Rasha Zaater: Experience

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Rasha Zaater

International Commercial Manager at HSBC Bank plc

Experience
International Commercial Manager at HSBC Bank plc
October 2010 - Present (4 months)

Head of Credit - Business Banking at HSBC Bank, Egypt


June 2007 - Present (3 years 8 months)
I have taken an active part in setting up the Business Banking (SME) division in Egypt. I was
responsible for drafting the Business Banking credit Policy. I was also involved in the negotiation,
drafting & approval of insurance, external asset Valuator & External Credit Investigator contracts.
During drafting the policy I have visited several HSBC Group offices such as Abu Dhabi, Dubai &
London to obtain information about Business Banking in said locations. I have also designed,
tailored & delivered HBEG SME Master-class course that have been delivered to around 70 HSBC
employees. Currently, I head the credit section of the Business Banking department

Responsibilities include but not limited to:


- Setting credit objectives/or budget in terms of new acquisitions & generic growth in line with the
general bank policy.
- Setting and following up targets of Business Banking credit officers.
- Revise/approve cases prepared by the credit officers, to ensure that the conducted risk
assessment coincides with the bank’s policy/objectives and that the bank’s interest is best
preserved
- Maintain strong liaison with borrowing and non-borrowing corporate customers to identify and fulfill
uncovered banking needs as well as entangle possible business opportunities.
- Maximize account profitability through enhancing non-funded income and ancillary business
- Increase internal efficiency through elimination of overdue reviews, missing securities and
exception returns
- Supervise the SME workflow to ensure smooth & efficient process.

Head of Credit - business Banking at HSBC Bank Egypt


June 2007 - September 2010 (3 years 4 months)

Deputy Manager- Corporate Banking at HSBC Bank Egypt


February 2004 - May 2007 (3 years 4 months)
Job exposure covered several industries such as Oil Gas, Energy, Fertilizers, Paints & Chemicals,
Personal Care (Shampoo, detergents, dental cream & soap) &tourism. Currently managing and
supervising a portfolio of EGP 1.07 billion of credit facilities. The portfolio encompasses a wide
range of multinational corporations as well as leading local companies and government institutions.

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Main functions:
- Work on setting and achieving the objectives set by management, to ensure that all targets under
the financial, customer, internal business processes and learning & growth perspectives, are
realized.
- Revise cases prepared by the credit officers, to ensure that the conducted risk assessment
coincides with the bank’s policy/objectives and that the bank’s interest is best preserved.
- Maintain strong liaison with borrowing and non-borrowing corporate customers to identify and fulfill
uncovered banking needs as well as entangle possible business opportunities.
- Act as a team leader for the division staff (6 members), to provide guidance and contribute to their
professional development.

Education
Ain Shams University
Major Accounting

The German University in Cairo

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Rasha Zaater
International Commercial Manager at HSBC Bank plc

Contact Rasha on LinkedIn

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