National Insurance Company Limited

CIN - U10200WB1906GOI001713 IRDAI Regn. No. - 58

National Senior Citizen Mediclaim Policy

Rate Chart (in INR)

Zone 1 Plan A - Individual/ Eldest member in Floater

Age 100000 200000 300000 400000 500000 600000 700000 800000 900000 1000000
60-65 9,233 14,431 17,921 20,589 24,705 29,507 34,860 38,345 39,930 41,128
66-70 13,851 21,647 26,882 30,881 37,057 44,261 52,290 57,518 59,895 61,693
71-75 15,958 24,938 30,969 35,576 42,693 50,990 60,240 66,264 69,002 71,071
76-80 18,250 28,523 35,420 40,692 48,830 58,320 68,898 75,788 78,920 81,289
81-85 22,453 35,084 43,570 50,050 60,062 71,734 84,793 93,271 97,125 100,039
86+ 24,699 38,594 47,926 55,056 66,068 78,909 93,271 102,598 106,835 110,043

Zone 1 Plan A - Dependent in Floater

Age 100000 200000 300000 400000 500000 600000 700000 800000 900000 1000000
50-55 2,122 3,316 4,118 4,731 5,677 6,781 8,011 8,812 9,176 9,452
56-60 3,543 5,538 6,877 7,901 9,480 11,323 13,378 14,715 15,323 15,783
61-65 5,343 8,351 10,371 11,915 14,297 17,076 20,174 22,190 23,108 23,801
66-70 8,302 12,974 16,112 18,509 22,210 26,528 31,340 34,474 35,898 36,976
71-75 9,915 15,495 19,242 22,104 26,526 31,682 37,429 41,172 42,873 44,159
76-80 11,760 18,379 22,824 26,220 31,465 37,579 44,396 48,835 50,854 52,380
81-85 14,469 22,608 28,076 32,252 38,704 46,226 54,640 60,104 62,587 64,465
86+ 15,915 24,868 30,882 35,476 42,572 50,846 60,100 66,110 68,841 70,908

Zone 1 Plan B - Individual/ Eldest member in Floater

Age 100000 200000 300000 400000 500000 600000 700000 800000 900000 1000000
60-65 12,004 18,760 23,297 26,765 32,115 38,360 45,318 49,848 51,908 53,466
66-70 18,007 28,141 34,946 40,146 48,174 57,539 67,977 74,773 77,863 80,200
71-75 20,745 32,419 40,261 46,250 55,501 66,288 78,311 86,142 89,703 92,393
76-80 23,725 37,079 46,047 52,899 63,479 75,815 89,568 98,525 102,596 105,675
81-85 29,190 45,610 56,640 65,066 78,079 93,255 110,230 121,252 126,262 130,050
86+ 32,108 50,172 62,304 71,573 85,888 102,582 121,252 133,377 138,887 143,056

Zone 1 Plan B - Dependent in Floater

Age 100000 200000 300000 400000 500000 600000 700000 800000 900000 1000000
50-55 2,758 4,311 5,355 6,151 7,381 8,815 10,415 11,456 11,929 12,288
56-60 4,607 7,198 8,940 10,272 12,325 14,721 17,391 19,128 19,920 20,518
61-65 6,946 10,856 13,483 15,490 18,585 22,199 26,227 28,848 30,040 30,942
66-70 10,793 16,866 20,944 24,062 28,873 34,487 40,743 44,816 46,667 48,068
71-75 12,891 20,143 25,015 28,736 34,483 41,187 48,657 53,523 55,735 57,405
76-80 15,289 23,893 29,671 34,087 40,904 48,854 57,715 63,486 66,110 68,094
81-85 18,810 29,391 36,500 41,929 50,314 60,093 71,032 78,135 81,363 83,805
86+ 20,690 32,329 40,147 46,120 55,344 66,100 78,131 85,944 89,494 92,179

Zone 2 Plan A - Individual/ Eldest member in Floater

Age 100000 200000 300000 400000 500000 600000 700000 800000 900000 1000000
60-65 7,802 12,194 15,143 17,397 20,876 24,933 29,457 32,401 33,741 34,753
66-70 11,704 18,291 22,715 26,095 31,313 37,400 44,185 48,603 50,611 52,130
71-75 13,484 21,073 26,169 30,062 36,075 43,087 50,903 55,993 58,307 60,055
76-80 15,422 24,102 29,930 34,385 41,261 49,280 58,219 64,041 66,688 68,689
81-85 18,973 29,646 36,816 42,292 50,752 60,616 71,650 78,814 82,071 84,533
86+ 20,871 32,612 40,498 46,523 55,828 66,678 78,814 86,695 90,276 92,986

Zone 2 Plan A - Dependent in Floater

Age 100000 200000 300000 400000 500000 600000 700000 800000 900000 1000000
50-55 1,793 2,802 3,480 3,998 4,797 5,729 6,769 7,445 7,753 7,986
56-60 2,994 4,679 5,811 6,676 8,011 9,568 11,304 12,434 12,948 13,336
61-65 4,515 7,056 8,763 10,067 12,080 14,428 17,046 18,749 19,525 20,111
66-70 7,015 10,963 13,614 15,640 18,767 22,416 26,482 29,130 30,334 31,244
71-75 8,379 13,094 16,261 18,679 22,416 26,773 31,629 34,792 36,230 37,316

National Insurance Co. Ltd. Page | 1 National Senior Citizen Mediclaim Policy
Premises No. 18-0374, Plot no. CBD-81, UIN:
New Town, Kolkata - 700156
 76-80 9,937 15,531 19,287 22,157 26,588 31,755 37,515 41,267 42,972 44,262
81-85 12,225 19,103 23,723 27,251 32,702 39,058 46,168 50,784 52,883 54,470
86+ 13,449 21,014 26,096 29,978 35,974 42,966 50,786 55,865 58,172 59,918

Zone 2 Plan B - Individual/ Eldest member in Floater

Age 100000 200000 300000 400000 500000 600000 700000 800000 900000 1000000
60-65 10,142 15,852 19,686 22,617 27,138 32,413 38,294 42,122 43,863 45,179
66-70 15,214 23,779 29,529 33,922 40,706 48,620 57,441 63,183 65,794 67,770
71-75 17,530 27,393 34,020 39,081 46,898 56,013 66,174 72,791 75,798 78,072
76-80 20,048 31,333 38,909 44,700 53,639 64,064 75,685 83,253 86,694 89,295
81-85 24,664 38,539 47,861 54,980 65,977 78,800 93,144 102,457 106,692 109,893
86+ 27,132 42,395 52,647 60,480 72,576 86,681 102,457 112,704 117,359 120,882

Zone 2 Plan B - Dependent in Floater

Age 100000 200000 300000 400000 500000 600000 700000 800000 900000 1000000
50-55 2,332 3,643 4,523 5,197 6,236 7,449 8,800 9,680 10,079 10,382
56-60 3,892 6,083 7,555 8,679 10,414 12,437 14,695 16,163 16,831 17,337
61-65 5,869 9,173 11,392 13,087 15,704 18,756 22,160 24,374 25,383 26,144
66-70 9,120 14,253 17,699 20,331 24,398 29,141 34,427 37,869 39,435 40,617
71-75 10,892 17,022 21,138 24,284 29,141 34,806 41,119 45,230 47,099 48,511
76-80 12,918 20,191 25,072 28,805 34,564 41,282 48,770 53,647 55,865 57,540
81-85 15,893 24,834 30,840 35,427 42,513 50,776 60,019 66,019 68,748 70,810
86+ 17,483 27,318 33,924 38,973 46,766 55,856 66,022 72,624 75,624 77,894

Note: Age band 50-55 and 56-60 shall only be available to spouse in floater policy

Zone Zone definition

1 Gujarat, Delhi & NCR, Hyderabad, Mumbai & Mumbai Suburban, Thane and Navi Mumbai Nagpur, Pune
2 Rest of India

Premium Zone 2
Claim Zone 1
Zonal copayment 18.50%
GST and TPA charges extra

Optional Covers

a) Pre-existing diabetes/ hypertension

Cover Additional Premium with/ without TPA Copayment

Pre-existing diabetes or Additional Premium of 13.5% of 10% copayment on admissible claim amount for diabetes or
Hypertension individual premium hypertension claims
Pre-existing diabetes and Additional Premium of 30% of individual 25% copayment on admissible claim amount for diabetes or
Hypertension premium hypertension claims

b) Outpatient Treatment

Rate for Outpatient Treatment - GST extra as applicable

Cover 2000 4000 5000 7500 10000 15000
Premium 1400 2800 3500 5250 7000 10500

c) Critical Illness

Ageband 1,00,000 2,00,000 3,00,000 4,00,000 5,00,000 6,00,000 7,00,000 8,00,000 9,00,000 10,00,000
50-55 1,359 2,718 4,077 5,436 6,795 8,153 9,512 10,871 12,230 13,589
56-59 2,536 5,071 7,607 10,143 12,679 15,214 17,750 20,286 22,822 25,357
60-65 3,639 7,278 10,917 14,556 18,196 21,835 25,474 29,113 32,752 36,391
66-70 7,804 15,607 23,411 31,214 39,018 46,822 54,625 62,429 70,232 78,036
71-75 13,074 26,148 39,222 52,296 65,371 78,445 91,519 104593 117667 130741
76-80 19,653 39,306 58,958 78,611 98,264 117917 137570 157222 176875 196528
81-85 21,618 43,236 64,854 86,472 108090 129708 151327 172945 194563 216181
86+ 24,861 49,722 74,582 99,443 124304 149165 174025 198886 223747 248608
Note: Critical Illness Benefit Amount should not be more than the sum insured opted under the Policy
GST extra as applicable

National Insurance Co. Ltd. Page | 2 National Senior Citizen Mediclaim Policy
Premises No. 18-0374, Plot no. CBD-81, UIN:
New Town, Kolkata - 700156
 d) Personal Accident

CSI 1L 2L 3L 4L 5L 6L 7L 8L 9L 10L
Premium 90 180 270 360 450 540 630 720 810 900
GST extra as applicable
Premium above is without GST and TPA charges. TPA charges of 3.5% of premium shall apply to avail TPA services.

Optional Co-payment

Option 1 Copay of 10% on all claims, with a discount of 12.5% on premium

Option 2 Copay of 20% on all claims, with a discount of 25% on premium

Instalment Premium
Half yearly:
1st instalment: 52.50% of annual premium
2nd instalment: 50% of annual premium
Quarterly:
1st instalment: 28.50% of annual premium
2nd, 3rd and 4th instalments: 25% of annual premium.

Discounts

Online discount (without intermediary) – 10%

Above discount will not apply on premium for Optional Covers

No loading shall apply on renewals based on individual claims experience

Insurance is the subject matter of solicitation

National Insurance Co. Ltd. Page | 3 National Senior Citizen Mediclaim Policy
Premises No. 18-0374, Plot no. CBD-81, UIN:
New Town, Kolkata - 700156