FOCUS ON

TAS Network Gateway 3.0

The solution to access Interbank
Networks and manage
financial data exchanges

IN THIS DOCUMENT:
How to comply with PSD2 and how to offer real-time
payments in 24/7/365 mode have become the major
• TAS Network Gateway 3.0 is
challenges for European banks.
ready for the SCTinst and PSD2
revolutions
TAS Network Gateway 3.0 has increased functionality to
fully support the Pan-European Instant Payments and
• TAS Network Gateway 3.0:
PSD2, paving the new era of Open Banking.
The flexible application
TAS Network Gateway 3.0 – the TAS enterprise payments integrator framework
orchestrator that manages interbank transactions, financial orchestrating financial
messages and files – has been handling the new European transactions across multiple
SCTinst scheme from day one, reducing complexity in channels
participants’ adoption by easing integration and modernization
of their legacy. • Functionalities and
characteristics
Already operating at the heart of the European T2 and T2s
central infrastructures, the platform has been adopted by • TAS within the landscape
several local and international commercial players both as of Interbank Networks
network access hubs, and as integrator engines to validate connectivity services
and transform financial data flows.
TAS Network Gateway 3.0 can also be upgraded with the new
TAS Open Banking, the latest layer specifically designed for
PSD2 compliant open APIs .

Your Business
Bank, Financial Institution, Company…

Your Data
Repository Your Bank PSP
Applications

Your Bank
SWIFTNet
Applications Corporate

Applications Workflow Engine

EBICS
of your indirect SIAnet
Customers

Other Financial
Back Office Your Bank
Applications Institution
 02 TAS GROUP FOCUS ON

Functionalities and characteristics

TAS Network Gateway 3.0 is an advanced CHARACTERISTICS
Enterprise Application Integrator (EAI), which
• Logical separation between data formats
manages and controls the exchange of messages
and network protocols: manages proprietary
and files over domestic and international networks.
protocols of Network Service Providers (NSPs)
TAS Network Gateway 3.0 has an advanced, and Clearing & Settlement Mechanisms
pluggable engine with several value-added (CSMs), leaving the customer free to
business services to extend its functionality across transparently move from one supplier to
old and new banking needs like SEPA CT, DD, another
SCTinst, funds management, T2, T2S and others. • Pluggable business services layer to
incorporate additional value-added functions
Many legacy banking applications can be • Dynamic configuration of routing rules for
modernised by this platform. Because of the messages and files
pluggable engine’s flexibility, TAS Network • Bulking and unbulking of messages to files and
Gateway 3.0 is an excellent integrated solution vice versa
for optimizing IT facilities and human resources. • Conversion of application formats into network
TAS Network Gateway 3.0 is designed to formats and vice versa
evolve with your needs, today, tomorrow and into • Controls (STP validation based on dictionaries)
the future. • Pluggable cloud-ready architecture
• Available as SaaS through TAS Service
Bureau offering, or installed on premise
FUNCTIONALITIES
• Format conversions to allow minimum FORMATS AND PROTOCOLS
impacts when integrating customer’s back-
• ISO-15022, ISO-20022 (CT/DD, SEPA,
office legacy applications
SCTinst, T2, T2S, TIPS)
• Supports massive batch uploads of files as
• XML, fixed formats, CSV, Excel
well as real-time data feeds through queues
• SWIFTNet FIN, InterAct, FileAct, with or
or web-services
without SAA (SWIFT certified interface)
• Free or assisted data entry, with predefined
• SIAnet File Transfer and Message Switching
templates and multi-level authorization rules
via EAS and Smart Integrator (SIA certified
• SEPA and TARGET2: full support of SEPA
interfaces)
CT, DD and SCTinst services, plus T2 and T2S
• EBICS
services; syntax and semantic validation on
• T2S connector for both SWIFT and
data flows
SIA-COLT
• Corporate Payments: manages files of any
• Blockchain Protocols (Ripple)
size, adapting to the customer’s formats,
applying validations and conversions for
further processing
• Easily adapts to support any domestic
networks and services
• Full support of RNI Italian domestic services:
validation and calculation of integrity check
codes, encryption/decryption, etc.
• Fund and Securities Management
• Full support of real-time transactions for TAS Network Gateway 3.0 offers a responsive
Instant Payments readiness graphical user interface for the monitoring of data
• Secure web services to integrate remote exchanges, the production of tailored reporting
banking via internet, mobile applications, and the inquiry of technical- as well as business-
and digital devices focused graphs
 03 TAS GROUP FOCUS ON

ARCHITECTURE CERTIFICATIONS

TAS Network Gateway 3.0 leverages on TAS SWIFT Certified Interfaces

Group’s 30+ years of experience in the development • Store & Forward, FileAct
of solutions dedicated to the governance of interbank • Real-Time FileAct
connectivity. The platform is consistently updated for • RMA
regulatory compliance and extended with new services • FIN
and protocols to keep pace in the evolving market. TAS
Network Gateway 3.0 is based on the latest Java SIA SmartIntegrator Application Certification
Enterprise standards. Certified on the most common • RNI FTS
Java Enterprise Application Servers and DBMS, TAS • RNI MSS
Network Gateway 3.0 runs on any IT platform available
on the market today, including distributed open AVAILABLE BUSINESS SERVICES:
server environments, engineered systems, modern
mainframes and more. • SEPA (SCT/SDD/SEDA)
• SCORE
The product architecture is organized into three
• T2
logical layers
• T2S
• BOAs Adapters Layer: offers multiple • Funds
integration interfaces towards back-office • SCTinst (R1, NEXI, NETs, TIPS)
applications based on MQ queues, file
system, secure FTP, web-services, database, AVAILABLE NETWORK DRIVERS:
APIs and additional proprietary channels
• Business Services Layer: manages • FIN / FILEACT / INTERACT
business services based on scheme • RNI FTS and MSW
protocols like SEPA, T2, T2S, and is • DEP
enhanced with additional functions like • EBICS
settlement and reconciliation panels, synoptic • SWIFT AGI (new)
views, etc. • Ripple
• Network Drivers Layer: manages network
access through the support of communication
protocols; each driver is certified by the relative
Network Service Provider

TAS Network Gateway 3.0 Architecture

Apps Networks
APPLICATION BUSINESS NETWORK
ADAPTERS SERVICES DRIVERS
PAYMENTS LAYER LAYER LAYER RIPPLE

MQ driver SEPA Ripple driver

COLLECTIONS EBICS driver EBICS

sFTP driver
T2 / T2S
FileAct driver
FS driver
IP (SCTinst) InterAct driver
TREASURY SWIFTNet
DB driver
FIN driver
Funds
Web Services RNI FTS driver
OTHER APP SIAnet
Custom SCORE RNI MSW driver
 04 TAS GROUP FOCUS ON

TAS within the landscape of Interbank

Networks connectivity services
Connectivity towards Financial Networks is rapidly TAS Network Gateway 3.0 is the answer by TAS
evolving and the competition among NSPs to these new market trends, and has the aim of
(Network Service Providers) can have significant enabling our customers to :
business impacts on the Payments ecosystem. • Take the architectural modernization
challenge in an agile and governable way
ECB over all promotes higher competition among • Manage the impacts of the regulatory
NSPs as demonstrated by the decision to allow evolution in due time, considering the current
TIPS participants to connect with any preferred major challanges (PSD2, T2-ISO20022
NSP whose connectivity passes pre-defined migration, Instant Payments, ECB’s
compliace checks. Consolidation Project, …)
• Concentrate in the enablement of new
Similarly, also SEPA traffic can be routed towards services and business models, relying
the ACHs (Automated Clearing Houses) chosen on an IT infrastructure, which is vendor
by the PSP with no constraint on the underlying independent, multi-country, multi-standard
network. To this extent EBA Clearing remarkably and multi-protocol.
accepts SEPA flows also over EBICS, a secure
protocol based on Internet, which is ever more TAS Network Gateway 3.0 is your best choice
preferred by the French-German Banking Industry. if you are seriously rethinking your development
roadmap to acquire new clients and new volumes
Finally, there is strong evidence of a growing with no technological constraints.
number of new messaging protocols arising in
the market, driven by institutional committees or
by private communiy initiatives, that urge banks
and PSPs to face a challenge: opportunities to
re-position their offer is intrinsically difficult when
internal core architectures are still silos-based and
multi-layered, like for the majority of the Banking
Industry Players.

TAS Group provides services and technological

applications for cards, payment systems and financial
markets. We operate globally, delivering innovative
solutions to empower our customers’ business.

www.tasgroup.eu
solutions@tasgroup.eu