Benefits will be included under the base policy if opted for a Top Up INR INR INR INR INR INR INR INR INR plan 200,000 300,000 400,000 500,000 600,000 800,000 1,000,000 1,200,000 1,500,000 OPD Treatment (Only for employees) including Consultations, Prescribed Diagnostics, Dental Procedures As-is As-is As-is 2,000 3,000 4,000 5,000 5,000 7,500 capped up to INR 1,000 & & Health Check-Ups capped up to INR 1,000 Pre / Post Hospitalization - for 30/60 30/60 30/60 30/60 30/60 30/60 30/60 30/60 30/60 Critical illness Infant and Children (up to14 years) Vaccinations approved by 2,000 2,000 2,000 2,000 2,000 per 2,000 per 2,000 per WHO up to INR 2,000 per As-is As-is per per per dose per dose dose dose dose vaccination, overall cap of INR dose dose 5,000 Lasik Surgery Covered, with +/- 7.5D +/- 7.5D +/- 7.5D +/- 7D +/- 7D +/- 7D +/- 6.5D +/- 6D +/- 5D refractive index Maternity Limit for both Normal & As-is As-is +10,000 +10,000 +10,000 +10,000 +20,000 +20,000 +25,000 C-section enhanced by Antenatal (from conception) & post-natal (30) expenses on OPD. This is over and above the policy As-is As-is As-is As-is As-is Yes Yes Yes Yes maternity limits. This benefit is capped at INR 10,000 Advances test packages for diagnosing conditions like Alzheimer's, Parkinson's etc. - As-is As-is As-is As-is As-is As-is Yes Yes Yes Dopamine Test , CT scan/ MRI , DAT Scan , PET Scan . This benefit is capped at INR 20,000 Cataract - Covered up to Unifocal and Monofocal & Coverage for As-is As-is As-is As-is As-is As-is As-is Yes Yes Keratoconus Treatment up to INR 22,000 Premium without 18% GST INR 2,500 3,450 6,950 9,750 11,750 19,000 25,500 30,000 38,000
Note: As-is = As per base policy cover Yes = Mentioned benefit is Covered