@[ZE@D LJQJ_@S@W@D

LFIZDNW@[ GN@_J Q@G@ O@BNW@

Gfsjd Qjioniondc =

[ue`rny`tn,

[.Ljp.,Ds.,I.Ljs

Gnsusud fbje =

Ljbfipfl ?

0. Gy`e @yu X. 8. Dn` Ndg`e [. S

?. Jrnl` Hjorn`d` Q. 3. _jstnl` Jl` Q.
;. Bjddy Enbg`y`dtn 5. _jz` Ojb` [
7. I. @ndud D`ni >. Wfooy Snbbn`i Q
:. D`ojb` @inbn` _ 01. Sub`dgndn Hurn C

Q_FGN [ 0 LJQJ_@S@W@D

H@LZBW@[ NBIZ

LJ[JE@W@D

ZDNXJ_[NW@[ IZE@II@GN^@E
B@IFDC@D

?10>
 L@W@ QJDC@DW@_ 

Qumn syulur lje`gnr`t Wue`d ^`dc I`e` Lu`s` `t`s sjc`b` bnip`e`d
_`ei`t, Nd`y`e, W`uhnl g`d Eng`y`edy` sjendcc` l`in g`p`t ijdyjbjs`nl`d
 pjdyusud`d i`l`b`e tjdt`dc @sue`d Ljpjr`w`t`d Lfiudnt`s Gn`rj p`g`
O`bnt` ndn.

Qjiou`t`d i`l`b`e ndn ojrtumu`d udtul ijijduen s`b`e s`tu tuc`s

i`t` lubn`e Ljpjr`w`t`d Lfiudnt`s. I`l`b`e ndn ojrnsnl`d tjdt`dc
ndhfri`sn ijdcjd`n o`c`ni`d` enpjrtjdsn gn`b`in fbje o`dy`l i`sy`r`l`t ndn,
g`d ojs`r e`r`p`d l`in onb` i`l`b`e ndn g`p`t ijiojrnl`d ndhfri`sn ljp`g` lnt`
sjiu`.

G`b`i ijdyjbjs`nl`d i`l`b`e ndn, o`dy`l ljsubnt`d y`dc l`in e`g`pn.

 D`iud ojrl`t oniondc`d g`rn Gfsjd, sjendcc` i`l`b`e ndn g`p`t
tjrsjbjs`nl`d tjp`t p`g` w`ltudy`.

L`in ijdy`g`rn, sjo`c`n sjfr`dc i`e`snsw` y`dc pjdcjt`eu`ddy` ojbui

sjojr`p` g`d i`sne o`dy`l ojb`m`r g`b`i ijiou`t i`l`b`e. Fbje l`rjd`
ntu, l`in s`dc`t ijdce`r`pl`d `g`dy` lrntnl g`d s`r`d y`dc pfsntnh `c`r
i`l`b`e ndn ijdm`gn bjone o`nl g`d ojrg`y` cud`. E`r`p`d l`in, iug`e-iug`e`d
i`l`b`e ndn g`p`t ojrcud` g`d ojri`dh``t o`cn lnt` sjiu`.

B`ifdc`d, 0 Gjsjiojr ?10>

Qjdyusud
 G@HW@_ N[N

L`t` Qjdc`dt`r............................................................................................... n
G`ht`r Nsn ........................................................................................................................................... nn

O@O N QJDG@EZBZ@D
0.0 B`t`r ojb`l`dc ................................................................................................................ 0
0.? _uius`d i`s`b`e .......................................................................................................... 0
0.; Wumu`d .....................................................................................................................
O@O ? QJIO@E@[@D
?. 0 Qjdcjrtn`d Gn`rj ......................................................................................................
?. ? Jtnfbfcn Gn`rj ..........................................................................................................
?. ; W`dg` g`d Cjm`b` Gn`rj ...........................................................................................
?. 7 Q`tfhnsnfbfcn Gn`rj ..................................................................................................
?. : Qjd`t`b`ls`d``d Gn`rj ............................................................................................
?. 8 K`r` Qjdub`r`d Gn`rj ..............................................................................................
?. 3 K`r` Qjdkjc`e`d Gn`rj ...........................................................................................
O@O ; LFD[JQ @[ZE@D LJQJ_@S@W@D GN@_J Q@G@ O@BNW@
;.0 Qjdcl`mn`d ......................................................................................................
;.? @d`bns` G`t` ………………………………………………………………

;.; Qjdjr`p`d L`sus ………………………………………………………….

O@O 7 QJDZWZQ
7.0 Ljsnipub`d
7.? [`r`d
 O@O N

QJDG@EZBZ@D

0.0 B`t`r Ojb`l`dc

Gn`rj ijrup`l`d lj`g``d hrjlujdsn ou`dc `nr ojs`r bjone g`rn 7 l`bn p`g`
 o`yn g`d bjone g`rn ; l`bn p`g` `d`l, lfdsnstjdsn hjsjs jdkjr, g`p`t
ojrw`rd` enm`u `t`u g`p`t pub` ojrk`ipur bjdgnr g`d g`r`e/bjdgnr s`m`
(Dc`stny`e,
?11:). Q`g` gn`rj `l`d ijdc`lno`tl`d gjengr`sn ijinku c`dccu`d ljsje`t`d,
iub`n g`rn c`dccu`d rndc`d sjpjrtn iug`e ijdc`dtul, endcc` pjdy`lnt
ojr`t sjpjrtn pjdurud`d hudcsn cndm`b. Q`g` `w`bdy` `d`l `l`d ijr`s` e`us
l`rjd` tjb`e tjrm`gn gjengr`sn rndc`d. Onb` tng`l gntfbfdc, gjengr`sn t`io`e
ojr`t g`d tnioub`e cjm`b`-cjm`b` y`dc `lenrdy` gno`w` ljh`snbnt`s
ljsje`t`d y`dc ijijrbul`d on`y` y`dc bjone tndccn. Gnpjbul`d
pjr`w`t`d gn`rj fbje fr`dc tu` gjdc`d ijiojrnl`d k`nr`d g`d i`l`d`d
y`dc ojrcnzn udtul ijdcur`dcn
 on`y` pjr`w`t`d gn rui`e s`lnt(@custnd`, ?115).
SEF ijipjrlnr`l`d 7 inby`r l`sus tjrm`gn gn gudn` p`g` t`eud ?111 g`d
?,? mut` gn`dt`r`dy` ijdndcc`b. SEF (?11:) ijb`pfrl`d sjou`e
pjdjbntn`d tjre`g`p on`y` y`dc ojrl`nt`d gjdc`d pjdcfo`t`d o`cn p`snjd
r`w`t nd`p usn` lur`dc bni` t`eud gn Luo` g`d Hnbnpnd` ijdudmull`d
o`ew` on`y` r`t`- r`t`pjrl`sus pjdcfo`t`d gn rui`e s`lnt sjlnt`r Z[$:1
p`g` t`eud 0>5>, gjdc`d tft`b on`y` pjdcfo`t`d gn rui`e t`dcc`
gnpjrlnr`l`d ijdk`p`n bjone g`rn Z[$?38.0?5.G`t`-g`t` gn `t`s bjone
ijdjl`dl`d p`g` on`y` b`dcsudc, sjg`dcl`d on`y` y`dc gnljbu`rl`d fbje
ljbu`rc` sjojbui gn o`w` lj h`snbnt`s ljsje`t`d ojbui o`dy`l gntjbntn. Gn
Ndgfdjsn` g`t` tjdt`dc ojs`r on`y` y`dc gnljbu`rl`d `lno`t gn`rj ojbui
gnljt`eun sjk`r` p`stn, p`g`e`b gn`rj `lut g`p`t tjrm`gn ojojr`p` l`bn sjtn`p
t`euddy` p`g` o`bnt`, r`t`-r`t` sjtn`p t`euddy` ;,? jpnsfgj gn`rj p`g` sjtn`p
`d`l.G`t` [GLN (?11?) ijdmjb`sl`d o`c`ni`d`
 pfb` pjdcfo`t`d gn`rj fbje ljbu`rc` gn Ndgfdjsn` y`dc tng`l r`snfd`b
sjpjrtn e`dy` :0% `d`l gn o`w`e bni` t`eud y`dc ijdc`b`in gn`rj
gno`w` lj h`snbnt`s `t`u tjd`c` ljsje`t`d, ljiugn`d ;8% `d`l y`dc gnojrn
rjengr`sn fr`b, 07% `d`l tng`l ijdg`p`t pjdcfo`t`d s`i` sjl`bn.
[tugn y`dc `g`
 ijipjrbne`tl`d o`ew` ;1-::% CJ p`g` `d`l y`dc i`sul rui`e s`lnt
gnsjo`ol`d fbje rft`vnrus. Gjdc`d pjdjiu`d rft`vnrus sjo`c`n pjdyjo`o
gn`rj ojr`rtn `dtnonftnl` e`dy` gnpjrbul`d mnl` pjdyjo`o gn`rj fbje l`rjd`
ndhjlsn. Ijdurut O`dl Gudn` on`y` pjr`w`t`d ijgns rft`vnrus gn djc`r`
 ojrljio`dc sjojs`r ?,8 mut` Z[ gfb`r pjrt`eud, tng`l tjri`sul pjrentudc`d
 on`y` pjdy`lnt tng`l b`dcsudc (Hruewnrte jt `b., ?110). Gn M`w` Wniur
 prjv`bjdsn gn`rj p`g` o`yn p`g` t`eud ?100 l`sus gn`rj p`g` o`bnt`
ijdk`p`n 77,:% y`ntu gjdc`d muib`e :5.008 ljm`gn`d (Gndljs m`tni ?100).
[jg`dcl`d ijdurut rjl`i ijgns muib`e o`bnt` gn`rj gn _[ZG Gr
E`rgmfdf Qfdfrfcf r`w`t m`b`d, r`w`t nd`p, g`d N_Gt`eud ?100 sjmuib`e
30? p`snjd, p`g` t`eud
?10? ijdc`b`in pjdurud`d sjo`dy`l ?8,7% ijdm`gn :7? p`snjd, p`g` t`eud
?10; s`ip`n t`dcc`b 07 Gjsjiojr muib`eo`bnt` gn`rj sjmuib`e :1?
p`snjd (_jl`i Ijgns _[ZG Gr E`rgmfdf Qfdfrfcf,?10;).

0.? _uius`d I`s`b`e

0. @p` pjdcjrtn`d g`rn gn`rj 6

?. @p` jtnfbfcn g`rn gn`rj 6

;. @p` t`dg` g`d cjm`b` gn`rj 6

7. @p` p`tfhnsnfbfcn g`rn gn`rj 6

:. @p` pjd`t`b`ls`d``d g`rn gn`rj 6

8. O`c`ni`d` k`r` pjdub`r`d gn`rj 6

3. O`c`ni`d` k`r` pjdkjc`e`d gn`rj 6

5. O`c`ni`d` `sue`d ljpjr`w`t`d lfiudnt`s gjdc`d gn`rj p`g` o`bnt` 6

0.; Wumu`d

@c`r pjdubns i`ipu =

0. Ijdcjt`eun pjdcjrtn`d g`rn gn`rj

 s`i`sjl`bn, d`iud cjm`b` g`d t`dg` kjp`t tnioub, tjrut`i` p`g` l`sus
y`dc tng`l sjcjr` ijdg`p`t k`nr`d pjdcc`dtn.Qjdjtr`tndc gn`rrej`
bfl`sn p`g`
 o`cn`d gnst`b usus e`bus. Qjdy`lnt ndn gnsjout muc` Jdtjrnk hjvjr, Kerfdnk
[jptnkjin`, gjdc`d cjm`b` lbndns gji`i gnsjrt`n gn`rj.
Gn`rj `lut ijdc`lno`tl`d tjrm`gndy`=
`) Ljenb`dc`d `nr g`d jbjltrfbnt sjrt` c`dccu`d `s`i o`s` y`dc ijdyjo`ol`d
gjengr`sn, `sngfsns ijt`ofbnl g`d enpfl`bjinl.
 o) C`dccu`d snrlub`sn g`r`e g`p`t ojrup` rjdm`t`d enpfvfbjinl `t`u pr`-
rjdm`t`d sjo`c`n `lno`t gn`rj gjdc`d `t`u t`dp` gjengr`sn gjdc`d iudt`e,
 pjrg`r`e`d ft`l g`p`t tjrm`gn, ljs`g`r`d ijdurud g`d onb` t`l kjp`t
gnfo`tn pjdgjrnt` g`p`t ijdndcc`b.
k) C`dccu`d cnzn y`dc tjrm`gn `lno`t ljbu`rdy` k`nr`d y`dc ojrbjone`d l`rjd`
gn`rj g`d iudt`e.

?.: Qjd`t`b`ls`d``d Gn`rj

Qjdcjt`eu`d g`d pji`e`i`d ijdcjd`n prfsjs y`dc

ijdyjo`ol`d tjrm`gndy` gn`rj ijiudclndl`d lbndns udtul
ijdcjio`dcl`d tjr`pn fo`t y`dc p`bndc jhjltnh. K`ipur`d y`dc
sjnio`dc `dt`r` cbulfs` g`d jbjltrfbnt g`b`i vfbuij y`dc sjt`r`
gjdc`d k`nr`d y`dc enb`dc g`p`t ijdkjc`e tjrm`gndy` gjengr`sn
(Cffgi`d g`d Cnbi`d, ?11;).

Wjr`pn gn`rj gng`s`rl`d p`g` gn`cdfs` y`dc tjp`t g`d

pjdcc`dtn`d k`nr`d g`d jbjltrfbnt y`dc enb`dc g`d muc` pjdccud``d fo`t-
fo`t `dtngn`rj y`dc spjsnhnl, g`d muc` ijdcendg`rn i`l`d`d g`d fo`t-
fo`t y`dc g`p`t ijdyjo`ol`d tnioubdy` gn`rj, sjpjrtn fo`t b`ls`tnh,
`dt`sng` g`d fo`t-fo`t y`dc ijipjdc`ruen iftnbnt`s usus).

Gn`rj `lut p`g` fr`dc gjw`s` sjb`bu tjrm`gndy` sndcl`t onb`

t`dp` lfipbnl`sn, g`d l`g`dc-l`g`dc sjioue sjdgnrn ijslnpud t`dp`
pjdcfo`t`d. Wng`l m`r`dc pjdgjrnt` ijdk`rn pjdcfo`t`d sjdgnrn `t`u
ijdcfo`tn sjdgnrn gjdc`d fo`t-fo`t`d `dtn gn`rj y`dc gnmu`b ojo`s.
On`s`dy` pjdgjrnt` o`ru ijdk`rn pjrtfbfdc`d ijgns onb` gn`rj `lut sug`e
bjone g`rn ?7 m`i ojbui `g`
  pjro`nl`d g`b`i hrjlwjdsn ou`dc `nr ojs`r `t`upud muib`e hjsjs y`dc
gnljbu`rl`d. Qrndsnp pjdcfo`t`d `g`b`e ijdcenb`dcl`d l`us` gn`rj
gjdc`d ijiojrnl`d `dtninlrfo` y`dc sjsu`n gjdc`d jtnfbfcn, tjr`pn
suppfrtnvj `t`u hbung rjpb`kjijdt gjdc`d ndt`lj k`nr`d y`dc kulup
`t`u gjdc`d Fr`b
_jengr`tnfd [fbutnfd (F_[) y`dc gnljd`b sjo`c`n fr`bnt, g`d tng`l m`r`dc
 pub` gnpjrbul`d fo`t snitfi`tnl udtul ijdyjtfp `t`u ijdcur`dcn
hrjlwjdsn gn`rj. Zdtul ijdcjt`eun inlrffrc`dnsij pjdyjo`o gn`rj `lut
gnb`lul`d
 pjijrnls``d hjsjs rutnd g`d p`g` lj`g``d gni`d` hjsjs rutnd tng`l
ijdudmull`d `g`dy` inlrffrc`dnsij, i`l` gnpjrbul`d pjijrnls``d
lubtur hjsjs gjdc`d ijgnui tjrtjdtu sjsu`n gjdc`d inlrffrc`dnsij y`dc
gnkurnc`n sjk`r` lbndns g`d pjijrnls``d b`ofr`tfrnui rutnd. Ndgnl`sn
pjijrnls``d lubtur hjsjs `dt`r` b`nd, gn`rj ojr`t, sueu tuoue 4 ;5,:½ K,
`g`dy` g`r`e g`d/`t`u bjdgnr p`g` hjsjs, gntjiul`d bjulfsnt p`g` hjsjs,
b`ltfhjrnd, g`d gn`rj pjrsnstjd y`dc ojbui ijdg`p`t `dtnonftnl (]jndo, ?117).

?.8 K`r` pjdub`r`d gn`rj

Qjdy`lnt gn`rj `g`b`e lfdt`l gjdc`d tndm` y`dc tjrndhjlsn sjk`r`
b`dcsudc, sjpjrtn =
0. I`l`d`d g`d indui`d y`dc sug`e tjrlfdt`ind`sn, o`nl y`dc
sug`e gnkji`rn fbje sjr`dcc` `t`u lfdt`ind`sn fbje t`dc`d
y`dc lftfr.
?. Ojri`nd gjdc`d i`nd`d y`dc tjrlfdt`ind`sn, `p`b`cn p`g`
o`yn sjrndc iji`sul`d t`dc`d, i`nd`d, `t`upud y`dc b`nd ljg`b`i
iubut. L`rjd` vnrus ndn g`p`t ojrt`e`d gnpjriul``d ug`r` s`ip`n
ojojr`p` e`rn.
;. Qjdcud``d suiojr `nr y`dc sug`e tjrkji`r g`d tng`l iji`s`l `nr
gjdc`d ojd`r.
7. Qjdkukn`d g`d pji`l`n`d oftfb susu y`dc tng`l ojrsne.
:. Wng`l ijdkukn t`dc`d gjdc`d ojrsne sjtjb`e sjbjs`n ou`dc `nr ojs`r
`t`u ijiojrsnel`d tndm` `d`l y`dc tjrndhjlsn, sjendcc` ijdclfdt`ind`sn
 pjr`oft`d g`d `b`t-`b`t y`dc gnpjc`dc
 Kjr`i`e, ?> Qfsy`dgu
?.3 K`r` pjdkjc`e`d gn`rj t`dy`  Dfvjiojr Qjb`dcn NNN

G`b`i pjdkjc`e`d gn`rj, ojojr`p` up`y` y`dc iug`e?10>

 m`w`o, gnb`lul`d y`ntu =
gnslusn
`. Qjdyn`p`d i`l`d`d y`dc encnjdns sjpjrtn ijdm`c` ljojrsne`d
.
g`rn
i`l`d`d `t`u indui`d y`dc lnt` i`l`d, tutupb`e i`l`d`d r`p`t
r`p`t
`c`r tjrendg`r g`rn b`b`t g`d ljojrsne`d pjr`oft`d i`l`d `t`upud `b`t
 ojri`nd sn ljknb.
 o. Qjdyjgn``d `nr indui y`dc ojrsne y`ntu gjdc`d k`r` ijrjous
`nr indui endcc` ijdgngne
k. Kuknb`e t` d c ` d gjdc`d s`oud sjojbui i`l`d
g. On`s`l`d ou`dc `nr ojs`r p`g` tjip`tdy` (SK, tfnbjt, m`io`d)
j. Wjip`t ou`dc s`ip`e y`dc iji`g`n y`ntu ijins`el`d s`ip`e
ljrndc g`d s`ip`e o`s`e
 pjiojrn`d d k`nr`d ijio`w` `d`l fosjrv`sn ?10> i`sndc
susu hfriub` g`d jbjltrfbnt  o`bnt`dy` mnl`
g`d y`dc
 p`g` o`yn, tjrm`gn cjm`b`
 pjio`dcud`d ijdc`b`in
g`d gn`rj
cfrfdc-cfrfdc gn`rj

gn `d`l
(gn`rj). :. Jv`bu`sn
sudc`n sjendcc` ljbu`rc`/rumul`d Nou-nou
`nr nou
gnojdgudc y`dc ijinbnln
ijdcjd`n O`yn/
g`d tng`l b`dk`r.
 pjd`dccub`dc` `d`l..
d gn`rj

?;
 O@O 7
QJDZWZQ

7.0 Ljsnipub`d
O`yn, g`d @d`l `g`b`e ljbfipfl usn` leusus gni`d` e`b ndn
gnl`rjd`l`d p`g` oyn, g`d `d`l ojrpftjdsn iudkub i`s`b`e y`dc lfipbjls,
tjrbjone y`dc ojreuoudc`d gjdc`d lfdsjp tuioue ljio`dc. Fbje l`rjd`
ntu, lfdsjp ljpjr`w`t`d y`dc gnojrnl`d p`g` ljbfipfl ndn gn`pbnl`snl`d
g`b`i
 ojdtul pjb`y`d`d-pjb`y`d`d ljsje`t`d. Qjb`y`d`d ljsje`t`d y`dc
ijiojrnl`d b`y`d`d g`b`i up`y` ijdm`c` ljsje`t`d o`yn, g`d `d`l `g`b`e
Qfsy`dgu (Qfs Qjb`y`d`d Wjrp`gu), niudns`sn, OLO (Ond` Ljbu`rc` O`bnt`),
Q@ZG (Qjdgngnl`d @d`l Zsn` Gndn), [GNGWL ([tniub`sn, Gjtjlsn, g`d
Ndtjrvjdsn Gndn Wuioue Ljio`dc).
7.? [`r`d
`. O`cn Qjr`w`t
Qjr`w`t sjo`c`n k`rj cnvjr gne`r`pl`d i`ipu ijiojrnl`d pjb`y`d`d
ljsje`t`d ljp`g` o`yn, g`d `d`l sjrt` ljbu`rc` g`b`i ojdtul prfiftnh,
 prjvjdtnh, lur`tnh, g`d rje`onbnt`tnvj.
 o. O`cn Ljbu`rc`
Ljbu`rc` tjrut`i` nou ijrup`l`d pjijc`dc pjr`d pjdtndc
g`b`i ijdjdtul`d ljsje`t`d, pjrtuioue`d g`d pjrljio`dc`d o`yn,
g`d `d`l. Fbje l`rjd` ntu ljbu`rc` gne`r`pl`d i`ipu iji`e`in
lfdsjp tuioue ljio`dc p`g` o`bnt` g`d i`ipu ijdg`ipndcn
pjrtuioue`d g`d
 pjrljio`dc`d o`yn, g`d `d`l gjdc`d o`nl sjendcc` ons`
ijdcfptni`bl`d tuioue ljio`dcdy`.

?7