Half of respondents to a survey said they feel that life is too uncertain to consider having children, according to a survey commissioned by the Foundation for Municipal Development (Kaks).
The poll examined the opinions of people across Finland about the prospects of having kids, including financial and personal impacts involved.
Finland's birth rate was at a historic low last year, after having fallen for several years. Statistics Finland reported in the summer that there were fewer than one million children in Finland.
A majority of respondents said they considered Finland's declining birth rate to be problematic. A clear majority (87%) said the situation is due to a shift in people's personal aspirations and life choices.
At the same time 69 percent agreed that young and middle-aged adults did not have the same desires to procreate as older generations did.
More than three-quarters of respondents to the foundation's survey said they believe state support programmes were very or fairly effective measures to encourage people to have children.
Meanwhile, 66 percent of respondents said they supported increasing Finland's social support system for families, including child benefit payments, baby benefits as well as tax relief for families with kids.
The survey was carried out by polling firm Verian between September and October. It queried more than 1,000 people and had a maximum margin of error of three percentage points in either direction.