t-Test: Two-Sample Assuming Unequal Variances

Variable 1
Mean 520.015
Variance 211378.2253
Observations 400
Hypothesized Mean Difference 500
df 399
t Stat 0.870673781
P(T<=t) one-tail 0.192227914
t Critical one-tail 1.648681534
P(T<=t) two-tail 0.384455827
t Critical two-tail 1.965927296
t-Test: Two-Sample Assuming Unequal Variances

Variable 1 Variable 2
Mean 509.8031088 529.5362319
Variance 213554.5652 210187.1043
Observations 193 207
Hypothesized Mean Difference 0
df 396
t Stat -0.42838443
P(T<=t) one-tail 0.334302083
t Critical one-tail 1.648710601
P(T<=t) two-tail 0.668604165
t Critical two-tail 1.965972608
t-Test: Two-Sample Assuming Unequal Variances

Variable 1 Variable 2
Mean 876.825 480.3694444
Variance 240101.9429 193085.1361
Observations 40 360
Hypothesized Mean Dif 0
df 46
t Stat 4.902778661
P(T<=t) one-tail 0.00000608619
t Critical one-tail 1.678660414
P(T<=t) two-tail 0.0000121724
t Critical two-tail 2.012895599
 Cards Balance Cards Balance
Cards 1 2 333
Balance 0.086456 1 3 903
4 580
3 964 Balance
2 331 2500
4 1151
2000
2 203
2 872 1500
5 279
3 1350 1000
4 1407
500
3 0
1 204 0
0 1 2 3 4 5
1 1081
2 148
3 0
3 0
3 368
1 891
2 1048
4 89
1 968
3 0
5 411
3 0
5 671
6 654
2 467
2 1809
4 915
4 863
5 0
2 526
4 0
2 0
3 419
2 762
2 1093
4 531
4 344
3 50
2 1155
2 385
1 976
3 1120
3 997
2 1241
2 797
6 0
4 902
3 654
2 211
1 607
4 957
2 0
2 0
7 379
4 133
2 333
4 531
2 631
3 108
2 0
4 133
2 0
4 602
4 1388
4 889
2 822
4 1084
4 357
2 1103
1 663
4 601
4 945
2 29
1 532
1 145
3 391
2 0
3 162
1 99
3 503
3 0
4 0
4 1779
1 815
4 0
4 579
3 1176
4 1023
3 812
4 0
2 937
3 0
5 0
1 1380
4 155
2 375
5 1311
1 298
3 431
2 1587
6 1050
4 745
2 210
2 0
3 0
4 227
5 297
3 47
2 0
4 1046
4 768
4 271
5 510
3 0
1 1341
3 0
3 0
2 0
2 454
1 904
3 0
1 0
1 0
5 1404
3 0
2 1259
3 255
4 868
5 0
4 912
4 1018
3 835
3 8
2 75
4 187
2 0
3 1597
3 1425
2 605
3 669
3 710
3 68
2 642
3 805
3 0
2 0
5 0
3 581
3 534
4 156
3 0
2 0
4 0
5 429
2 1020
2 653
3 0
5 836
3 0
1 1086
5 0
4 548
4 570
2 0
1 0
1 0
4 1099
3 0
1 283
4 108
3 724
3 1573
3 0
4 0
2 384
2 453
5 1237
5 423
3 516
2 789
3 0
1 1448
1 450
2 188
2 0
2 930
2 126
4 538
3 1687
4 336
7 1426
2 0
2 802
1 749
2 69
4 0
3 571
2 829
6 1048
2 0
5 1411
2 456
8 638
2 0
5 1216
3 230
2 732
2 95
3 799
2 308
2 637
2 681
3 246
3 52
3 955
2 195
4 653
3 1246
5 1230
4 1549
5 573
4 701
4 1075
6 1032
3 482
2 156
3 1058
3 661
4 657
1 689
3 0
3 1329
3 191
2 489
5 443
6 52
1 163
5 148
2 0
3 16
1 856
4 0
5 0
4 199
3 0
1 0
3 98
2 0
5 132
3 1355
6 218
4 1048
3 118
2 0
1 0
2 0
6 1092
4 345
3 1050
1 465
2 133
1 651
3 549
4 15
3 942
4 0
4 772
1 136
1 436
2 728
6 1255
5 967
3 529
2 209
2 531
2 250
3 269
3 541
3 0
2 1298
3 890
2 0
2 0
2 0
4 0
3 863
2 485
5 159
4 309
2 481
7 1677
4 0
5 0
1 293
3 188
1 0
3 711
1 580
3 172
1 295
1 414
2 905
2 0
3 70
3 0
2 681
3 885
1 1036
3 844
6 823
2 843
2 1140
3 463
2 1142
2 136
3 0
5 0
3 5
2 81
6 265
4 1999
2 415
1 732
3 1361
3 984
3 121
2 846
2 1054
2 474
3 380
2 182
2 594
2 194
4 926
3 0
1 606
1 1107
4 320
2 426
5 204
2 410
7 633
2 0
5 907
2 1192
3 0
3 503
4 0
1 302
2 583
2 425
1 413
2 1405
3 962
1 0
1 347
3 611
4 712
2 382
3 710
1 578
3 1243
4 790
3 1264
2 216
3 345
3 1208
4 992
4 0
2 840
2 1003
3 588
5 1000
2 767
3 0
1 717
1 0
3 661
2 849
1 1352
9 382
3 0
3 905
4 371
3 0
2 1129
2 806
3 1393
2 721
2 0
2 0
4 734
3 560
5 480
5 138
1 0
5 966
 Balance

1 2 3 4 5 6 7 8 9 10
 Age Balance Age Balance
Age 1 34 333 Bala
Balance 0.00183511885907368 1 82 903
2500
71 580
36 964 2000
Education Balance 68 331
1500
Education 1 77 1151
Balance -0.00806157645355345 1 37 203 1000
87 872
500
66 279
t-Test: Two-Sample Assuming Unequal Variances 41 1350 0
10 20 30 40 50
30 1407
Variable 1 Variable 2 64 0
Mean 517.9428571 523.2903226 57 204 2500
Variance 205696.7262 221735.0385 49 1081
Observation 245 155 75 148 2000
Hypothesize 0 57 0 1500
df 319 73 0
t Stat -0.112233601 69 368 1000
P(T<=t) one- 0.455354389 28 891
500
t Critical one 1.649644319 44 1048
P(T<=t) two- 0.910708777 63 89 0
4 6 8 10
t Critical two 1.967428387 72 968
61 0
48 411
57 0
25 671
44 654
44 467
41 1809
55 915
47 863
43 0
48 526
30 0
25 0
49 419
71 762
69 1093
25 531
47 344
54 50
66 1155
66 385
24 976
25 1120
50 997
64 1241
49 797
72 0
49 902
49 654
27 211
32 607
66 957
47 0
60 0
79 379
65 133
70 333
81 531
35 631
59 108
77 0
75 133
79 0
28 602
38 1388
69 889
78 822
55 1084
75 357
81 1103
47 663
31 601
45 945
28 29
68 532
30 145
45 391
65 0
40 162
83 99
63 503
38 0
69 0
41 1779
33 815
59 0
57 579
52 1176
42 1023
47 812
51 0
26 937
45 0
46 0
59 1380
74 155
68 375
47 1311
41 298
70 431
56 1587
66 1050
53 745
58 210
74 0
72 0
64 227
37 297
57 47
60 0
42 1046
30 768
41 271
81 510
62 0
47 1341
40 0
81 0
67 0
83 454
84 904
77 0
30 0
34 0
50 1404
72 0
89 1259
56 255
56 868
46 0
49 912
80 1018
77 835
81 8
70 75
35 187
74 0
87 1597
32 1425
33 605
84 669
64 710
32 68
51 642
55 805
56 0
69 0
44 0
28 581
66 534
24 156
32 0
31 0
34 0
75 429
72 1020
83 653
53 0
67 836
81 0
56 1086
80 0
44 548
46 570
35 0
37 0
32 0
36 1099
57 0
63 283
60 108
58 724
54 1573
52 0
32 0
34 384
29 453
67 1237
69 423
81 516
66 789
29 0
62 1448
30 450
52 188
75 0
83 930
85 126
50 538
52 1687
56 336
39 1426
79 0
73 802
67 749
84 69
51 0
43 571
40 829
67 1048
58 0
40 1411
45 456
29 638
78 0
37 1216
46 230
91 732
62 95
25 799
66 308
44 637
62 681
79 246
60 52
65 955
71 195
76 653
53 1246
78 1230
44 1549
72 573
50 701
28 1075
78 1032
47 482
34 156
76 1058
59 661
29 657
39 689
71 0
41 1329
25 191
37 489
38 443
58 52
35 163
71 148
36 0
47 16
56 856
66 0
80 0
59 199
50 0
38 0
43 98
47 0
66 132
64 1355
60 218
79 1048
50 118
71 0
60 0
36 0
55 1092
63 345
67 1050
66 465
52 133
55 651
46 549
86 15
29 942
82 0
48 772
39 136
30 436
25 728
48 1255
81 967
50 529
50 209
50 531
78 250
59 269
35 541
33 0
50 1298
75 890
67 0
41 0
48 0
69 0
42 863
30 485
78 159
56 309
31 481
46 1677
42 0
67 0
49 293
74 188
70 0
76 711
50 580
38 172
46 295
79 414
64 905
50 0
80 70
41 0
33 681
34 885
52 1036
57 844
63 823
75 843
69 1140
43 463
57 1142
71 136
82 0
54 0
78 5
27 81
51 265
98 1999
66 415
66 732
82 1361
68 984
54 121
44 846
72 1054
48 474
83 380
68 182
64 594
23 194
68 926
32 0
45 606
80 1107
35 320
77 426
37 204
44 410
39 633
33 0
51 907
69 1192
70 0
71 503
70 0
71 302
41 583
47 425
44 413
58 1405
36 962
40 0
81 347
79 611
82 712
46 382
62 710
80 578
67 1243
69 790
56 1264
70 216
37 345
57 1208
40 992
75 0
46 840
37 1003
76 588
44 1000
46 767
51 0
33 717
84 0
83 661
84 849
33 1352
64 382
76 0
58 905
57 371
62 0
80 1129
44 806
81 1393
43 721
24 0
65 0
40 734
32 560
65 480
67 138
44 0
64 966
 Education Balance
Balance 11 333
15 903
2500
11 580
2000 11 964
16 331
1500
10 1151
1000 12 203
9 872
500
13 279
0 19 1350
10 20 30 40 50 60 70 80 90 100 110
14 1407
16 0
2500 7 204
9 1081
2000 13 148
1500
15 0
17 0
1000 15 368
9 891
500
9 1048
0 16 89
4 6 8 10 12 14 16 18 20 22
17 968
10 0
8 411
15 0
16 671
12 654
16 467
14 1809
16 915
5 863
16 0
13 526
10 0
14 0
12 419
11 762
9 1093
10 531
14 344
14 50
15 1155
13 385
14 976
16 1120
12 997
16 1241
15 797
15 0
13 902
15 654
20 211
12 607
10 957
9 0
8 0
18 379
14 133
17 333
17 531
20 631
10 108
7 0
17 133
15 0
14 602
13 1388
16 889
15 822
14 1084
12 357
12 1103
18 663
15 601
10 945
16 29
16 532
15 145
11 391
14 0
9 162
15 99
11 503
14 0
11 0
12 1779
15 815
12 0
8 579
 9 1176
16 1023
16 812
13 0
16 937
15 0
17 0
17 1380
17 155
14 375
18 1311
11 298
16 431
16 1587
15 1050
12 745
18 210
15 0
12 0
14 227
19 297
17 47
11 0
14 1046
12 768
15 271
8 510
16 0
17 1341
17 0
16 0
15 0
13 454
11 904
14 0
12 0
15 0
15 1404
11 0
17 1259
15 255
12 868
19 0
13 912
12 1018
15 835
16 8
8 75
9 187
11 0
7 1597
12 1425
10 605
17 669
10 710
14 68
14 642
15 805
16 0
11 0
10 0
14 581
13 534
11 156
17 0
16 0
9 0
13 429
16 1020
12 653
13 0
11 836
14 0
12 1086
16 0
12 548
11 570
15 0
14 0
11 0
12 1099
9 0
9 283
18 108
12 724
16 1573
17 0
18 0
14 384
10 453
11 1237
16 423
12 516
9 789
15 0
17 1448
14 450
13 188
15 0
11 930
16 126
17 538
17 1687
14 336
19 1426
14 0
16 802
12 749
17 69
16 0
7 571
18 829
15 1048
13 0
16 1411
7 456
13 638
13 0
10 1216
15 230
11 732
12 95
15 799
13 308
19 637
16 681
19 246
18 52
14 955
10 195
13 653
13 1246
11 1230
9 1549
17 573
 6 701
15 1075
15 1032
14 482
11 156
9 1058
9 661
12 657
14 689
11 0
14 1329
18 191
11 489
15 443
19 52
13 163
14 148
11 0
18 16
12 856
15 0
18 0
14 199
19 0
16 0
13 98
18 0
12 132
8 1355
12 218
6 1048
8 118
14 0
14 0
14 0
9 1092
12 345
8 1050
13 465
15 133
10 651
13 549
16 15
15 942
12 0
18 772
13 136
10 436
15 728
14 1255
9 967
14 529
15 209
12 531
11 250
8 269
12 541
13 0
17 1298
17 890
6 0
11 0
15 0
8 0
16 863
9 485
11 159
13 309
15 481
9 1677
13 0
10 0
17 293
17 188
18 0
11 711
17 580
7 172
13 295
11 414
13 905
14 0
8 70
14 0
6 681
18 885
16 1036
15 844
11 823
18 843
14 1140
16 463
14 1142
16 136
13 0
16 0
13 5
15 81
11 265
17 1999
17 415
12 732
16 1361
14 984
16 121
16 846
17 1054
16 474
15 380
17 182
15 594
7 194
13 926
12 0
14 606
16 1107
8 320
17 426
9 204
17 410
10 633
17 0
18 907
17 1192
14 0
13 503
13 0
9 302
14 583
18 425
18 413
8 1405
14 962
14 0
18 347
12 611
10 712
16 382
19 710
10 578
16 1243
15 790
14 1264
14 216
6 345
16 1208
12 992
15 0
16 840
16 1003
18 588
16 1000
10 767
10 0
19 717
10 0
14 661
11 849
9 1352
9 382
16 0
15 905
10 371
9 0
13 1129
18 806
15 1393
15 721
10 0
13 0
8 734
13 560
17 480
12 138
13 0
7 966
 SUMMARY
Groups Count Sum Average Variance

AFRICAN AMERICAN
99 52569 531 235839.16
CAUCASIAN 199 103181 518.49749 190922.41
ASIAN 48 24592 512.33333 265998.65

ANOVA
Source of
Variation SS df MS F P-value F crit
Between Groups 14734.891 2 7367.4455 0.0344204 0.966169 3.02205
Within Groups 73416812 343 214043.18
Total 73431547 345
Limit Rating
3606 283 Limit Rating
6645 483 Limit 1
7075 514 Rating 0.99688 1
9504 681
4897 357
8047 569
3388 259 Rating
7114 512 1200
3300 266
6819 491 1000
8117 589
800
1311 138
5308 394 600
6922 511
3291 269 400
2525 200
3714 286 200
4378 339
0
6384 448 0 2000 4000 6000 8000 10000 12000 14000 16000
6626 479
2860 235
6378 458
2631 213
5179 398
1757 156
4323 326
3625 289
4534 333
13414 949
5611 411
5666 413
2733 210
7838 563
1829 162
2646 199
2558 220
6457 455
6481 462
3899 300
3461 264
3327 253
7659 538
4763 351
6257 445
 6375 469
7569 564
5043 376
4431 320
2252 205
4569 354
5183 376
3969 301
5441 394
5466 413
1499 138
1786 154
4742 372
4779 367
3480 281
5294 390
5198 364
3089 254
1671 160
2998 251
2937 223
4160 320
9704 694
5099 380
5619 418
6819 505
3954 318
7402 538
4923 355
4523 338
5390 418
3180 224
3293 251
3254 253
6662 468
2101 171
3449 288
4263 317
4433 344
1433 122
2906 232
12066 828
6340 448
2271 182
4307 352
7518 543
5767 431
6040 456
2832 249
5435 388
3075 245
855 120
5382 367
3388 266
2963 241
8494 607
3736 256
2433 190
7582 531
9540 682
4768 365
3182 259
1337 115
3189 263
6033 449
3261 279
3271 250
2959 231
6637 491
6386 474
3326 268
4828 369
2117 186
9113 626
2161 173
1410 137
1402 128
8157 599
7056 481
1300 117
2529 192
2531 195
5533 433
3411 259
8376 610
3461 279
3821 281
1568 162
5443 407
5829 427
 5835 452
3500 257
4116 314
3613 278
2073 175
10384 728
6045 459
6754 483
7416 549
4896 387
2748 228
4673 341
5110 371
1501 150
2420 192
886 121
5728 435
4831 353
2120 184
4612 344
3155 235
1362 143
4284 338
5521 406
5550 406
3000 235
4865 381
1705 160
7530 515
2330 203
5977 429
4527 367
2880 214
2327 178
2820 219
6179 459
2021 167
4270 299
4697 344
4745 339
10673 750
2168 206
2607 221
3965 292
4391 316
 7499 560
3584 294
5180 382
6420 459
4090 335
11589 805
4442 316
3806 309
2179 167
7667 554
4411 326
5352 385
9560 701
3933 287
10088 730
2120 181
5384 398
7398 517
3977 304
2000 169
4159 310
5343 383
7333 529
1448 145
6784 499
5310 392
3878 321
2450 180
4391 358
4327 320
9156 642
3206 243
5309 397
4351 323
5245 383
5289 410
4229 337
2762 215
5395 392
1647 149
5222 370
5765 437
8760 633
6207 451
4613 344
7818 584
5673 411
6906 527
5614 430
4668 341
7555 547
5137 387
4776 378
4788 360
2278 187
8244 579
2923 232
4986 369
5149 388
2910 236
3557 263
3351 262
906 103
1233 128
6617 460
1787 147
2001 189
3211 265
2220 188
905 93
1551 134
2430 191
3202 267
8603 621
5182 402
6386 469
4221 304
1774 135
2493 186
2561 215
6196 450
5184 383
9310 665
4049 296
3536 270
5107 380
5013 379
4952 360
5833 433
1349 142
 5565 410
3085 217
4866 347
3690 299
4706 353
5869 439
8732 636
3476 257
5000 353
6982 518
3063 248
5319 377
1852 183
8100 581
6396 485
2047 167
1626 156
1552 142
3098 272
5274 387
3907 296
3235 268
3665 287
5096 380
11200 817
2532 205
1389 149
5140 370
4381 321
2672 204
5051 372
4632 355
3526 289
4964 365
4970 352
7506 536
1924 165
3762 287
3874 298
4640 332
7010 494
4891 369
5429 396
5227 386
7685 534
 9272 656
3907 296
7306 522
4712 340
1485 129
2586 229
1160 126
3096 236
3484 282
13913 982
2863 223
5072 364
10230 721
6662 508
3673 297
7576 527
4543 329
3976 291
5228 377
3402 261
4756 351
3409 270
5884 438
855 119
5303 377
10278 707
3807 301
3922 299
2955 260
3746 280
5199 401
1511 137
5380 420
10748 754
1134 112
5145 389
1561 155
5140 374
7140 507
4716 342
3873 292
11966 832
6090 442
2539 188
4336 339
 4471 344
5891 434
4943 362
5101 382
6127 433
9824 685
6442 489
7871 564
3615 263
5759 440
8028 599
6135 466
2150 173
3782 293
5354 383
4840 368
5673 413
7167 515
1567 142
4941 366
2860 214
7760 538
8029 574
5495 409
3274 282
1870 180
5640 398
3683 287
1357 126
6827 482
7100 503
10578 747
6555 472
2308 196
1335 138
5758 410
4100 307
3838 296
4171 321
2525 192
5524 415
4000 16000
 Regression Statistics
Multiple R 0.86169726
R Square 0.74252218
Adjusted R
Square 0.741875251
Sta. Error 233.5849982
Observation 400
ANOVA
Significance
df SS MS F F
Regression 1 62624255.2 626242 1147.76 2.53E-11
Residual 398 21715656.6 54561
Total 399 84339911.9

Standard Upper
Coefficients Error t Stat P-value Lower 95% 95%
Intercept -292.79049 26.6834145 -10.972 1.10E-24 -345.24854 -240.33
Limit 0.17163727 0.00506623 33.878 2.50E-11 0.1616773 0.1815

Balance
2500

2000

1500

1000

500

0
0 2000 4000 6000 8000 10000 12000 14000 16000
 Limit Balance
3606 333
6645 903
7075 580
9504 964
4897 331
8047 1151
3388 203
7114 872
3300 279
6819 1350
8117 1407
1311 0
5308 204
Lower Upper 6922 1081
95.00% 95.00% 3291 148
-345.248 -240.332 2525 0
0.16167 0.18159 3714 0
4378 368
6384 891
6626 1048
2860 89
6378 968
2631 0
5179 411
1757 0
4323 671
3625 654
4534 467
13414 1809
5611 915
5666 863
2733 0
7838 526
1829 0
2646 0
2558 419
6457 762
6481 1093
3899 531
3461 344
3327 50
7659 1155
4763 385
6257 976
 6375 1120
7569 997
5043 1241
4431 797
2252 0
4569 902
5183 654
3969 211
5441 607
5466 957
1499 0
1786 0
4742 379
4779 133
3480 333
5294 531
5198 631
3089 108
1671 0
2998 133
2937 0
4160 602
9704 1388
5099 889
5619 822
6819 1084
3954 357
7402 1103
4923 663
4523 601
5390 945
3180 29
3293 532
3254 145
6662 391
2101 0
3449 162
4263 99
4433 503
1433 0
2906 0
12066 1779
6340 815
2271 0
4307 579
7518 1176
5767 1023
6040 812
2832 0
5435 937
3075 0
855 0
5382 1380
3388 155
2963 375
8494 1311
3736 298
2433 431
7582 1587
9540 1050
4768 745
3182 210
1337 0
3189 0
6033 227
3261 297
3271 47
2959 0
6637 1046
6386 768
3326 271
4828 510
2117 0
9113 1341
2161 0
1410 0
1402 0
8157 454
7056 904
1300 0
2529 0
2531 0
5533 1404
3411 0
8376 1259
3461 255
3821 868
1568 0
5443 912
5829 1018
 5835 835
3500 8
4116 75
3613 187
2073 0
10384 1597
6045 1425
6754 605
7416 669
4896 710
2748 68
4673 642
5110 805
1501 0
2420 0
886 0
5728 581
4831 534
2120 156
4612 0
3155 0
1362 0
4284 429
5521 1020
5550 653
3000 0
4865 836
1705 0
7530 1086
2330 0
5977 548
4527 570
2880 0
2327 0
2820 0
6179 1099
2021 0
4270 283
4697 108
4745 724
10673 1573
2168 0
2607 0
3965 384
4391 453
 7499 1237
3584 423
5180 516
6420 789
4090 0
11589 1448
4442 450
3806 188
2179 0
7667 930
4411 126
5352 538
9560 1687
3933 336
10088 1426
2120 0
5384 802
7398 749
3977 69
2000 0
4159 571
5343 829
7333 1048
1448 0
6784 1411
5310 456
3878 638
2450 0
4391 1216
4327 230
9156 732
3206 95
5309 799
4351 308
5245 637
5289 681
4229 246
2762 52
5395 955
1647 195
5222 653
5765 1246
8760 1230
6207 1549
4613 573
7818 701
5673 1075
6906 1032
5614 482
4668 156
7555 1058
5137 661
4776 657
4788 689
2278 0
8244 1329
2923 191
4986 489
5149 443
2910 52
3557 163
3351 148
906 0
1233 16
6617 856
1787 0
2001 0
3211 199
2220 0
905 0
1551 98
2430 0
3202 132
8603 1355
5182 218
6386 1048
4221 118
1774 0
2493 0
2561 0
6196 1092
5184 345
9310 1050
4049 465
3536 133
5107 651
5013 549
4952 15
5833 942
1349 0
 5565 772
3085 136
4866 436
3690 728
4706 1255
5869 967
8732 529
3476 209
5000 531
6982 250
3063 269
5319 541
1852 0
8100 1298
6396 890
2047 0
1626 0
1552 0
3098 0
5274 863
3907 485
3235 159
3665 309
5096 481
11200 1677
2532 0
1389 0
5140 293
4381 188
2672 0
5051 711
4632 580
3526 172
4964 295
4970 414
7506 905
1924 0
3762 70
3874 0
4640 681
7010 885
4891 1036
5429 844
5227 823
7685 843
 9272 1140
3907 463
7306 1142
4712 136
1485 0
2586 0
1160 5
3096 81
3484 265
13913 1999
2863 415
5072 732
10230 1361
6662 984
3673 121
7576 846
4543 1054
3976 474
5228 380
3402 182
4756 594
3409 194
5884 926
855 0
5303 606
10278 1107
3807 320
3922 426
2955 204
3746 410
5199 633
1511 0
5380 907
10748 1192
1134 0
5145 503
1561 0
5140 302
7140 583
4716 425
3873 413
11966 1405
6090 962
2539 0
4336 347
 4471 611
5891 712
4943 382
5101 710
6127 578
9824 1243
6442 790
7871 1264
3615 216
5759 345
8028 1208
6135 992
2150 0
3782 840
5354 1003
4840 588
5673 1000
7167 767
1567 0
4941 717
2860 0
7760 661
8029 849
5495 1352
3274 382
1870 0
5640 905
3683 371
1357 0
6827 1129
7100 806
10578 1393
6555 721
2308 0
1335 0
5758 734
4100 560
3838 480
4171 138
2525 0
5524 966
 Regression Statistics
Multiple R 0.863625
R Square 0.745848
Adjusted R
Square 0.74521
Sta. Error 232.0713
Observatio400

ANOVA
df SS MS F Significance F
Regression 1 6290478.8 6290490 1167.9946 1.89E-120
Residual 398 2143512 53857.9
Total 399 8433991.9

Coefficient s Standard Error t Stat P-value Lower 95% Upper 95%

Intercept -390.846 29.068514 -13.4457 3.07E-34 -447.9933 333.69

Rating 2.56624 0.0750891 34.1759 1.90E-10 2.4186194 2.7138

2500 Balance

2000

1500

1000

500

0
0 200 400 600 800 1000 12
 Rating Balance
283 333
483 903
514 580
681 964
357 331
569 1151
259 203
512 872
266 279
491 1350
589 1407
138 0
394 204
511 1081
Lower 95.0% Upper 95.0%
269 148
-447.993 333.69 200 0
2.418619 2.71386117 286 0
339 368
448 891
479 1048
235 89
458 968
213 0
398 411
156 0
326 671
289 654
333 467
949 1809
411 915
800 1000 1200
413 863
210 0
563 526
162 0
199 0
220 419
455 762
462 1093
300 531
264 344
253 50
538 1155
351 385
445 976
469 1120
564 997
376 1241
320 797
205 0
354 902
376 654
301 211
394 607
413 957
138 0
154 0
372 379
367 133
281 333
390 531
364 631
254 108
160 0
251 133
223 0
320 602
694 1388
380 889
418 822
505 1084
318 357
538 1103
355 663
338 601
418 945
224 29
251 532
253 145
468 391
171 0
288 162
317 99
344 503
122 0
232 0
828 1779
448 815
182 0
352 579
543 1176
431 1023
456 812
249 0
388 937
245 0
120 0
367 1380
266 155
241 375
607 1311
256 298
190 431
531 1587
682 1050
365 745
259 210
115 0
263 0
449 227
279 297
250 47
231 0
491 1046
474 768
268 271
369 510
186 0
626 1341
173 0
137 0
128 0
599 454
481 904
117 0
192 0
195 0
433 1404
259 0
610 1259
279 255
281 868
162 0
407 912
427 1018
452 835
257 8
314 75
278 187
175 0
728 1597
459 1425
483 605
549 669
387 710
228 68
341 642
371 805
150 0
192 0
121 0
435 581
353 534
184 156
344 0
235 0
143 0
338 429
406 1020
406 653
235 0
381 836
160 0
515 1086
203 0
429 548
367 570
214 0
178 0
219 0
459 1099
167 0
299 283
344 108
339 724
750 1573
206 0
221 0
292 384
316 453
560 1237
294 423
382 516
459 789
335 0
805 1448
316 450
309 188
167 0
554 930
326 126
385 538
701 1687
287 336
730 1426
181 0
398 802
517 749
304 69
169 0
310 571
383 829
529 1048
145 0
499 1411
392 456
321 638
180 0
358 1216
320 230
642 732
243 95
397 799
323 308
383 637
410 681
337 246
215 52
392 955
149 195
370 653
437 1246
633 1230
451 1549
344 573
584 701
411 1075
527 1032
430 482
341 156
547 1058
387 661
378 657
360 689
187 0
579 1329
232 191
369 489
388 443
236 52
263 163
262 148
103 0
128 16
460 856
147 0
189 0
265 199
188 0
93 0
134 98
191 0
267 132
621 1355
402 218
469 1048
304 118
135 0
186 0
215 0
450 1092
383 345
665 1050
296 465
270 133
380 651
379 549
360 15
433 942
142 0
410 772
217 136
347 436
299 728
353 1255
439 967
636 529
257 209
353 531
518 250
248 269
377 541
183 0
581 1298
485 890
167 0
156 0
142 0
272 0
387 863
296 485
268 159
287 309
380 481
817 1677
205 0
149 0
370 293
321 188
204 0
372 711
355 580
289 172
365 295
352 414
536 905
165 0
287 70
298 0
332 681
494 885
369 1036
396 844
386 823
534 843
656 1140
296 463
522 1142
340 136
129 0
229 0
126 5
236 81
282 265
982 1999
223 415
364 732
721 1361
508 984
297 121
527 846
329 1054
291 474
377 380
261 182
351 594
270 194
438 926
119 0
377 606
707 1107
301 320
299 426
260 204
280 410
401 633
137 0
420 907
754 1192
112 0
389 503
155 0
374 302
507 583
342 425
292 413
832 1405
442 962
188 0
339 347
344 611
434 712
362 382
382 710
433 578
685 1243
489 790
564 1264
263 216
440 345
599 1208
466 992
173 0
293 840
383 1003
368 588
413 1000
515 767
142 0
366 717
214 0
538 661
574 849
409 1352
282 382
180 0
398 905
287 371
126 0
482 1129
503 806
747 1393
472 721
196 0
138 0
410 734
307 560
296 480
321 138
192 0
415 966
 BALANCE RATING LIMIT
BALANCE 1
RATING 0.863625 1
LIMIT 0.861697 0.99688 1
 Regression Statistics
Multiple R 0.8651882
R Square 0.7485507
Adjusted R
Square 0.747284
Sta. Error 231.12475
Observations 400
ANOVA
df SS MS F Significanc e F
Regression 2 631327.3 315634 590.9224 9.75E-120
Residual 397 212074.5 5348.6
Total 399 843391.9

Coefficient s Standard Err t Stat P-value Lower 95% Upper 9 Lower 95.

Intercept -369.035 36.16414 -10.2 7.20E-22 -440.1331 -297.9 -440.133

Cards 26.03375 8.438363 3.0851 0.002681 9.44429 42.623 9.44429
Limit 0.171479 0.005013 34.205 2.00E-12 0.161623 0.1813 0.16162
Upper 95.

-297.938
42.6232
0.18133
 Regression Statistics
Multiple R 0.4636457
R Square 0.2149773
Adjusted R 0.2130048
Square 91
Standard Error 407.86471
Observations 400
ANOVA
df SS MS F Significanc e F
Regression 1 181311 18131 108.9 1.04E-22
Residual 398 662087 1663.6
Total 399 843399

Coefficient s Standard Error t Stat P-value Lower 95% Upper 95%

Intercept 246.51475 33.199 7.4252 6.90E-01 181.2467 311.7827

Income 6.0483634 0.5793 10.439 1.00E-02 4.909394 7.187332
Lower 95.0% Upper 95.0%

181.2464 311.7827
4.909394 7.187332
Income Balance
14.891 333
106.025 903
104.593 580 Balance
148.924 964 2500
55.882 331
80.18 1151
20.996 203 2000
71.408 872
15.125 279
1500
71.061 1350
63.095 1407
15.045 0
1000
80.616 204
43.682 1081
19.144 148 500
20.089 0
53.598 0
36.496 368 0
0 20 40 60 80 100 120 140 160
49.57 891
42.079 1048 y = 6.0484x + 246.51
17.7 89
37.348 968
20.103 0
64.027 411
10.742 0
14.09 671
42.471 654
32.793 467
186.634 1809
26.813 915
34.142 863
28.941 0
134.181 526
31.367 0
20.15 0
23.35 419
62.413 762
30.007 1093
11.795 531
13.647 344
34.95 50
113.659 1155
44.158 385
36.929 976
 31.861 1120
77.38 997
19.531 1241
44.646 797
44.522 0
43.479 902
36.362 654
39.705 211
44.205 607
16.304 957
15.333 0
32.916 0
57.1 379
76.273 133
10.354 333
51.872 531
35.51 631
21.238 108
30.682 0
14.132 133
32.164 0
12 602
113.829 1388
11.187 889
27.847 822
49.502 1084
24.889 357
58.781 1103
22.939 663
23.989 601
16.103 945
33.017 29
30.622 532
20.936 145
110.968 391
15.354 0
27.369 162
53.48 99
23.672 503
19.225 0
43.54 0
152.298 1779
55.367 815
11.741 0
15.56 579
 59.53 1176
20.191 1023
48.498 812
30.733 0
16.479 937
38.009 0
14.084 0
14.312 1380
26.067 155
36.295 375
83.851 1311
21.153 298
17.976 431
68.713 1587
146.183 1050
15.846 745
12.031 210
16.819 0
39.11 0
107.986 227
13.561 297
34.537 47
28.575 0
46.007 1046
69.251 768
16.482 271
40.442 510
35.177 0
91.362 1341
27.039 0
23.012 0
27.241 0
148.08 454
62.602 904
11.808 0
29.564 0
27.578 0
26.427 1404
57.202 0
123.299 1259
18.145 255
23.793 868
10.726 0
23.283 912
21.455 1018
 34.664 835
44.473 8
54.663 75
36.355 187
21.374 0
107.841 1597
39.831 1425
91.876 605
103.893 669
19.636 710
17.392 68
19.529 642
17.055 805
23.857 0
15.184 0
13.444 0
63.931 581
35.864 534
41.419 156
92.112 0
55.056 0
19.537 0
31.811 429
56.256 1020
42.357 653
53.319 0
12.238 836
31.353 0
63.809 1086
13.676 0
76.782 548
25.383 570
35.691 0
29.403 0
27.47 0
27.33 1099
34.772 0
36.934 283
76.348 108
14.887 724
121.834 1573
30.132 0
24.05 0
22.379 384
28.316 453
 58.026 1237
10.635 423
46.102 516
58.929 789
80.861 0
158.889 1448
30.42 450
36.472 188
23.365 0
83.869 930
58.351 126
55.187 538
124.29 1687
28.508 336
130.209 1426
30.406 0
23.883 802
93.039 749
50.699 69
27.349 0
10.403 571
23.949 829
73.914 1048
21.038 0
68.206 1411
57.337 456
10.793 638
23.45 0
10.842 1216
51.345 230
151.947 732
24.543 95
29.567 799
39.145 308
39.422 637
34.909 681
41.025 246
15.476 52
12.456 955
10.627 195
38.954 653
44.847 1246
98.515 1230
33.437 1549
27.512 573
121.709 701
15.079 1075
59.879 1032
66.989 482
69.165 156
69.943 1058
33.214 661
25.124 657
15.741 689
11.603 0
69.656 1329
10.503 191
42.529 489
60.579 443
26.532 52
27.952 163
29.705 148
15.602 0
20.918 16
58.165 856
22.561 0
34.509 0
19.588 199
36.364 0
15.717 0
22.574 98
10.363 0
28.474 132
72.945 1355
85.425 218
36.508 1048
58.063 118
25.936 0
15.629 0
41.4 0
33.657 1092
67.937 345
180.379 1050
10.588 465
29.725 133
27.999 651
40.885 549
88.83 15
29.638 942
25.988 0
 39.055 772
15.866 136
44.978 436
30.413 728
16.751 1255
30.55 967
163.329 529
23.106 209
41.532 531
128.04 250
54.319 269
53.401 541
36.142 0
63.534 1298
49.927 890
14.711 0
18.967 0
18.036 0
60.449 0
16.711 863
10.852 485
26.37 159
24.088 309
51.532 481
140.672 1677
42.915 0
27.272 0
65.896 293
55.054 188
20.791 0
24.919 711
21.786 580
31.335 172
59.855 295
44.061 414
82.706 905
24.46 0
45.12 70
75.406 0
14.956 681
75.257 885
33.694 1036
23.375 844
27.825 823
92.386 843
 115.52 1140
14.479 463
52.179 1142
68.462 136
18.951 0
27.59 0
16.279 5
25.078 81
27.229 265
182.728 1999
31.029 415
17.765 732
125.48 1361
49.166 984
41.192 121
94.193 846
20.405 1054
12.581 474
62.328 380
21.011 182
24.23 594
24.314 194
32.856 926
12.414 0
41.365 606
149.316 1107
27.794 320
13.234 426
14.595 204
10.735 410
48.218 633
30.012 0
21.551 907
160.231 1192
13.433 0
48.577 503
30.002 0
61.62 302
104.483 583
41.868 425
12.068 413
180.682 1405
34.48 962
39.609 0
30.111 347
 12.335 611
53.566 712
53.217 382
26.162 710
64.173 578
128.669 1243
113.772 790
61.069 1264
23.793 216
89 345
71.682 1208
35.61 992
39.116 0
19.782 840
55.412 1003
29.4 588
20.974 1000
87.625 767
28.144 0
19.349 717
53.308 0
115.123 661
101.788 849
24.824 1352
14.292 382
20.088 0
26.4 905
19.253 371
16.529 0
37.878 1129
83.948 806
135.118 1393
73.327 721
25.974 0
17.316 0
49.794 734
12.096 560
13.364 480
57.872 138
37.728 0
18.701 966
120 140 160 180 200
 Regression Statistics
Multiple 0.936702
R Square 0.877411
Adjusted R Square 0.875856
Sta. Error 161.99
Observations 400
ANOVA
df SS MS F Significanc e F
Regression 5 740.17 1481 564 0.0000000000000000459
Residual 394 103.74 262.3
Total 399 8433.9

Coefficient s Standard Error t Stat P-value Lower 95%

Intercept -473.251 55.136 -8.58 2.00E-01 -581.594

Income -7.60883 0.3819 -19.9 1.30E-01 -8.35971
Age -0.86003 0.4787 -1.79 0.0731 -1.80115
Education 1.967791 2.6052 0.75 0.4505 -3.15421
Limit 0.079016 0.0447 1.76 0.0784 -0.00904
Rating 2.773843 0.667 4.15 3.00E-05 1.46236
Upper 95% Lower 95.0% Upper 95.0%

-364.9 -581.59 -364.9

-6.8579 -8.3597 -6.8579
0.081 -1.8011 0.081
7.0898 -3.1542 7.0898
0.167 -0.009 0.167
4.0853 1.4623 4.0853
 Income Limit Rating Cards Age Education Gender Student Married
1 14.891 3606 283 2 34 11 Male No Yes
2 106.025 6645 483 3 82 15 Female Yes Yes
3 104.593 7075 514 4 71 11 Male No No
4 148.924 9504 681 3 36 11 Female No No
5 55.882 4897 357 2 68 16 Male No Yes
6 80.18 8047 569 4 77 10 Male No No
7 20.996 3388 259 2 37 12 Female No No
8 71.408 7114 512 2 87 9 Male No No
9 15.125 3300 266 5 66 13 Female No No
10 71.061 6819 491 3 41 19 Female Yes Yes
11 63.095 8117 589 4 30 14 Male No Yes
12 15.045 1311 138 3 64 16 Male No No
13 80.616 5308 394 1 57 7 Female No Yes
14 43.682 6922 511 1 49 9 Male No Yes
15 19.144 3291 269 2 75 13 Female No No
16 20.089 2525 200 3 57 15 Female No Yes
17 53.598 3714 286 3 73 17 Female No Yes
18 36.496 4378 339 3 69 15 Female No Yes
19 49.57 6384 448 1 28 9 Female No Yes
20 42.079 6626 479 2 44 9 Male No No
21 17.7 2860 235 4 63 16 Female No No
22 37.348 6378 458 1 72 17 Female No No
23 20.103 2631 213 3 61 10 Male No Yes
24 64.027 5179 398 5 48 8 Male No Yes
25 10.742 1757 156 3 57 15 Female No No
26 14.09 4323 326 5 25 16 Female No Yes
27 42.471 3625 289 6 44 12 Female Yes No
28 32.793 4534 333 2 44 16 Male No No
29 186.634 13414 949 2 41 14 Female No Yes
30 26.813 5611 411 4 55 16 Female No No
31 34.142 5666 413 4 47 5 Female No Yes
32 28.941 2733 210 5 43 16 Male No Yes
33 134.181 7838 563 2 48 13 Female No No
34 31.367 1829 162 4 30 10 Male No Yes
35 20.15 2646 199 2 25 14 Female No Yes
36 23.35 2558 220 3 49 12 Female Yes No
37 62.413 6457 455 2 71 11 Female No Yes
38 30.007 6481 462 2 69 9 Female No Yes
39 11.795 3899 300 4 25 10 Female No No
40 13.647 3461 264 4 47 14 Male No Yes
41 34.95 3327 253 3 54 14 Female No No
42 113.659 7659 538 2 66 15 Male Yes Yes
43 44.158 4763 351 2 66 13 Female No Yes
44 36.929 6257 445 1 24 14 Female No Yes
45 31.861 6375 469 3 25 16 Female No Yes
46 77.38 7569 564 3 50 12 Female No Yes
47 19.531 5043 376 2 64 16 Female Yes Yes
48 44.646 4431 320 2 49 15 Male Yes Yes
49 44.522 2252 205 6 72 15 Male No Yes
50 43.479 4569 354 4 49 13 Male Yes Yes
51 36.362 5183 376 3 49 15 Male No Yes
52 39.705 3969 301 2 27 20 Male No Yes
53 44.205 5441 394 1 32 12 Male No Yes
54 16.304 5466 413 4 66 10 Male No Yes
55 15.333 1499 138 2 47 9 Female No Yes
56 32.916 1786 154 2 60 8 Female No Yes
57 57.1 4742 372 7 79 18 Female No Yes
58 76.273 4779 367 4 65 14 Female No Yes
59 10.354 3480 281 2 70 17 Male No Yes
60 51.872 5294 390 4 81 17 Female No No
61 35.51 5198 364 2 35 20 Female No No
62 21.238 3089 254 3 59 10 Female No No
63 30.682 1671 160 2 77 7 Female No No
64 14.132 2998 251 4 75 17 Male No No
65 32.164 2937 223 2 79 15 Female No Yes
66 12 4160 320 4 28 14 Female No Yes
67 113.829 9704 694 4 38 13 Female No Yes
68 11.187 5099 380 4 69 16 Female No No
69 27.847 5619 418 2 78 15 Female No Yes
70 49.502 6819 505 4 55 14 Male No Yes
71 24.889 3954 318 4 75 12 Male No Yes
72 58.781 7402 538 2 81 12 Female No Yes
73 22.939 4923 355 1 47 18 Female No Yes
74 23.989 4523 338 4 31 15 Male No No
75 16.103 5390 418 4 45 10 Female No Yes
76 33.017 3180 224 2 28 16 Male No Yes
77 30.622 3293 251 1 68 16 Male Yes No
78 20.936 3254 253 1 30 15 Female No No
79 110.968 6662 468 3 45 11 Female No Yes
80 15.354 2101 171 2 65 14 Male No No
81 27.369 3449 288 3 40 9 Female No Yes
82 53.48 4263 317 1 83 15 Male No No
83 23.672 4433 344 3 63 11 Male No No
84 19.225 1433 122 3 38 14 Female No No
85 43.54 2906 232 4 69 11 Male No No
86 152.298 12066 828 4 41 12 Female No Yes
87 55.367 6340 448 1 33 15 Male No Yes
88 11.741 2271 182 4 59 12 Female No No
89 15.56 4307 352 4 57 8 Male No Yes
 90 59.53 7518 543 3 52 9 Female No No
91 20.191 5767 431 4 42 16 Male No Yes
92 48.498 6040 456 3 47 16 Male No Yes
93 30.733 2832 249 4 51 13 Male No No
94 16.479 5435 388 2 26 16 Male No No
95 38.009 3075 245 3 45 15 Female No No
96 14.084 855 120 5 46 17 Female No Yes
97 14.312 5382 367 1 59 17 Male Yes No
98 26.067 3388 266 4 74 17 Female No Yes
99 36.295 2963 241 2 68 14 Female Yes No
100 83.851 8494 607 5 47 18 Male No No
101 21.153 3736 256 1 41 11 Male No No
102 17.976 2433 190 3 70 16 Female Yes No
103 68.713 7582 531 2 56 16 Male Yes No
104 146.183 9540 682 6 66 15 Male No No
105 15.846 4768 365 4 53 12 Female No No
106 12.031 3182 259 2 58 18 Female No Yes
107 16.819 1337 115 2 74 15 Male No Yes
108 39.11 3189 263 3 72 12 Male No No
109 107.986 6033 449 4 64 14 Male No Yes
110 13.561 3261 279 5 37 19 Male No Yes
111 34.537 3271 250 3 57 17 Female No Yes
112 28.575 2959 231 2 60 11 Female No No
113 46.007 6637 491 4 42 14 Male No Yes
114 69.251 6386 474 4 30 12 Female No Yes
115 16.482 3326 268 4 41 15 Male No No
116 40.442 4828 369 5 81 8 Female No No
117 35.177 2117 186 3 62 16 Female No No
118 91.362 9113 626 1 47 17 Male No Yes
119 27.039 2161 173 3 40 17 Female No No
120 23.012 1410 137 3 81 16 Male No No
121 27.241 1402 128 2 67 15 Female No Yes
122 148.08 8157 599 2 83 13 Male No Yes
123 62.602 7056 481 1 84 11 Female No No
124 11.808 1300 117 3 77 14 Female No No
125 29.564 2529 192 1 30 12 Female No Yes
126 27.578 2531 195 1 34 15 Female No Yes
127 26.427 5533 433 5 50 15 Female Yes Yes
128 57.202 3411 259 3 72 11 Female No No
129 123.299 8376 610 2 89 17 Male Yes No
130 18.145 3461 279 3 56 15 Male No Yes
131 23.793 3821 281 4 56 12 Female Yes Yes
132 10.726 1568 162 5 46 19 Male No Yes
133 23.283 5443 407 4 49 13 Male No Yes
134 21.455 5829 427 4 80 12 Female No Yes
135 34.664 5835 452 3 77 15 Female No Yes
136 44.473 3500 257 3 81 16 Female No No
137 54.663 4116 314 2 70 8 Female No No
138 36.355 3613 278 4 35 9 Male No Yes
139 21.374 2073 175 2 74 11 Female No Yes
140 107.841 10384 728 3 87 7 Male No No
141 39.831 6045 459 3 32 12 Female Yes Yes
142 91.876 6754 483 2 33 10 Male No Yes
143 103.893 7416 549 3 84 17 Male No No
144 19.636 4896 387 3 64 10 Female No No
145 17.392 2748 228 3 32 14 Male No Yes
146 19.529 4673 341 2 51 14 Male No No
147 17.055 5110 371 3 55 15 Female No Yes
148 23.857 1501 150 3 56 16 Male No Yes
149 15.184 2420 192 2 69 11 Female No Yes
150 13.444 886 121 5 44 10 Male No Yes
151 63.931 5728 435 3 28 14 Female No Yes
152 35.864 4831 353 3 66 13 Female No Yes
153 41.419 2120 184 4 24 11 Female Yes No
154 92.112 4612 344 3 32 17 Male No No
155 55.056 3155 235 2 31 16 Male No Yes
156 19.537 1362 143 4 34 9 Female No Yes
157 31.811 4284 338 5 75 13 Female No Yes
158 56.256 5521 406 2 72 16 Female Yes Yes
159 42.357 5550 406 2 83 12 Female No Yes
160 53.319 3000 235 3 53 13 Male No No
161 12.238 4865 381 5 67 11 Female No No
162 31.353 1705 160 3 81 14 Male No Yes
163 63.809 7530 515 1 56 12 Male No Yes
164 13.676 2330 203 5 80 16 Female No No
165 76.782 5977 429 4 44 12 Male No Yes
166 25.383 4527 367 4 46 11 Male No Yes
167 35.691 2880 214 2 35 15 Male No No
168 29.403 2327 178 1 37 14 Female No Yes
169 27.47 2820 219 1 32 11 Female No Yes
170 27.33 6179 459 4 36 12 Female No Yes
171 34.772 2021 167 3 57 9 Male No No
172 36.934 4270 299 1 63 9 Female No Yes
173 76.348 4697 344 4 60 18 Male No No
174 14.887 4745 339 3 58 12 Male No Yes
175 121.834 10673 750 3 54 16 Male No No
176 30.132 2168 206 3 52 17 Male No No
177 24.05 2607 221 4 32 18 Male No Yes
178 22.379 3965 292 2 34 14 Female No Yes
179 28.316 4391 316 2 29 10 Female No No
180 58.026 7499 560 5 67 11 Female No No
181 10.635 3584 294 5 69 16 Male No Yes
182 46.102 5180 382 3 81 12 Male No Yes
183 58.929 6420 459 2 66 9 Female No Yes
184 80.861 4090 335 3 29 15 Female No Yes
185 158.889 11589 805 1 62 17 Female No Yes
186 30.42 4442 316 1 30 14 Female No No
187 36.472 3806 309 2 52 13 Male No No
188 23.365 2179 167 2 75 15 Male No No
189 83.869 7667 554 2 83 11 Male No No
190 58.351 4411 326 2 85 16 Female No Yes
191 55.187 5352 385 4 50 17 Female No Yes
192 124.29 9560 701 3 52 17 Female Yes No
193 28.508 3933 287 4 56 14 Male No Yes
194 130.209 10088 730 7 39 19 Female No Yes
195 30.406 2120 181 2 79 14 Male No Yes
196 23.883 5384 398 2 73 16 Female No Yes
197 93.039 7398 517 1 67 12 Male No Yes
198 50.699 3977 304 2 84 17 Female No No
199 27.349 2000 169 4 51 16 Female No Yes
200 10.403 4159 310 3 43 7 Male No Yes
201 23.949 5343 383 2 40 18 Male No Yes
202 73.914 7333 529 6 67 15 Female No Yes
203 21.038 1448 145 2 58 13 Female No Yes
204 68.206 6784 499 5 40 16 Female Yes No
205 57.337 5310 392 2 45 7 Female No No
206 10.793 3878 321 8 29 13 Male No No
207 23.45 2450 180 2 78 13 Male No No
208 10.842 4391 358 5 37 10 Female Yes Yes
209 51.345 4327 320 3 46 15 Male No No
210 151.947 9156 642 2 91 11 Female No Yes
211 24.543 3206 243 2 62 12 Female No Yes
212 29.567 5309 397 3 25 15 Male No No
213 39.145 4351 323 2 66 13 Male No Yes
214 39.422 5245 383 2 44 19 Male No No
215 34.909 5289 410 2 62 16 Female No Yes
216 41.025 4229 337 3 79 19 Female No Yes
217 15.476 2762 215 3 60 18 Male No No
218 12.456 5395 392 3 65 14 Male No Yes
219 10.627 1647 149 2 71 10 Female Yes Yes
220 38.954 5222 370 4 76 13 Female No No
221 44.847 5765 437 3 53 13 Female Yes No
222 98.515 8760 633 5 78 11 Female No No
223 33.437 6207 451 4 44 9 Male Yes No
224 27.512 4613 344 5 72 17 Male No Yes
225 121.709 7818 584 4 50 6 Male No Yes
226 15.079 5673 411 4 28 15 Female No Yes
227 59.879 6906 527 6 78 15 Female No No
228 66.989 5614 430 3 47 14 Female No Yes
229 69.165 4668 341 2 34 11 Female No No
230 69.943 7555 547 3 76 9 Male No Yes
231 33.214 5137 387 3 59 9 Male No No
232 25.124 4776 378 4 29 12 Male No Yes
233 15.741 4788 360 1 39 14 Male No Yes
234 11.603 2278 187 3 71 11 Male No Yes
235 69.656 8244 579 3 41 14 Male No Yes
236 10.503 2923 232 3 25 18 Female No Yes
237 42.529 4986 369 2 37 11 Male No Yes
238 60.579 5149 388 5 38 15 Male No Yes
239 26.532 2910 236 6 58 19 Female No Yes
240 27.952 3557 263 1 35 13 Female No Yes
241 29.705 3351 262 5 71 14 Female No Yes
242 15.602 906 103 2 36 11 Male No Yes
243 20.918 1233 128 3 47 18 Female Yes Yes
244 58.165 6617 460 1 56 12 Female No Yes
245 22.561 1787 147 4 66 15 Female No No
246 34.509 2001 189 5 80 18 Female No Yes
247 19.588 3211 265 4 59 14 Female No No
248 36.364 2220 188 3 50 19 Male No No
249 15.717 905 93 1 38 16 Male Yes Yes
250 22.574 1551 134 3 43 13 Female Yes Yes
251 10.363 2430 191 2 47 18 Female No Yes
252 28.474 3202 267 5 66 12 Male No Yes
253 72.945 8603 621 3 64 8 Female No No
254 85.425 5182 402 6 60 12 Male No Yes
255 36.508 6386 469 4 79 6 Female No Yes
256 58.063 4221 304 3 50 8 Male No No
257 25.936 1774 135 2 71 14 Female No No
258 15.629 2493 186 1 60 14 Male No Yes
259 41.4 2561 215 2 36 14 Male No Yes
260 33.657 6196 450 6 55 9 Female No No
261 67.937 5184 383 4 63 12 Male No Yes
262 180.379 9310 665 3 67 8 Female Yes Yes
263 10.588 4049 296 1 66 13 Female No Yes
264 29.725 3536 270 2 52 15 Female No No
265 27.999 5107 380 1 55 10 Male No Yes
266 40.885 5013 379 3 46 13 Female No Yes
267 88.83 4952 360 4 86 16 Female No Yes
268 29.638 5833 433 3 29 15 Female No Yes
269 25.988 1349 142 4 82 12 Male No No
270 39.055 5565 410 4 48 18 Female No Yes
271 15.866 3085 217 1 39 13 Male No No
272 44.978 4866 347 1 30 10 Female No No
273 30.413 3690 299 2 25 15 Female Yes No
274 16.751 4706 353 6 48 14 Male Yes No
275 30.55 5869 439 5 81 9 Female No No
276 163.329 8732 636 3 50 14 Male No Yes
277 23.106 3476 257 2 50 15 Female No No
278 41.532 5000 353 2 50 12 Male No Yes
279 128.04 6982 518 2 78 11 Female No Yes
280 54.319 3063 248 3 59 8 Female Yes No
281 53.401 5319 377 3 35 12 Female No No
282 36.142 1852 183 3 33 13 Female No No
283 63.534 8100 581 2 50 17 Female No Yes
284 49.927 6396 485 3 75 17 Female No Yes
285 14.711 2047 167 2 67 6 Male No Yes
286 18.967 1626 156 2 41 11 Female No Yes
287 18.036 1552 142 2 48 15 Female No No
288 60.449 3098 272 4 69 8 Male No Yes
289 16.711 5274 387 3 42 16 Female No Yes
290 10.852 3907 296 2 30 9 Male No No
291 26.37 3235 268 5 78 11 Male No Yes
292 24.088 3665 287 4 56 13 Female No Yes
293 51.532 5096 380 2 31 15 Male No Yes
294 140.672 11200 817 7 46 9 Male No Yes
295 42.915 2532 205 4 42 13 Male No Yes
296 27.272 1389 149 5 67 10 Female No Yes
297 65.896 5140 370 1 49 17 Female No Yes
298 55.054 4381 321 3 74 17 Male No Yes
299 20.791 2672 204 1 70 18 Female No No
300 24.919 5051 372 3 76 11 Female No Yes
301 21.786 4632 355 1 50 17 Male No Yes
302 31.335 3526 289 3 38 7 Female No No
303 59.855 4964 365 1 46 13 Female No Yes
304 44.061 4970 352 1 79 11 Male No Yes
305 82.706 7506 536 2 64 13 Female No Yes
306 24.46 1924 165 2 50 14 Female No Yes
307 45.12 3762 287 3 80 8 Male No Yes
308 75.406 3874 298 3 41 14 Female No Yes
309 14.956 4640 332 2 33 6 Male No No
310 75.257 7010 494 3 34 18 Female No Yes
311 33.694 4891 369 1 52 16 Male Yes No
312 23.375 5429 396 3 57 15 Female No Yes
313 27.825 5227 386 6 63 11 Male No Yes
314 92.386 7685 534 2 75 18 Female No Yes
315 115.52 9272 656 2 69 14 Male No No
316 14.479 3907 296 3 43 16 Male No Yes
317 52.179 7306 522 2 57 14 Male No No
318 68.462 4712 340 2 71 16 Male No Yes
319 18.951 1485 129 3 82 13 Female No No
320 27.59 2586 229 5 54 16 Male No Yes
321 16.279 1160 126 3 78 13 Male Yes Yes
322 25.078 3096 236 2 27 15 Female No Yes
323 27.229 3484 282 6 51 11 Male No No
324 182.728 13913 982 4 98 17 Male No Yes
325 31.029 2863 223 2 66 17 Male Yes Yes
326 17.765 5072 364 1 66 12 Female No Yes
327 125.48 10230 721 3 82 16 Male No Yes
328 49.166 6662 508 3 68 14 Female No No
329 41.192 3673 297 3 54 16 Female No Yes
330 94.193 7576 527 2 44 16 Female No Yes
331 20.405 4543 329 2 72 17 Male Yes No
332 12.581 3976 291 2 48 16 Male No Yes
333 62.328 5228 377 3 83 15 Male No No
334 21.011 3402 261 2 68 17 Male No Yes
335 24.23 4756 351 2 64 15 Female No Yes
336 24.314 3409 270 2 23 7 Female No Yes
337 32.856 5884 438 4 68 13 Male No No
338 12.414 855 119 3 32 12 Male No Yes
339 41.365 5303 377 1 45 14 Male No No
340 149.316 10278 707 1 80 16 Male No No
341 27.794 3807 301 4 35 8 Female No Yes
342 13.234 3922 299 2 77 17 Female No Yes
343 14.595 2955 260 5 37 9 Male No Yes
344 10.735 3746 280 2 44 17 Female No Yes
345 48.218 5199 401 7 39 10 Male No Yes
346 30.012 1511 137 2 33 17 Male No Yes
347 21.551 5380 420 5 51 18 Male No Yes
348 160.231 10748 754 2 69 17 Male No No
349 13.433 1134 112 3 70 14 Male No Yes
350 48.577 5145 389 3 71 13 Female No Yes
351 30.002 1561 155 4 70 13 Female No Yes
352 61.62 5140 374 1 71 9 Male No Yes
353 104.483 7140 507 2 41 14 Male No Yes
354 41.868 4716 342 2 47 18 Male No No
355 12.068 3873 292 1 44 18 Female No Yes
356 180.682 11966 832 2 58 8 Female No Yes
357 34.48 6090 442 3 36 14 Male No No
358 39.609 2539 188 1 40 14 Male No Yes
359 30.111 4336 339 1 81 18 Male No Yes
360 12.335 4471 344 3 79 12 Male No Yes
361 53.566 5891 434 4 82 10 Female No No
362 53.217 4943 362 2 46 16 Female No Yes
363 26.162 5101 382 3 62 19 Female No No
364 64.173 6127 433 1 80 10 Male No Yes
365 128.669 9824 685 3 67 16 Male No Yes
366 113.772 6442 489 4 69 15 Male Yes Yes
367 61.069 7871 564 3 56 14 Male No Yes
368 23.793 3615 263 2 70 14 Male No No
369 89 5759 440 3 37 6 Female No No
370 71.682 8028 599 3 57 16 Male No Yes
371 35.61 6135 466 4 40 12 Male No No
372 39.116 2150 173 4 75 15 Male No No
373 19.782 3782 293 2 46 16 Female Yes No
374 55.412 5354 383 2 37 16 Female Yes Yes
375 29.4 4840 368 3 76 18 Female No Yes
376 20.974 5673 413 5 44 16 Female No Yes
377 87.625 7167 515 2 46 10 Female No No
378 28.144 1567 142 3 51 10 Male No Yes
379 19.349 4941 366 1 33 19 Male No Yes
380 53.308 2860 214 1 84 10 Male No Yes
381 115.123 7760 538 3 83 14 Female No No
382 101.788 8029 574 2 84 11 Male No Yes
383 24.824 5495 409 1 33 9 Male Yes No
384 14.292 3274 282 9 64 9 Male No Yes
385 20.088 1870 180 3 76 16 Male No No
386 26.4 5640 398 3 58 15 Female No No
387 19.253 3683 287 4 57 10 Male No No
388 16.529 1357 126 3 62 9 Male No No
389 37.878 6827 482 2 80 13 Female No No
390 83.948 7100 503 2 44 18 Male No No
391 135.118 10578 747 3 81 15 Female No Yes
392 73.327 6555 472 2 43 15 Female No No
393 25.974 2308 196 2 24 10 Male No No
394 17.316 1335 138 2 65 13 Male No No
395 49.794 5758 410 4 40 8 Male No No
396 12.096 4100 307 3 32 13 Male No Yes
397 13.364 3838 296 5 65 17 Male No No
398 57.872 4171 321 5 67 12 Female No Yes
399 37.728 2525 192 1 44 13 Male No Yes
400 18.701 5524 415 5 64 7 Female No No
Ethnicity Balance Sample
Caucasian 333
Asian 903
Asian 580
Asian 964
Caucasian 331
Caucasian 1151
African Am 203
Asian 872
Caucasian 279
African Am 1350
Caucasian 1407
Caucasian 0
Asian 204
Caucasian 1081
African Am 148
African Am 0
African Am 0
Asian 368
Asian 891
Asian 1048
Asian 89
Caucasian 968
African Am 0
African Am 411
Caucasian 0
African Am 671
Caucasian 654
African Am 467
African Am 1809
Caucasian 915
Caucasian 863
Asian 0
Caucasian 526
Caucasian 0
Asian 0
Caucasian 419
Caucasian 762
Caucasian 1093
Caucasian 531
Caucasian 344
African Am 50
African Am 1155
Asian 385
Asian 976
Caucasian 1120
Caucasian 997
Asian 1241
Caucasian 797
Asian 0
African Am 902
African Am 654
African Am 211
Caucasian 607
Asian 957
Asian 0
Asian 0
Asian 379
Caucasian 133
Caucasian 333
Caucasian 531
Asian 631
Caucasian 108
Caucasian 0
Caucasian 133
African Am 0
Caucasian 602
Asian 1388
African Am 889
Caucasian 822
Caucasian 1084
Caucasian 357
Asian 1103
Asian 663
Caucasian 601
Caucasian 945
African Am 29
Caucasian 532
Asian 145
Caucasian 391
Asian 0
Caucasian 162
Caucasian 99
Caucasian 503
Caucasian 0
Caucasian 0
Asian 1779
Caucasian 815
Asian 0
African Am 579
African Am 1176
African Am 1023
Caucasian 812
Caucasian 0
African Am 937
African Am 0
African Am 0
Asian 1380
African Am 155
African Am 375
Caucasian 1311
Caucasian 298
Caucasian 431
Caucasian 1587
Caucasian 1050
Caucasian 745
Caucasian 210
Asian 0
Asian 0
Caucasian 227
Asian 297
Asian 47
African Am 0
Caucasian 1046
Asian 768
Caucasian 271
African Am 510
Caucasian 0
Asian 1341
Caucasian 0
Caucasian 0
Asian 0
Caucasian 454
Caucasian 904
African Am 0
Caucasian 0
Caucasian 0
Asian 1404
Caucasian 0
African Am 1259
African Am 255
African Am 868
Asian 0
African Am 912
African Am 1018
African Am 835
African Am 8
African Am 75
Asian 187
Caucasian 0
African Am 1597
African Am 1425
Caucasian 605
Asian 669
African Am 710
Caucasian 68
Asian 642
Caucasian 805
Caucasian 0
Caucasian 0
Asian 0
African Am 581
Caucasian 534
Caucasian 156
Caucasian 0
African Am 0
Asian 0
Caucasian 429
Caucasian 1020
Asian 653
Asian 0
Caucasian 836
Caucasian 0
Caucasian 1086
African Am 0
Asian 548
Caucasian 570
African Am 0
Caucasian 0
Asian 0
Caucasian 1099
Asian 0
Caucasian 283
Asian 108
African Am 724
African Am 1573
Caucasian 0
Caucasian 0
Asian 384
Caucasian 453
Caucasian 1237
Asian 423
African Am 516
African Am 789
Asian 0
Caucasian 1448
African Am 450
African Am 188
Asian 0
African Am 930
Caucasian 126
Caucasian 538
Asian 1687
Asian 336
Caucasian 1426
African Am 0
African Am 802
African Am 749
African Am 69
African Am 0
Asian 571
African Am 829
Caucasian 1048
Caucasian 0
African Am 1411
Caucasian 456
Caucasian 638
Caucasian 0
Caucasian 1216
African Am 230
African Am 732
Caucasian 95
Caucasian 799
Caucasian 308
African Am 637
Caucasian 681
Caucasian 246
Asian 52
Caucasian 955
Asian 195
Caucasian 653
Asian 1246
African Am 1230
Caucasian 1549
Asian 573
Caucasian 701
Asian 1075
Caucasian 1032
Caucasian 482
African Am 156
Asian 1058
African Am 661
Caucasian 657
Asian 689
Caucasian 0
African Am 1329
African Am 191
Asian 489
Asian 443
Caucasian 52
Asian 163
Asian 148
African Am 0
Asian 16
Caucasian 856
Caucasian 0
African Am 0
Asian 199
Caucasian 0
Caucasian 0
Caucasian 98
Asian 0
Caucasian 132
Caucasian 1355
African Am 218
Caucasian 1048
African Am 118
Asian 0
Asian 0
Caucasian 0
Caucasian 1092
Asian 345
Asian 1050
Caucasian 465
African Am 133
Caucasian 651
African Am 549
Caucasian 15
Asian 942
Caucasian 0
Caucasian 772
Caucasian 136
Caucasian 436
Asian 728
Asian 1255
African Am 967
Caucasian 529
Caucasian 209
Caucasian 531
Caucasian 250
Caucasian 269
African Am 541
African Am 0
Caucasian 1298
Caucasian 890
Caucasian 0
Asian 0
Caucasian 0
Caucasian 0
Asian 863
Caucasian 485
Asian 159
Caucasian 309
Caucasian 481
African Am 1677
Asian 0
Caucasian 0
Caucasian 293
Asian 188
African Am 0
African Am 711
Caucasian 580
Caucasian 172
Caucasian 295
African Am 414
Asian 905
Asian 0
Caucasian 70
Asian 0
Asian 681
Caucasian 885
African Am 1036
Caucasian 844
Caucasian 823
Asian 843
African Am 1140
Caucasian 463
Asian 1142
Caucasian 136
Caucasian 0
African Am 0
African Am 5
Caucasian 81
Caucasian 265
Caucasian 1999
Asian 415
Caucasian 732
Caucasian 1361
Asian 984
Caucasian 121
Caucasian 846
Asian 1054
Caucasian 474
Caucasian 380
African Am 182
Caucasian 594
Caucasian 194
Caucasian 926
African Am 0
Caucasian 606
African Am 1107
African Am 320
Caucasian 426
African Am 204
Caucasian 410
Asian 633
Caucasian 0
Asian 907
Caucasian 1192
Caucasian 0
Asian 503
Caucasian 0
Caucasian 302
African Am 583
Caucasian 425
Asian 413
African Am 1405
Caucasian 962
Asian 0
Caucasian 347
African Am 611
Caucasian 712
Asian 382
African Am 710
Caucasian 578
Asian 1243
Caucasian 790
Caucasian 1264
African Am 216
Caucasian 345
Caucasian 1208
Caucasian 992
Caucasian 0
Caucasian 840
Caucasian 1003
Caucasian 588
Caucasian 1000
African Am 767
Caucasian 0
Caucasian 717
Caucasian 0
African Am 661
Caucasian 849
Caucasian 1352
Caucasian 382
African Am 0
Asian 905
African Am 371
Asian 0
Caucasian 1129
Caucasian 806
Asian 1393
Caucasian 721
Asian 0
African Am 0
Caucasian 734
Caucasian 560
African Am 480
Caucasian 138
Caucasian 0
Asian 966