Banking

packages and
individual
products
Services and prices for private clients,
valid from July 1, 2019
Contents

Banking packages
UBS Generation 3
UBS Campus 4
UBS Young Professional 5
UBS Individual 6
UBS Individual EUR 7
UBS Family 8

Bonus program
UBS KeyClub 9

UBS Digital Banking

UBS E-Banking/UBS Mobile Banking App 10
UBS Access App 10
UBS TWINT 11
UBS Safe 11

Individual payments products

UBS Personal Account 12
UBS Personal Account EUR 13
UBS Current Account for Private Clients 14

Individual saving/investing products

UBS Savings Account for Young People 15
UBS Savings Account 16
UBS Investment Fund Account 17
UBS Time Deposit Account 18

Individual retirement provision

products
UBS Fisca Account (Restricted Retirement
Account 3a) 19
UBS Vested Benefits Account 20

Prices
Prices for card and cash services 21
Prices for payment services 24
Prices for special services 26

2
UBS Generation Open
g
a bankin p:
via ap
package
/open
ubs.com
Require- For young people aged 12 to 22. Parental consent is required for individuals account
ments under the age of 15
Description Banking package for young people, including the most important products and services for
payment, savings and retirement planning. Free membership of the UBS KeyClub bonus program
Currency CHF
Package Per month
price • Standard1: digital bank documents and paperless credit/prepaid card statements
– Free of charge
• Traditional: paper-based bank documents and/or credit/prepaid card statements
– Free of charge
Scope of • UBS Personal Account Generation2 (only one account per client)
package • UBS Savings Account for Young People2 (more than one possible)
• UBS Debit Card (V PAY/Maestro; owner card)2 for free cash withdrawals in CHF within
Switzerland at all UBS Bancomats and ATMs of other banks
• UBS Prepaid Card3 in CHF and/or UBS Credit Cards4 in CHF (Classic/Standard, Special Edition;
minimum age: 12 for prepaid card, 18 for credit cards. Parental consent is required for
individuals under the age of 18)
• UBS Digital Banking (with UBS Safe, Basic or Classic subscription options)
• Payments in CHF in Switzerland from a UBS Personal Account Generation with
UBS Digital Banking, UBS Multimat, LSV+ (direct debit) and UBS Standing Order
• Membership of UBS KeyClub bonus program with attractive offers
Benefit even more
• Welcome gift of CHF 40 in the form of KeyClub points
• CHF 25 in the form of KeyClub points per referral of a new client with conclusion of
a banking package for young people or students
Also available
• UBS Investment Fund Account at preferential conditions
• UBS Fisca Account

Conditions • UBS Personal Account Generation, see UBS Personal Account, with the following exceptions:
and – Interest rate: preferential interest rate on UBS Personal Account Generation
additional – Withdrawals: CHF 15,000 per calendar month, for higher amounts three-month notice
information period5, 6
– No shipping costs. Third-party expenses are passed on
• The annual fee for the UBS Debit Card (V PAY/Maestro), UBS Prepaid Cards and/or
UBS Credit Cards is included in the package price
• For terms and conditions and prices of other products and services, see page 10 onward
• Following termination of the banking package, the terms and conditions on page 12 onward
apply
• Automatic conversion into the Banking Package UBS Young Professional on the account
holder’s 22nd birthday
Additional • Advice on matters such as when you begin your commercial apprenticeship or secondary
services school
• “UBS Young” online magazine at ubs.com/young and UBS KeyClub newsletter at
ubs.com/keyclub-subscription
 ubs.com/generation

1
Electronic delivery of bank documents (digital bank documents) and all credit/prepaid card statements. A UBS Digital Banking
agreement is required.
2
These products are required components of the banking package.
3
The UBS Visa Card Prepaid in EUR is available as an additional option.
4
Subject to fulfillment of issuing criteria and acceptance of card application.
5
No notice period necessary for transfers to a UBS Fisca Account, UBS Investment Fund Account or UBS Time Deposit Account,
for the purchase of securities, UBS funds, precious metals, time deposits or fiduciary investments via UBS or for interest or
amortization payments on UBS Mortgages.
6
If the withdrawal limit is exceeded without observing the notice period, 0.5% is automatically charged on the overdrawn
amount.

3
UBS Campus Open
g
a bankin p:
via ap
package
/open
ubs.com
Require- For full-time or part-time students in tertiary education as defined by the Swiss account
ments education system and PhD students aged 18 to 30 enrolled in a course of education
of at least two years‘ duration
Description Banking package for students and doctoral students, including the most important
products and services for payment, savings and retirement planning. Free membership of the
UBS KeyClub bonus program
Currency CHF
Package Per month
price • Standard1: digital bank documents and paperless credit/prepaid card statements
– Free of charge
• Traditional: paper-based bank documents and/or credit/prepaid card statements
– Free of charge
Scope of • UBS Personal Account Campus2 (only one account per client)
package • UBS Savings Account for Young People2 (more than one possible)
• UBS Debit Card (V PAY/Maestro; owner card)2 for free cash withdrawals in CHF within
Switzerland at all UBS Bancomats and ATMs of other banks
• UBS Credit Cards3 in CHF (Classic/Standard, Special Edition) and/or UBS Prepaid Card4 in CHF
• UBS Digital Banking (with UBS Safe, Basic or Classic subscription options)
• Payments in CHF in Switzerland from a UBS Personal Account Campus with
UBS Digital Banking, UBS Multimat, LSV+ (direct debit) and UBS Standing Order
• Membership of UBS KeyClub bonus program with attractive offers

Benefit even more

• Welcome gift of CHF 40 in the form of KeyClub points
• Five-year LEGI membership worth CHF 99, with many attractive discounts, more at: LEGI.ch
• CHF 25 in the form of KeyClub points per referral of a new client with conclusion of
a banking package for young people or students
Also available
• UBS Investment Fund Account at preferential conditions
• UBS Fisca Account

Conditions • UBS Personal Account Campus, see UBS Personal Account, with the following exceptions:
and – Interest rate: preferential interest rate on UBS Personal Account Campus
additional – Withdrawals: CHF 15,000 per calendar month, for higher amounts three-month notice
information period5, 6
– No shipping costs. Third-party expenses are passed on
• The annual fee for the UBS Debit Card (V PAY/Maestro), UBS Credit Cards and/or the
UBS Prepaid Cards is included in the package price
• For terms and conditions and prices of other products and services, see page 10 onward
• Following termination of the banking package, the terms and conditions on page 12 onward
apply
• The package for students and postgraduates can be extended after two years if the account
holder continues in his/her course of studies. It is automatically converted into the Banking
Package UBS Young Professional after studies end or no later than when the account holder
turns 30
Additional • Advice on matters such as when you begin your studies or when you start your career
services • “UBS Young” online magazine at ubs.com/young and UBS KeyClub newsletter at
ubs.com/keyclub-subscription
 ubs.com/campus

1
Electronic delivery of bank documents (digital bank documents) and all credit/prepaid card statements. A UBS Digital Banking
agreement is required.
2
These products are required components of the banking package.
3
Subject to fulfillment of issuing criteria and acceptance of card application.
4
The UBS Visa Card Prepaid in EUR is available as an additional option.
5
No notice period necessary for transfers to a UBS Fisca Account, UBS Investment Fund Account or UBS Time Deposit Account,
for the purchase of securities, UBS funds, precious metals, time deposits or fiduciary investments via UBS or for interest or
amortization payments on UBS Mortgages.
6
If the withdrawal limit is exceeded without observing the notice period, 0.5% is automatically charged on the overdrawn
amount.

4
UBS Young Professional Open
g
a bankin p:
via ap
package
/open
ubs.com
Require- For young professionals aged 22 to 24 and recent graduates1 up to age 32 account
ments for a maximum of 2 years
Description Banking package for young professionals and recent graduates, including the most
important products and services for payment, savings and retirement planning for an attractive
all-in fee. Free membership of the UBS KeyClub bonus program
Currency CHF
Package Per month (payments can also be made using UBS KeyClub points)
price • Standard2: digital bank documents and paperless credit/prepaid card statements
– CHF 63
• Traditional: paper-based bank documents and/or credit/prepaid card statements
– CHF 103
Special offer
• Free of charge in the first 6 months for new clients or existing clients without a UBS Debit Card
(V PAY/Maestro)
Scope of • UBS Personal Account in CHF4 (only one account per client)
package • UBS Savings Account in CHF4 (more than one possible)
• UBS Fisca Account (more than one possible)
• UBS Debit Card (V PAY/Maestro; owner card)4 for free cash withdrawals in CHF
from your UBS Personal Account within Switzerland at all UBS Bancomats and ATMs of
other banks
• UBS Credit Cards3, 4, 5 (Classic/Standard, Special Edition, Optimus Foundation) and/or
UBS Prepaid Card4 in CHF
• UBS Digital Banking (with UBS Safe, Basic or Classic subscription options)
• Payments in CHF in Switzerland from a UBS Personal Account with UBS Digital Banking,
UBS Multimat, LSV+ (direct debit) and UBS Standing Order
• Membership of UBS KeyClub bonus program with attractive offers
Benefit even more
• Welcome gift of CHF 40 in the form of KeyClub points
Also available
• UBS Investment Fund Account at preferential conditions
Conditions • For terms and conditions and prices of other products and services, see page 10 onward
and • Shipping costs/third-party expenses are passed on
additional • The annual fee for the UBS Debit Card (V PAY/Maestro), UBS Credit Cards and/or the
information UBS Prepaid Cards is included in the package price
• Following termination of the banking package, the terms and conditions on page 12 onward
apply
• Automatic conversion into the Banking Package UBS Individual on the account holder’s
24th birthday (for non-students) or two years after the end of studies or no later than when
the account holder turns 32 (for recent graduates)
Additional • Advice on matters such as starting a career and achieving savings targets
services • “UBS Insights” online magazine at ubs.com/insights and UBS KeyClub newsletter at
ubs.com/keyclub-subscription
 ubs.com/youngpro

1
Studies must have ended within the last two years.
2
Electronic delivery of bank documents (digital bank documents) and all credit/prepaid card statements. A UBS Digital Banking
agreement is required.
3
Other options: UBS Gold Credit Card (CHF 8 extra per month) or UBS Platinum Credit Card (CHF 30 extra per month). No extra
charge in the first 6 months for new clients or for existing clients without a UBS Debit Card (V PAY/Maestro).
4
These products are required components of the banking package. The UBS Visa Card Prepaid in EUR is available as an additional
option.
5
Subject to fulfillment of issuing criteria and acceptance of card application.

5
UBS Individual Open
g
a bankin p:
via ap
package
/open
ubs.com
Require- For individuals aged 24 and above account
ments
Description Banking package for individuals, including the most important products and services for
payment, savings and retirement planning for an attractive all-in fee. Free membership of the
UBS KeyClub bonus program
Currency CHF
Package Per month (payments can also be made using UBS KeyClub points)
price • Standard1: digital bank documents and paperless credit/prepaid card statements
– CHF 102 with total assets3 of at least CHF 10,000 held with UBS or with a building
financing/mortgage from UBS
– Otherwise CHF 152
• Traditional: paper-based bank documents and/or credit/prepaid card statements
– CHF 152 with total assets3 of at least CHF 10,000 held with UBS or with a building
financing/mortgage from UBS
– Otherwise CHF 202
Special offer
• Free of charge in the first 6 months for new clients or existing clients without a UBS Debit Card
(V PAY/Maestro)
Scope of • UBS Personal Account in CHF4 (only one account per client)
package • UBS Savings Account in CHF4 (more than one possible)
• UBS Fisca Account (more than one possible)
• UBS Debit Card (V PAY/Maestro; owner card)4 for free cash withdrawals in CHF
from your UBS Personal Account within Switzerland at all UBS Bancomats and ATMs of
other banks
• UBS Credit Cards2, 4, 5 (Classic/Standard, Special Edition, Optimus Foundation) and/or
UBS Prepaid Card4 in CHF
• UBS Digital Banking (with UBS Safe, Basic or Classic subscription options)
• Payments in CHF in Switzerland from a UBS Personal Account with UBS Digital Banking,
UBS Multimat, LSV+ (direct debit) and UBS Standing Order
• Membership of UBS KeyClub bonus program with attractive offers
Conditions • For terms and conditions and prices of other products and services, see page 10 onward
and • Shipping costs/third-party expenses are passed on
additional • The annual fee for the UBS Debit Card (V PAY/Maestro), UBS Credit Cards and/or the
information UBS Prepaid Cards is included in the package price
• Following termination of the banking package, the terms and conditions on page 12 onward
apply
Additional • Advice on matters such as payments and saving and asset optimization
services • “UBS Insights” online magazine at ubs.com/insights and UBS KeyClub newsletter at
ubs.com/keyclub-subscription
 ubs.com/individual

1
Electronic delivery of bank documents (digital bank documents) and all credit/prepaid card statements. A UBS Digital Banking
agreement is required.
2
Other options: UBS Gold Credit Card (CHF 8 extra per month) or UBS Platinum Credit Card (CHF 30 extra per month). No extra
charge in the first 6 months for new clients or for existing clients without a UBS Debit Card (V PAY/Maestro).
3
Total assets include the accumulated account and custody account assets held with UBS under the same banking relationship
excluding UBS Vested Benefits Custody/Account and prepaid/credit card account assets. For the lower package price to apply,
total assets must be at least CHF 10,000 for the entire previous month.
4
These products are required components of the banking package. The UBS Visa Card Prepaid in EUR is available as an additional
option.
5
Subject to fulfillment of issuing criteria and acceptance of card application.

6
UBS Individual EUR

Require- For individuals; cross-border commuters or clients who live abroad from the age of 18
ments
Description Banking package for individuals, including the most important products and services for
payment and savings for an attractive all-in fee. Free membership of the UBS KeyClub bonus
program1
Currency EUR
Package Per month
price • Standard2: digital bank documents and paperless credit/prepaid card statements
– CHF 10
• Traditional: paper-based bank documents and/or credit/prepaid card statements
– CHF 15
Special offer
• Free of charge in the first 6 months for new clients or existing clients without a UBS Debit Card
(V PAY/Maestro)
Scope of • UBS Personal Account in EUR3
package • UBS Personal Account in CHF
• UBS Savings Account in EUR3 (more than one possible)
• UBS Debit Card (V PAY/Maestro; owner card)3 for the UBS Personal Account EUR for free
cash withdrawals4 and deposits in EUR and CHF at all UBS Bancomats
• UBS Credit Card3, 5 in EUR (UBS Visa Card Classic) or UBS Prepaid Card3 in EUR (UBS Visa Card
Prepaid); UBS Prepaid Card in CHF (UBS Visa Card Prepaid) available as an additional option
• UBS Digital Banking (UBS E-Banking, UBS Mobile Banking App, UBS Access App)
• SEPA payments within the EU/EEA area and transfers in EUR within Switzerland6 from a
UBS Personal Account EUR with UBS Digital Banking, UBS Multimat, LSV+ (direct debit) and
UBS Standing Order
• Membership of UBS KeyClub bonus program1 with attractive offers
Conditions • For terms and conditions and prices of other products and services, see page 10 onward
and • Shipping costs/third-party expenses are passed on
additional • The annual fee for the UBS Debit Card (V PAY/Maestro) for the UBS Personal Account EUR,
information UBS Credit Card and/or the UBS Prepaid Cards is included in the package price
• Following termination of the banking package, the terms and conditions on page 12 onward
apply
 ubs.com/bankingpackage-euro

1
Requirement: residence in Switzerland, Germany, Austria, Liechtenstein, Italy or France.
2
Electronic delivery of bank documents (digital bank documents) and all credit/prepaid card statements. A UBS Digital Banking
agreement is required.
3
These products are required components of the banking package.
4
If more than 6 cash withdrawals are made from a UBS Savings Account in a given calendar year, CHF 5 are charged for each
withdrawal. This rule applies per UBS banking relationship and account currency, for all cash withdrawals and also for purchases
of precious metals.
5
Subject to fulfillment of issuing criteria and acceptance of card application.
6
The UBS Savings Account is not suitable for payment transactions (surcharge of CHF 5 added to payment transaction fees).

7
UBS Family

Require- For families and couples aged 20 and above (2 people living in the same household, with or
ments without children)
Description Banking package for families and couples, including the most important products and
services for payment, savings and retirement planning for an attractive all-in fee, which is only
charged once per family/couple. Free membership of the UBS KeyClub bonus program
Currency CHF
Package Per month (payments can also be made using UBS KeyClub points)
price • Standard1: digital bank documents and paperless credit/prepaid card statements
– CHF 152 with total family assets3 of at least CHF 10,000 held with UBS or with a building
financing/mortgage from UBS
– Otherwise CHF 252
• Traditional: paper-based bank documents and/or credit/prepaid card statements
– CHF 202 with total family assets3 of at least CHF 10,000 held with UBS or with a building
financing/mortgage from UBS
– Otherwise CHF 302
Special offer
• Free of charge in the first 6 months for new clients (both partners) or existing clients without
a UBS Debit Card (V PAY/Maestro)
• Half price in the first 6 months if one partner is a new client or if in the case of existing clients
only one partner currently has a UBS Debit Card (V PAY/Maestro)
Scope of • UBS Personal Account in CHF4 (more than one possible)
package • UBS Savings Account in CHF4 (more than one possible)
• UBS Fisca Account (more than one possible)
• UBS Debit Card (V PAY/Maestro; more than one possible)4 for free cash withdrawals
in CHF from your UBS Personal Account within Switzerland at all UBS Bancomats and
ATMs of other banks
• UBS Credit Cards2, 4, 5 (Classic/Standard, Special Edition, Optimus Foundation) and/or
UBS Prepaid Cards4 in CHF
• UBS Digital Banking (with UBS Safe, Basic or Classic subscription options)
• Payments in CHF in Switzerland from a UBS Personal Account with UBS Digital Banking,
UBS Multimat, LSV+ (direct debit) and UBS Standing Order
• Membership of UBS KeyClub bonus program with attractive offers
Included for your children under the age of 18
• UBS Savings Account for Young People
• UBS Investment Fund Account available on preferential terms

Conditions • For terms and conditions and prices of other products and services, see page 10 onward
and • Shipping costs/third-party expenses are passed on
additional • The annual fee for the UBS Debit Card (V PAY/Maestro), UBS Credit Cards and/or the
information UBS Prepaid Cards is included in the package price
• Following termination of the banking package, the terms and conditions on page 12 onward
apply
Additional • Advice on matters such as payments and saving, financing a home and asset optimization
services • “UBS Insights” online magazine at ubs.com/insights and UBS KeyClub newsletter at
ubs.com/keyclub-subscription
 ubs.com/family

1
Electronic delivery of bank documents (digital bank documents) and all credit/prepaid card statements. A UBS Digital Banking
agreement is required and all banking relationships within the package must have been switched to electronic delivery.
2
Other options: UBS Gold Credit Card (CHF 8 extra per month) or UBS Platinum Credit Card (CHF 30 extra per month). No extra
charge in the first 6 months if both partners are new clients or for existing clients currently without a UBS Debit Card (V PAY/
Maestro). Half-price extra charge per month in the first 6 months if one partner is a new client or if both are existing clients, but
only one partner currently has a UBS Debit Card (V PAY/Maestro).
3
Family assets include the accumulated account and custody account assets held with UBS under the registered members of
the same family (including their children, if right of disposal provided) excluding UBS Vested Benefits Custody/Account and
prepaid/credit card account assets. For the lower package price to apply, family assets must be at least CHF 10,000 for the entire
previous month.
4
These products are required components of the banking package. The UBS Visa Card Prepaid in EUR is available as an additional
option.
5
Subject to fulfillment of issuing criteria and acceptance of card application.

8
UBS KeyClub
UBS KeyClub is the bonus program from UBS that rewards you for making active use of certain banking
services (see “Collection rules”). The points you collect can be redeemed just like cash for special offers and
the entire range of our KeyClub partners, either as ePoints in the UBS KeyClub eStore or as paper checks
at the till. One point equals one franc

Collection rules
UBS Generation, UBS Young Professional,
UBS Campus UBS Individual, UBS Family
Payment with UBS Prepaid Card1 5 points per half year –
for a minimum of
10 payments
Spending on UBS Credit/Prepaid 1 point per quarter UBS Prepaid Card and UBS Credit Card
Card (including cards in foreign for every CHF 100 spent Classic/Standard, Special Edition 2 points,
currencies EUR/USD)2, 3 (CHF 1,000 limit) Gold 4 points, Platinum 6 points for every
CHF 1,000 spent

Benefit even more as a young person or student

Opening a banking package for 40 points as a welcome gift
young people, students or young
professionals:
ubs.com/banking-packages
Referring a new client with the 25 points per new client
conclusion of a banking package for
young people or students:
ubs.com/bringafriend

 ubs.com/keyclub
 ubs.com/keyclubestore

1
As part of a banking package in CHF.
2
Cards in foreign currencies (EUR/USD): spending is converted into CHF at the official UBS “sell” exchange rate and the points
calculated according to the collection rules.
3
These collection rules also apply to clients without a banking package.

9
UBS Digital Banking

UBS E-Banking / UBS Mobile Banking App

Services at a glance1 • Assets: account balances as well as the most recent credits
and debits; the market value of custody accounts and
portfolios
• UBS Credit and payments made, available amount, switch to paper-
Prepaid Cards: less invoices, card blocking and orders for new cards
• UBS Debit Cards: adjustment of the limits, card blocking and orders
for new cards
• Foreign currency ordering of foreign currencies online and delivery to
orders: home, free of charge
• Notifications: via the app, SMS or email e.g. for debits to accounts,
credit cards or for new eBill invoices
• Payments: execution with the payment slip scanner and the
payment assistant; approval of eBill invoices
• Personal Financial analysis of expenditure; overview of the budget and
Assistant: achievement of your defined savings targets
• Quotes: information on financial market trends and details
on specific financial instruments
• Investment views: market analyses and investment ideas
• Trading: buying and selling securities
• Products: opening of banking packages and of accounts;
ordering of credit cards, debit cards and means of
access to use UBS Digital Banking
• Mailbox: secure, confidential communication with client
advisor
• Digital bank bank documents in electronic form
documents:
• Safe: digital safe for safekeeping of important personal
documents, bank documents and passwords
Requirements • Banking relationship with UBS Switzerland AG
• Access to UBS Digital Banking
Means of access • UBS Access App: log-in via app with PIN free of charge
• Access Card: first card free of charge, replacement card in the
case of a guarantee claim (3 years) free of charge,
additional card CHF 10 (incl. VAT)
• Card reader: first card reader free of charge, replacement card
reader in the case of a guarantee claim (2 years) free
of charge, additional card reader CHF 10 (incl. VAT)
• Access Card Display: CHF 25 (incl. VAT), replacement card in the case of
a guarantee claim (3 years) free of charge
 ubs.com/digital

UBS Access App

Services at a glance • Simple, secure access to UBS E-Banking and the UBS Mobile Banking App –
without a card reader
• Secure approval of online credit card purchases
• Notification of security-related events

Requirements • Banking relationship with UBS Switzerland AG

• Access to UBS Digital Banking
 ubs.com/access-app

1
You can access individual functions only in E-Banking or the Mobile Banking App.

10
UBS Safe

UBS TWINT
Services at a glance • Send, request and receive money simply, speedily and securely
• Make cashless payments with your smartphone
• Make cashless payments in stores, online or at vending machines
• App and transactions are free of charge

Limits
With a UBS account,
UBS Credit/Prepaid Cards
• Limit on amounts sent Up to CHF 5,0001 (rolling monthly limit over 30 days)
• Limit on amounts received CHF 4,000 (rolling monthly limit over 30 days)
Maximum transaction amount
For payments sent, requested or As for monthly limit
received
Requirements • Swiss mobile phone number
• UBS clients: UBS account, optional credit or prepaid card
• Non-UBS clients: Swiss bank account (held at any bank) and
credit or prepaid card
 ubs.com/twint

UBS Safe
Services at a glance • Secure safekeeping of personal documents
• Automatic delivery and unlimited safekeeping of digital bank
documents
• Administration and consultation of passwords
• Data storage on UBS servers in Switzerland
• 24/7 access via UBS E-Banking or on your smartphone via
UBS Safe App
Subscription options Basic Classic Professional
Storage
• For banking documents Unlimited Unlimited Unlimited
• For personal documents 30 MB 3 GB 30 GB
• Number of passwords 30 Unlimited Unlimited
Price per month
• For clients with a banking Free of charge Free of charge CHF 4
package or investment solution
(UBS Advice, UBS Manage)
• For other clients Free of charge CHF 5 CHF 9
Requirements • Banking relationship with UBS Switzerland AG
• Access to UBS Digital Banking and resident in Switzerland
• Initial activation via UBS E-Banking
• No “US person”
• For the UBS Safe App: iPhone with iOS version 9 or higher or
smartphone with Android version 4.4 or higher
 ubs.com/safe

1
The standard limit with UBS Credit/Prepaid Cards is CHF 500. This can be increased to CHF 5,000 in the app by means of
two-step authentication.

11
UBS Personal Account

Requirements For people aged 20 and over. Available to young people with UBS Generation from
the age of 12 and to students with UBS Campus from the age of 18
Suitability For salary or pension deposits and for processing all payment and securities
transactions
Currency CHF
Interest rate/ See separate overview for current interest rates, which you can obtain at
interest payment limit/ UBS branch offices or access via the Internet at ubs.com/interest. Deposit charge1
deposit charge for higher amounts
Withholding tax 35% if the gross interest income is over CHF 200 or if the account is balanced
more than once per calendar year
Opening/ Generally free of charge. Under certain circumstances, closing an account can
closing an account give rise to extra costs that are chargeable to the client. Account closures are also
subject to the conditions listed under “Withdrawal arrangements”
Account maintenance Per month
• Standard2: digital bank documents
– CHF 3 with total assets3 of at least CHF 10,000 held with UBS or
with a building financing/mortgage from UBS
– Otherwise CHF 5
• Traditional: paper-based bank documents
– CHF 5 with total assets3 of at least CHF 10,000 held with UBS or
with a building financing/mortgage from UBS
– Otherwise CHF 7
Withdrawal • CHF 100,000 per calendar month, for higher amounts three-month notice
arrangements period 4, 5
• Overdraft: possible upon bank’s approval

Account statements Free of charge, monthly; other alternatives possible

Interest calculations Free of charge, annually as at December 31; quarterly if the net debit interest
(debit interest less credit interest) is more than CHF 15
Certification Free of charge, annually as at December 31
Credit and debit Normally no advice. All information is contained in the account statement.
advices Available on request, CHF 1 per advice
Shipping costs/ Passed on
third-party expenses
Services The prices from page 21 onward apply for these additional services:
• UBS Debit Card (V PAY/Maestro) or UBS Customer Card
• UBS Credit/Prepaid Cards
• UBS Digital Banking, see pages 10 and 11
• UBS Bancomat/UBS Bancomat Plus
• UBS Multimat
• Payment orders, e.g. UBS easy, LSV+ (direct debit)
• UBS BESR Quick payment slips

Remarks • Banking packages UBS Generation and UBS Campus for young people and
students are also available
• For adults, the UBS Personal Account is already included in the banking
packages for an attractive all-in fee, see pages 5 to 8
 ubs.com/accounts
1
A deposit charge may be levied depending on the amount of the credit balance. The applicable terms and conditions are available
on request.
2
Electronic delivery of bank documents (digital bank documents). A UBS Digital Banking agreement is required.
3
Total assets include the accumulated account and custody account assets held with UBS under the same banking relationship
excluding UBS Vested Benefits Custody/Account and prepaid/credit card account assets. For the reduced account management
fee to apply to the account, total assets must be at least CHF 10,000 for the entire previous month.
4
No notice period necessary for transfers to a UBS Fisca Account, UBS Investment Fund Account or UBS Time Deposit Account,
for the purchase of securities, UBS funds, precious metals, time deposits or fiduciary investments via UBS or for interest or
amortization payments on UBS Mortgages.
5
If the withdrawal limit is exceeded without observing the notice period, 0.5% is automatically charged on the overdrawn
amount.

12
UBS Personal Account EUR

Requirements For people aged 12 and over

Suitability For salary deposits and for processing all payment and securities transactions
Currency EUR
Interest rate/ See separate overview for current interest rates, which you can obtain at
interest payment limit/ UBS branch offices or access via the Internet at ubs.com/interest. Deposit charge1
deposit charge for higher amounts
Withholding tax 35% if the gross interest income is over CHF 200 (or equivalent in EUR) or if the
account is balanced more than once per calendar year
Opening/ Generally free of charge. Under certain circumstances, closing an account can
closing an account give rise to extra costs that are chargeable to the client. Account closures are also
subject to the conditions listed under “Withdrawal arrangements”
Account maintenance Per month
• Standard2: digital bank documents
– CHF 3 with total assets3 of at least CHF 10,000 (or equivalent in EUR)
held with UBS or with a building financing/mortgage from UBS
– Otherwise CHF 5
• Traditional: paper-based bank documents
– CHF 5 with total assets3 of at least CHF 10,000 (or equivalent in EUR)
held with UBS or with a building financing/mortgage from UBS
– Otherwise CHF 7
Withdrawal • EUR 60,000 per calendar month, for higher amounts three-month notice
arrangements period 4, 5
• Overdraft: possible upon bank’s approval

Account statements Free of charge, monthly; other alternatives possible

Interest calculations Free of charge, annually as at December 31; quarterly if the net debit interest
(debit interest less credit interest) is more than CHF 15
Certification Free of charge, annually as at December 31
Credit and debit Normally no advice. All information is contained in the account statement.
advices Available on request, CHF 1 per advice
Shipping costs/ Passed on
third-party expenses
Services The prices from page 21 onward apply for these additional services:
• UBS Debit Card (V PAY/Maestro) or UBS Customer Card
• UBS Credit/Prepaid Cards
• UBS Digital Banking, see pages 10 and 11
• UBS Bancomat/UBS Bancomat Plus
• UBS Multimat
• Payment orders, e.g. LSV+ (direct debit)

 ubs.com/accounts

1
A deposit charge may be levied depending on the amount of the credit balance. The applicable terms and conditions are available
on request.
2
Electronic delivery of bank documents (digital bank documents). A UBS Digital Banking agreement is required.
3
Total assets include the accumulated account and custody account assets held with UBS under the same banking relationship
excluding UBS Vested Benefits Custody/Account and prepaid/credit card account assets. For the reduced account management
fee to apply to the account, total assets must be at least CHF 10,000 (or equivalent in EUR) for the entire previous month.
4
No notice period necessary for transfers to a UBS Fisca Account, UBS Investment Fund Account or UBS Time Deposit Account,
for the purchase of securities, UBS funds, precious metals, time deposits or fiduciary investments via UBS or for interest or
amortization payments on UBS Mortgages.
5
If the withdrawal limit is exceeded without observing the notice period, 0.5% is automatically charged on the overdrawn
amount.

13
UBS Current Account for Private Clients

Requirements For people aged 18 and over

Suitability For more substantial personal payment and securities transactions
Currency CHF and foreign currencies
Interest rate/ See separate overview for current interest rates, which you can obtain at
interest payment limit/ UBS branch offices or access via the Internet at ubs.com/interest. Deposit charge1
deposit charge for higher amounts
Withholding tax 35% if the gross interest income is over CHF 200 (or equivalent in foreign currency)
or if the account is balanced more than once per calendar year
Opening/ Generally free of charge. Under certain circumstances, closing an account can
closing an account give rise to extra costs that are chargeable to the client. Account closures are also
subject to the conditions listed under “Withdrawal arrangements”
Account maintenance Per month (charged quarterly)
• Standard2: digital bank documents
– CHF 5
• Traditional: paper-based bank documents
– CHF 7
Withdrawal The total asset amount at all times
arrangements
Account statements Free of charge, monthly; other alternatives possible
Interest calculations Free of charge, annually as at December 31; quarterly if the net debit interest
(debit interest less credit interest) is more than CHF 15
Certification On request
Credit and debit Normally no advice. All information is contained in the account statement.
advices Available on request
Shipping costs/ Passed on
third-party expenses
Services The prices from page 21 onward apply for these additional services:
• UBS Debit Card (V PAY/Maestro; in CHF and EUR) or UBS Customer Card
• UBS Credit/Prepaid Cards
• UBS Digital Banking, see pages 10 and 11
• UBS Bancomat/UBS Bancomat Plus
• UBS Multimat
• Payment orders, e.g. UBS easy, LSV+ (direct debit)
• UBS BESR Quick payment slips

Remarks In CHF only available with a UBS Custody Account

 ubs.com/accounts

1
A deposit charge may be levied depending on the amount of the credit balance. The applicable terms and conditions are available
on request.
2
Electronic delivery of bank documents (digital bank documents). A UBS Digital Banking agreement is required.

14
UBS Savings Account for Young People

Requirements For children and young people up to 20 years of age

Suitability The ideal gift for your child, godchild or grandchild. Can also be opened by the
young people themselves when they are aged 12 or above. Parental consent is
required for individuals under the age of 15
Currency CHF
Interest rate/ See separate overview, which you can obtain at UBS branch offices or access
interest payment limit via the Internet at ubs.com/interest
Withholding tax 35% if the gross interest income is over CHF 200 or if the account is balanced
more than once per calendar year
Opening/ Generally free of charge. Under certain circumstances, closing an account can
closing an account give rise to extra costs that are chargeable to the client. Account closures are also
subject to the conditions listed under “Withdrawal arrangements”
Account maintenance • Free of charge
• Maintenance fee of CHF 2 monthly for existing savings books
Withdrawal CHF 50,000 per calendar year, for higher amounts three-month notice period 1, 2
arrangements
Account statements Free of charge, annually as at December 31; other alternatives possible
Interest calculations Free of charge, annually as at December 31
Certification Free of charge, annually as at December 31
Credit and debit Free of charge, monthly; other alternatives possible
advices
Shipping costs/ No shipping costs. Other third-party expenses are passed on
third-party expenses
Services • Gift for newborns: account credit of CHF 20
• Sending of a savings box and a gift card
• Gift certificate for later transfer of the account
• UBS Digital Banking
• Topsy’s world: ubs.com/topsy

Remarks • When opened as a gift savings account, the UBS Savings Account for Young
People is always in the child’s name. The right of disposal is transferred to
the young person no later than when he/she has reached the age of majority
• Conversion into a UBS Savings Account when the account holder turns 20
with the following exceptions:
– With the Banking Package UBS Generation, the automatic conversion does not
take place until the account holder turns 22
– With the Banking Package UBS Campus, the automatic conversion takes
place when the account holder has finished his/her studies or no later than
when he/she turns 30
• A charge of CHF 5 per payment applies in addition to the payment transaction
charges in the case of payments from the UBS Savings Account for Young
People, see page 24
• We recommend that you use your UBS Personal Account for payments

 ubs.com/accounts

1
If the withdrawal limit is exceeded without observing the notice period, 0.5% is automatically charged on the overdrawn
amount.
2
No notice period necessary for transfer to a UBS Investment Fund Account, UBS Fisca Account or UBS Time Deposit Account.

15
UBS Savings Account

Requirements • In CHF for people aged 20 and above

• In EUR for all age groups
Suitability Personal savings
Currency CHF and EUR
Interest rate/ See separate overview for current interest rates, which you can obtain at
interest payment limit/ UBS branch offices or access via the Internet at ubs.com/interest. Deposit charge1
deposit charge for higher amounts
Withholding tax 35% if the gross interest income is over CHF 200 (or equivalent in EUR) or if the
account is balanced more than once per calendar year
Opening/ Generally free of charge. Under certain circumstances, closing an account can
closing an account give rise to extra costs that are chargeable to the client. Account closures are also
subject to the conditions listed under “Withdrawal arrangements”
Account maintenance • Free of charge
• Maintenance fee of CHF 2 monthly for existing savings books (only for CHF)
Withdrawal CHF 50,000/EUR 30,000 per calendar year, for higher amounts three-month notice
arrangements period2, 3
Account statements Free of charge, annually as at December 31; other alternatives possible
Interest calculations Free of charge, annually as at December 31
Certification Free of charge, annually as at December 31
Credit and debit Free of charge, monthly; other alternatives possible
advices
Shipping costs/ Passed on
third-party expenses
Services • UBS Digital Banking
• UBS Bancomat/UBS Bancomat Plus
• UBS Multimat
• UBS BESR Quick payment slips (only for CHF)
• UBS Customer Card

Remarks • The UBS Savings Account in CHF is already included in the banking packages,
see pages 5 to 8
• A charge of CHF 5 per payment applies in addition to the payment transaction
charges in the case of payments from the UBS Savings Account, see page 24
• If more than 6 cash withdrawals are made from a UBS Savings Account in
a given calendar year, CHF 5 are charged for each withdrawal, see page 21
• We recommend that you use your UBS Personal Account for payments and
regular cash withdrawals
 ubs.com/accounts

1
A deposit charge may be levied depending on the amount of the credit balance. The applicable terms and conditions are available
on request.
2
If the withdrawal limit is exceeded without observing the notice period, 0.5% is automatically charged on the overdrawn
amount.
3
No notice period necessary for transfers to a UBS Fisca Account, UBS Investment Fund Account or UBS Time Deposit Account or
for interest or amortization payments on UBS Mortgages.

16
UBS Investment Fund Account (with associated
UBS Investment Fund Custody Account)
Requirements For all age groups (for young bank clients1/young professionals1 at preferential
conditions)
Suitability For asset accumulation with UBS Investment Funds
Currency CHF/EUR/USD
Interest rate/ See separate overview, which you can obtain at UBS branch offices or access
interest payment limit via the Internet at ubs.com/interest
Withholding tax 35% of earnings on investment funds under Swiss law
Opening/ Generally free of charge. Under certain circumstances, closing an account can
closing an account give rise to extra costs that are chargeable to the client
Account maintenance See under “Remarks”
Withdrawal At any time through your client advisor or over the counter:
arrangements • Minimum withdrawal: CHF/EUR/USD 250,
for young bank clients1/young professionals1: CHF/EUR/USD 100
• Closure after sale of fund units is settled

Account statements Free fund account statement, annually as at December 31

Interest calculations Free of charge, annually as at December 31
Certification Free fund account tax certificate, annually as at December 31
Credit and debit • Normally no advice
advices • Individual advice for each investment
Shipping costs/ See under “Remarks”
third-party expenses
Services • Investment instructions: choose from a large selection of broadly diversified
UBS Investment Funds
• Asset accumulation: automatic investment in UBS Investment Funds according
to your investment instruction once a minimum investment amount of CHF/
EUR/USD 50 is reached
• Deposits and withdrawals can be made at any time
• Redemption plan possible starting from minimum investment of CHF/EUR/
USD 50,000
• UBS Digital Banking
• Sending of a savings box and newborns receive a gift of CHF 20, which is credited
to their account
Remarks • Administration fee of 0.35% p.a. for the management of the investment fund
account/custody account. Reduced administration fee of 0.2% p.a. on selected
UBS Investment Strategy Funds2 with a monthly deposit/withdrawal of at least
CHF/EUR/USD 50
• Issuing commission for investing in UBS Investment Funds (price varies depending
on the fund) and standard commissions and costs of the individual investment
funds
• Third-party expenses (e.g. VAT, withholding tax, federal stamp duties) are
charged separately
• Preferential conditions for young bank clients1/young professionals1:
– preferential interest rate in CHF
– no administration fee on selected UBS Strategy Funds2 with a monthly deposit/
withdrawal of at least CHF/EUR/USD 20. Otherwise 0.2% p.a.
– 50% discount on issuing commission (other commissions and costs are
charged separately)
• When opened as a gift account, the UBS Investment Fund Account is always
in the child’s name. The right of disposal is transferred to the young person no
later than when he/she has reached the age of majority
 ubs.com/fundaccount

1
Young bank clients: children and young people up to 20 years of age and clients with the banking packages UBS Generation or
UBS Campus. Young professionals: clients with the Banking Package UBS Young Professional.
2
The current list of selected UBS Strategy Funds is available on the Internet at ubs.com/fundaccount

17
UBS Time Deposit Account

Requirements For people aged 18 and above

Suitability For investments with a fixed interest rate and a high degree of security
Currency CHF/EUR
Interest rate/ See separate overview, which you can obtain at UBS branch offices or access
interest payment limit via the Internet at ubs.com/time-deposit-account
Withholding tax 35% of gross interest income
Opening/ Generally free of charge. Under certain circumstances, closing an account can
closing an account give rise to extra costs that are chargeable to the client
Account maintenance Free of charge
Withdrawal None (exceptionally on request)
arrangements
Account statements –
Interest calculations Annually from date money is deposited or as at December 31
Certification –
Credit and debit –
advices
Shipping costs/ –
third-party expenses
Services • Investment amount: from CHF/EUR 5,000 (rounded to the nearest cent)
• Term: from 1 year and 1 day up to 10 years
• UBS Digital Banking

Remarks Banking relationship with UBS required

 ubs.com/time-deposit-account

18
UBS Fisca Account (Restricted Retirement
Account 3a)
Requirements For people who pay AHV contributions
Suitability Retirement plan for tax-deductible saving (pillar 3a)
Currency CHF
Interest rate/ See separate overview, which you can obtain at UBS branch offices or access
interest payment limit via the Internet at ubs.com/interest
Withholding tax None
Opening/ Free of charge, more than one account possible; the remarks set out under
closing an account “Withdrawal arrangements” apply for payments and account closure
Account maintenance Free of charge
Withdrawal Payment no earlier than 5 years prior to reaching normal AHV retirement age or
arrangements in accordance with statutory or regulatory provisions
Account statements Free of charge, annually as at December 31
Interest calculations Free of charge, annually as at December 31
Certification Free tax certificate, annually as at December 31
Credit and debit Free of charge, monthly; other alternatives possible
advices
Shipping costs/ Free of charge
third-party expenses
Services • UBS Vitainvest Investment Funds in UBS Fisca Custody Account
• UBS Standing Order Fisca (free of charge)
• UBS Digital Banking

Remarks • Financing owner-occupied residential property

• Maximum deposits at present per calendar year:
– With “BVG”: CHF 6,826
– Without “BVG”: 20% of income, up to a maximum of CHF 34,128
• Tax benefits
– Deposits are deductible from taxable income
– Interest income and savings capital not taxable until paid out
– Taxation at reduced rate on payout of capital
The UBS Fisca Account is already included in the banking packages, see pages 3 to 8
 ubs.com/fisca

19
UBS Vested Benefits Account

Requirements For people with assets from an occupational pension plan (pillar 2)
Suitability Solution for maintaining an occupational pension plan
Currency CHF
Interest rate/ See separate overview, which you can obtain at UBS branch offices or access
interest payment limit via the Internet at ubs.com/interest
Withholding tax None
Opening/ Free of charge; the remarks set out under “Withdrawal arrangements” apply for
closing an account account closure
Account maintenance Free of charge
Withdrawal Payment no earlier than 5 years prior to and no later than 5 years after reaching
arrangements normal AHV retirement age or in accordance with statutory or regulatory provisions
Account statements Free of charge, annually as at December 31
Interest calculations Free of charge, annually as at December 31
Certification –
Credit and debit Free of charge
advices
Shipping costs/ Free of charge
third-party expenses
Services Investments in UBS Vitainvest Investment Funds without issuing commission and
custody account fees
Remarks • Tax benefits:
– Interest income and savings capital not taxable until paid out
– Taxation at reduced rate on payout of capital
• Financing owner-occupied residential property:
– Early withdrawal or pledging of retirement assets for purchase, building,
renovation and conversion
– Processing fee of CHF 300
 ubs.com/vb

20
Prices for card and cash services

UBS Debit Cards

UBS Debit Card V PAY/ UBS Customer Card
UBS Debit Card Maestro
Cards
• Owner card CHF 40 per year1 Free of charge
• Authorized representative card CHF 40 per year2 Free of charge
• Replacement card CHF 20 per card CHF 20 per card3
Blocking
• Via UBS Helpline/client advisor CHF 40 per card Free of charge
• Via UBS Digital Banking Free of charge –
Cashless payments
• In Switzerland Free of charge
• Abroad 1% of the amount, at least CHF 1.50, UBS foreign exchange sell rate4
Cash deposits at
UBS Bancomat Plus
• CHF Free of charge
• CHF into EUR account Free of charge, UBS foreign exchange sell rate4
• EUR into CHF account Free of charge, UBS banknote buy rate
• EUR into EUR account 1% of the amount5
UBS counter
• CHF into CHF account Free of charge
• Foreign currencies into CHF account Free of charge, UBS banknote buy rate
• EUR, USD, GBP into account of 2% of the amount, up to an equivalent of CHF 1,000
the same currency6 1% for larger amounts, up to an equivalent of CHF 50,0007
• Coin deposit Available on request
Cash withdrawals from
UBS Bancomat
• CHF from CHF account Free of charge or CHF 5 per withdrawal8
• EUR from CHF account Free of charge or CHF 5 per withdrawal8, UBS banknote sell rate
• EUR from EUR account 1% of the amount5; for a UBS Savings Account, see also footnote 8
UBS counter
• CHF from UBS Personal Account CHF CHF 2 per withdrawal
• CHF from UBS Current Account for CHF 2 per withdrawal
Private Clients CHF
• CHF from UBS Savings Account Free of charge or CHF 5 per withdrawal8
• CHF from all other accounts Free of charge
• Foreign currencies from CHF account Free of charge or CHF 5 per withdrawal8, UBS banknote sell rate
• EUR, USD, GBP from account of 2% of the amount, up to an equivalent of CHF 1,000
the same currency6 1% for larger amounts, up to an equivalent of CHF 50,0007;
for a UBS Savings Account, see also footnote 8
ATMs and counters of other banks9
• In Switzerland in CHF CHF 2 per withdrawal10
• In Switzerland in EUR 1% of the amount, at least EUR 3.50, UBS foreign exchange sell rate4
• Abroad, in the applicable local currency CHF 5 per withdrawal, UBS foreign exchange sell rate4

1
UBS Debit Card in CHF included in all banking packages in CHF, UBS Debit Card for the UBS Personal Account EUR included in
the Banking Package UBS Individual EUR.
2
Included in the Banking Package UBS Family.
3
If previous card was in circulation for less than 2 years.
4
The exchange rate includes a surcharge. This can be consulted at ubs.com/cards when using the UBS exchange rate and
requested from customer service.
5
Free of charge with the Banking Package UBS Individual EUR for deposits/withdrawals from a UBS Personal Account EUR.
6
Other currencies upon request.
7
On request for amounts higher than CHF 50,000.
8
If more than 6 cash withdrawals are made from a UBS Savings Account in a given calendar year, CHF 5 are charged for each
withdrawal. This rule applies per UBS banking relationship and account currency, for all cash withdrawals and also for purchases
of precious metals. Withdrawals from all other accounts are not affected by this regulation.
9
Third-party expenses may be passed on to the cardholder.
10
Included in all UBS Banking Packages in CHF.

21
Preise Kredit-/Prepaid

UBS Credit/Prepaid Cards

UBS Visa Card and UBS Mastercard®
Prepaid Classic/Standard Gold Platinum
Special Edition1
Two-card set – Available Available Available
• In 1st year CHF 502 / EUR 402 CHF 502 / EUR 402 CHF 1003 CHF 2504
• In each subsequent year CHF 502 / EUR 402 CHF 1002 / EUR 802 CHF 2003 CHF 5004
Two-card set partner – CHF 255 / EUR 206 CHF 503 Included4
(per year)
Replacement card CHF 207 / EUR 147 CHF 207 / EUR 147 Free of charge Free of charge
Currency CHF, EUR CHF, EUR6 CHF CHF, EUR, USD8
With UBS Travel Insurance – Plus CHF 72 per year Included
Plus
Monthly invoice
• In paper form9 CHF 1.80 / EUR 1.70 / USD 1.90 per invoice Free of charge
• Paperless10 or with an eBill Free of charge Free of charge
Cash withdrawals in 4% of the amount, at least CHF 10 / EUR 8 / USD 10 per withdrawal
Switzerland and abroad
Lottery (except Swisslos/ 4%, maximum CHF 100 / EUR 100 / USD 100 per transaction
Loterie Romande), betting
and casino transactions
(gambling)
Currency conversions for UBS foreign exchange sell rate11 or card organization rate11
transactions in foreign plus 1.75% processing surcharge
currencies
CHF transactions abroad12 1.75% processing surcharge
Interest rate for payment – Annual interest rate of 12%
in installments
Card blocking Free of charge
Reimbursements of card CHF 20 / EUR 14 –
balances
Reminder fees – CHF 30 to CHF 60 –
Passing on of third-party All third-party expenses incurred (e.g. postage costs, fees for payments at
expenses post office counters, courier costs for card delivery abroad, costs for visits to
airport lounges) may be passed on. For detailed price information please
contact our customer service

1
Prices also apply to UBS Optimus Foundation Credit Cards and UBS Visa Card Classic in EUR.
2
Included in the package price for banking packages in CHF, not including the UBS Credit Card in EUR. For the EUR banking
package the UBS Credit Card in EUR (UBS Visa Card Classic) or UBS Prepaid Card in EUR (UBS Visa Card Prepaid) is included,
with an additional option for the UBS Prepaid Card in CHF (UBS Visa Card Prepaid). Minimum age: 12 for prepaid card,
18 for credit cards.
3
Available for an additional charge of CHF 8 per month in the case of UBS Young Professional and UBS Individual/Family. This
includes a two-card set and, in the case of UBS Family, a partner card.
4
Available for an additional charge of CHF 30 per month in the case of UBS Young Professional and UBS Individual/Family.
5
The partner card is included in the Banking Package UBS Family.
6
Only the UBS Visa Card Classic is available in EUR, not a two-card set.
7
Free of charge if order is made via UBS E-Banking or UBS Mobile Banking App.
8
Partner cards are also available in a currency other than that of the main card.
9
Included in the “Traditional” package price for cards in banking packages. For clients with UBS Retained Mail Service invoices
in paper form are free of charge.
10
Paperless invoices can be activated in UBS E-Banking or in the UBS Mobile Banking App. More at: ubs.com/paperless
11
The exchange rate includes a surcharge. This can be consulted at ubs.com/cards when using the UBS exchange rate and
requested from customer service.
12
Transactions that are charged to a credit or prepaid card at a foreign point of acceptance in Swiss francs are deemed
to be foreign transactions. This is either a CHF transaction at a foreign point of acceptance on site or a CHF transaction via
e-commerce that is processed abroad.

22
Order and delivery service for foreign currencies
Banknotes (per order)
• Foreign currencies charged to CHF account UBS banknote sell rate1
• EUR, USD charged to account of the same 1% of the amount
currency
• CHF charged to CHF account 1.5% of the amount, at least CHF 30, maximum CHF 100
Minimum order amount (per order) CHF 100 or equivalent
Maximum order amount (per order)
• Via client advisor CHF 25,000 or equivalent
• Via UBS E-Banking/UBS Mobile Banking App/ CHF 15,000 or equivalent
UBS Multimat
Processing and shipping (per order) Free of charge

1
Within the scope of this service, UBS serves as a counterparty and acts in its own interest.

23
Prices for payment services

Outgoing payments
Prices in CHF and per Domestic Foreign
payment1, charged on a CHF with CHF EUR with EUR Other All
monthly basis a banking for other a banking for foreign curren-
package cases package other curren- cies4
in CHF2 or a in EUR2 cases cies
fee exemp-
tion3 for
individual
products
Electronic order
UBS Digital Banking/
UBS Multimat
• Single payment order, Free of charge CHF 0.30 Free of charge CHF 0.30 CHF 5 CHF 5
standing order
• SEPA payments – – Free of charge 5
– – CHF 0.305
• “Abroad extra” payments – – – – – CHF 10 incl.
third-party
expenses
• Surcharge for express6 CHF 3 CHF 3 – – – –
Direct debit
• LSV+ Free of charge CHF 0.30 Free of charge CHF 0.30 – –
• SEPA direct debit – – Free of charge CHF 0.30 – CHF 0.305
Paper-based order
UBS easy
• Per payment slip CHF 0.70 CHF 0.70 – – – –
UBS easy international
• Per payment slip CHF 0.70 CHF 0.70 CHF 4 CHF 4 – –
• Per IPI payment slip CHF 2 CHF 2 CHF 4 CHF 4 CHF 10 CHF 10
UBS Standing Order Free of charge CHF 0.50 Free of charge CHF 0.50 CHF 5 CHF 5
UBS Special Standing Order Free of charge CHF 0.50 Free of charge CHF 0.50 CHF 0.50 –
UBS Standing Order Fisca Free of charge Free of charge – – – –
UBS global CHF 2 CHF 2 CHF 4 CHF 4 CHF 10 CHF 10
One-time order7 by letter/ CHF 60 CHF 60 CHF 60 CHF 60 CHF 60 CHF 100
telephone
Other
Payments from savings Surcharge of CHF 5 on all the above fees for the savings account for young
accounts people/savings account; payments are not included in the banking package,
no fee exemption
Account transfers8 Free of charge under the same banking relationship

Incoming payments
Credit to UBS Account Free of charge9
(from Switzerland and abroad)
1
For collective orders, the prices are calculated per executed payment.
2
Only for payments from UBS Personal Accounts.
3
Applies if your total assets remain at least CHF 10,000 for the entire previous month or if you have a building financing or
mortgage from UBS. Total assets include the accumulated account and custody account assets held with UBS under the same
banking relationship excluding UBS Vested Benefits Custody/Account and prepaid/credit card account assets. Prices are valid
for payments from the UBS Personal Account.
4
All prices exclude third-party expenses.
5
Only for international SEPA payments in EUR; included in the package price for UBS Individual EUR.
6
Single payment orders between 12.30 and 4 p.m., collective orders between 12.30 and 3 p.m. with execution date “today”.
7
Account transfers within the same banking relationship are free. A charge of CHF 35 applies to payments within UBS Switzerland AG.
There are no charges for closing an account with subsequent transfer to a third-party bank.
8
For transfers to the card account (UBS Credit or Prepaid Cards) the prices stated above for domestic payments in CHF or in EUR
apply. If made by the client advisor, a charge of CHF 35 per transfer applies.
9
Depending on the cost option that the ordering customer arranges with his bank, some costs may be deducted from the
incoming transfer amount. See page 25, other costs.

24
Other costs and prices
Outgoing payments
Cost options for foreign payments (all currencies)
and domestic payments (excluding CHF/EUR):
• “All costs to be borne by the ordering client (OUR)” The ordering client pays the UBS costs and a third-
party flat rate fee of CHF 20, which covers all
additional costs until credited to the beneficiary
bank
• “Breakdown of costs (SHA)”1 The ordering client pays the UBS costs and the
beneficiary pays the third-party expenses, which are
deducted from the transfer amount
• “All costs to be borne by the beneficiary (BEN)” The beneficiary pays the UBS costs and the third-party
costs, which are deducted from the transfer amount
Incoming payments
From abroad (not SEPA) or in foreign currencies
within Switzerland (excluding EUR), depending on the
cost option selected:
• “All costs to be borne by the ordering client (OUR)” No costs
• “Breakdown of costs (SHA)”1 UBS costs of CHF 6 are deducted from the incoming
amount2
• “All costs to be borne by the beneficiary (BEN)” UBS costs of CHF 6 are deducted from the incoming
amount2
Third-party expenses
• Third-party expenses imposed by PostFinance and other banks for cash deposits, BESR rejects3, manual inter-
ventions, follow-up inquiries, returned payments, etc. are generally passed on to the client
• For payments in EUR to an EU/EEA country without an IBAN, the ordering client incurs a charge of CHF 8.
SEPA payments do not incur any third-party expenses
• Please note that some banks levy a fee on their clients’ incoming payments. UBS has no influence over this
Inquiries to UBS4
• Clarification and order amendments5 CHF 30
• Cancellation before booking5 CHF 30
• Cancellation after booking CHF 50
• Additional evidence regarding a payment order CHF 30
• Particularly time-consuming inquiries CHF 120 per hour
(upon consultation with the client)

Ordering forms
Payment forms Free of charge
UBS BESR Quick Free of charge
(bank payment slip with reference number)
UBS red payment slip CHF 0.20 per slip (plus VAT)

1
The option “Breakdown of costs (SHA)” is used as the default if no other cost option is selected.
2
The costs charged by the banks involved are already included in the incoming amount.
3
Bank payment slips with reference number (BESR) that cannot be processed automatically by PostFinance.
4
Prices are billable provided the bank has exercised all customary due care and diligence.
5
Pending orders can be amended free of charge if entered in UBS E-Banking or in the UBS Mobile Banking App.

25
Prices for special services

Check transactions
Issuing check
Correspondence check
• Payable against a UBS Account CHF 10 per check
• Check forms CHF 1 per check
Bank check (issued by UBS)
• Sent to client in Switzerland by registered mail CHF 50 per check
• Sent to client in Switzerland by courier CHF 100 per check
• Sent to client abroad CHF 100 per check
Stop notice on check
• Correspondence check CHF 50 per check
• Bank check CHF 100 per check (excl. third-party expenses)
Check credited to account
“Under usual reserve”
• Payable at domestic bank CHF 20 per check
• Payable at foreign bank CHF 20 per check
• Traveler’s checks
– In CHF Free of charge
– In foreign currency CHF 5 per check
“After final payment”
• Payable at domestic bank CHF 30 per check
• Payable at foreign bank CHF 40 per check
Payment in cash CHF 15 per check
Third-party expenses All additional costs charged by other involved banks are
debited in full

26
Further information

Other charges
UBS Numbered Account Relationship CHF 480 per quarter
UBS Retained Mail Service CHF 240 per quarter (plus VAT)
• Surcharge for dispatch of UBS Retained CHF 150 per year (plus VAT)
Mail
• Cost for courier dispatch of documents CHF 100 per year (plus VAT)
in special circumstances
UBS Safe Deposit Box Upon request
Surcharge for domiciliary companies Upon request
Additional charge for domicile abroad CHF 30 per month2
(valid for all individuals above age 20
who are domiciled outside Switzerland and The additional charge will not apply in the following cases:
the Principality of Liechtenstein)1 • Client relationships with total assets3 booked at UBS in
Switzerland over CHF 250,000
• Clients who are domiciled in Germany, France, Italy or
Austria if there is a regular monthly salary deposit of at
least CHF 5004
• Clients with a UBS Numbered Account
• Client relationships with UBS Retained Mail
• Clients with a UBS Mortgage or a UBS Building Financing
• Clients with a UBS Mandate Solution
• Clients with UBS Service Access
• Clients with a banking package for young people or for
students
• Client relationships that are exclusively a UBS Rental Surety
Savings Account or UBS Retirement Account (pillars 2 and 3)
• New clients during the first three months

Reordering and dispatch of bank

documents (copies)5
• 1–2 documents Free of charge
• 3–10 documents CHF 10
• 11–20 documents CHF 20
• 21–30 documents CHF 30
• etc.

Reduce costs
Digital bank documents and paperless Have all your bank documents and credit/prepaid card state-
invoices for your credit/prepaid cards ments delivered via UBS Digital Banking. Detailed information
at ubs.com/help
Collective envelopes by post With the monthly (or weekly) collective envelope, you receive
payment advices and other non-time-critical documents bundled
together at the beginning of the month or week, usually with
your account statement. This means that you not only get a
better overview, but you also save on shipping costs

1
For clients of financial intermediaries the conditions are shown on a separate price sheet.
2
The extra charge is debited monthly in the same way as any account maintenance fees/offering prices that are due. Depending
on the account debited, the notification will be sent at the time of the debit or at the latest with the mailing of the account
statement.
3
Total assets include the accumulated account and custody account assets held with UBS under the same client relationship
excluding UBS Vested Benefits Custody/Account and prepaid/credit card account assets. To qualify for exemption from fees,
the total assets booked at UBS in Switzerland must have been at least CHF 250,000 during the entire previous month.
4
The salary deposits must each have been equal to at least CHF 500 during the last three months and must be made to a CHF
or EUR account at UBS.
5
Such as account statements, tax certificates, statements of assets, advices.

27
This publication is intended for information only. It is not intended
as a recommendation, an offer, a solicitation of an offer or as
legal or tax advice. Before making a decision, you should obtain
professional advice. UBS reserves the right to alter its services,
products or prices at any time without prior notice. Individual
services and products are subject to legal restrictions and hence
may not be offered throughout the world without restriction.
Complete or partial reproduction without explicit consent of UBS
is not permitted.

© UBS 2019. The key symbol and UBS are among the registered and unregistered trademarks of UBS. All rights reserved.
Also available in French, German and Italian. Published July 2019. 80001E
UBS Switzerland AG
P.O. Box
8098 Zurich

ubs.com or ubs.com/help
UBS Service Line Private Clients at 0848 848 054
Find your nearest branch at ubs.com/locations