of the performer kids Sumi has befriended. You smile, relieved to understand the connection. “Oh! You’re one of Sumi’s friends. She never stops talking about all the shows you all put on. I hear about it all the time.”
“I’m glad she enjoys them so much,” he says with a chuckle. “My name’s Chrollo, by the way. It’s nice to officially meet you, Y/N.”
You extend a hand to him, offering a handshake. “Nice to meet you too, Chrollo.”
As you both shake hands, the conversation continues, and you press him once more to take the spare jacket. He doesn’t seem to trust easily, but the fact that you’re Sumi’s sister seems to put him at ease enough to accept the offer. You can’t let one of your sister’s friends freeze, after all. In your world, you cherish the small acts of kindness, especially when life is so unforgiving.
When you lead Chrollo into your home, you notice his gaze lingering on Sumi, who’s still fast asleep despite the chilly draft in the room.
“She sleeps like a rock,” you say with a smile, reassuring him. “Don’t worry, we won’t wake her up.”
Chrollo raises an eyebrow, then shifts his attention back to you. “Really? She always seems so happy, so it’s not surprising.”
“She’s always been that way,” you reply, a fondness in your tone. “She’s able to find the bright side of things. I’ve always admired her for that.”
“That’s an admirable trait, but a bit naïve,” he remarks, his eyes scanning the room. “And you, Y/N? Which side do you find yourself on?” His intense gaze meets yours, as if he already knows the answer, as if he’s searching for something more.
You hesitate before answering, taking a moment to collect your thoughts. “While I’d like to see things in the best light, it’s not always something I can afford to do. Life is tough, especially in the city. I’m sure you know that. I guess, if anything, I’m just realistic.”
Your words hang in the air, and you meet his gaze. Life hasn’t been kind, not forgiving, and you’ve learned to take things as they are—even if that means accepting a certain darkness. It’s how you survive. It’s how you cope.
Chrollo watches you as you pull the coat from the cooler you’ve repurposed as a storage bin. You turn to hand it to him, but before you can react, he’s right there, standing so close that you nearly jump in surprise.
“Oh, my—” you start, startled. “You surprised me, Chrollo.”
He chuckles lightly. “My apologies. It wasn’t intentional.” He accepts the jacket with a graceful nod. “Thank you for this.”
You watch him pull the coat on. It’s a bit oversized now, but in a few years, it will fit him perfectly. The jacket is a unique shade of royal purple, with white fur lining the neck and sleeve ends—definitely a one-of-a-kind piece.
“Well, Y/N, I have a search to continue,” he says, turning to leave. But before he pulls the sheet up to shield himself from the cold, he pauses and looks back at you.
“I’m also a realist,” he says, his voice quieter now, almost contemplative. “But there’s something so lovely about dreaming, isn’t there? I look at this life from both spectrums. Sometimes, I even think those dreams we chase so desperately can become our reality—if we push hard enough. Just something to think about.”
With those final words, he leaves before you can respond, disappearing into the night.
You stand there, staring at the door as his words linger in your mind. At first, you feel a sharp irritation. He didn’t ask for your opinion, so why did he offer unsolicited advice? And as for his belief that dreams could be turned into reality with enough force—that seemed utterly delusional, especially for kids like you, or anyone from Metor City. Hell, you’d be lucky just to make it to eighteen.
But something about what he said sticks with you, curling into your thoughts like a stubborn seed. You don’t dwell on it for long. You curl up next to Sumi, trying to shake the thoughts away, and drift into sleep. But as you do, you can’t help but wonder… what if, just for once, he was right?
The next morning, you wake up to the sound of Sumi’s sobs, her distress pulling you from sleep. Instantly, you pull her into a tight hug.
“Shh, Sumi, it’s okay. Tell me what’s wrong. Are you hurt? What happened?” Your voice is steady and calm, a skill you’ve mastered over the years, both as her big sister and in moments of chaos. You’ve always had a knack for calming people in hysteria, and Sumi, in her younger days, gave you plenty of practice.
After a few minutes of reassurance and gentle prodding, she starts to calm down. She looks up at you, her eyes wide and teary, her lip trembling.
“Big sis, it’s… it’s all gone. Our food… our money… it’s all gone,” she says, before breaking into fresh sobs.
At those words, your heart drops. What does she mean? Gone? Your stomach twists with dread.
You pull away from Sumi for a moment, moving quickly to the cooler. There’s no way it could be empty. But when you lift the lid, your breath catches. The cooler is completely bare. All the food and supplies you had gathered for months—some even for years—are gone.
Frantically, you move the cooler aside, only to reveal an empty hole beneath it. The kettle where you kept all your jenny, your coins, your savings—also gone. There’s nothing left.
Panic rises in your chest. How could this happen? Who could have taken everything? Why didn’t you hear anything during the night? Your mind races with a hundred questions, each more frantic than the last. Beneath it all, though, a seething anger begins to bubble. How could anyone do this to kids who had nothing?
But then, Sumi’s sobs break through your clouded thoughts, pulling you back to reality. This is where you need to be the bigger sister. You need to calm her down, to give her the reassurance she needs, even if it means making false promises in the moment.
You pull her into another tight hug, patting her head in an attempt to soothe her. “Shh, Sumi. It’s going to be okay. I’ll figure it out. We’re going to be just fine, I promise.”
Your words, however, don’t seem to help. Sumi’s crying only intensifies, her distress deepening.
“No, Y/N, it’s not! It’s almost winter! I may be younger, but I’m not dumb. I knew it took you almost all year to gather what we had, and that was mostly lucky finds. This is my fault!” she says through ragged sobs, her nose sniffling.
“It’s no one’s fault, Sumi,” you reply, your own voice breaking slightly. You can feel the tears welling in your eyes, but you fight them back, continuing to hold it together. “We’re going to be okay. I’ll figure it out. Everything will be fine, I promise.”
But Sumi, seeing the tears in your eyes, crumbles further. “Big sis, you don’t understand. This is my fault! It was my friends at the play. They took our stuff. I shouldn’t have told Big Sis Sarasa where we live. She must’ve told the others. But I don’t know how—she’s been missing for a few days now!”
Your heart sinks, piecing together exactly what’s happened. It was Chrollo. He and his friends took everything. You allowed yourself to be blinded by the fact that he was another kid, someone you thought you could help. But instead, he took advantage of your kindness.
It takes everything in you to hide your shock. You can’t let Sumi see your own pain and disappointment. Instead, you swallow your anger and fear, and lie to her, thinking that protecting her from the truth is what’s best.
“Sumi,” you say, forcing a smile, trying to sound reassuring, “I bet your friends are just borrowing some food from us. Nothing to worry about. They’ll bring it back soon, okay?”
You can see the doubt in her eyes, but there’s a glimmer of hope there too. That spark—the same one she’s always had—begins to flicker. “Prove it, big sis. How do you know?”
You take a deep breath, hoping the lie doesn’t show in your eyes. “I just know, Sumi. I’ll make sure everything’s okay. I promise.”
Even though she doesn’t fully believe you, the fragile hope in her eyes is enough to make you cling to your own false reassurance. For her sake, you need to keep it together, even if it’s falling apart inside.
After Sumi had calmed down enough to be let go, you stood up, needing some space to think and to get some fresh air. You reached for the jacket you had thrown haphazardly over yourself the night before to stay warm, and as you put it on, a small white note fell from the pocket. Sumi, too absorbed in her tears, hadn’t noticed it before.
You hesitated for a moment, but your curiosity got the best of you. You unfolded the note, already knowing who it was from. It could only be one person—Chrollo.
The note read:
Y/N,I am sure you are angry, and rightfully so. It was nothing personal, of course—just my family needed it more than yours. Take this as a lesson and grow stronger from it. Never trust a stranger, no matter what they look like.Best of luck, and do take care of Sumi. Thanks again for your generosity.
As you read the words over again, the initial shock wore off, and a seething anger filled you. That bastard had taken everything—everything—because he could. And now he had the audacity to call it a lesson.
Your blood boiled. You would find him. You would make him pay.
In the midst of your fury, you didn’t notice Sumi, still sitting on the floor, glance over your shoulder and read the note with wide, curious eyes.
“Big sis? What does it say?” she asked, her head tilted, voice uncertain.
You froze for a moment, her question catching you off guard. Then, your mind raced. You knew Sumi couldn’t read—something that, under normal circumstances, would be a problem. But today, it was a relief. More than anything, you wanted to preserve that spark of joy in her eyes, to keep her from losing that innocence and hope.
With a forced smile, you turned to face her and lied through your teeth.
“Oh, it’s just a letter from your friends. They’re gathering more food and are going to bring it to share with us.”
At your words, Sumi’s face brightened. The sadness left her eyes, and joy returned to her expression as she beamed up at you. “Really, big sis? That’s great!”
You nodded, offering her a reassuring smile, though inside, your mind was still spinning with your plan for revenge. Sumi spent the rest of the day telling you about the shows and how amazing they were. You listened, but your thoughts were elsewhere, planning the next steps, knowing full well that your reality wasn’t one that relied on hopes and miracles. You would have to be ruthless to survive in this world—and you would.
Meteor City – Residential Area, 1995
Years later, you found yourself standing once again among the scraps of Meteor City, holding a small yellow daffodil. You gazed down at the modest grave, an unreadable expression on your face. Deep inside, though, the wound was still open and raw. The stone atop the grave was crudely carved with the name Sumi. Her grave was one of the few places in this wasteland where life seemed to thrive—a small patch of grass and flowers growing amidst the decay.
You offered a faint, sad smile, thinking that even in death, Sumi brought hope and life wherever she was.
Your mind wandered back to that brutal winter in 1984 when you lost your little sister. After the Phantom Troupe stole everything—your food, your money—you were left with nothing. For months, you scavenged, but it was never enough. The freezing nights and lack of food took a toll, and Sumi grew terribly ill. You searched high and low for medicine, anything that could save her, but the world wouldn’t help two poor kids from Meteor City. Every time you tried, you were chased away or kicked out.
As the weeks dragged on, one night Sumi’s fever spiked too high. You held her until she fell asleep, but then you heard it—those final, shallow breaths. That’s when you knew. Your sister was gone.
Now, standing over her grave, you reached into the satchel you carried and pulled out three items: a ticket to a masquerade ball, a key, and new identification papers. These were the tools you’d carefully acquired through a contact to forge a new identity—a whole new life in Yorknew City. They were your tickets to escape Meteor City, to avenge Sumi, and to strike at the heart of the Phantom Troupe. You couldn’t let them know who you truly were.
You had devoted your life to this, to rebuilding yourself and taking them down—especially Chrollo. He was the one responsible for her death. It was all for greed. But that was going to end now.
Looking once more at Sumi’s grave, you made a vow, your voice firm and steady.
“Sumi, I swear I’ll come back once the debt’s been repaid. After all, we’ve got a score to settle.”
With that, you turned away and walked towards the tinted car that waited to take you to the next step in your journey. The road ahead was long, but it was one you would walk with purpose. Chrollo Lucilfer—the leader of the Phantom Troupe—had no idea what was coming for him. You would make him pay, and you would not stop until you did.