Illustration - 2024-11-14T173043.225

Download as pdf or txt
Download as pdf or txt
You are on page 1of 2

14-11-2024

Quote No : cghsn5ptezz

Benefit Illustration for HDFC Life Click 2 Protect Super


This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Click 2 Protect Super
Age is taken as on last birthday Proposal No: NA
Name of the Prospect/Policyholder: Customer Name of the Product: HDFC Life Click 2 Protect Super
A Non Linked, Non Participating, Individual,
Age: 58 Tag Line: Pure Risk Premium/Savings Life Insurance
Plan
Name of the Life Assured: Customer Unique Identification No: 101N145V05
Age: 58 GST Rate: 4.50%* for first year
Gender: Male 2.25%* second year onwards
Policy Term: 27 Years
Premium Payment Term: 12 Years Tobacco User: No
Amount of Instalment Premium (Without
Rs.305184
GST):
Mode of Premium Payment: Annual
*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy
Policy Details
Plan Option Life Basic Sum Assured Rs. 10000000

Sum Assured Factor Option A Sum Assured on Death (at inception of the policy) Rs. 10000000
WOP CI Benefit No WOP on total Permanent Disability No
Return of Premium Benefit Yes Spouse Cover Option No
Level Cover Period(Years) Not Applicable Ammortization Rate Not Applicable

Parent Secure Option No Life Stage Option No


Death Benefit to be received as instalment(Parent Secure
No.Of Nominee(s)(Parent Secure Option) Not Applicable Not Applicable
Option)
Instalment Frequency(Parent Secure Option) Not Applicable

Premium Summary
PP PP HPR HPR Total
Base Plan CI Rider IB Rider Rider Rider Rider Rider Instalment
(PAC) (ADC) (CCI) (CC) Premium
Instalment Premium without GST 305184 0 0 0 0 0 0 305184
First Year Premium
Instalment Premium with First Year GST 318917 0 0 0 0 0 0 318917
Instalment Premium without GST 305184 0 0 0 0 0 0 305184
Second Year Premium
Instalment Premium with GST 2nd Year Onwards 312051 0 0 0 0 0 0 312051

1/2
(Amounts in Rupees.)
Policy Single/ Guaranteed Non Guaranteed Surrender
Year Annualized Value
Survival Benefit/ Accrued Guaranteed Other Maturity Death Policy Cancelation Min Guaranteed Special Surrender
Premium Payable
Additions Benefits Benefit Value Surrender Value Value

1 3,05,184 0 0 0 1,00,00,000 0 0 87,811 87,811


2 3,05,184 0 0 0 1,00,00,000 0 1,83,110 1,85,383 1,85,383

3 3,05,184 0 0 0 1,00,00,000 0 3,20,443 2,93,466 3,20,443

4 3,05,184 0 0 0 1,00,00,000 0 6,10,368 4,12,875 6,10,368


5 3,05,184 0 0 0 1,00,00,000 0 7,62,960 5,44,472 7,62,960

6 3,05,184 0 0 0 1,00,00,000 0 9,15,552 6,89,170 9,15,552

7 3,05,184 0 0 0 1,00,00,000 0 10,68,144 8,47,908 10,68,144


8 3,05,184 0 0 0 1,00,00,000 0 12,69,565 10,21,651 12,69,565

9 3,05,184 0 0 0 1,00,00,000 0 14,83,194 12,11,379 14,83,194

10 3,05,184 0 0 0 1,00,00,000 0 17,09,030 14,18,077 17,09,030


11 3,05,184 0 0 0 1,00,00,000 0 19,47,074 16,42,707 19,47,074

12 3,05,184 0 0 0 1,00,00,000 0 22,33,947 18,86,221 22,33,947

13 0 0 0 0 1,00,00,000 0 23,07,191 19,84,195 23,07,191

14 0 0 0 0 1,00,00,000 0 23,80,435 20,85,906 23,80,435


15 0 0 0 0 1,00,00,000 0 24,53,679 21,91,279 24,53,679

16 0 0 0 0 1,00,00,000 0 25,26,924 23,00,196 25,26,924

17 0 0 0 0 1,00,00,000 0 26,00,168 24,12,536 26,00,168

18 0 0 0 0 1,00,00,000 0 26,73,412 25,28,114 26,73,412

19 0 0 0 0 1,00,00,000 0 27,46,656 26,46,720 27,46,656


20 0 0 0 0 1,00,00,000 0 28,19,900 27,68,102 28,19,900

21 0 0 0 0 1,00,00,000 0 28,93,144 28,91,959 28,93,144

22 0 0 0 0 1,00,00,000 0 30,03,011 30,17,936 30,17,936

23 0 0 0 0 1,00,00,000 0 30,76,255 31,45,602 31,45,602

24 0 0 0 0 1,00,00,000 0 31,49,499 32,74,488 32,74,488

25 0 0 0 0 1,00,00,000 0 32,22,743 34,04,004 34,04,004


26 0 0 0 0 1,00,00,000 0 32,95,987 35,33,499 35,33,499

27 0 0 0 36,62,208 1,00,00,000 0 0 0 0

Notes:
1.Annualised Premium excludes underwriting extra premium, frequency loading on premiums, the premium paid towards rider, if any, and Goods & Service Tax.
2. The benefits illustrated are as of at end of year.
3. Surrender value (if applicable) will be higher of GSV (Guaranteed Surrender value) and SSV (Special Surrender Value).

I , have explained the premiums/ charges, and benefits under the policy fully to the I Customer ,having received the information with respect to the above, have
prospect / policyholder. understood the above statement before entering into the contract.

Place :

Date : Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder

2/2

You might also like