Scribd Logo
Upload

Welcome to Scribd!

  • 445 views

    Sanchayapatra

    Uploaded by

    MD. NASIF HOSSAIN IMON
    The document summarizes key features of 8 national savings schemes in Bangladesh. 1) It lists the name, maturity period, interest rates, eligible investors, penalties for early encashment for each scheme. 2) The schemes include 5-year term deposits, 3-month profit-based deposits, pension plans, women's savings plans, prize bonds, development bonds, US dollar premium bonds, and US dollar investment bonds. 3) Interest rates range from 6.5-13.45% depending on the scheme and duration of deposit. Most schemes offer higher tax-free returns for longer maturity periods.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    Sanchayapatra

    Uploaded by

    MD. NASIF HOSSAIN IMON
    445 views3 pages
    The document summarizes key features of 8 national savings schemes in Bangladesh. 1) It lists the name, maturity period, interest rates, eligible investors, penalties for early encashment for each scheme. 2) The schemes include 5-year term deposits, 3-month profit-based deposits, pension plans, women's savings plans, prize bonds, development bonds, US dollar premium bonds, and US dollar investment bonds. 3) Interest rates range from 6.5-13.45% depending on the scheme and duration of deposit. Most schemes offer higher tax-free returns for longer maturity periods.

    Copyright

    © © All Rights Reserved

    Available Formats

    PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    The document summarizes key features of 8 national savings schemes in Bangladesh. 1) It lists the name, maturity period, interest rates, eligible investors, penalties for early encashment for each scheme. 2) The schemes include 5-year term deposits, 3-month profit-based deposits, pension plans, women's savings plans, prize bonds, development bonds, US dollar premium bonds, and US dollar investment bonds. 3) Interest rates range from 6.5-13.45% depending on the scheme and duration of deposit. Most schemes offer higher tax-free returns for longer maturity periods.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    445 views3 pages

    Sanchayapatra

    Uploaded by

    MD. NASIF HOSSAIN IMON
    The document summarizes key features of 8 national savings schemes in Bangladesh. 1) It lists the name, maturity period, interest rates, eligible investors, penalties for early encashment for each scheme. 2) The schemes include 5-year term deposits, 3-month profit-based deposits, pension plans, women's savings plans, prize bonds, development bonds, US dollar premium bonds, and US dollar investment bonds. 3) Interest rates range from 6.5-13.45% depending on the scheme and duration of deposit. Most schemes offer higher tax-free returns for longer maturity periods.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    You are on page 1of 3

    Firefox http://www.nationalsavings.gov.bd/site/page/5d8f6cf8-dbea-49a6-98bb-b...

    কী িফচার

    Key features of the existing National Savings Schemes.

    Key Features of NSS-2012


    Sl. Name of Tax Implementing
    MaturityLimit Interest rate Investors Penalty
    No Schemes Treatment agency
    1 2 3 4 5 6 7 8 9
    13.19% on
    Maturity
    All classes
    Single: 30 (12.20%+0.99%)
    lac; of people
    Interest payable
    (National ID
    Jointly: 60 after Encashment
    lac; Card
    5 years 1st year @ before 1st Bank, Bureau
    5% Holder),
    1. Bangladesh Recognized 9.20%, year &
    on profit recognized
    Sanchayapatra 5-Year Provident 2nd year @ no interest Post office.
    Fund: Provident
    9.95%, accrued
    Unlimited; 3rd year @ Fund &
    12 small
    12 small 10.70%,
    enterprises: 4th year @ enterprises
    Unlimited 11.45%.
    12.59% on
    Maturity
    (11.80%+0.59%) All classes Encashment
    3-Monthly Single: 30 Interest payable of people before 1st Bank, Bureau
    5%
    2. Profit basis lac; after (National ID year &
    on profit
    Sanchayapatra 3-year 1st year @ Card no interest Post office.
    Jointly: 60 9.80%, Holder). accrued
    lac; 2nd year @
    10.80%,
    13.19% on
    Maturity
    (12.20%+0.99%)
    Interest payable Retired
    after Govt., Semi- Encashment
    1st year @ Govt, before 1st Bank, Bureau
    Pensioner 5%
    3. 9.20%, Autonomous, year &
    Sanchayapatra on profit
    5-Year 50 lac 2nd year @ Semi- no interest Post office.
    9.95%, Autonomous accrued
    3rd year @ officials.
    10.70%,
    4th year @
    11.45%.
    13.45% on
    Maturity Any Adult
    Encashment
    (12.20%+1.25%) Bangladeshi before 1st Bank, Bureau
    Poribar Interest payable 5% Female
    4. year &
    Sanchayapatra 5-Year 45 lac after on profit.
    (National ID no interest Post office.
    1st year @ accrued
    Card Holder)
    9.20%,

    1 of 3 12/1/2020, 10:01 AM
    Firefox http://www.nationalsavings.gov.bd/site/page/5d8f6cf8-dbea-49a6-98bb-b...

    2nd year @
    9.95%,
    3rd year @
    10.70%,
    4th year @
    11.45%.
    20% on Bank, Bureau
    Bangladesh
    5. 3-Month Unlimited 6.50% prize Any persons - &
    Prize Bond
    money Post office.
    A
    No profit
    Wage Earner 11.80% Bangladeshi
    5% will be paid
    6. Development (Compound) wage earner Bank
    on profit before
    Bond 5-Year Unlimited (11.00%+0.80%) serving
    6-month.
    abroad.
    7.50% on
    Maturity
    Non-
    Interest payable No profit is
    US Dollar Residence
    after payable
    7. Premium Tax free Bangladeshi Bank
    3-Year Unlimited 1st year @ before 1
    Bond FC Account
    6.50%, year
    holder
    2nd year @
    7.00%
    6.50% on
    Maturity
    Non-
    Interest payable No profit is
    US Dollar Residence
    after payable
    8. Investment Tax free Bangladeshi
    3-Year Unlimited 1st year @ before 1 Bank
    Bond FC Account
    5.50%, year
    holder
    2nd year @
    6.00%
    Post office All classes No profit
    Single 30 lac;
    Savings 10% on of people will be paid
    9. - 7.50%
    Bank- profit (National ID before Post Office
    Jointly 60 lac
    Ordinary A/C Card Holder) 1-month.
    13.24% on
    Maturity
    (12.40%+0.84%) All classes
    Post office No profit
    Single 30 lac; Interest payable
    Savings 10% on of people will be paid
    10. after
    Bank- 3-Year profit (National ID before Post Office
    Jointly 60 lac 1st year @
    Fixed Deposit 6-month.
    10.40%, Card Holder)
    2nd year @
    11.40%
    Postal Life Insurance:
    All classes
    Minimum
    of people
    (I) Whole limit of Tk.42 per
    11. Tax free
    Life Investment Thousand. (Age limit 19 - Post Office
    Insurance Tk. Yearly 4.2% to 55 Yrs)
    1,000/=

    2 of 3 12/1/2020, 10:01 AM
    Firefox http://www.nationalsavings.gov.bd/site/page/5d8f6cf8-dbea-49a6-98bb-b...

    Minimum
    (II) Fixed limit of Tk.33 per
    5/10/15/20/
    Term Investment Thousand.
    25/30/35/40
    Insurance Tk. Yearly 3.3%
    1,000/=

    3 of 3 12/1/2020, 10:01 AM

    You might also like