14/12/2024, 09:53 Score Report | Cibil Dashboard

CIBIL Score & Report

Control Number : 8,48,30,66,625

Date : 14/12/2024

Hello, PRAMOD KUMAR YADAV NANDULAL

Your CIBIL Score is 544 as of Date : 14/12/2024

300 900

544

CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.

This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan
applications. Your score ranges between 300 and 900, and is calculated based on the
information available in the "Accounts" and "Enquiry"section of your CIBIL Report. The closer
your score is to 900, the more confidence the lender will have in your ability to repay the loan.
Higher your score, the better chances of your application getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one
of the following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.

PERSONAL DETAILS

Name

PRAMOD KUMAR YADAV NANDULAL

Date Of Birth Gender

05/05/1984 Male

IDENTIFICATION DETAILS

Identification Type

Voter ID Number

ID Number

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LNZ3031697

Issue Date Expiry Date

-- --

Identification Type

Ration Card Number

ID Number

941690915221

Issue Date Expiry Date

-- --

ADDRESS DETAILS

Address

AT-WAQRD NO 20 GRAM SIMAIYA MANDLA Madhya Pradesh 481661

Category

Residence Address
Residence Code

-
Date Reported

29/08/2014

Address

VILL- SIMAIYA GORAKHPUR PO- MOHGAON MANDLA Madhya Pradesh

481661
Category

Residence Address
Residence Code

-
Date Reported

22/07/2014

CONTACT DETAILS

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Telephone Number Type

Not Classified
Telephone Number

9753304231
Telephone Extension

--

EMAIL DETAILS

EMPLOYMENT DETAILS

Account Type Date Reported

Business Loan – Priority Sector – Small Business 30/11/2023

Occupation Income

Others -

Monthly / Annual Income Indicator Net / Gross Income Indicator

- -

ALL ACCOUNTS

OPEN ACCOUNTS

Member Name

MP GRAMIN
Account Type

Business Loan – Priority Sector – Small Business

Account Number

135370810000014
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

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--

High Credit

₹10,000

Current Balance

₹1,037

Cash Limit

--

Amount Overdue

--

Rate of Interest

11.60%

Repayment Tenure

15

EMI Amount

₹878

Payment Frequency

Monthly

Actual Payment Amount

--

Date Opened / Disbursed

09/02/2021

Date Closed

--

Date of Last Payment

31/10/2021

Date Reported And Certified

31/10/2024

Value of Collateral

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--

Type of Collateral

Property

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/12/2021

Payment End Date

01/10/2024

Payment History

Oct 2024 LSS

Sep 2024 LSS
Aug 2024 LSS
Jul 2024 LSS
Jun 2024 DBT
May 2024 DBT
Apr 2024 DBT
Mar 2024 DBT
Feb 2024 DBT

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Jan 2024 DBT

Dec 2023 DBT
Nov 2023 DBT
Oct 2023 DBT
Sep 2023 DBT
Aug 2023 DBT
Jul 2023 DBT
Jun 2023 DBT
May 2023 DBT
Apr 2023 DBT
Mar 2023 DBT
Feb 2023 DBT
Jan 2023 DBT
Dec 2022 SUB
Nov 2022 SUB
Oct 2022 SUB
Sep 2022 SUB
Aug 2022 SUB
Jul 2022 SUB
Jun 2022 SUB
May 2022 SUB
Apr 2022 SUB
Mar 2022 SUB
Feb 2022 XXX
Jan 2022 SUB
Dec 2021 SUB

STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported

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SUB :Substandard

CLOSED ACCOUNTS

Member Name

INDUSIND BANK
Account Type

Two-wheeler Loan
Account Number

JJM02055H
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

--

High Credit

₹30,500

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

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--

EMI Amount

--

Payment Frequency

--

Actual Payment Amount

--

Date Opened / Disbursed

31/08/2014

Date Closed

28/01/2016

Date of Last Payment

22/01/2016

Date Reported And Certified

31/12/2016

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

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--

PAYMENT STATUS

Payment Start Date

01/09/2014

Payment End Date

01/12/2016

Payment History

Dec 2016 0
Nov 2016 0
Oct 2016 0
Sep 2016 0
Aug 2016 0
Jul 2016 0
Jun 2016 0
May 2016 0
Apr 2016 0
Mar 2016 0
Feb 2016 0
Jan 2016 0
Dec 2015 30
Nov 2015 0
Oct 2015 0
Sep 2015 90
Aug 2015 60
Jul 2015 30
Jun 2015 0
May 2015 0
Apr 2015 60
Mar 2015 60
Feb 2015 60
Jan 2015 60
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Dec 2014 0
Nov 2014 0
Oct 2014 0
Sep 2014 30

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

ENQUIRY DETAILS

Member Name

BOI
Date Of Enquiry

13/12/2024
Enquiry Purpose

Education Loan

End of report

Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL
Limited ( TU CIBIL) based on information provided/ submitted by its various members("Members"),
as part of periodic data submission and Members are required to ensure accuracy, completeness
and veracity of the information submitted. The credit report is generated using the proprietary
search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy,
completeness and veracity of the information contained in the Report and shall only be liable and
/ or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is
governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

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In case of any discrepancy in Personal / Account Information pertaining to Loan Accounts /

Credit Cards, concerned Financial Institutions / Credit Card Company (CCC) may also please be
contacted for required clarification.

COPYRIGHT 2024 TRANSUNION CIBIL. ALL RIGHTS RESERVED.

For more information, please visit our website at www.cibil.com

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