D.V.Raghuram: P. Subhashini
D.V.Raghuram: P. Subhashini
D.V.Raghuram: P. Subhashini
Editor
D.V.RAGHURAM
M.A., P.G.D.H.R.M., D.T.E.M e-mail : sreemedia2010@gmail.com
Executive Editor
CONTENTS
AWARDS / PRIZES ENVIRONMENTAL ISSUES SCIENCE & TECHNOLOGY SUMMITS/ CONFERENCES PERSONS DEFENCE ECONOMY GLOSSARY SPORTS PLACES INTERNATIONAL AFFAIRS NATIONAL AFFAIRS CURRENT AFFAIRS QUESTIONS 3 5 8 9 10 11 11 14 15 16 16 18
P. SUBHASHINI
M.Com
NOTE: Printing of this book process through many stages - Writing, Composing, Proof Reading etc. We try our best to make this book error free. if any mistake has inadvertently crept in, we regret it and would be deeply indebted to those who bring it to our notice. We do not take any legal responsibility. The publishers shall be obliged if mistakes are brought to their notice for carrying out correction in the next edition.
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Career Makers
JAYAM SERIES
The six Award recipients in 2011 enlarge the community of Magsaysay laureates to 290 individuals and organizations spread across twenty-two countries of Asia. The award is named after famous Philippine president who died in a plane crash in 1957. This year "five remarkable individuals and one exceptional organization, from Cambodia, India, Indonesia, and the Philippines will receive Asia's highest honor, the 2011 Ramon Magsaysay Award. The Awardees are: Alternative Indigenous Development Foundation, Inc. (AIDFI), from the Philippines. The organization is being recognized for "their collective vision, technological innovations, and partnership practices to make appropriate technologies improve the lives and livelihoods of the rural poor in upland Philippine communities and elsewhere in Asia."
Career Makers
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AWARDS / PRIZES
Ramon Magsaysay Award
The 44-year-old Harish Hande, from India, runs his own solar electric light company that has lit up over 120,000 households, to emerge as India's leading solar technology firm. He is being recognized for "his passionate and pragmatic efforts to put solar power technology in the hands of the poor, through a social enterprise that brings customized, affordable, and sustainable electricity to India's vast rural populace, encouraging the poor to become asset creators." He founded the company SELCO-India with Neville Williams in 1995. A doctorate in energy engineering (solar specialty) from University of Massachusetts (Lowell) and a IIT Kharagpur passout, Hande revolutionised use of solar energy by developing equipment tailormade for the needs of rural Indians. Hasanain Juaini, from Indonesia. He is being recognized for "his holistic, community-based approach to pesantren education in Indonesia, creatively promoting values of gender equality, religious harmony, environmental preservation, individual achievement, and civic engagement among young students and their communities." Koul Panha, from Cambodia. He is being recognized for "his determined and courageous
leadership of the sustained campaign to build an enlightened, organized and vigilant citizenry who will ensure fair and free elections as well as demand accountable governance by their elected officials in Cambodia's nascent democracy." Nileema Mishra, a lender to the poor in Maharashtra, is being recognized for "her purpose-driven zeal to work tirelessly with villagers in Maharashtra, India, organizing them to successfully address both their aspirations and their adversities through collective action and heightened confidence in their potential to improve their own lives." The 29-year-old has worked for empowerment of women in Jalgaon district of Maharashtra and has formed self help groups of over 2,000 women in 15 villages to provide them livelihood avenues. Tri Mumpuni, from Indonesia. She is being recognized for "her determined and collaborative efforts to promote micro hydropower technology, catalyze needed policy changes, and ensure full community participation, in bringing electricity and the fruits of development to the rural areas of Indonesia."
manage their children`s special needs. 2. Dr. S.A. Thasleem Sulthana, Andhara Pradesh-She is doing service to the orphaned and mentally handicapped children, and working for the welfare, rehabilitation of mentally retarted, hearing impaired, visually challenged and physically challenged children. 3. Dr.Mallika Nadda, Himachal Pradesh-She is a leading social activist in Himachal Pradesh. She founded Chetna, at Bilaspur a civil society initiative with a vision to integrate physically and mentally challenged children. She provides voluntary services and , material in kind, equipments, surgery intervention support, clothing etc. to the children. In pursuance of the Government of Indias policy to support and promote voluntary action in the area of Child Development/Welfare, the Ministry of Women and Child Development, Government of India instituted the Rajiv Gandhi Manav Seva Award for Service to Children in 1994 to honour individuals who have made outstanding contribution towards the cause of children. The Award was instituted on 20th August,1994, the 50th Birth Anniversary of the late Prime Minister, Shri Rajiv Gandhi who had deep love and concern for children. Rajiv Gandhi Manav Seva Award is conferred on three individuals who make outstanding contribution in the field of Child Protection, Child Development or Child Welfare for over ten years. The selection for the award is made each year by a National Selection Committee.
in half while serving as President of their nations. It was the first time the award; created 25 years ago by Nobel Peace Prize winner Norman Bourlag, recognized the seminal role of national leaders in fighting hunger (both have been presidents of their respective nations). It should be noted that some 925 million people, roughly one-in-seven worldwide, are chronically hungry. Contribution by Lula da Silva: With his Zero Hunger program, Lula gave top priority to combating hunger and poverty in Brazil, a rising economic power of 203 million people, while president from 2003 to 2010. His programs included cash aid to poor families, food purchases from smallscale farmers and a school meals program. Contribution by John Kufuor: Kufuor, president of Ghana from 2001-09, used public- and privatesector initiatives to improve food security and reduce poverty. They included a program to provide one meal a day to schoolchildren and educating farmers on best farming practices. Ghana, with 25 million citizens, was the first nation in subSaharan Africa, to cut hunger in half.
of the award include Michel Houellebecq, Orhan Pamuk, and Gerbrand Bakker, who won last year for The Twin.
The Wildlife Institute of India, has short-listed three sites, viz, Shahgarh area in Rajasthan, Kuno Palpur and Neoradehi Sanctuaries in Madhya Pradesh, as possible habitats for reintroduction of cheetah. A consultative meeting on Cheetah reintroduction in India was held in Gajner, Rajas than on the 9th and 10th September 2009 which August 2011, Volume: 08
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Expedition- 29038 fts, Nepal. Commander Dilip Donde has sailed Solo on INSV Mhadei undertaking Solo Circumnavigation of the earth round the Three Great Capes in 273 days which is a significant and rare achievement. He is the first Indian to circumnavigate the earth solo and under sails and 175th person in the world to achieve this feat. Late Col Balwant Singh Sandhu possessed excellent record. A life time devoted to mountaineering, a highly ethical conduct and great leadership qualities. He had actively encouraged young people to the outdoor adventure. He was instrumental in introduction of IMF Annual Alpine Style climbing Camps and continued to oversee there till the last. He had climbed and trekked for over 50 years in most ranges of the Himalayas made the most number of first ascents of difficult peaks including first ascent of Changabang (6870m) in Garhwal Himalaya in 1974, first ascent to Phawara Rang (6570) in Spiti, HP in 1977. The Awards will be presented to the above individuals except late Col. Balwant Singh Sandhu by Her Excellency the President of India during the Awards ceremony to be held on August 29, 2011. Award is being given to late Col. Sandhu, posthumously and will be receive by his wife Ms. Helga Sandhu.
Dixit for her meritorious service to the people. The award has been instituted by Mercy Ravi Foundation, in memory of Congress leader late Mercy Ravi, wife of Union Minister for Civil Aviation and Indian Overseas Affairs Vayalar Ravi.
INSEAD Award
The renowned business school and research institution, INSEAD, has selected Sunil Mittal, the founder and chief of Bharti Enterprises with the Business Leader for the World Award. Beside Mittal, McKinsey and Company Global MD Dominic Barton has also bagged the award for their contribution to business and societal growth. It needs to be mentioned here that, business leaders who have set new standards in building successful, sustainable, global enterprises that span multiple cultures, embrace diversity and contribute to economic and social prosperity, have been honoured with this award. Dipak C. Jain is the Dean of INSEAD.
the 2nd Indian magician to receive the coveted International Merlin Award, the Oscar of Magic. The first Indian to receive this award was P.C. Sorcar Jr.
ISSUES
was attended by conservation organizations including International Union for Conservation of Nature (IUCN) and other International Cheetah experts, apart from Central and State Government officials. sources for the Cheetah relocation, along with the cost of such relocation have not been finalized.
Chief Secretary, Environment and Forests, Dr S K Nanda. The plantation would stretch along the 1,600 km coastline of Gujarat, he said. At the meeting of the State Wildlife Board (SWD) last month, Chief Minister Narendra Modi had stressed on the need of taking up a mangrove conservation drive in right earnest, sources said. He had asked the forest department officials to focus on two projects: Biodiversity Wildlife Conservation and Integrated Coastal Area Mangrove Protection. Gujarats mangrove cover is the second largest in the country, after West Bengal. The Gujarat Ecology Commission is also actively participating in the plantation drive. It has helped in regeneration of mangrove forests through a community-based approach. According to the Forest Survey of India - 2009, the highest mangrove cover in Gujarat is found in Kutch district (775 sq km), followed by Jamnagar (157 sq km) and Bharuch(42 sq km). The coastal districts of Surat, Valsad and Navasari in south Gujarat have the lowest mangrove cover. Mangroves comprise several salt-tolerant plant species that grow 6
along the inter-tidal zones of rivers and seas, or estuarine habitats and river-deltas. They perform a vital role in nutrient recycling, coastal protection and fish breeding. They also provide firewood, timber, fodder, fruit, medicinal herbs, etc. Mangrove forests are considered to be the most productive and bio-diverse wetlands on the earth, Dr Nanda said. The species can survive in hostile environment and exhibit a variety of adaptations, he said, adding they keep the marine-ecology healthy. But at present, mangrove forests are considered to be among the most threatened habitats in the world.
Environmental Damage
In a recent study carried out by Central Pollution Control Board (CPCB) and Indian Institute of Technology, Delhi (IITD) under the aegis of Ministry of Environment and Forests (MoEF) to assess the environmental pollution of 88 industrial clusters (indicating combined effect of all industries in the area) in different parts of the country, the internally generated Comprehensive Environmental Pollution Index (CEPI) using the August 2011, Volume: 08
same methodology indicate that the pollution level of the coal mines are much lower compared to the total pollution level of the clusters identified by CPCB. The Minister said that it is pertinent to mention here that the Environment Management Plan (EMP) for each project is prepared taking into account the likely impact on environment, ground water, human beings etc which involves the holding of Public Hearing with the stake holders and the officials of the State Government concerned. The EMP is finalized addressing the issues raised by the Stake holders and placed for approval of Ministry of Environment and Forests (MoEF). Project proponents have to comply with the conditions laid by MoEF while according environment clearance.
mechanism. It has asked village panchayats and urban local bodies to segregate plastic from other waste in their areas. The PWD buys plastic waste at a rate of Rs 4 per kg.
SCIENCE &
TECHNOLOGY
NASA to launch moon mission in September
NASAs discovery mission programme GRAIL is making final launch preparations for its Sept 8 launch from Cape Canaveral Air Force Station in Florida, the space agency announced. The Gravity Recovery And Interior Laboratory twin spacecraft are tasked for a ninemonth mission to explore Earths nearest neighbour in unprecedented detail. They will determine the structure of the lunar interior from crust to core and advance our understanding of the thermal evolution of the moon, Xinhua reported. The spacecraft twins, GRAIL A and B, will fly a circuitous route to lunar orbit taking 3.5 months and covering approximately 2.6 million miles (4.2 million km) for GRAIL A, and 2.7 million miles (4.3 million km) for GRAILB. GRAIL will unlock lunar mysteries and help us understand how the moon, Earth and other rocky planets evolved as well, said Maria Zuber, GRAIL principal investigator from the Massachusetts Institute of Technology. GRAILs launch period opens Sept 8 and extends through Oct 19.
Career Makers
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VEA Director J Balu said the periscope, to be taken to Kalpakkam soon, can be remotely operated and also has motorised facilities for scanning the area of interest and image zooming and rotation. The Applied Spectroscopy Division, Division of Remote Handling and Robotics and Centre for Design and Manufacture of Bhabha Atomic Research Centre (BARC) Mumbai were also involved in the two-year long project, Mr. Balu said.
NASA has released a Hubble Space Telescope image of a brightly glowing, giant cosmic necklace of a recently discovered planetary nebula, aptly named Necklace Nebula. The nebula, situated 15,000 lightyears away in the constellation Sagitta, consists of a bright ring, measuring 12 trillion miles across, dotted with dense, bright knots of gas that resemble diamonds in a necklace. The knots glow brightly due to absorption of ultraviolet light from the central stars. A pair of stars orbiting very close together produced the nebula, also called PN G054.203.4. About 10,000 years ago one of the aging stars ballooned to the point where it enveloped its companion star. This caused the larger star to spin so fast that much of its gaseous envelope expanded into space. Due to centrifugal force, most of the gas escaped along the stars equator, producing a dense ring. The embedded bright knots are the densest gas clumps in the ring. The stars are furiously whirling around each other, completing an orbit in a little more than a day.
Career Makers
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SUMMITS/
CONFERENCES
India-South Africa CEOs forum
Commerce and Industry Minister Anand Sharma and his South African counterpart Rob Davies will interact with leading corporate bigwigs of the two countries at the second India-South Africa CEOs Forum being held in New Delhi on August 29. The forum is headed by Tata Sons Chairman Ratan Tata from the Indian side and African Rainbow Minerals Executive Chairman Patrice Motsepe from South Africa. The first meeting of the forum took place in Johannesburg in August, 2010. In an official statement, Sharma said the two countries occupy similar positions in the global economic order and it was necessary for both of them to strengthen bilateral ties. "Also, the fact that both our governments are faced with similar socio-economic imperatives, it would be most appropriate for our governments and industry to step up bilateral cooperation, intensify knowledge-sharing and jointly address developmental issues," he said. The two ministers will also have bilateral discussions, the statement added. During the first meeting, the business leaders of both countries discussed in detail the opportunities and challenge that bilateral investment and trade offered and the bottlenecks that were hampering India-South Africa business ties. The forum had also agreed to jointly explore business opportunities in Africa in diverse fields such as pharmaceuticals, healthcare, 9
food processing, automobiles, components, biotechnology, information technology, telecommunications, infrastructure, roads and railways. Apart from Ratan Tata, other prominent Indian corporate leaders that are part of the forum are Mahindra & Mahindra Vice Chairman and Managing Director Anand Mahindra and Marico CMD Harsh C Mariwala, among others.
conference on mango
A global conference on mango was held in Lucknow in June 2011. The main topic was the challenges facing the crop and its growers in backdrop of changing climatic conditions.
In a feat that can boost the spirit of adventure among Indian women, 33-year-old Sucheta from Pune, has successfully crossed the arduous 1,623 km stretch of the Gobi desert, the largest in Asia and the fifth in the world, in a multinational expedition. Sucheta, who was part of a 13-member team led by Ripley Davenport, accomplished the expedition on 15th July, nine days before the stipulated 60 day deadline, braving rigours and heat of the sands in Mongolia. She became the first Indian woman to cross Gobi desert. Only seven of the 13 stayed and lasted the course, Sucheta Kadethankar being one of the three successful women trekkers along with one each from Australia and Singapore. Six of them opted out of the expedition due to either injuries or of their own volition. The other expedition members were drawn from Australia, England, Scotland, Hong Kong and Singapore. The success of Sucheta, was, however not without minor setbacks she suffered during the journey across the Gobi desert.
Career Makers
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PERSONS
Standing Counsel for the Bangalore Development Authority and Central Silk Board. He was also the Advocate for Bangalore University and Gulbarga University. He was elevated as Judge of Karnataka High Court on 29 March 1990. He was later transferred to Madras High Court. He had also served as Chief Justice of High Court of Rajasthan in 1999. Justice Patil was elevated as Judge of the Supreme Court in 2000 and retired in 2005. Justice Patil has written a book on the life of the great saint Shree Sharanabasaveswara. Former Karnataka High Court Judge Justice R Gururaj was administered oath of secrecy as Upa-Lokayukta by the Governor.
Former Supreme Court Judge Justice Shivraj V Patil sworn in as New Lokayukta of Karnataka
Former Supreme Court Judge Justice Shivraj V Patil was sworn in as the new Lokayukta of Karnataka on 3 August 2011. The oath was administered by Governor H R Bhardwaj at Raj Bhavan. Justice Patil succeeded Justice N Santosh Hegde who vacated office after completing eventful five-year tenure. Justice Patil headed the oneman committee to inquire into the 2G spectrum allocation issue recently. The committee studied the processes and procedures followed by the Department of Telecommu nications in distributing licences and spectrum between 2001-09. Justice Patil had joined the bar at Gulbarga in 1962. He had also served as parttime lecturer in Seth Shankarlal Lahoti Law College, Gulbarga from 1967 to 1975 and as Principal of the same college from 1975 to 1978. Justice Patil moved to Bangalore in 1979 to exclusively practise in the Karnataka High Court. He was 10
DEFENCE
Financial inclusion is necessary for inclusive growth. To extend the reach of banking to those outside the formal banking system, the Union Finance Minister Shri Pranab Mukherjee in his Budget Speech 2010-11 had stated that the Government has decided to provide appropriate banking facilities to habitations having population in excess of 2000 (as per 2001 census) by March, 2012. Accordingly, 73,000 such habitations across the country have been identified and allocated to Public Sector Banks, Regional Rural August 2011, Volume: 08
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coast of Orissa. An Indian Naval ship located near target point in Bay of Bengal witnessed the final event. The launch operations were witnessed by Dr. V.K. Saraswat, Scientific Adviser to Raksha Mantri and Secretary Defence R & D, Lt Gen Vinod Nayanar, AVSM, Director General of Artillery, IHQ of MoD (Army). A team of scientists headed by Shri Avinash Chander, Chief Controller R&D, DRDO coordinated the entire launching operations. Defence Minister Shri AK Antony has congratulated the Scientists of DRDO for the successful maiden launch of the new Missile.
ECONOMY GLOSSARY
Banks, Private Sector Banks and Cooperative Banks for extending banking services by using the services of Business Correspondents and other models, with appropriate technology back up by March, 2012. According to Dr. Rangarajan Committee Report on Financial Inclusion (2008), the reach of rural cooperatives in terms of number of clients and accessibility is better but the health of a very large population of rural credit cooperatives has deteriorated significantly. RBI guidelines on KYC (Know Your Customer) are similar to both Commercial Banks and Urban Cooperative Banks. Primary Agriculture Cooperative Societies (PACS) affiliated to District Central Cooperative Banks and State Cooperative Banks were having a deposit base of Rs.26,245 crore as on 31.3.2009 that increased to Rs.35,286 crore as on 31.3.2010 registering an increase of 34.45%. The loans issued by such Primary Societies (PACS) were of the order of Rs.58,787 crore as on 31.3.2009 and Rs.74,938 crore as on 31.3.2010 registering an increase 27.47% over the previous year.
Urban Poor
The Minister for Housing and Urban Poverty Alleviation Kumari Selja has said that as per the data released by the Planning Commission, there was an increase of about 44 lakhs urban poor in the country in the year 2004-2005 as compared to the year 1993-1994. Poverty figure for the year 2001 and 2011 are not available. In a written reply in the Lok Sabha today she said, Government of India has launched the combined Rural-Urban Socio-Economic and Caste Census-2011 in June, 2011 for identification of people below poverty line in the country. The Career Makers
Socio-economic and Caste Census would be carried out by the respective State Government with the financial and technical support of the Government of India. She said, the Ministry of Housing & Urban Poverty Alleviation is implementing scheme of Swarna Jayanti Shahari Rozgar Yojana (SJSRY) aimed at to provide gainful employment to the urban unemployed and under-employed poor, through encouraging the setting up of self employment ventures by the urban poor living below the poverty line, skills training and also through providing wage employment by utilizing their labour for construction of socially and economically useful public assets. Also, Jawaharlal Nehru National Urban Renewal Mission (Basic Services to the Urban Poor and Integrated Housing and Slum Development Programme components), aimed at providing basic amenities and affordable to the urban poor, especially slum dwellers is being implemented since December, 2005. Kumari Selja said, the Government has recently launched a new scheme called Rajiv Awas Yojana (RAY) for the slum dwellers and the urban poor. This scheme aims at providing support to States that are willing to provide property rights to slum dwellers.
Evaluation of PDS
Evaluation studies of Targeted Public Distribution System (TPDS) have been done by several agencies including the Planning Commission and World Bank. As per the report of the Programme Evaluation Organisation (PEO) of the Planning Commission on Performance Evaluation of TPDS (2005), the implementation of TPDS is hampered due to targeting errors, prevalence of bogus cards and diversion of foodgrains from the 12
supply chain. The World Bank has prepared a report titled Social Protection for a Changing India (2011), which deals with key safety net, social assistance and social security programmes including the Public Distribution System (PDS). The report indicates that there is a gap between the release of foodgrains by the Food Corporation of India (FCI) and the offtake of foodgrains by the households, which is due to leakages/diversion of allocated foodgrains. This information was given by the Minister of State in the Ministry of Consumer Affairs, Food & Public Distribution, Prof. K.V. Thomas in written reply to a question in Lok Sabha today. He said that TPDS is operated under the joint responsibility of Central Government and State/UT Governments. The Central Government is responsible for procurement, allocation and transportation of foodgrains upto the designated depots of the FCI. The operational responsibilities for lifting and distributing the allocated foodgrains within the States/UTs, identification of eligible BPL families, issuance of ration cards to them and supervision over distribution of allocated foodgrains to eligible card holders through the Fair Price Shops (FPSs) are of the State/UT Governments. Government closely monitors the action taken by State/ UT Governments in respect of irregularities noticed in the implementation of TPDS. Complaints as and when received by Government from individuals and organizations, as well as through press reports are sent to the concerned State/UT Governments for inquiry and action. During the year 2010, 174 complaints relating to implementation of TPDS were received, which have been sent to August 2011, Volume: 08
the States/UTs. Government also regularly issues advisories to State/ UT Governments and reviews their performance during meetings and conferences. Periodic reporting has been prescribed and utilization certificate for the foodgrains allocated are obtained from the State/UT Governments, Shri Thomas added. The Minister said that strengthening and streamlining of TPDS is a continuous process. In consultation with the State/UT Governments, a Nine Point Action Plan was evolved in 2006, which inter-alia includes continuous review of BPL/AAY list and to eliminate bogus/ineligible ration cards along with strict action to be taken against the guilty to ensure leakage free distribution of foodgrains. To improve functioning of TPDS, States/UTs have also been advised to ensure timely availability of foodgrains at FPSs, greater transparency in functioning of TPDS, improved monitoring and vigilance at various levels and introduction of new technologies such as Computerization of TPDS operations at various levels.
of sick banks is decided should be explored. The recommendations were made in 3 broad categories:
Senior Citizens:
There should be prioritised service to senior citizens, physically handicapped persons by effective crowd/people management available at all branches. The panel suggested introduction of provision of the SMS alerts service about balance in the account at periodic intervals and about due dates for submission of important documents. Automatic updation of the customers to the senior citizen category based on the date of birth would be introduced. Pensioner may be allowed to submit the annual life certificate at any of the (linked) branches and not necessarily at the home branch.
Home Loans:
The panel recommended that banks should not impose exorbitant penal rates towards foreclosure of home loans. A policy should be devised to ensure that customers are not denied of opportunity to enhance their economic welfare by making choices such as switching to other banks/financial entities to enjoy the benefits conferred by market competition. Measures to stop practices of discriminating between new and old customers with identical risk profiles on the basis of interest rate offers were to be initiated. Banks should automatically provide annual account statement to home loan customers. All home loan customers should be permitted a switchover between fixed to floating or vice versa at least once during the loan tenure at an appropriate and reasonable fee. The panel recommended that home loans backed by insurance products, in any eventuality, to be automatically settled by the insurance amount with minimum inconvenience to the nominees and heirs. The title deeds should be returned to the customers within 15 days after the loan closure and a suitable compensatory policy to compensate the customers for delayed return of title deeds to be put in place. Banks should ensure through government subsidy or insurance that educational loans are properly priced. The Board Approved Policy for educational loans should indicate the minimum percentage in value or number of such loans which will be disbursed to students from rural areas. 13
Rural Areas:
According to the panel banks should ensure proper currency exchange facilities and also the quality of notes in circulation in rural areas. Branches should be made functioning at a time convenient to the customers (agricultural labourers, workers and artisans).
Other Recommendations:
Exchange facilities for soiled/ torn notes is a right of every citizen using such facilities and the RBI, through its agents is to ensure that no holder of sovereign currency note is turned away at a bank counter when the exchange facility is desired. All banks should implement the citizens' charter on exchange facilities of notes and coins adopted by the Department of Currency Management, RBI. The panel suggested documentation of the bank's approach to develop Client First Attitude by its employees. Instant blocking of lost ATM cards through SMS and immediate restoration of funds in case of nondispensation of cash at an ATM were some of the other recommendations made by the Reserve Bank of India's committee on customer service. August 2011, Volume: 08
For compensation to be paid by the banks for transaction deficiencies there should be in-built into the core banking system (CBS) software. As a measure of risk management, call centres as well as the online systems through Net banking should enable a customer to fix individual transaction limits for debit/credit card use, debar or fix limits for purchase of electronic or jewellery items. The panel is in favour of standardisation of account opening form by the Indian Banks' Association (IBA). Users (utilities, airlines, and railways) of electronic bank platforms for making collections may offer small discounts to their customers to favour electronic payments.
approached by CERPA can also participate in the survey by downloading the survey schedule from RBIs official website. The assessment of business sentiments for the present quarter and expectations for the ensuing quarter are based on qualitative responses to 20 major parameters. The parameters include overall business and financial situations, demand indicators, price and employment expectations, profit margins etc. The survey aimed to provide useful forward looking inputs for policymakers, analysts and businesses. The RBI has been conducting the Industrial Outlook Survey on a quarterly basis since 1998.
his team with a 4-under 68 as teammates Faldo Series Asian champion Abhijeet Chaddha, reigning All-India winner S Chikkarangappa and Angad Cheema shot average scores. The best of three scores were counted every day for the team total. The victory at Fiji came a fortnight after Indian golfers bagged silver at the Asia-Pacific Junior Championships.
CERPA
CERPA was established in 1972 and conducts social science research, provides consultancy on developmental issues, helps planners and policymakers and provides charitable services to the disadvantaged and poor sections of the country.
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Reserve Bank of India launched Industrial Outlook Survey for the July-September 2011
The Reserve Bank of India on 3 August 2011 launched its Industrial Outlook Survey for the July-September 2011 period. The Industrial Outlook Survey provides for an insight into the perception of non-financial public and private limited companies that are engaged in manufacturing activities about their performance and future prospects. The responsibility for conducting the research on behalf of the central bank was bestowed on Centre for Research Planning and Action (CERPA). The CERPA is to get in touch with several manufacturing companies during the quarter July-September for seeking their valuable feedback so that it can be included in the survey. The survey is to cover non-financial private and public limited companies with a good size/industry representation. Those manufac turing companies which are not Career Makers
SPORTS
Indian Golf Team won Bronze in a Team Event at 48-year old Nomura Cup in Fiji
An amateur Indian golf team won bronze in a team event at the 48-year old Nomura Cup in Fiji on 19 August 2011. The competition witnessed participation by teams from 18 countries. The Indians edged past golf powerhouse and defending champions Korea by five strokes for the third place on the final day. They finished at a four-day total of 865, and 5-under on the final day. Indias Khalin Joshi, who also finished tied third in the individual category, saved the day for 14
that Argentina has won the title 14 times and Brazil eight times. Brazil had won four of the past five titles. About Copa America: The Copa America was earlier known as South American Championship. It is an international football competition for national teams of South America. The competition is organized by CONMEBOL, South Americas football governing body. It is the oldest international continental football competition. This year, the 43rd edition of the tournament was held in Argentina. Uruguay has now won the Copa America 15 times, Argentina 14, Brazil 8 and Paraguay 2 times.
Games in 1972. The Winter Games have been staged twice in Asia, both times in Japan Sapporo in 1972 and Nagano in 1998.
Padmanabhaswamy Temple
Padmanabhaswamy Temple is one of the most famous Lord Vishnu Temples in Kerala, South India. It is also known as Sree Ananda Padmanabhaswamy Temple. The shrine is currently run by a trust headed by the royal family of Travancore. References to the temple can be found in the Divya Prabandha canon of literature written by Tamil Alwar. Alvars were the Tamil Saint poets who lived between the sixth and ninth centuries AD. References to Sri Padmanabha Temple is also said to have in the Brahma Purana, Padma Purana, Varaha Purana, and Vayu Purana.
Western Ghats
The Karnataka government has said that it is not interested in the UNESCO tag for the Western Ghats. It is believed that the UNESCO tag will mean a nogo area for people, including tribals living in the forests of the Western Ghats. A large population resides in the Western Ghats regions, spread across 10 districts - Shimoga, Dakshin Kannada, Udupi, Chikmagalur, Uttara Kannada, Hassan, Belgaum, Dharwad, Hubli and Uttara Kannada. Of the 176 revenue taluks in the State, the Western Ghats forests are spread across 59 taluks. It is not possible for the Government to force the people out of these regions." Of the 39 forests for nomination from the Western Ghats in Kerala, Karnataka, Tamil Nadu, Goa and Maharashtra, there are 10 forest zones in Karnataka for which the UNESCO tag is being sought. These include the wildlife sanctuaries at Pushpagiri, Brahmagiri, Talacauvery and Someshwara, apart from the Kudremukh national park. August 2011, Volume: 08
PLACES
Pyeongchang city
The International Olympic Committee has chosen Pyeongchang city of South Korea to host the 2018 Olympic Winter Games. The other two bid cities were Munich, Germany, and Annecy, France. Pyeongchang narrowly failed in its bids for 2010 and 2014, losing by three votes to Vancouver, Canada, for last years event and by four votes to Sochi, Russia, for the 2014 event. South Korea has never hosted the Winter Games, though the capital city of Seoul hosted the 1988 Summer Games. Had it won, Munich would have been the first city to host both the summer and Winter Olympics. The city attracted the Summer 15
Womens
The FIFA Womens World Cup is an international association football competition organized by FIFA. The championship has been awarded every four years since the inaugural tournament in 1991 held in China. The inaugural championship was won by USA. The world cup 2011 was held in Germany. The next World Cup will be hosted by Canada in 2015. The best performing nations are the USA and Germany; both have won the championship twice. Career Makers
INTERNATIONAL
AFFAIRS
The impounding silence of the valley was broken by the sounds of drums and trumpets with joyous chats of people as Leh woke up to celebrate the 18th Ladakhi KisanJawan-Vigyan-Mela organized at Leh by Defence Institute of High Altitude Research (DIHAR), earlier known as Field Research Laboratory (FRL) here today. DIHAR, a DRDO lab situated at an altitude of 3,500 meters above MSL (mean sea level), the worlds highest located agro-animal laboratory, famous for its pioneering work in developing and propagating wide range of high altitude agro-animal August 2011, Volume: 08
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open to universities and other institutions of higher education and research worldwide which undertake activities in support of the mission and mandates of the United Nations. The new initiative aims to promote a culture of intellectual cooperation, serving as a point of contact for ideas and proposals relevant to the United Nations mandate, and foster direct engagement by institutions in programmes, projects and initiatives for the realization of the Millennium Goals and other United Nations objective. About 50 Indian institutions have joined UNAI so far. UNAI gives active support to 10 universally accepted principles in the areas of human rights, literacy, sustainability and conflict resolution, which are based on the United Nations Charter, the Universal Declaration of Human Rights and the Millennium Development Goals target.
BangladeshSwadhinata Sammanona
The Bangladesh govern ment recently decided to confer the highest state honour for 1971 foreign friends on Indias assassinated Prime Minister Indira Gandhi for her tremendous contribution to its Liberation War 40 years ago. The Bangladesh cabinet decided to confer Bangladeshs highest honour Bangladesh Swadhinata Sammanona upon former Indian Prime Minister Indira Gandhi. It is here underscored that Indira Gandhi was Indias premier in 1971 when she travelled across the world to mobilise support for Bangladeshs Liberation War against Pakistan while her government provided food and makeshift shelter to an estimated one crore or 10 million people who fled their home to evade atrocities by the Pakistani troops.
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NATIONAL AFFAIRS
technologies in Ladakh region, holds the event annually. This year the event assumed all the more significance as DIHAR is celebrating its Golden Jubilee year with dedicated service to the Nation. In addition to DIHAR, technologies/ products/services related to high altitudes from other DRDO labs, various units of armed forces/paramilitary forces and industry were on display. The mela, which, true to its name, has become the symbol of unique synergy among the Armed forces, the local Ladakhi people, especially farmers and the DIHAR scientists, was attended by over 15,000 people that included over 2500 personnel of armed forces, farmers, entrepreneurs, students and women and children.
Bhat scheme under which lunch will be given to a poor person at Rupees 5. To execute this scheme, 100 food centres in all the 24 districts were opened. Under the dal bhat scheme a person will get 200 grammes of rice, pulses and chokha. The food centres will be run by NGOs and monitored by the district administration. According to an estimate, half of Jharkhands three crore population falls under the Below Poverty Line.
Rohinton Nariman
Senior Supreme Court lawyer Rohinton Nariman has been appointed the Solicitor General of India, the second topmost government lawyer. Rohinton Nariman, son of eminent jurist Fali S. Nariman, succeeds Gopal Subramanium who resigned in the wake of a controversy over Communications Minister Kapil Sibal opting for Nariman to represent him in the apex court in a case seeking probe against him for allegedly favouring a telecom operator. Rohinton Nariman was the youngest lawyer to be designated a senior advocate at the age of 37 years, in 1993. One of the recent significant cases that Nariman Jr handled was the gas sharing dispute between Mukesh Ambani-led RIL and Anil Ambani-led ADAG. Gopal Subramanium had served as a government law officer for six years first as an Additional Solicitor General from 2005 to 2009, and was later elevated as Solicitor General in 2009. He has said that he had taken the extreme step to protect the dignity of his post. August 2011, Volume: 08
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Career Makers 1. Name the animal rights crusader who was presented the Shining World Compassion Award from Supreme Master Ching Hai International Association. (A). Vandana Shiva (B). Sunita Narain (C). Maneka Gandhi (D). Sunder Lal Bahuguna Ans. (C) 2. Lok Pal Bill is associated with (A). Anti-Corruption (B). Security (C). Bio-diversity (D). Global warming Ans. (A) 3. Miss World 2010 is (A). Adriana Vasini (B). Alexandria Mills (C). Emma Wareus (D). Mansavi Mamgai Ans. (B) 4. The annual India-European Union (EU) Summit was held in Dec 2010 in(A). London (B). Paris (C). Berlin (D). Brussels Ans. (D) 5. Who has been re-appointed as the prime minister of France? (A). Dominique de Villepin (B). Jean-Peirre Raffarin (C). Francois Fillon (D). Lionel Jospin Ans. (C) 6. With which of the following countries has India recently agreed to establish hotline between the two countries commerce and Industries ministries? 11. 10. 9. 8. 7.
(A). Poland (B). Germany (C). England (D). Japan Ans. (B) Sanam Singh is related to _______. (A). Tennis (B). Badminton (C). Discus Throw (D). Archery Ans. (A) Which among the following are TOP 3 debtors of World Bank? (A). India, South Africa, Mexico (B). India, Mexico, South Africa (C). India, Mexico, Pakistan (D). Mexico, India, South Africa Ans. (B) Serbia has won the Davis Cup title by defeating (A). France (B). US (C). Switzerland (D). Sweden Ans. (A) The opposition parties had been demanding JPC of the probe in 2G spectrum scam. JPC stands for (A).Joint Parliamentary Commission (B). Joint Parliamentary Committee (C). Joint Parliamentary Controversy (D). Joint Parties Commission Ans. (B) Lal Bahadur Shastri Award 2010 for Excellence in Public Administration Academia and Management has been given to
(A). Zia Modi (B). Aruna Roy (C). Kapil Sibal (D). Arvind Kezeriwal Ans. (B) Who among the following has won the Durand Cup held in New Delhi recently? (A). JCT (B). Chirag United (C). East Bengal (D). Mohun Bagan Ans. (B) What is Indias Rank in World Uranium Production as per the latest data of World Nuclear Association? (A). 10th (B). 12th (C). 13th (D). 18th Ans. (C) Which of the following is the firstever pollution-control warship? (A). Sagar Manthan (B). Sagar Rattan (C). Sagar Prahari (D). Samudra Prahan Ans. (D) According to the Chief Election Commissioner SY Quraishi, the National Voters Day will be observed on (A). Jan 5 (B). Jan 15 (C). Jan 20 (D). Jan 25 Ans. (D) Which country stands at the top in 2010 Human Development Index (HDI) rankings of 169 nations in Human Development Report 2010?
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(A). Norway (B). Australia (C). New Zealand (D). United States Ans. (A) Where was recently a referendum held to support constitutional reforms? (A). Iran (B). Iraq (C). Saudi Arabia (D). Turkey Ans. (D) The 43rd Jananpith Award 2007 has been conferred on (A). Akhlaq Shaharyar Khan (B). ONV Kurup (C). Arundhati Roy (D). None of the above Ans. (B) Recently in news Lavasa Corporations township project is situated in ___. (A). Maharashtra (B). Goa (C). Kerala (D). Karnataka Ans. (A) Conversations with Myself is the book written by (A). Nelson Mandela (B). MarioVargas Llosa (C). Prince Charles (D). None of the above Ans. (A) Which of the following has won the Best Film Award at 57th National Film Awards? (A). Kutty Srank (B). Lahore (C). Paa (D). Abohoman Ans. (A) Justice Nissar Ahmed Kakru has been appointed an the New Chief Justice of (A). Andhra Pradesh (B). Jammu & Kashmir (C). Tamil Nadu (D). Kerala . Ans. (B)
23. Who is the author of the book World of All Human Rights! (A). Harish Salve (B). Santosh Hegde (C). Arundhati Roy (D). Soli J Sorabjee Ans. (D) 24. A new scheme for the health improvement of expectant mothers and ensuring proper nutrition for the newborns has been named as (A). Indira Gandhi Matritva Sahyog Yojana (B). Rajiv Gandhi Matritva Sahyog Yojana (C). Mahatma Gandhi Matritva Sahyog Yojana (D). Kasturba Gandhi Matritva Sahyog Yojana Ans. (A) 25. Nallari Kiran Kumar Reddy has been appointed as the Chief Minister of (A). Karnataka (B). Andhra Pradesh (C). Kerala (D). Tamil Nadu Ans. (B) 26. Name the founder of the whistleblower website Wikileaks. (A). Julian Assange (B). Navi Pillay (C). Phillip Adams (D). Ben Laurie Ans. (A) 27. Who is the chairman of Parliaments Public Accounts Committee (PAC)? (A). Jaswant Singh (B). Sandeep Dikshit (C). Murli Manohar Joshi (D). Mulayam Singh Ans. (C) 28. The theme of 17th ASEAN Summit was (A). Towards the ASEAN Community from Vision to Action 19
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(B). Action Oriented Approach of ASEAN Community (C). ASEAN with New Actionable Approach (D). None of the above Ans. (A) Who is the author of the book Yes, We Can? (A). M Karunanidhi (B). Dr. Ramadoss (C). Vaiko (D). MK Azhagiri Ans. (C) Who has been awarded LG ICC Test Player of the year Award for 2010? (A). Gautam Gambhir (B). Virender Sehwag (C). A. B. de Villlers (D). None of the above Ans. (B) Who among the following became the first enlisted Sikh soldier in the US Army in more than two decades to complete basic training after getting a rare religious exemption for his turban and beard because the military requires his language skills? (A). Kamaljeet Singh Kalsi (B). Tejdeep Singh Rattan (C). Bob Singh Dhillon (D). Simran Preet Singh Lamba Ans. (D) The Nobel Prize winner for 2010 in Medicine is (A). Liu Xlaobo (B). Mario Vargas Llosa (C). Robert Edwards (D). Akira Suzuki Ans. (C) Lal Bahadur Shastri Award 2010 for Excellence in Public Administration Academia and Management has been given to (A). Zia Modi (B). Aruna Roy (C). Kapil Sibal (D). Arvind Kezeriwal Ans. (B) August 2011, Volume: 08
Career Makers
34. The best actress award under the 57th National Film Awards for 2009 has been bagged by (A). Rani Mukherjee (B). Vidya Balan (C). Ananya ChatterJee (D). Kareena Kapoor Ans. (C) 35. Which of the following organisation recently celebrated the Silver Jubilee Year of its establishment? (A). SAARC (B). ASEAN (C). APEC (D). G-8 Ans. (A) 36. Jiaolong which made a trip into deep sea recently belongs to (A). U.S.A. (B). China (C). Australia (D). Russia Ans. (B) 37. With which of the following countries did India recently agree to set up a joint venture to co-develop and produce a new Multi role Transport Aircraft (MTA)? (A). Japan (B). Russia (C). U.S.A. (D). Poland Ans. (B) 38. Which Indian state continues to top the list with an adult HIV infection prevalence rate of 40 percent? (A). Mizoram (B). Andhra Pradesh (C). Nagaland (D). Manipur Ans. (D) 39. Name the countrys only government award for an environmental film. (A). Vasudha Award (B). Vasundhara Award (C). Vaishali Award Career Makers
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(D). Vriksha Mitra Award Ans. (A) In World University Ranking which of the following has topped? (A). The University of Cambridge (B). Harvard University (C). Yale University (D). University of Oxford Ans. (A) World leaders from 193 countries signed a new global climate regime on Dec 11 called (A). Cancun Agreement (B). Kyoto Agreement (C). Copenhagen Agreement (D). London Agreement Ans: (A) Who recently clinched Italian Grand Prix and Singapore Grand Prix? (A). Fernando Alonso (B). Sebastian Vettel (C). Casey Stoner (D). None of these Ans: (A) Who is the author of the book A Rainbow in the Night? (A). Jim Corbett (B). George Orwell (C). Rudyard Kipling (D). Dominique Lapierre Ans: (D) Name the person who has been honoured with the prestigious 2010 Intel Environment Award for his efforts to solve global safe drinking water and sanitation crises. (A). Subir Bhomick (B). Rajesh Shah (C). Sundarlal Bahuguna (D). Chandi Prasad Ans: (B) The Union Cabinet has decided that street vendors will now enjoy the benefits of cashlessbased health insurance scheme. They will be covered by 20
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(A). Janshree Bima Yojana (B). Rashtriya Swasthya Bima Yojana (C). Aam Aadtni Bima Yojana (D). Sampoom Bima Yojana Ans: (B) Gangan Narang is related to _______. (A). Golf (B). Polo (C). Boxing (D). Shooting Ans: (D) Name the tiny and energy-rich gulf Arab country that has been picked to host the FIFA 2022 World Cup. (A). UAH (B). Oman (C). Saudi Arabia (D). Qatar Ans: (D) The winner of US Open 2010 (Tennis Championship) womens singles title is (A). Kim Clijster (B). Vera Zvonaeva (C). Liezel Huber (D). Kveta Peschke Ans: (A) Which of the following has been raised by the Indian Navy after 26/11 Mumbai terror attack? (A). Sagar Suraksha Bal (B). Sagar Prahari Bal (C). Coast Security Guard (D). Coastal Protection Force Ans: (B) The controversial UDRS system used in cricket is (A). Universal Decision Review System (B). Unified Decision Review System (C). Umpire Decision Review System (D). Unmanned Decision Review System Ans: (C) August 2011, Volume: 08