Score Report _ Cibil Dashboard

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1/2/25, 12:28 PM Score Report | Cibil Dashboard

CIBIL Score & Report

Control Number : 8,55,45,27,406


Date : 02/01/2025

Hello, PANDIYAN ELAVARASAN

Your CIBIL Score is 666 as of Date : 02/01/2025


300 900

666

CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.

This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan
applications. Your score ranges between 300 and 900, and is calculated based on the
information available in the "Accounts" and "Enquiry"section of your CIBIL Report. The closer
your score is to 900, the more confidence the lender will have in your ability to repay the loan.
Higher your score, the better chances of your application getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one
of the following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.

PERSONAL DETAILS

Name

PANDIYAN ELAVARASAN

Date Of Birth Gender

12/07/1998 Female

IDENTIFICATION DETAILS

Identification Type

Income Tax ID Number (PAN)

ID Number

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AFHPE0970R

Issue Date Expiry Date

-- --

ADDRESS DETAILS

Address

NO 19 ALAGAR NAGAR 5TH STREET PUDUR Tamil Nadu 625007


Category

Permanent Address
Residence Code

-
Date Reported

31/12/2023

Address

NO 19 ALAGAR NAGAR 5TH STREET PUDUR Tamil Nadu 625007


Category

Residence Address
Residence Code

-
Date Reported

31/12/2023

Address

NO 19 ALAGAR NAGAR 5TH STREET PUDUR Tamil Nadu 625007


Category

Office Address
Residence Code

-
Date Reported

31/12/2023

Address

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INDIRA NAGAR 2/346 2ND STREET NANMANGALA M KANCHEEPURAM


TAMIL NADU 600117 Tamil Nadu 600117
Category

Not Categorized
Residence Code

-
Date Reported

30/11/2023

CONTACT DETAILS

Telephone Number Type

Office Phone
Telephone Number

9344354287
Telephone Extension

--

Telephone Number Type

Mobile Phone
Telephone Number

9344354287
Telephone Extension

--

Telephone Number Type

Mobile Phone
Telephone Number

9344354287.0
Telephone Extension

--

EMAIL DETAILS

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Email ID

PRESIELA1998@GMAIL.COM

Email ID

9344354287@NOCASH.MOBIKWIK.COM

Email ID

MATHEWELA1997@GMAIL.COM

EMPLOYMENT DETAILS

Account Type Date Reported

Gold Loan 31/01/2024

Occupation Income

Others -

Monthly / Annual Income Indicator Net / Gross Income Indicator

- -

ALL ACCOUNTS

OPEN ACCOUNTS

Member Name

TRANSACTREE
Account Type

Short Term Personal Loan


Account Number

1289210U
Ownership

Individual

ACCOUNT DETAILS

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Credit Limit

--

High Credit

₹2,616

Current Balance

₹18,102

Cash Limit

--

Amount Overdue

₹18,102

Rate of Interest

--

Repayment Tenure

--

EMI Amount

--

Payment Frequency

--

Actual Payment Amount

--

Date Opened / Disbursed

22/07/2022

Date Closed

--

Date of Last Payment

--

Date Reported And Certified

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15/12/2024

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/07/2022

Payment End Date

01/12/2024

Payment History

Dec 2024 864


Nov 2024 XXX
Oct 2024 819
Sep 2024 788
Aug 2024 758
Jul 2024 727

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Jun 2024 696


May 2024 666
Apr 2024 635
Mar 2024 XXX
Feb 2024 574
Jan 2024 545
Dec 2023 XXX
Nov 2023 486
Oct 2023 453
Sep 2023 399
Aug 2023 XXX
Jul 2023 367
Jun 2023 335
May 2023 274
Apr 2023 XXX
Mar 2023 XXX
Feb 2023 XXX
Jan 2023 0
Dec 2022 0
Nov 2022 XXX
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0

STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard

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CLOSED ACCOUNTS

Member Name

HDFC BANK
Account Type

Gold Loan
Account Number

74740883
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

--

High Credit

₹26,000

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

--

Payment Frequency

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Monthly

Actual Payment Amount

--

Date Opened / Disbursed

08/12/2023

Date Closed

03/06/2024

Date of Last Payment

03/06/2024

Date Reported And Certified

30/06/2024

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

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Payment Start Date

01/12/2023

Payment End Date

01/06/2024

Payment History

Jun 2024 0
May 2024 0
Apr 2024 0
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

Member Name

KRAZYBEE
Account Type

Short Term Personal Loan


Account Number

KB220605EPJFZ
Ownership

Individual

ACCOUNT DETAILS

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Credit Limit

--

High Credit

₹3,000

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

EMI Amount

₹3,373

Payment Frequency

Monthly

Actual Payment Amount

--

Date Opened / Disbursed

06/06/2022

Date Closed

13/02/2024

Date of Last Payment

13/02/2024

Date Reported And Certified

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29/02/2024

Value of Collateral

--

Type of Collateral

No Collateral

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/06/2022

Payment End Date

01/02/2024

Payment History

Feb 2024 0
Jan 2024 594
Dec 2023 563
Nov 2023 532
Oct 2023 502
Sep 2023 471

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Aug 2023 441


Jul 2023 410
Jun 2023 379
May 2023 349
Apr 2023 318
Mar 2023 288
Feb 2023 257
Jan 2023 229
Dec 2022 198
Nov 2022 167
Oct 2022 137
Sep 2022 106
Aug 2022 76
Jul 2022 45
Jun 2022 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

Member Name

KOTAK BANK
Account Type

Consumer Loan
Account Number

CFB13741199
Ownership

Individual

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ACCOUNT DETAILS

Credit Limit

--

High Credit

₹12,800

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

EMI Amount

₹1,829

Payment Frequency

Monthly

Actual Payment Amount

--

Date Opened / Disbursed

01/06/2022

Date Closed

30/03/2024

Date of Last Payment

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02/11/2023

Date Reported And Certified

12/06/2024

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

Written-off

Written-off Amount (Total)

₹1,158

Written-off Amount (Principal)

₹1,091

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/06/2022

Payment End Date

01/06/2024

Payment History

Jun 2024 0
May 2024 XXX
Apr 2024 XXX
Mar 2024 0

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Feb 2024 452


Jan 2024 423
Dec 2023 392
Nov 2023 361
Oct 2023 331
Sep 2023 300
Aug 2023 270
Jul 2023 239
Jun 2023 208
May 2023 178
Apr 2023 147
Mar 2023 117
Feb 2023 86
Jan 2023 58
Dec 2022 27
Nov 2022 0
Oct 2022 0
Sep 2022 26
Aug 2022 0
Jul 2022 1
Jun 2022 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

ENQUIRY DETAILS

Member Name

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AU SFB
Date Of Enquiry

01/01/2025
Enquiry Purpose

Other

Member Name

AU SFB
Date Of Enquiry

27/12/2024
Enquiry Purpose

Other

Member Name

AU SFB
Date Of Enquiry

09/12/2024
Enquiry Purpose

Other

Member Name

HDFC BANK
Date Of Enquiry

20/11/2024
Enquiry Purpose

Credit Card

Member Name

INDUSIND BANK
Date Of Enquiry

15/03/2024
Enquiry Purpose

Other

Member Name

UTKARFIN
Date Of Enquiry

22/02/2024
Enquiry Purpose

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Other

Member Name

INDUSIND BANK
Date Of Enquiry

16/02/2024
Enquiry Purpose

Other

Member Name

INDUSIND BANK
Date Of Enquiry

12/02/2024
Enquiry Purpose

Other

Member Name

RBL BANK
Date Of Enquiry

08/02/2024
Enquiry Purpose

Other

Member Name

INDUSIND BANK
Date Of Enquiry

22/12/2023
Enquiry Purpose

Other

Member Name

INDUSIND BANK
Date Of Enquiry

22/12/2023
Enquiry Purpose

Other

Member Name

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HDFC BANK
Date Of Enquiry

08/12/2023
Enquiry Purpose

Gold Loan

Member Name

HDFC BANK
Date Of Enquiry

06/12/2023
Enquiry Purpose

Gold Loan

Member Name

INDUSIND BANK
Date Of Enquiry

22/08/2023
Enquiry Purpose

Other

Member Name

INDUSIND BANK
Date Of Enquiry

03/08/2023
Enquiry Purpose

Credit Card

Member Name

CHAIRIDSPL
Date Of Enquiry

12/06/2023
Enquiry Purpose

Personal Loan

Member Name

CHOLA INVST FIN


Date Of Enquiry

31/05/2023
Enquiry Purpose

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Personal Loan

Member Name

INDUSIND BANK
Date Of Enquiry

25/05/2023
Enquiry Purpose

Other

Member Name

INDUSIND BANK
Date Of Enquiry

24/03/2023
Enquiry Purpose

Other

Member Name

DMIFINANCE
Date Of Enquiry

08/11/2022
Enquiry Purpose

Other

Member Name

BAJAJ FIN LTD


Date Of Enquiry

29/08/2022
Enquiry Purpose

Personal Loan

Member Name

HDFC BANK
Date Of Enquiry

25/08/2022
Enquiry Purpose

Credit Card

Member Name

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IDFC FIRST BANK


Date Of Enquiry

19/08/2022
Enquiry Purpose

Consumer Loan

Member Name

IDFC FIRST BANK


Date Of Enquiry

19/08/2022
Enquiry Purpose

Personal Loan

Member Name

HDFC BANK
Date Of Enquiry

01/08/2022
Enquiry Purpose

Other

Member Name

CHAIRIDSPL
Date Of Enquiry

27/07/2022
Enquiry Purpose

Personal Loan

Member Name

KOTAK BANK
Date Of Enquiry

22/07/2022
Enquiry Purpose

Personal Loan

Member Name

BAJAJ FIN LTD


Date Of Enquiry

27/06/2022
Enquiry Purpose

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Personal Loan

Member Name

BAJAJ FIN LTD


Date Of Enquiry

11/06/2022
Enquiry Purpose

Other

Member Name

KRAZYBEE
Date Of Enquiry

30/05/2022
Enquiry Purpose

Personal Loan

Member Name

KOTAK BANK
Date Of Enquiry

30/05/2022
Enquiry Purpose

Consumer Loan

Member Name

HDB
Date Of Enquiry

10/05/2022
Enquiry Purpose

Consumer Loan

Member Name

CHAIRIDSPL
Date Of Enquiry

14/02/2022
Enquiry Purpose

Personal Loan

Member Name

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SI CREVA CAPITAL
Date Of Enquiry

14/02/2022
Enquiry Purpose

Personal Loan

End of report

Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL
Limited ( TU CIBIL) based on information provided/ submitted by its various members("Members"),
as part of periodic data submission and Members are required to ensure accuracy, completeness
and veracity of the information submitted. The credit report is generated using the proprietary
search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy,
completeness and veracity of the information contained in the Report and shall only be liable and
/ or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is
governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

In case of any discrepancy in Personal / Account Information pertaining to Loan Accounts /


Credit Cards, concerned Financial Institutions / Credit Card Company (CCC) may also please be
contacted for required clarification.

COPYRIGHT 2024 TRANSUNION CIBIL. ALL RIGHTS RESERVED.


For more information, please visit our website at www.cibil.com

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