El capital semilla menciona: Para negocios tradicionales y de tecnología intermedia son montos de $50,000 a $500,000 con

plazos hasta de 42 meses y un periodo de gracia hasta por seis meses en capital. La aportación del emprendedor beneficiado
será de al menos 15% sobre el monto a financiar.

Si en la fecha 03/02/2021 solicitas un crédito por la cantidad de $400,000.00 , a un plazo de 4 años y vas a realizar pagos
mensuales a una tasa de interés de 15.0% , el costo financiero de tu crédito es de $134,350.37 .

La siguiente tabla te muestra la evolución de tu crédito

Año Sdo. Pago P. Int. Monto de Plazo. Sdo. Capital Pago Fecha
Capital Capital Pago No

1 $400,000.0 $6,132.30 $5,000.00 $11,132.30 30 $393,867.70 1 05/03/2021

0

1 $393,867.7 $6,208.95 $4,923.35 $11,132.30 30 $387,658.75 2 04/04/2021

0

1 $387,658.7 $6,286.56 $4,845.73 $11,132.30 30 $381,372.18 3 04/05/2021

5

1 $381,372.1 $6,365.15 $4,767.15 $11,132.30 30 $375,007.04 4 03/06/2021

 8

1 $375,007.0 $6,444.71 $4,687.59 $11,132.30 30 $368,562.32 5 03/07/2021

4

1 $368,562.3 $6,525.27 $4,607.03 $11,132.30 30 $362,037.05 6 02/08/2021

2

1 $362,037.0 $6,606.84 $4,525.46 $11,132.30 30 $355,430.22 7 01/09/2021

5

1 $355,430.2 $6,689.42 $4,442.88 $11,132.30 30 $348,740.80 8 01/10/2021

2

1 $348,740.8 $6,773.04 $4,359.26 $11,132.30 30 $341,967.76 9 31/10/2021

0

1 $341,967.7 $6,857.70 $4,274.60 $11,132.30 30 $335,110.05 10 30/11/2021

6
1 $335,110.0 $6,943.42 $4,188.88 $11,132.30 30 $328,166.63 11 30/12/2021
5

1 $328,166.6 $7,030.22 $4,102.08 $11,132.30 30 $321,136.41 12 29/01/2022

3

2 $321,136.4 $7,118.09 $4,014.21 $11,132.30 30 $314,018.32 13 28/02/2022

1

2 $314,018.3 $7,207.07 $3,925.23 $11,132.30 30 $306,811.25 14 30/03/2022

2

2 $306,811.2 $7,297.16 $3,835.14 $11,132.30 30 $299,514.09 15 29/04/2022

5

2 $299,514.0 $7,388.37 $3,743.93 $11,132.30 30 $292,125.72 16 29/05/2022

9

2 $292,125.7 $7,480.73 $3,651.57 $11,132.30 30 $284,644.99 17 28/06/2022

2
2 $284,644.9 $7,574.24 $3,558.06 $11,132.30 30 $277,070.75 18 28/07/2022
9

2 $277,070.7 $7,668.91 $3,463.38 $11,132.30 30 $269,401.84 19 27/08/2022

5

2 $269,401.8 $7,764.78 $3,367.52 $11,132.30 30 $261,637.06 20 26/09/2022

4

2 $261,637.0 $7,861.84 $3,270.46 $11,132.30 30 $253,775.23 21 26/10/2022

6

2 $253,775.2 $7,960.11 $3,172.19 $11,132.30 30 $245,815.12 22 25/11/2022

3

2 $245,815.1 $8,059.61 $3,072.69 $11,132.30 30 $237,755.51 23 25/12/2022

2

2 $237,755.5 $8,160.36 $2,971.94 $11,132.30 30 $229,595.15 24 24/01/2023

1
3 $229,595.1 $8,262.36 $2,869.94 $11,132.30 30 $221,332.79 25 23/02/2023
5

3 $221,332.7 $8,365.64 $2,766.66 $11,132.30 30 $212,967.15 26 25/03/2023

9

3 $212,967.1 $8,470.21 $2,662.09 $11,132.30 30 $204,496.94 27 24/04/2023

5

3 $204,496.9 $8,576.09 $2,556.21 $11,132.30 30 $195,920.85 28 24/05/2023

4

3 $195,920.8 $8,683.29 $2,449.01 $11,132.30 30 $187,237.57 29 23/06/2023

5

3 $187,237.5 $8,791.83 $2,340.47 $11,132.30 30 $178,445.74 30 23/07/2023

7

3 $178,445.7 $8,901.73 $2,230.57 $11,132.30 30 $169,544.01 31 22/08/2023

4
3 $169,544.0 $9,013.00 $2,119.30 $11,132.30 30 $160,531.01 32 21/09/2023
1

3 $160,531.0 $9,125.66 $2,006.64 $11,132.30 30 $151,405.35 33 21/10/2023

1

3 $151,405.3 $9,239.73 $1,892.57 $11,132.30 30 $142,165.62 34 20/11/2023

5

3 $142,165.6 $9,355.23 $1,777.07 $11,132.30 30 $132,810.39 35 20/12/2023

2

3 $132,810.3 $9,472.17 $1,660.13 $11,132.30 30 $123,338.22 36 19/01/2024

9

4 $123,338.2 $9,590.57 $1,541.73 $11,132.30 30 $113,747.65 37 18/02/2024

2

4 $113,747.6 $9,710.45 $1,421.85 $11,132.30 30 $104,037.19 38 19/03/2024

5
4 $104,037.1 $9,831.83 $1,300.46 $11,132.30 30 $94,205.36 39 18/04/2024
9

4 $94,205.36 $9,954.73 $1,177.57 $11,132.30 30 $84,250.62 40 18/05/2024

4 $84,250.62 $10,079.17 $1,053.13 $11,132.30 30 $74,171.46 41 17/06/2024

4 $74,171.46 $10,205.16 $927.14 $11,132.30 30 $63,966.30 42 17/07/2024

4 $63,966.30 $10,332.72 $799.58 $11,132.30 30 $53,633.58 43 16/08/2024

4 $53,633.58 $10,461.88 $670.42 $11,132.30 30 $43,171.70 44 15/09/2024

4 $43,171.70 $10,592.65 $539.65 $11,132.30 30 $32,579.05 45 15/10/2024

4 $32,579.05 $10,725.06 $407.24 $11,132.30 30 $21,853.99 46 14/11/2024

4 $21,853.99 $10,859.12 $273.17 $11,132.30 30 $10,994.86 47 14/12/2024

4 $10,994.86 $10,994.86 $137.44 $11,132.30 30 $0.00 48 13/01/2025
El financiamiento que más me gusto es el de Jóvenes emprendedores debido a: asa de interés fija de 9.9%
anual y los beneficiados tienen hasta cuatro años para pagarlo; en el primer año pagan los intereses y los tres
siguientes, el capital

Si en la fecha 03/02/2021 solicitas un crédito por la cantidad de $400,000.00 , a un plazo de 4 años y vas a
realizar pagos mensuales a una tasa de interés de 9.9% , el costo financiero de tu crédito es de $86,040.05

La siguiente tabla te muestra la evolución de tu crédito

Año Sdo. Capital Pago Capital P. Int. Monto de Plazo. Sdo. Capital Pago Fecha
Pago No

1 $400,000.00 $6,825.83 $3,300.00 $10,125.83 30 $393,174.17 1 05/03/2021

1 $393,174.17 $6,882.15 $3,243.69 $10,125.83 30 $386,292.02 2 04/04/2021

1 $386,292.02 $6,938.93 $3,186.91 $10,125.83 30 $379,353.09 3 04/05/2021

1 $379,353.09 $6,996.17 $3,129.66 $10,125.83 30 $372,356.92 4 03/06/2021

1 $372,356.92 $7,053.89 $3,071.94 $10,125.83 30 $365,303.03 5 03/07/2021

1 $365,303.03 $7,112.08 $3,013.75 $10,125.83 30 $358,190.95 6 02/08/2021

1 $358,190.95 $7,170.76 $2,955.08 $10,125.83 30 $351,020.19 7 01/09/2021

1 $351,020.19 $7,229.92 $2,895.92 $10,125.83 30 $343,790.27 8 01/10/2021

1 $343,790.27 $7,289.56 $2,836.27 $10,125.83 30 $336,500.71 9 31/10/2021

1 $336,500.71 $7,349.70 $2,776.13 $10,125.83 30 $329,151.00 10 30/11/2021

1 $329,151.00 $7,410.34 $2,715.50 $10,125.83 30 $321,740.66 11 30/12/2021

1 $321,740.66 $7,471.47 $2,654.36 $10,125.83 30 $314,269.19 12 29/01/2022

2 $314,269.19 $7,533.11 $2,592.72 $10,125.83 30 $306,736.08 13 28/02/2022

2 $306,736.08 $7,595.26 $2,530.57 $10,125.83 30 $299,140.81 14 30/03/2022

2 $299,140.81 $7,657.92 $2,467.91 $10,125.83 30 $291,482.89 15 29/04/2022

2 $291,482.89 $7,721.10 $2,404.73 $10,125.83 30 $283,761.79 16 29/05/2022

2 $283,761.79 $7,784.80 $2,341.03 $10,125.83 30 $275,976.99 17 28/06/2022

2 $275,976.99 $7,849.02 $2,276.81 $10,125.83 30 $268,127.97 18 28/07/2022

2 $268,127.97 $7,913.78 $2,212.06 $10,125.83 30 $260,214.19 19 27/08/2022

2 $260,214.19 $7,979.07 $2,146.77 $10,125.83 30 $252,235.12 20 26/09/2022

2 $252,235.12 $8,044.89 $2,080.94 $10,125.83 30 $244,190.23 21 26/10/2022

2 $244,190.23 $8,111.27 $2,014.57 $10,125.83 30 $236,078.96 22 25/11/2022

2 $236,078.96 $8,178.18 $1,947.65 $10,125.83 30 $227,900.78 23 25/12/2022

2 $227,900.78 $8,245.65 $1,880.18 $10,125.83 30 $219,655.13 24 24/01/2023

3 $219,655.13 $8,313.68 $1,812.15 $10,125.83 30 $211,341.45 25 23/02/2023

3 $211,341.45 $8,382.27 $1,743.57 $10,125.83 30 $202,959.18 26 25/03/2023

3 $202,959.18 $8,451.42 $1,674.41 $10,125.83 30 $194,507.76 27 24/04/2023

3 $194,507.76 $8,521.15 $1,604.69 $10,125.83 30 $185,986.61 28 24/05/2023

3 $185,986.61 $8,591.44 $1,534.39 $10,125.83 30 $177,395.17 29 23/06/2023

3 $177,395.17 $8,662.32 $1,463.51 $10,125.83 30 $168,732.84 30 23/07/2023

3 $168,732.84 $8,733.79 $1,392.05 $10,125.83 30 $159,999.05 31 22/08/2023

3 $159,999.05 $8,805.84 $1,319.99 $10,125.83 30 $151,193.21 32 21/09/2023

3 $151,193.21 $8,878.49 $1,247.34 $10,125.83 30 $142,314.72 33 21/10/2023

3 $142,314.72 $8,951.74 $1,174.10 $10,125.83 30 $133,362.98 34 20/11/2023

3 $133,362.98 $9,025.59 $1,100.24 $10,125.83 30 $124,337.39 35 20/12/2023

3 $124,337.39 $9,100.05 $1,025.78 $10,125.83 30 $115,237.34 36 19/01/2024

4 $115,237.34 $9,175.13 $950.71 $10,125.83 30 $106,062.22 37 18/02/2024

4 $106,062.22 $9,250.82 $875.01 $10,125.83 30 $96,811.40 38 19/03/2024

4 $96,811.40 $9,327.14 $798.69 $10,125.83 30 $87,484.25 39 18/04/2024

4 $87,484.25 $9,404.09 $721.75 $10,125.83 30 $78,080.17 40 18/05/2024

4 $78,080.17 $9,481.67 $644.16 $10,125.83 30 $68,598.49 41 17/06/2024

4 $68,598.49 $9,559.90 $565.94 $10,125.83 30 $59,038.60 42 17/07/2024

4 $59,038.60 $9,638.77 $487.07 $10,125.83 30 $49,399.83 43 16/08/2024

4 $49,399.83 $9,718.29 $407.55 $10,125.83 30 $39,681.54 44 15/09/2024

4 $39,681.54 $9,798.46 $327.37 $10,125.83 30 $29,883.08 45 15/10/2024

4 $29,883.08 $9,879.30 $246.54 $10,125.83 30 $20,003.78 46 14/11/2024

4 $20,003.78 $9,960.80 $165.03 $10,125.83 30 $10,042.98 47 14/12/2024

4 $10,042.98 $10,042.98 $82.85 $10,125.83 30 $0.00 48 13/01/2025