IDFC Money Manager Fund – Investment Plan

An Open Ended Income Fund

31st March 2018

FUND FEATURES PORTFOLIO

Name Rating % of NAV

About the Fund: The Fund will invest in high quality
money market and debt instruments and will be Corporate Bond 61.88%
positioned in the short term category HDFC AAA 13.26%
Power Finance Corporation AAA 11.72%
Nature: Debt LIC Housing Finance AAA 9.63%
Monthly Avg AUM: ` 1,641.54 Crores M&M Financial Services AAA 6.70%
Kotak Mahindra Prime AAA 5.23%
Month end AUM: ` 1,408.85 Crores Rural Electrification Corporation AAA 4.92%
Cholamandalam Invt and Fin Co AA 2.82%
Inception Date: 9 August 2004
HDB Financial Services AAA 2.49%
Fund Manager: Reliance Jio Infocomm AAA 1.80%
Mr. Harshal Joshi (w.e.f. 15th September 2015) Shriram Transport Finance Company AA+ 1.76%
Bajaj Finance AAA 0.70%
Other Parameter:
Export Import Bank of India AAA 0.44%
Standard Deviation (Annualized) 1.57% Small Industries Dev Bank of India AAA 0.36%
NTPC AAA 0.04%
Modified Duration 2.22 years State Government Bond 28.52%
Average Maturity 2.67 years 8.62% Tamil Nadu SDL - 2023 SOV 3.67%
8.56% Tamilnadu SDL - 2023 SOV 3.34%
Yield to Maturity 7.86% 7.42% Maharashtra SDL - 2022 SOV 2.47%
8.64% Haryana SDL - 2023 SOV 1.84%
Expense Ratio
8.63% Tamilnadu SDL - 2023 SOV 1.83%
Regular 0.54% 8.66% Maharashtra SDL - 2022 SOV 1.83%
8.66% Tamilnadu SDL - 2022 SOV 1.83%
Direct 0.30%
8.39% Rajasthan UDAY BOND - 2023 SOV 1.81%
Benchmark: CRISIL AAA Short Term Index (w.e.f. 8.21% Rajasthan UDAY BOND - 2023 SOV 1.80%
26th September 2016) 8.72% Andhra Pradesh SDL- 2023 SOV 1.47%
8.6% Madhya Pradesh SDL - 2023 SOV 1.46%
SIP (Minimum Amount): ` 1000/- 8.21% Haryana UDAY BOND - 2022 SOV 1.09%
SIP Frequency: Monthly 7.67% Tamilnadu UDAY BOND - 2023 SOV 0.87%
8.69% Karnatak SDL - 2022 SOV 0.79%
SIP Dates (Monthly): 1st, 5th, 7th, 10th, 15th, 20th 8.92% Karnatka SDL - 2022 SOV 0.37%
and 25th 8.65% Karnataka SDL - 2023 SOV 0.37%
Investment Objective: Refer Pg No from 43 to 44 8.62% Maharashtra SDL - 2023 SOV 0.37%
7.95% Maharastra SDL - 2023 SOV 0.36%
Minimum Investment Amount: ` 5,000/- and any 7.71% Tamilnadu UDAY SDL - 2023 SOV 0.35%
amount thereafter 7.95% Tamil Nadu SDL - 2023 SOV 0.35%
Option Available: Growth, Dividend - Daily, Weekly, 7.56% Andhra Pradesh SDL - 2021 SOV 0.18%
Monthly, Quarterly, Annual & Periodic 7.77% Gujarat SDL - 2023 SOV 0.07%
Zero Coupon Bond 2.49%
Exit Load: Nil (w.e.f June 22nd, 2017) LIC Housing Finance AAA 2.49%
Commercial Paper 1.73%
NAV (`) NABARD A1+ 1.73%
Plan Option Freq NAV Net Cash and Cash Equivalent 5.37%
Regular Plan Growth - 26.8684 Grand Total 100.00%
Regular Plan Dividend Monthly 10.3098
Regular Plan Dividend Daily 10.1909
Regular Plan Dividend Weekly 10.2265
Regular Plan Dividend Quarterly 10.9476
Regular Plan Dividend Periodic 13.0816 Asset Quality
Regular Plan Dividend Annual 10.2734
AA+ AA
1.76% 2.82%

AAA Equivalent
95.42%

Performance Table
Scheme Name CAGR Returns (%) Current Value of Investment of ` 10,000
Riskometer Since Since
1 Year 3 Years 5 Years 1 Year 3 Years 5 Years
Inception Inception
IDFC Money Manager Fund – Investment 5.20% 7.47% 8.07% 7.51% 10,520 12,407 14,741 26,855
Plan - Regular Plan - Growth*
CRISIL AAA Short Term Bond Index #
6.77% 8.09% 8.61% 8.23% 10,677 12,622 15,119 29,409
CRISIL 1 Year T-Bill## 5.87% 6.91% 7.05% 6.06% 10,587 12,217 14,060 22,316
Investors understand that their principal Performance based on NAV as on 28/3/2018. Past performance may or may not be sustained in future.
will be at Moderately Low Risk
The performances given are of regular plan growth option.
This product is suitable for investors who are
Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution
seeking*:
expenses, commission expenses etc.
• To generate short term stable returns with a low
For other funds managed by the fund manager, please refer page no. 36 - 38 & the respective fund pages
risk strategy. #
Benchmark Returns. ##Alternate Benchmark Returns. Standard Deviation calculated on the basis of 1 year history of monthly
• Investments in good quality fixed income &
data
Money Market securities *
Since Inception Regular Plan - Growth Aug 09, 2004.
*Investors should consult their financial advisers
if in doubt about whether the product is suitable
for them.

26
IDFC Super Saver Income Fund – Short Term
An Open Ended Income Fund
31st March 2018

FUND FEATURES PORTFOLIO

About the Fund: A Short Term Income Fund, the Name Rating % of NAV
portfolio is mostly a mix of short duration debt and Corporate Bond 94.32%
money market instruments. The average portfolio
maturity will not ordinarily exceed around 2 years. HDFC AAA 13.56%
Power Finance Corporation AAA 11.24%
Nature: Debt
Bajaj Finance AAA 10.22%
Monthly Avg AUM: ` 4,770.15 Crores
Rural Electrification Corporation AAA 10.21%
Month end AUM: ` 4,801.48 Crores Kotak Mahindra Prime AAA 8.21%
Inception Date: 14 December 2000 LIC Housing Finance AAA 7.79%

Fund Manager: National Highways Auth Of Ind AAA 6.00%

Mr. Suyash Choudhary (Since 11th March 2011) Indian Railway Finance Corporation AAA 5.71%

Other Parameter: NABARD AAA 4.94%

UltraTech Cement AAA 3.70%
Standard Deviation (Annualized) 1.22%
Power Grid Corporation of India AAA 3.41%
Modified Duration 1.67 years
Reliance Industries AAA 3.04%
Average Maturity 1.99 years HDB Financial Services AAA 2.16%
Yield to Maturity 7.64% Reliance Jio Infocomm AAA 2.11%

Expense Ratio NTPC AAA 1.37%

Export Import Bank of India AAA 0.62%
Regular 0.76%
HDFC Bank AAA 0.03%
Direct 0.28%
Commercial Paper 0.81%
Benchmark: CRISIL AAA Short Term Index
NABARD A1+ 0.81%
(w.e.f. 26th September 2016) Net Cash and Cash Equivalent 4.86%
SIP (Minimum Amount): ` 1000/- Grand Total 100.00%

SIP Frequency: Monthly

SIP Dates (Monthly): 1st, 5th, 7th, 10th, 15th, 20th

and 25th
Investment Objective: Refer Pg No from 43 to 44

Minimum Investment Amount: ` 5,000/- and any

amount thereafter

Option Available: Growth, Dividend - Fortnightly

(Payout, Reinvestment & Sweep), Monthly &
Periodic

Exit Load: Nil (w.e.f. 23rd May 2016)

NAV (`)
Plan Option Freq NAV Maturity Bucket Asset Quality
Regular Plan Growth - 35.3720
Regular Plan Dividend Monthly 10.1973
Regular Plan Dividend Fortnightly 10.3711
Regular Plan Dividend Periodic 13.1242 Above 3 years 25.19

1-3 years 46.80

Upto 1 year 28.01

0 10 20 30 40 50 60 70
AAA Equivalent
% NAV 100.00%

Performance Table
Scheme Name CAGR Returns (%) Current Value of Investment of ` 10,000
Riskometer
Since Since
1 Year 3 Years 5 Years 1 Year 3 Years 5 Years
Inception Inception
IDFC Super Saver Income Fund – 5.94% 7.43% 8.05% 7.57% 10,594 12,394 14,732 35,353
Short Term - Regular Plan - Growth*
CRISIL AAA Short Term Bond Index # 6.77% 8.09% 8.61% NA 10,677 12,622 15,119 NA
CRISIL 1 Year T-Bill## 5.87% 6.91% 7.05% 6.31% 10,587 12,217 14,060 28,831
Investors understand that their principal
will be at Moderately Low Risk Performance based on NAV as on 28/3/2018. Past performance may or may not be sustained in future.
This product is suitable for investors who are The performances given are of regular plan growth option.
seeking*: Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding
• To generate optimal returns over short to medium distribution expenses, commission expenses etc.
term. For other funds managed by the fund manager, please refer page no. 36 - 38 & the respective fund pages
• Investments in good quality fixed income & #
Benchmark Returns. ##Alternate Benchmark Returns. Standard Deviation calculated on the basis of 1 year history of
Money Market securities. monthly data
*Investors should consult their financial advisers if *
Since Inception Regular Plan - Growth Dec 14, 2000.
in doubt about whether the product is suitable for
them.

28
IDFC Corporate Bond Fund
An Open Ended Income Fund
31st March 2018

FUND FEATURES PORTFOLIO

About the Fund: The fund focuses on delivering Name Rating % of NAV
returns through investment in the corporate bond Corporate Bond 91.82%
segment. The fund will not have weighted average
portfolio maturity of more than 5 years and shall Power Finance Corporation AAA 12.12%
not invest in G Secs. HDFC AAA 10.99%
NABARD AAA 10.78%
Nature: Open Ended Income Fund
Rural Electrification Corporation AAA 10.70%
Monthly Avg AUM: ` 11,476.42 Crores Indian Railway Finance Corporation AAA 8.23%
Month end AUM: ` 11,494.45 Crores LIC Housing Finance AAA 6.61%
HDB Financial Services AAA 5.03%
Inception Date: 12 January 2016
Bajaj Finance AAA 4.42%
Fund Manager: M&M Financial Services AAA 3.94%
Mr. Anurag Mittal (w.e.f. 12th January 2016)
Power Grid Corporation of India AAA 2.90%
Other Parameter: Small Industries Dev Bank of India AAA 2.25%

Standard Deviation (Annualized) 1.42% Kotak Mahindra Prime AAA 2.24%

Tata Sons AAA 2.19%
Modified Duration 1.70 years
Larsen & Toubro AAA 1.87%
Average Maturity 1.98 years Gruh Finance AAA 1.82%

Yield to Maturity 7.68% Reliance Industries AAA 1.37%

Export Import Bank of India AAA 1.33%
Expense Ratio
Housing & Urban Development Corporation AAA 1.07%
Regular 0.50% NHPC AAA 0.71%

Direct 0.22% Mahindra Vehicle Mfg AAA 0.44%

NTPC AAA 0.35%
Benchmark: CRISIL Short Term Bond Fund Index
Reliance Jio Infocomm AAA 0.22%
SIP (Minimum Amount): ` 1000/- Axis Finance AAA 0.22%

SIP Frequency: Monthly Zero Coupon Bond 1.97%

M&M Financial Services AAA 0.78%
SIP Dates (Monthly): 1st, 5th, 7th, 10th, 15th, 20th
and 25th LIC Housing Finance AAA 0.61%
HDFC AAA 0.58%
Investment Objective: Refer Pg No from 43 to 44
Commercial Paper 1.29%
Minimum Investment Amount: ` 5,000/- and any
amount thereafter Small Industries Dev Bank of India A1+ 0.86%
NABARD A1+ 0.43%
Option Available: Dividend-Monthly, Quarterly, Half
Certificate of Deposit 0.65%
Yearly, Annual & Periodic
ICICI Bank A1+ 0.43%
Exit Load: Nil
IndusInd Bank A1+ 0.21%
NAV (`) Net Cash and Cash Equivalent 4.28%

Plan Option Freq NAV Grand Total 100.00%

Regular Plan Growth - 11.8882
Regular Plan Dividend - N.A Maturity Bucket Asset Quality
Regular Plan Dividend Periodic 11.3629
Regular Plan Dividend Monthly 10.5535
Regular Plan Dividend Half 10.6952
Yearly
Above 3 years 1.46
Regular Plan Dividend Quarterly 10.4458
Regular Plan Dividend Annual 10.2251
1-3 years 89.27

Upto 1 year 9.27

0 10 20 30 40 50 60 70 80 90 100
AAA Equivalent
% NAV 100.00%

Performance Table
Scheme Name CAGR Returns (%) Current Value of Investment of ` 10,000
Riskometer Since Since
1 Year 3 Years 5 Years 1 Year 3 Years 5 Years
Inception Inception
IDFC Corporate Bond Fund - Regular 6.35% NA NA 8.12% 10,635 NA NA 11,881
Plan - Growth*
CRISIL Short Term Bond Fund Index# 6.11% NA NA 7.79% 10,611 NA NA 11,801
1 Year T-Bill## 5.87% NA NA 6.59% 10,587 NA NA 11,514
Investors understand that their
The scheme has been in existence for more than 1 year but less than 3 years.
principal will be at Moderate risk Performance based on NAV as on 28/3/2018. Past performance may or may not be sustained in future.
This product is suitable for investors who are The performances given are of regular plan growth option.
seeking*: Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding
• To generate long term optimal returns by active distribution expenses, commission expenses etc.
management. For other funds managed by the fund manager, please refer page no. 36 - 38 & the respective fund pages
• Investment in corporate bonds & money market #
Benchmark Returns. ##Alternate Benchmark Returns. Standard Deviation calculated on the basis of 1 year history of
instruments. monthly data
*Investors should consult their financial advisers *
Since Inception Regular Plan - Growth Jan 12, 2016.
if in doubt about whether the product is suitable
for them.

29
IDFC Super Saver Income Fund – Medium Term
An Open Ended Income Fund
31st March 2018

FUND FEATURES PORTFOLIO

About the Fund: The fund is positioned in the short Name Rating % of NAV Name Rating % of NAV
term fund category and invests in a mix of debt and Corporate Bond 57.44% 7.63% Telangana UDAY BOND - 2023 SOV 2.73%
money market instruments. The overall average
maturity of the fund will ordinarily not exceed Kotak Mahindra Prime AAA 15.57% 8.64% Uttar Pradesh UDAY BOND - 2023 SOV 1.61%
around 4 years. MT is best suited for investors who HDFC AAA 9.41% 8.27% Rajasthan UDAY BOND - 2022 SOV 1.59%
want moderate participation. The around 4 year
LIC Housing Finance AAA 8.77% 8.71% Andhra Pradesh SDL - 2022 SOV 1.11%
average maturity cap makes the fund well suited to
offer lower volatility yet benefit from potential fall Bajaj Finance AAA 5.65% 8.65% Karnataka SDL - 2023 SOV 0.81%
in interest rates. NABARD AAA 5.40% 7.75% Tamil Nadu UDAY BOND - 2023 SOV 0.62%
Nature: Debt HDB Financial Services AAA 4.52% 8.69% Karnatak SDL - 2022 SOV 0.49%
Monthly Avg AUM: ` 3,436.04 Crores Rural Electrification Corporation AAA 2.48% 7.68% Madhya Pradesh UDAY BOND - 2023 SOV 0.48%

Month end AUM: ` 3,198.37 Crores NLC India AAA 2.21% 8.68% Gujarat SDL - 2023 SOV 0.32%

Inception Date: 8 July 2003 Power Finance Corporation AAA 1.65% 7.78% Tamilnadu UDAY SDL - 2023 SOV 0.31%
ICICI Bank AAA 0.78% 7.77% Tamilnadu UDAY BOND - 2023 SOV 0.31%
Fund Manager:
Mr. Suyash Choudhary (w.e.f. 15th September 2015) Indian Railway Finance Corporation AAA 0.63% 7.74% Tamilnadu UDAY BOND - 2023 SOV 0.31%

Other Parameter: HDFC Bank AAA 0.32% 7.7% Tamilnadu UDAY SDL - 2023 SOV 0.31%

Standard Deviation (Annualized) 1.52% Export Import Bank of India AAA 0.03% 7.7% Telangana UDAY BOND - 2023 SOV 0.31%
Small Industries Dev Bank of India AAA 0.03% 7.69% Tamilnadu UDAY SDL - 2023 SOV 0.31%
Modified Duration 2.12 years
State Government Bond 37.62% 8.51% Uttar Pradesh UDAY BOND - 2023 SOV 0.29%
Average Maturity 2.55 years
8.39% Rajasthan UDAY BOND - 2023 SOV 7.09% 8.39% Rajasthan UDAY BOND - 2019 SOV 0.05%
Yield to Maturity 7.79%
7.42% Maharashtra SDL - 2022 SOV 5.59% 8.39% Rajasthan UDAY BOND - 2021 SOV 0.02%
Expense Ratio
7.38% Maharashtra UDAY BOND - 2022 SOV 4.73% Commercial Paper 2.60%
Regular 1.45%
7.67% Tamilnadu UDAY BOND - 2023 SOV 4.18% NABARD A1+ 2.60%
Direct 0.77%
8.63% Tamilnadu SDL - 2023 SOV 4.04% Net Cash and Cash Equivalent 2.34%
Benchmark: CRISIL Short Term Bond Fund Index Grand Total 100.00%
SIP (Minimum Amount): ` 1000/-
SIP Frequency: Monthly
SIP Dates (Monthly): 1st, 5th, 7th, 10th, 15th, 20th
and 25th
Investment Objective: Refer Pg No from 43 to 44
Minimum Investment Amount: ` 5,000/- and any
amount thereafter
Option Available: Growth, Dividend - Daily,
Fortnightly (Payout & Reinvestment), Monthly,
Bi - Monthly (once in two months), Quarterly &
Periodic
Exit Load: 0.50% if redeemed/switched-out within
6 (six) months from the date of allotment (w.e.f. Maturity Bucket Asset Quality
11th May 2017)

NAV (`)
Plan Option Freq NAV Above 3 years 38.05
Regular Plan Growth - 29.0867
Regular Plan Dividend BiMonthly 11.6653
Regular Plan Dividend Fortnightly 10.2096 1-3 years 30.29
Regular Plan Dividend Monthly 10.2043
Regular Plan Dividend Daily 10.2135
Regular Plan Dividend Quarterly 10.7687 Upto 1 year 31.66
Regular Plan Dividend Periodic 13.2821
0 10 20 30 40 50 60
% NAV AAA Equivalent
100.00%

Performance Table
Scheme Name CAGR Returns (%) Current Value of Investment of ` 10,000
Since Since
Riskometer 1 Year 3 Years 5 Years 1 Year 3 Years 5 Years
Inception Inception
IDFC Super Saver Income Fund - Medium 4.86% 7.28% 7.69% 7.51% 10,486 12,342 14,483 29,074
Term Plan - Regular Plan - Growth*
CRISIL Short Term Bond Fund Index# 6.11% 7.90% 8.56% 7.20% 10,611 12,558 15,082 27,852
1 Year T-Bill## 5.87% 6.91% 7.05% 5.95% 10,587 12,217 14,060 23,427
Performance based on NAV as on 28/3/2018. Past performance may or may not be sustained in future.
Investors understand that their
principal will be at Moderate risk The performances given are of regular plan growth option.
This product is suitable for investors who are Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution
seeking*: expenses, commission expenses etc.
• To generate optimal returns over short to For other funds managed by the fund manager, please refer page no. 36 - 38 & the respective fund pages
medium term.
#
Benchmark Returns. ##Alternate Benchmark Returns. Standard Deviation calculated on the basis of 1 year history of monthly
• Investments in high quality money market & data
debt instruments including G-Sec securities.
*
Since Inception Regular Plan - Growth Jul 08, 2003.
*Investors should consult their financial advisers Gsec/SDL yields have been annualized wherever applicable
if in doubt about whether the product is suitable
for them.

31