Pathlab Ditubuhkan Sejak tahun 1952 Pada

Zaman Penjajahan British Di Tanah Melayu.

Pathlab Established Since 1952 During The Era Of
British Colonisation In Malaya.
 Lebih daripada 60 tahun pengalaman
dalam Pengurusan Penjagaan Kesihatan

Kumpulan Ujian Perubatan terbesar di

Malaysia dengan lebih daripada
50 Cawangan

Today, More than 60 years experience in Healthcare

Management.
Malaysia Largest Medical Testing
Group With More Than 50 Branches.
 Hong Kong
Myanmar Pathology & Clinical Laboratory Pte.Ltd
Pathology & Clinical Laboratory
Pte.Ltd

Vietnam
Pathology & Clinical Laboratory Pte.Ltd

Malaysia
Pathology & Clinical Lab (M) S/B Cambodia
Pathlab Healthcare (M) Sdn Bhd Pathology & Clinical Laboratory Pte.Ltd
Pathlab (M) Sdn. Bhd
Pathlab X-Ray & Dianostic Center
Pathlab Health Mgmt (M) S/B
Pathlab Health Screen Sdn. Bhd. Thailand
Pathlab Health Services Sdn Bhd Pathlab (Thailand) Ltd
Proshea Consultants Sdn Bhd Chemlab Services (Thailand) Ltd
Pathmart (M) Sdn Bhd MXM Lifestyle International Ltd
Century Medical Centre (M) S/B
Group of Medijaya Clinics
Rainbow Healthy World Australia
Naturmedic Centre Sdn Bhd Sun Nature Products Pty.Ltd
Desiran Abadi Sdn Bhd Sungrand Pty Ltd
Chemical Laboratory (M) S/Bd Chemical Laboratory (Aust) Pty. Ltd
F.W. Kam Holdings (M) Sdn Bhd F.W. Kam Holdings (Aust) Pty Ltd
MXM International Sdn Bhd
MKM International Sdn Bhd
MXM Entertainment Sdn Bhd Singapore
Groway (M) Sdn Bhd Pathology & Clinical Laboratory Pte.Ltd
Alfred H.Knight (M) Sdn Bhd Pathlab Healthcare (S) Pte. Ltd
Pathlab Health Management (S) Pte Ltd
Kampco Corporation (S) Pte.Ltd
Kampmas Pte Ltd
Chemical Laboratory (S) Pte. Ltd
Indonesia Kam Holdings (S) Pte. Ltd
PT. Pathlab Indonesia Alfred H.Knight (S) Pte. Ltd
 Ahli Kumpulan Kepada Syarikat Pathlab.
Member Of Pathlab Group Of Companies.

 MXM Merupakan "Pembekal Kad Perubatan

Kesihatan & Pengurus Program" Yang
Ditubuhkan Sejak Tahun 1998.
MXM is a “Healthcare Medical Card Provider &
Program Manager” Established Since Year 1998。
 Kami Menyediakan Perkhidmatan Kepada
Personnel Jualan Kewangan:
a) Ejen Insurans Hayat / Am,
b) Ejen Unit Amanah,
c) Ejen Penulis Wasiat &
d) Penasihat Kewangan Berlesen .
We Provide The Services To Financial Sales Personnel:
a) Life & General Insurance Agents,
b) Unit Trust Agents,
c) Will Writing Agents &
d) Licensed Financial Advisers.
 Kami Telah Membantu & Menyokong Ahli Untuk
Kemasukan Hospital Dan Pembedahan Melebihi
17,000 Kes.
We Have Supported & Assisted Members For
More Than 17,000 Hospitalization & Surgical
Admission Cases.
Specially Introduced To You Our Award Winning Program:
Registered & Approved Corporate Insurance Agency: Program Manager:
Pathlab Health Management (M) Sdn Bhd
 MediSavers Takaful Business Model

MXM International Sdn Bhd Pathlab Standard FA Sdn Bhd

License Financial Adviser Firm &
Program Manager Program Partner
Islamic Financial Adviser Firm
Established in Year 1998 Established in Year 1952 Established in Year 1999
Most Innovative Financial Advisory Brand
Malaysia 2015
More than 18 years experience in SEA Largest Medical Testing Group With Best Financial Advisory Firm Malaysia
Healthcare Membership Management More Than 50 Branches in Malaysia. 2015 & 2014
Fastest Growing Financial Advisory Brand
Malaysia 2015
Governed by: Governed by: Governed by:
Kementerian Perdagangan Dalam Ministry of Health Bank Negara Malaysia (B.N.M.)
Negeri Koperasi Dan Kepenggunaan (M.O.H.) Securities Commission of Malaysia (SC)
(KPDNKK)

Distribution Model
For MediSavers
Takaful Program
 Pendapatan Tunai
Kad Perubatan Penghospitalan
(Medical Card) (Hospital Cash Income)
Saringan
Kesihatan
(Health Screening)

Perlindungan
Seluruh Dunia
(Worldwide
Perlindungan Protection)
Bantuan
Kemalangan
Kecemasan
Peribadi (PA)
Seluruh Dunia
52 Ujian Saringan
Kesihatan
 Cancer of the Lelaki
Liver Cancer
Colon
1 AFP: Pemeriksaan Kanser Berkaitan Hati
2 CEA: Pemeriksaan Untuk Kanser Usus
3 CA199: Pemeriksaan Untuk Kanser Perut
4 PSA: Pemeriksaan Untuk Kanser Prostat

Stomach Cancer Prostate Cancer Wanita

1 AFP: Pemeriksaan Kanser Berkaitan Hati
2 CEA: Pemeriksaan Untuk Kanser Usus
3 CA199: Pemeriksaan Untuk Kanser Perut
Cancer of the 4 CA125: Pemeriksaan Untuk Kanser Ovari
Breast Cancer
Ovary
5 CA153: Pemeriksaan Untuk Kanser Payudara
Labuan FSA Corporate Video
Labuan FSA is governed by a board known as the Authority, whose
members are appointed by the Minister of Finance.

Datuk Muhammad Ibrahim

Chairman
Datuk Muhammad Ibrahim was appointed Governor Bank Negara
Malaysia on 1 May 2016. He chairs Bank Negara Malaysia's
Monetary Policy and Financial Stability Committees.

Dato’ Mohammed Azlan Hashim

Chairman of Labuan IBFC Inc. Sdn Bhd.
Datuk Ali Abdul Kadir
Board Member of Labuan FSA, and Director of Labuan IBFC Inc
Sdn Bhd.
Datuk Ali was appointed as the Chairman of the Securities
Commission of Malaysia in 1999 and served in that capacity until
2004.

Dato' Seri Ranjit Ajit Singh

Dato' Seri Ranjit Ajit Singh is the Executive Chairman of the
Securities Commission of Malaysia (SC). He was previously
Managing Director of the SC and has over 20 years’ experience in
the field of finance and securities regulation.

Datuk Ahmad Hizzad Baharuddin

Director of Labuan IBFC Inc Sdn Bhd, Labuan FSA Inc Sdn Bhd,
and is a member of the Audit Committee of Labuan Corporation.

Datuk Ahmad Hizzad is also a Board Member of the International

Islamic Financial Market in Bahrain.
• Insurance Companies Licensed by Labuan FSA.

• It operates within the Labuan IBFC regulated

framework.

• Total Group Paid-Up Capital: USD 12.0 Million

4
En. Ian Lim Teck Soon En. Amiruddin Mohd Ali En. Azman Ismail

Archipelago Insurance Ltd

Archipelago Insurance Ltd Archipelago Life Insurance Ltd

Archipelago Insurance PCC Ltd
Archipelago Life Insurance Ltd Archipelago Insurance PCC Ltd

Principal Officer / Principal Officer / Shariah Adviser

Director Director
Berita Korporat: Angkasa Kerjasama
Dengan Archipelago Life Insurance Ltd
Berita Korporat: Angkasa Kerjasama
Dengan Archipelago Life Insurance Ltd
KL/SELANGOR MELAKA
37 PUSAT PAKAR MATA CENTRE FOR KEDAH
1 ALPHA SPECIALIST CENTRE 68 MAHKOTA MEDICAL CENTRE
SIGHT 64 METRO SPECIALIST HOSPITAL
2 ARUNAMARI SPECIALIST MEDICAL CENTRE 69 PANTAI HOSPITAL AYER KEROH
38 KL EYE SPECIALIST CENTRE 65 KEDAH MEDICAL CENTRE
3 ASSUNTA HOSPITAL 70 PUTRA SPECIALIST HOSPITAL, MELAKA
39 COLUMBIA ASIA HOSPITAL - BUKIT 66 PUTRA MEDICAL CENTRE
4 COLUMBIA ASIA HOSPITAL - PUCHONG
RIMAU 67 PANTAI HOSPITAL SUNGAI PETANI
5 DAMAI SERVICE HOSPITAL (HQ) NEGERI SEMBILAN
40 COLUMBIA ASIA HOSPITAL - CHERAS
6 DAMAI SERVICE HOSPITAL (MELAWATI) 71 COLUMBIA ASIA HOSPITAL - SEREMBAN
41 COLUMBIA ASIA HOSPITAL - SETAPAK SABAH
7 KPJ DAMANSARA SPECIALIST HOSPITAL 72 N.S. CHINESE MATERNITY HOSPITAL 93 DAMAI SPECIALIST HOSPITAL
8 DEMC SPECIALIST HOSPITAL (NSCMH)
PERAK 94 RAFFLESIA MEDICAL CENTRE 088-272 620
9 GLENEAGLES KUALA LUMPUR 73 SEREMBAN SPECIALIST HOSPITAL
42 APOLLO MEDICAL CENTRE 95 SABAH MEDICAL CENTRE 088-322109
10 PANTAI HOSPITAL AMPANG 74 NCI CANCER HOSPITAL
43 HOSPITAL FATIMAH
11 HOSPITAL PUSRAWI 75 MAWAR RENAL MEDICAL CENTRE
44 KPJ IPOH SPECIALIST HOSPITAL SARAWAK
12 INSTITUT JANTUNG NEGARA 76 SENAWANG SPECIALIST HOSPITAL
45 KINTA MEDICAL CENTRE 96 BINTULU MEDICAL CENTER
13 KAJANG PLAZA MEDICAL CENTRE, PUCHONG
46 LARUT MEDICAL CENTRE 97 NORMAH MEDICAL SPECIALIST CENTRE
(KPMC) JOHOR
47 PANTAI HOSPITAL IPOH 98 REJANG MEDICAL CENTRE
14 KAJANG PLAZA MEDICAL CENTRE (KPMC) 77 HOSPITAL PENAWAR
48PERAK COMMUNITY SPECIALIST 99 COLUMBIA ASIA HOSPITAL - MIRI
15 KAMPONG BARU MEDICAL CENTRE (AL-ISLAM) 78 KPJ JOHOR SPECIALIST HOSPITAL
HOSPITAL 100 TIMBERLAND MEDICAL CENTRE
16 KPJ AMPANG PUTERI SPECIALIST HOSPITAL 79 MEDICAL SPECIALIST CENTRE (JB)
49 TAIPING MEDICAL CENTRE 101KUCHING SPECIALIST HOSPITAL
17 KPJ KAJANG SPECIALIST HOSPITAL 80 PUTERI SPECIALIST HOSPITAL
50 COLUMBIA ASIA HOSPITAL - TAIPING 102 SIBU SPECIALIST MEDICAL CENTRE
18 KPJ TAWAKKAL SPECIALIST HOSPITAL 81 PUTRA SPECIALIST HOSPITAL (BATU PAHAT) 103 MIRI CITY MEDICAL CENTRE
19 KPJ SELANGOR SPECIALIST HOSPITAL
PENANG 82 KLUANG UTAMA SPECIALIST HOSPITAL 104 COLUMBIA ASIA HOSPITAL – BINTULU
20 SENTOSA SPECIALIST HOSPITAL, KLANG 83 PANTAI HOSPITAL BATU PAHAT
51 BAGAN SPECIALIST CENTRE
21 KELANA JAYA MEDICAL CENTRE 84 KEMPAS MEDICAL CENTRE
52 KPJ PENANG SPECIALIST HOSPITAL
22 LOURDES MEDICAL CENTRE 85 REGENCY SPECIALIST HOSPITAL
53 GLENEAGLES MEDICAL CENTRE,
23 SIME DARBY SPECIALIST CENTRE 86 COLUMBIA ASIA HOSPITAL - NUSAJAYA
PENANG
24 PANTAI HOSPITAL CHERAS
54 HOPE CHILDREN HOSPITAL (JLN
25 PANTAI HOSPITAL KLANG
26 PANTAI HOSPITAL KUALA LUMPUR
GOTTLIEB,GEORGETOWN)
55 HOPE CHILDREN HOSPITAL (BAYAN
PAHANG
87 KUANTAN MEDICAL CENTRE
Anda Boleh
27 PRINCE COURT MEDICAL CENTRE 88 KUANTAN SPECIALIST HOSPITAL
28 SENTOSA MEDICAL CENTRE, KUALA LUMPUR
29 SRI KOTA SPECIALIST MEDICAL CENTRE
LEPAS)
56 HOPE CHILDREN HOSPITAL (FARLIM) 89 DARUL MAKMUR MEDICAL CENTER Memilih
57 HOPE CHILDREN HOSPITAL (JELUTONG)
30 SIME DARBY MEDICAL CENTRE
31 SUNWAY MEDICAL CENTRE
58 PANTAI HOSPITAL PENANG
59 HOSPITAL LAM WAH EE
KELANTAN
90 KOTA BHARU MEDICAL CENTRE Hospital Yang
32 TAMAN DESA MEDICAL CENTRE 91 PERDANA SPECIALIST HOSPITAL
60 LOH GUAN LYE SPECIALIST CENTRE
33 THE TUN HUSSEIN ONN NATIONAL EYE
HOSPITAL
61 PENANG ADVENTIST HOSPITAL
62 TANJUNG MEDICAL CENTRE TERENGGANU
Anda Suka!
34 TUNG SHIN HOSPITAL 92 KUALA TERENGGANU SPECIALIST HOSPITAL
63 ISLAND HOSPITAL
35 UNIVERSITI MALAYA SPECIALIST CENTRE (KTS)
36 TROPICANA MEDICAL CENTRE
USD1,000,000
Pemindahan Kecemasan &
Penghantaran Balik
(Emergency Evacuation & Repatriation)

Penghantaran Balik Jenazah

(Repatriation of Mortal Remains)
 MediSavers MediSavers
Faedah program Takaful Takaful
VIP Singapore VIP
Insurans Perubatan & Pembedahan
Bilik & Makan Hospital (Room & Board) SGD800 SGD100
Had Seumur Hidup (Lifetime Limit) Tiada Tiada
Had Tahunan (Annual Limit) SGD450,000 SGD90,000
Had Setiap Penyakit (Limit Per disability) SGD150,000 SGD30,000
Takaful Kemalangan Peribadi (Personal Accident Insurance) SGD30,000 SGD30,000
Pendapatan Tunai Penghospitalan (Hospital Cash Income) SGD100 SGD50
Kawasan Perlindungan (Coverage Area) Malaysia + Singapore Malaysia Sahaja
Faedah Tambahan

Saringan Kesihatan (Blood Screening) 52 Jenis Ujian 52 Jenis Ujian

Saringan Pengesanan Kanser (Cancer Marker Screening) 5 Jenis AFP

(Kanser Berkaitan Hati)

Bantuan Kecemasan (Emergency Assistant) USD1,000,000 USD1,000,000

 MediSavers Takaful
Faedah program
VIP*
Takaful Perubatan & Pembedahan
Bilik & Makan Hospital (Room & Board) RM300
Had Seumur Hidup (Lifetime Limit) Tiada
Had Tahunan (Annual Limit) RM270,000
Had Setiap Penyakit (Limit Per disability) RM90,000
Takaful Kemalangan Peribadi (Personal Accident Insurance) RM90,000
Pendapatan Tunai Penghospitalan (Hospital Cash Income) RM150
Kawasan Perlindungan (Coverage Area) Malaysia Sahaja
Faedah Tambahan

Saringan Kesihatan (Blood Screening) 52 Jenis Ujian

AFP
Saringan Pengesanan Kanser (Cancer Marker Screening)
(Kanser Berkaitan Hati)

Bantuan Kecemasan (Emergency Assistant) USD1,000,000

* +/- based on currency exchange

 MALAYSIA HEALTHCARE PROTECTION PROGRAM RESEARCH &
COMPILATION
(Private & Confidential)
No Company Company AA Company EQ Company PR
1 Medical Protection Plan Plan 250 Plan 3 HEA VIP
2 Number Of Private Hospitals 101 97 75 119
3 Room & Board RM250 RM300 RM300 RM300
4 Max Stay 120 Days 180 Days 200 Days Tiada Had Hari
As Charged As Charged As Charged As Charged
5 ICU 120 days 30 days 60 days Tiada Had Hari
Co-Insurance:
6 Customer is required to make a "minimum NO NO NO NO
payment" during hospitalization and NO
REFUND.
Specified Illnesses:
7 Within 120 Days These Illnesses Are NOT YES YES YES NO
Covered
8 Guarantee Renewal YES YES YES YES
Alterations Of Policy:
9 Insurance Company Has a right to change & Can Change Can Change NO NO
amend the policy benefits.
Portfolio Withdraw Condition:
(The Company reserves the right to cancel the
10 portfolio as a whole if decides to discontinue
NO YES NO NO
underwriting this insurance product.)
11 Overall Annual Limit RM150,000 RM150,000 RM100,000 RM270,000
12 Lifetime Limit No RM600,000 RM1,000,000 NO LIMIT

Insurance Premium Based On Brochure

Premium (1 Year) - Age 0 - 18 RM1,259.28 RM1,220.06++ RM1,543.00++ RM928 (RM77.33)
Premium (1 Year) - Age 19 – 25 RM1,132.08 RM1,026.08++ RM1,823.00++ RM1,465 (RM122.08)
Premium (1 Year) - Age 26 – 35 RM1,399.20 RM1,134.20++ RM2,484.00++ RM1,533 (RM127.75)
Premium (1 Year) - Age 36 – 45 RM1,971.60 RM1,704.48++ RM3,479.00++ RM1,668 (RM139.00)
Premium (1 Year) - Age 46 – 55 RM3,536.16 RM2,568.38++ RM4,906.00++ RM1,838 (RM153.17)
Premium (1 Year) - Age 56 – 60 RM4,159.44 RM3,297.46++ RM6135.00++ RM2,312 (RM192.67
Premium (1 Year) - Age 61 – 65 RM6,181.92 RM4867.52++ RM7,080.00++ RM3,058 (RM254.83)
Premium (1 Year) - Age 66 – 70 RM13,737.60 RM7,252.52++ RM7,975.00++ RM4,176 (RM348.00)
Premium (1 Year) - Age 71 – 75 RM16,764.96 RM10,999.62++ RM7,975.00++ RM4,922 (RM410.17)
Premium (1 Year) - Age 76 - 80 RM20,771.76 RM16,689.70++ RM7,975.00++ RM6,040 (RM503.33)
Alterations Policy
Alterations Policy
Policy Wording - Alterations Clause
 MALAYSIA HEALTHCARE PROTECTION PROGRAM RESEARCH &
COMPILATION
(Private & Confidential)
No Company Company AA Company EQ Company PR
1 Medical Protection Plan Plan 250 Plan 3 HEA VIP
2 Number Of Private Hospitals 101 97 75 120
3 Room & Board RM250 RM300 RM300 RM300
4 Max Stay 120 Days 180 Days 200 Days Tiada Had Hari
As Charged As Charged As Charged As Charged
5 ICU 120 days 30 days 60 days Tiada Had Hari
Co-Insurance:
6 Customer is required to make a "minimum NO NO NO NO
payment" during hospitalization and NO
REFUND.
Specified Illnesses:
7 Within 120 Days These Illnesses Are NOT YES YES YES NO
Covered
8 Guarantee Renewal YES YES YES YES
Alterations Of Policy:
9 Insurance Company Has a right to change & Can Change Can Change NO NO
amend the policy benefits.
Portfolio Withdraw Condition:
(The Company reserves the right to cancel the
10 portfolio as a whole if decides to discontinue
NO YES NO NO
underwriting this insurance product.)
11 Overall Annual Limit RM150,000 RM150,000 RM100,000 RM270,000
12 Lifetime Limit No RM600,000 RM1,000,000 NO LIMIT

Insurance Premium Based On Brochure

Premium (1 Year) - Age 0 - 18 RM1,259.28 RM1,220.06++ RM1,543.00++
Premium (1 Year) - Age 19 – 25 RM1,132.08 RM1,026.08++ RM1,823.00++
Premium (1 Year) - Age 26 – 35 RM1,399.20 RM1,134.20++ RM2,484.00++
Premium (1 Year) - Age 36 – 45 RM1,971.60 RM1,704.48++ RM3,479.00++
Premium (1 Year) - Age 46 – 55 RM3,536.16 RM2,568.38++ RM4,906.00++
Premium (1 Year) - Age 56 – 60 RM4,159.44 RM3,297.46++ RM6135.00++
Premium (1 Year) - Age 61 – 65 RM6,181.92 RM4867.52++ RM7,080.00++
Premium (1 Year) - Age 66 – 70 RM13,737.60 RM7,252.52++ RM7,975.00++
Premium (1 Year) - Age 71 – 75 RM16,764.96 RM10,999.62++ RM7,975.00++
Premium (1 Year) - Age 76 - 80 RM20,771.76 RM16,689.70++ RM7,975.00++
 Faedah Eksklusif Ahli Bagi MediSavers Takaful VIP
Deskripsi Nilai pasaran

52 Ujian Termasuk
Bernilai
Pemeriksaan Kesihatan RM200 setahun
Pemindahan Perubatan Kecemasan dan Bernilai USD435 x3
Penghantaran Balik Dengan Meluas :
Termasuk = RM1,305
USD1,000,000 (Kindly refer to
www.internationalsos.com
to get your own quotation).

Faedah Tunai Penghospitalan Persendirian dan Am

Bernilai
RM150 per day (dari hari ke-3 keatas) Termasuk RM150 setahun
Insuran Kemalangan Diri:
Kematian + Hilang Upaya Kekal Akibat Kemalangan Bernilai
Termasuk
RM90,000 RM100 setahun

JUMLAH NILAI

RM1,755
 MALAYSIA HEALTHCARE PROTECTION PROGRAM RESEARCH &
COMPILATION
(Private & Confidential)
No Company Company AA Company EQ Company PR
1 Medical Protection Plan Plan 250 Plan 3 HEA VIP
2 Number Of Private Hospitals 101 97 75 120
3 Room & Board RM250 RM300 RM300 RM300
4 Max Stay 120 Days 180 Days 200 Days Tiada Had Hari
As Charged As Charged As Charged As Charged
5 ICU 120 days 30 days 60 days Tiada Had Hari
Co-Insurance:
6 Customer is required to make a "minimum NO NO NO NO
payment" during hospitalization and NO
REFUND.
Specified Illnesses:
7 Within 120 Days These Illnesses Are NOT YES YES YES NO
Covered
8 Guarantee Renewal YES YES YES YES
Alterations Of Policy:
9 Insurance Company Has a right to change & Can Change Can Change NO NO
amend the policy benefits.
Portfolio Withdraw Condition:
(The Company reserves the right to cancel the
10 portfolio as a whole if decides to discontinue
NO YES NO NO
underwriting this insurance product.)
11 Overall Annual Limit RM150,000 RM150,000 RM100,000 RM270,000
12 Lifetime Limit No RM600,000 RM1,000,000 NO LIMIT

Insurance Premium Based On Brochure

Premium (1 Year) - Age 0 - 18 RM1,259.28 RM1,220.06++ RM1,543.00++ RM928 (RM77.33)
Premium (1 Year) - Age 19 – 25 RM1,132.08 RM1,026.08++ RM1,823.00++ RM1,465 (RM122.08)
Premium (1 Year) - Age 26 – 35 RM1,399.20 RM1,134.20++ RM2,484.00++ RM1,533 (RM127.75)
Premium (1 Year) - Age 36 – 45 RM1,971.60 RM1,704.48++ RM3,479.00++ RM1,668 (RM139.00)
Premium (1 Year) - Age 46 – 55 RM3,536.16 RM2,568.38++ RM4,906.00++ RM1,838 (RM153.17)
Premium (1 Year) - Age 56 – 60 RM4,159.44 RM3,297.46++ RM6135.00++ RM2,312 (RM192.67
Premium (1 Year) - Age 61 – 65 RM6,181.92 RM4867.52++ RM7,080.00++ RM3,058 (RM254.83)
Premium (1 Year) - Age 66 – 70 RM13,737.60 RM7,252.52++ RM7,975.00++ RM4,176 (RM348.00)
Premium (1 Year) - Age 71 – 75 RM16,764.96 RM10,999.62++ RM7,975.00++ RM4,922 (RM410.17)
Premium (1 Year) - Age 76 - 80 RM20,771.76 RM16,689.70++ RM7,975.00++ RM6,040 (RM503.33)
 MediSavers Takaful MediSavers Takaful
Faedah program VIP VIP
Super Protector Super Protector*
Insurans Perubatan & Pembedahan
Bilik & Makan Hospital (Room & Board) SGD100 RM300
Had Seumur Hidup (Lifetime Limit) Tiada Tiada
Had Tahunan (Annual Limit) Tiada Tiada
Had Setiap Penyakit (Limit Per disability) SGD130,000 RM390,000
Takaful Kemalangan Peribadi (Personal Accident Insurance) SGD30,000 RM90,000
Pendapatan Tunai Penghospitalan (Hospital Cash Income) SGD50 RM150
Kawasan Perlindungan (Coverage Area) Malaysia Sahaja Malaysia Sahaja

Saringan Kesihatan (Blood Screening) 52 Jenis Ujian 52 Jenis Ujian

AFP AFP
Saringan Pengesanan Kanser (Cancer Marker Screening)
(Kanser berkaitan Hati) (Kanser berkaitan Hati)

Bantuan Kecemasan (Emergency Assistant) USD1,000,000 USD1,000,000

* +/- based on currency exchange
Umur Bawah 35 Tahun
Room & Board Limit
SGD100
Limit Per Disability
(Setiap Penyakit)
SGD130,000
 Limit Per Disability for
MediSavers Takaful VIP
Year Effective Revision Date Room & Board
Super Protector
(S100-SP)
1 12/04/16 SGD 100 SGD 130,000
2 01/07/17 SGD 100 SGD 130,000
3 01/07/18 SGD 110 SGD 143,000
4 01/07/19 SGD 110 SGD 143,000
5 01/07/20 SGD 110 SGD 143,000
6 01/07/21 SGD 120 SGD 156,000
7 01/07/22 SGD 120 SGD 156,000
8 01/07/23 SGD 120 SGD 156,000
9 01/07/24 SGD 130 SGD 169,000
10 01/07/25 SGD 130 SGD 169,000
11 01/07/26 SGD 130 SGD 169,000
12 01/07/27 SGD 140 SGD 182,000
13 01/07/28 SGD 140 SGD 182,000
14 01/07/29 SGD 140 SGD 182,000
15 01/07/30 SGD 150 SGD 195,000
16 01/07/31 SGD 150 SGD 195,000
17 01/07/32 SGD 150 SGD 195,000
18 01/07/33 SGD 160 SGD 208,000
19 01/07/34 SGD 160 SGD 208,000
20 01/07/35 SGD 160 SGD 208,000
 Limit Per Disability for
MediSavers Takaful VIP
Year Effective Revision Date Room & Board
Super Protector
(S100-SP)

21 01/07/36 SGD 170 SGD 221,000

22 01/07/37 SGD 170 SGD 221,000
23 01/07/38 SGD 170 SGD 221,000
24 01/07/39 SGD 180 SGD 234,000
25 01/07/40 SGD 180 SGD 234,000
26 01/07/41 SGD 180 SGD 234,000
27 01/07/42 SGD 190 SGD 247,000
28 01/07/43 SGD 190 SGD 247,000
29 01/07/44 SGD 190 SGD 247,000
30 01/07/45 SGD 200 SGD 260,000
31 01/07/46 SGD 200 SGD 260,000
32 01/07/47 SGD 200 SGD 260,000
33 01/07/48 SGD 210 SGD 273,000
34 01/07/49 SGD 210 SGD 273,000
35 01/07/50 SGD 210 SGD 273,000
36 01/07/51 SGD 220 SGD 286,000
37 01/07/52 SGD 220 SGD 286,000
38 01/07/53 SGD 220 SGD 286,000
 Limit Per Disability for
MediSavers Takaful VIP
Year Effective Revision Date Room & Board
Super Protector
(S100-SP)
39 01/07/54 SGD 230 SGD 299,000
40 01/07/55 SGD 230 SGD 299,000
41 01/07/56 SGD 230 SGD 299,000
42 01/07/57 SGD 240 SGD 312,000
43 01/07/58 SGD 240 SGD 312,000
44 01/07/59 SGD 240 SGD 312,000
45 01/07/60 SGD 250 SGD 325,000
46 01/07/61 SGD 250 SGD 325,000
47 01/07/62 SGD 250 SGD 325,000
48 01/07/63 SGD 260 SGD 338,000
49 01/07/64 SGD 260 SGD 338,000
50 01/07/65 SGD 260 SGD 338,000
51 01/07/66 SGD 270 SGD 351,000
52 01/07/67 SGD 270 SGD 351,000
53 01/07/68 SGD 270 SGD 351,000
54 01/07/69 SGD 280 SGD 364,000
55 01/07/70 SGD 280 SGD 364,000
56 01/07/71 SGD 280 SGD 364,000
57 01/07/72 SGD 290 SGD 377,000
58 01/07/73 SGD 290 SGD 377,000
59 01/07/74 SGD 290 SGD 377,000
 Limit Per Disability for
MediSavers Takaful VIP
Year Effective Revision Date Room & Board
Super Protector
(S100-SP)
60 01/07/75 SGD 300 SGD 390,000
61 01/07/76 SGD 300 SGD 390,000
62 01/07/77 SGD 300 SGD 390,000
63 01/07/78 SGD 310 SGD 403,000
64 01/07/79 SGD 310 SGD 403,000
65 01/07/80 SGD 310 SGD 403,000
66 01/07/81 SGD 320 SGD 416,000
67 01/07/82 SGD 320 SGD 416,000
68 01/07/83 SGD 320 SGD 416,000
69 01/07/84 SGD 330 SGD 429,000
70 01/07/85 SGD 330 SGD 429,000
71 01/07/86 SGD 330 SGD 429,000
72 01/07/87 SGD 340 SGD 442,000
73 01/07/88 SGD 340 SGD 442,000
74 01/07/89 SGD 340 SGD 442,000
75 01/07/90 SGD 350 SGD 455,000
76 01/07/91 SGD 350 SGD 455,000
77 01/07/92 SGD 350 SGD 455,000
78 01/07/93 SGD 360 SGD 468,000
79 01/07/94 SGD 360 SGD 468,000
80 01/07/95 SGD 360 SGD 468,000
 Limit Per Disability for
MediSavers Takaful VIP
Year Effective Revision Date Room & Board
Super Protector
(S100-SP)
81 01/07/96 SGD 370 SGD 481,000
82 01/07/97 SGD 370 SGD 481,000
83 01/07/98 SGD 370 SGD 481,000
84 01/07/99 SGD 380 SGD 494,000
85 01/07/00 SGD 380 SGD 494,000
86 01/07/01 SGD 380 SGD 494,000
87 01/07/02 SGD 390 SGD 507,000
88 01/07/03 SGD 390 SGD 507,000
89 01/07/04 SGD 390 SGD 507,000
90 01/07/05 SGD 400 SGD 520,000
91 01/07/06 SGD 400 SGD 520,000
92 01/07/07 SGD 400 SGD 520,000
93 01/07/08 SGD 410 SGD 533,000
94 01/07/09 SGD 410 SGD 533,000
95 01/07/10 SGD 410 SGD 533,000
96 01/07/11 SGD 420 SGD 546,000
97 01/07/12 SGD 420 SGD 546,000
98 01/07/13 SGD 420 SGD 546,000
99 01/07/14 SGD 430 SGD 559,000
 Senior Citizen: Senior Citizen:
Discount RM400 Discount RM400
(Every Person & Every Year) (Every Person & Every Year)

Principal : Normal Price Spouse Discount : RM200 (Every Year)

Children : Discount RM50 (Every Child & Every Year)

 Program Benefits

Archipelago Life Insurance Limited is licensed under the Labuan Financial Services and Securities Act 2010.

Benefits Silver Gold Platinum Diamond

Personal Accident SGD35,000 SGD70,000 SGD140,000 SGD210,000

36 Critical Illness SGD17,500 SGD35,000 SGD70,000 SGD105,000

Term Life SGD17,500 SGD35,000 SGD70,000 SGD105,000

Blood Screening
YES YES YES YES
Discount Voucher
Annual Membership Fee RM35.74 RM60.87 RM105.84 RM156.11
x 12 months x 12 months x 12 months x 12 months
 Xtra Silver Xtra Gold
Age Silver Company X Gold Company X

25 RM456 RM398 RM780 RM796

30 RM456 RM486 RM780 RM972
35 RM456 RM542 RM780 RM1,084
40 RM456 RM749 RM780 RM1,498
45 RM456 RM1,108 RM780 RM2,216
50 RM456 RM1,694 RM780 RM3,388