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    Monthly Billing Statement: Ma Katherine Dela Cruz Pantoja

    Uploaded by

    maria katherine pantoja
    This monthly billing statement summarizes the account activity for Katherine Pantoja for the period of October 18, 2020 to November 17, 2020. The total amount due is PHP 1,559.73, which includes purchases, fees, and interest charges. Key details include transaction histories listing purchases from Shopee and SM Hypermarket, an installment plan, and reminders about payment due dates and potential fees.

    Copyright:

    © All Rights Reserved

    Monthly Billing Statement: Ma Katherine Dela Cruz Pantoja

    Uploaded by

    maria katherine pantoja
    185 views4 pages
    This monthly billing statement summarizes the account activity for Katherine Pantoja for the period of October 18, 2020 to November 17, 2020. The total amount due is PHP 1,559.73, which includes purchases, fees, and interest charges. Key details include transaction histories listing purchases from Shopee and SM Hypermarket, an installment plan, and reminders about payment due dates and potential fees.

    Original Description:

    Kakjai

    Original Title

    MBS-November 2020_20201130_084330

    Copyright

    © © All Rights Reserved

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    This monthly billing statement summarizes the account activity for Katherine Pantoja for the period of October 18, 2020 to November 17, 2020. The total amount due is PHP 1,559.73, which includes purchases, fees, and interest charges. Key details include transaction histories listing purchases from Shopee and SM Hypermarket, an installment plan, and reminders about payment due dates and potential fees.

    Copyright:

    © All Rights Reserved
    185 views4 pages

    Monthly Billing Statement: Ma Katherine Dela Cruz Pantoja

    Uploaded by

    maria katherine pantoja
    This monthly billing statement summarizes the account activity for Katherine Pantoja for the period of October 18, 2020 to November 17, 2020. The total amount due is PHP 1,559.73, which includes purchases, fees, and interest charges. Key details include transaction histories listing purchases from Shopee and SM Hypermarket, an installment plan, and reminders about payment due dates and potential fees.

    Copyright:

    © All Rights Reserved
    You are on page 1of 4

    Page 1 / 4

    Monthly Billing Statement for the period of October 18, 2020 to November 17, 2020

    MA KATHERINE DELA CRUZ PANTOJA Account Number 4001758711


    ILLUSTRE AVE Billing Date November 18, 2020
    DISTRICT IV (POB.)
    Payment Due Date December 02, 2020
    LEMERY 4209
    BATANGAS Credit Limit Php 4,200.00
    Cash Withdrawal Limit Php 0.00
    Past Due Amount Php 0.00
    Total Amount Due Php 1,559.73
    Minimum Amount Due Php 1,155.21
    Your Billing Summary

    Total
    Previous Purchases & Redeemed Installment Total Amount Due
    Payment Fees & Charges
    Total Amount Due Withdrawals Rebate

    Php 1,240.57 Php 1,240.75 Php 1,104.70 Php 0.00 Php 455.21 Php 0.00 Php 1,559.73

    Your Rebate Summary

    Earned Rebate Redeemed Rebate Total Available


    (for this billing period) (for this billing period) Rebate
    Earn 1% rebate when you use your Home Credit Card to pay
    online, QR or in-store.
    Php 8.00 Php 0.00 Php 23.00

    Payment Instructions
    Gamitin ang iyong 10-digit account number sa tuwing magbabayad ng iyong credit card balance sa aming mga accredited payment
    centers. Upang maiwasan na ma-suspend ang iyong card at magbayad ng Late Payment Fee, huwag kalimutang i-settle ang iyong
    Minimum Amount Due bago o sa mismong araw ng iyong Payment Due Date.

    Our Payment Partners:

    For the complete list of payment partners and payment guidelines, please visit https://www.homecredit.ph/payments/#howandwheretopay
    or check your My Home Credit App.

    Ang pagbayad ng mas mababa sa halagang nakasaad sa iyong Total Amount Due ay maaaring
    maging dahilan ng pagtaas ng interest charges.
    Page 2 / 4

    Account Number: 4001758711

    Transaction Details
    Transaction Details v5
    Transaction Post Transaction Rebate
    Details
    Date Date Amount Amount
    Previous Total Amount Due Php 1,240.57

    10/21/2020 10/21/2020 Payment - Thank you! - Php 1,240.75 Php 0.00

    10/22/2020 10/23/2020 SHOPEE PHILIPPINES INC - TAGUIG CITY PH Php 20.00 Php 0.00

    10/22/2020 10/23/2020 SHOPEE PHILIPPINES INC - TAGUIG CITY PH Php 6.00 Php 0.00

    10/22/2020 10/23/2020 SHOPEE PHILIPPINES INC - TAGUIG CITY PH Php 135.00 Php 1.00

    10/23/2020 10/26/2020 SHOPEE PHILIPPINES INC - TAGUIG CITY PH Php 38.00 Php 0.00

    10/23/2020 10/26/2020 SHOPEE PHILIPPINES INC - TAGUIG CITY PH Php 8.00 Php 0.00

    10/23/2020 10/26/2020 SHOPEE PHILIPPINES INC - TAGUIG CITY PH Php 49.00 Php 0.00

    10/28/2020 10/29/2020 SHOPEE PHILIPPINES INC - TAGUIG CITY PH Php 8.00 Php 0.00

    10/30/2020 11/02/2020 SM HYPERMARKET SM CENT - BATANGAS PH Php 343.20 Php 3.00

    10/30/2020 11/02/2020 SHOPEE PHILIPPINES INC - TAGUIG CITY PH Php 12.00 Php 0.00

    11/01/2020 11/01/2020 ECPAY transaction Php 47.50 Php 0.00

    11/01/2020 11/02/2020 SHOPEE PHILIPPINES INC - TAGUIG CITY PH Php 49.00 Php 0.00

    11/03/2020 11/03/2020 SHOPEE PHILIPPINES INC - TAGUIG CITY PH Php 389.00 Php 4.00

    11/17/2020 11/17/2020 Monthly Membership Fee Php 0.00 Php 0.00

    11/17/2020 11/17/2020 Interest charges Php 0.00 Php 0.00

    Installment Plans
    Installment Plans v1
    Transaction Post Monthly
    Details Months
    Date Date Installment Amount

    07/27/2020 07/27/2020 Monthly Installment Loan Php 455.21 4 / 11


    Page 3 / 4

    Ongoing Promos

    Visit https://www.homecredit.ph/credit-card for details.

    Important Reminders Customer Service


    Billing Date and Payment Due Date Hotline (02) 7753-5711
    Ang iyong Billing Date ay ang simula ng iyong billing period. Ito ay International Calls +632 7753-5711
    nangangahulugan na ang lahat ng iyong credit card transactions bago
    sumapit ang petsang ito ay kailangang mabayaran sa iyong Payment Due E-mail info@homecredit.ph
    Date. Ang Payment Due Date naman ay sa ika-15 na araw makalipas
    ang Billing Date. Kung ito ay sakaling matapat sa mga araw ng Sabado, Chat www.homecredit.ph
    Linggo, o regular national holiday, ang Payment Due Date ay malilipat sa
    susunod na business day.

    Fees and Charges


    Magpapadala ang Home Credit ng notifications kung mayroon mang
    update sa Credit Card Fees and Charges o maaari n’yo ring i-check ang
    aming website sa www.homecredit.ph.

    Tandaan ang sumusunod na Fees and Charges:


    • Interest Charges - Kung ang nabayaran ay ang Minimum Amount Due
    lamang o mas mababa pang halaga sa iyong Total Amount Due, ikaw ay
    maaaring mapatawan ng Interest Charge. Para sa Cash Withdrawal,ang
    iyong account ay mapapatawan ng interest charges simula sa araw na
    ginawa ang transaction.

    • Cash Withdrawal Fee - halagang nakapataw sa bawat withdrawal


    transaction gamit ang iyong Home Credit Card.
    • Late Payment Fee - ito ang additional fee na ipapataw kung mas
    mababa sa Minimum Amount Due o sakaling hindi mabayaran ang iyong
    Minimum Amount Due bago o sa mismong araw ng iyong Payment Due
    Date.

    Questions on your Monthly Billing Statement


    Makipagugnayan sa aming Customer Service kung may katanungan
    tungkol sa iyong Monthly Billing Statement. Ang pag-file ng report o
    complaint ay sa loob lamang ng thirty (30) calendar days; kung kami ay
    walang matanggap na anumang report sa loob ng itinakdang panahon na
    ito, ang impormasyong nakasaad sa iyong Monthly Billing Statement ay
    kikilalaning wasto at naaayon sa panuntunan ng Home Credit.

    Lost, Stolen or Damaged Card


    Kung ang iyong card ay nawala, nanakaw o nasira, ito ay maaaring i-
    block gamit ang iyong My Home Credit App o kaya tumawag agad sa
    aming Customer Service Hotline upang maiwasan ang anumang
    unauthorized transation. Ang iyong replacement card ay matatanggap sa
    loob ng 5-10 na araw matapos ang iyong request.

    Personal Information Update


    Para matanggap ang mahahalagang updates mula sa Home Credit at
    bilang alinsunod na rin sa mga panuntunan ng Anti-Money Laundering
    Act of the Philippines, siguraduhing updated ang iyong mobile number,
    email address, at iba pang personal information sa iyong account.
    Tumawag sa aming Customer Service Hotline para mag-update.

    High Security Standards


    Dahil sa EMV technology, makasisigurong safe and secured ang lahat ng
    private information at transactions sa iyong card. Para sa additional
    security against fraud, ang iyong mga transactions ay maaaring ma-verify
    sa pamamagitan ng PIN at ikaw ay makakatanggap ng SMS sa bawat
    transaction gamit ang iyong card. Para sa mga online purchases naman,
    makakatanggap ka ng One-Time Password (OTP) via text ngunit ito ay
    available lamang sa mga online stores na mayroong 3DS feature.
    Page 4 / 4

    Sample Interest Computations

    RETAIL TRANSACTION
    Assumptions:
    • Transaction Amount: Php 20,000.00
    • Billing Cut-off Date: every 15th of the month
    • Payment assumption is that cardholder will only pay the minimum
    amount due

    Notes:
    • Monthly Interest Rate: 2.00%
    • Monthly Membership Fee: PHP 75.00

    CASH WITHDRAWAL

    Assumptions:
    • Cash Withdrawal: Php 20,000.00
    • Billing Cut-off Date: every 15th of the month
    • Payment assumption is that cardholder will only pay the minimum
    amount due

    Notes:
    • Monthly Interest Rate: 2.00%
    • Monthly Membership Fee: PHP 75.00
    • Cash Withdrawal Fee: PHP 200.00
    • Cash Withdrawal Fee is part of the 1st month's fees and charges

    INSTALLMENT PLAN
    Note: Applicable for installment plans created from August 1, 2020 to
    November 3, 2020.
    Assumptions:
    • Principal Amount: Php 20,000.00
    • Term: 6 months
    • Installment Interest Rate: 3%
    • Monthly Installment Amount: Php 3,693.01

    Minimum Amount Due


    Minimum Amount Due is computed as the sum of your Past Due Amount (if any), Amount Due from regular transactions (7% of total amount due or Php
    700.00, whichever is higher) and your installments from all your installment plans.
    Example:
    Past Due Amount: Php 500.00
    Total Amount Due: Php 10,000.00
    Monthly Installment Amount: Php 815.74

    7% of Total Amount Due


    Past Due Amount Installment Minimum Amount Due
    Less Installment

    Php 500.00 + Php 700.00 + Php 815.74 = Php 2,015.74

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