Anas & Jaseena

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Adv. RENJU.P Mob : 9895500904


Sopanam, AMC X/191(1) Res : 0470- 2622544
Bypass Nagar, RRVRA Off : 0470-2622588
Attingal P O, 695101 Email : renjup.pearls@gmail.com
----------------------------------------------------------------------------------------------------------------

To
The Manager
Kerala Gramin Bank
Mangalapuram Branch
Thiruvananthapuram.

REPORT REGARDING SCRUTINY OF TITLE DEEDS SUBMITTED BY


ANAS, S/O ABDUL AZEEZ & JASEENA.R, W/O ANAS, ANAS HOUSE,
VENGODE, KUDAVOOR P.O
Regarding the property having an extent of 03 Are 20 sqm comprised in
Blk.6, Re Sy No.245/20-1 of Keezhthonnakkal Village
I.
a) Name of the loan applicants/ : Anas & Jaseena
Intending borrowers
b) Name & Address of the Title : Anas, S/o Abdul Azeez & Jaseena.R, W/o Anas,
Holder Anas House, Vengode, Kudavoor P.O
c) Name of Mortgagors : Anas & Jaseena
d) Name of Branch : Mangalapuram

II. Schedule A: List of Title Deeds & Other Documents Scrutinized & to be Deposited
for Creation of Equitable Mortgage
Sl Nature, No. & Date of Description of Document Whether
No. Document Original / Copy
Produced
1. Title deed – Saledeed No. 781/16 Saledeed executed in favour of Anas & Jaseena by Original
dtd 03/03/16 of Pothencode SRO Abdul Majeed & Pathummal Beevi Produced
2. Prior deed- Settlementdeed No. Settlementdeed executed in favour Abdul Majeed, Notarised Copy
3140/99 dtd 20/09/99 of Aboobeckar, Abdul Manaf & Abdul Salim by Ibrahim Produced
Pothencode SRO Kunju
3. Tax Receipt No.354540 dtd Tax Receipt No. 354540 dtd 09/08/18 of Original
09/08/18 of Keezhthonnakkal Keezhthonnakkal Village Book No.R3546 for the years Produced
Village 2018-19 pertaining to the offered property having total
extent of 03 Are 20 sqm
4. Certificate No.995/18 dtd Possession Certificate issued by the Village Officer, Original
16/08/18 of Keezhthonnakkal Keezhthonnakkal pertaining to the offered property Produced
Village having total extent of 03 Are 20 sqm
5. Certificate dtd 14/08/18 of Location Certificate issued by the Village Officer, Original
Keezhthonnakkal Village Keezhthonnakkal pertaining to the offered property Produced
having total extent of 03 Are 20 sqm
6. Certificate dtd 16/08/18 of Location Sketch issued by the Village Officer, Original
Keezhthonnakkal Village Keezhthonnakkal by showing the lie and boundaries of Produced
the offered property having total extent of 03 Are 20
sqm
7. Certificate dtd 16/08/18 of Thandapper account issued by the Village Officer, Original
Keezhthonnakkal Village Keezhthonnakkal Produced
8. Encumberance Certificate No. Encumberance Certificate pertaining to the offered Original
7525/18 dtd 01/09/18 of property having total extent of 03 Are 20 sqm for a Produced
Pothencode SRO period from 30/08/1987 to 30/08/18
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III. Schedule B:
(a) Description of Property/ Properties
(Description of Property as given in Schedule to the title deed)

ITEM No. I
District : Thiruvananthapuram
Sub district : Pothencode
Village : Keezhthonnakkal
Taluk : Thiruvananthapuram
Panchayath : Pothencode
Old Sy No : 968/10
Block No : 6
Re Sy No : 245/20-1
Extent : 03 Are 20 sqm
Thandapper No : 18014
Nature, No & date of : Saledeed No. 781/16 dtd 03/03/16 of
Titledeed Pothencode SRO

(b) Boundaries of Property offered as security: As per title deed

As per Title Deed

East : Property of Aboobeckar


West : Property of Abdul Salim
North : Property of Nazeera Beevi
South : Panchayath Thadam

Boundaries as per Location Map

East : Property of Maheen Abubekar


West : Property of Salim
North : Property of Kamar
South : Road

IV. Derivation of Title of Property

The property having an extent of 03 Are 20 sqm(8 cents) comprised in


Re Sy No.245/20-1 (Sy No.968/10) of Keezhthonnakkal Village was originally belonged to
Abdul Majeed which he obtained as A Schedule as per Settlementdeed No. 3140/99 dtd 20/09/99
of Pothencode SRO executed by Ibrahim Kunju. Notarised Copy of the document is produced
herewith. In the document, it is stated that life interest of Ibrahim Kunju & Pathummal Beevi is
vested over the offered property. While so, Ibrahim Kunju died.

While they were in possession and enjoyment of the above said property, Abdul
Majeed & Pathummal Beevi jointly sold 03 Are 20 sqm of property in Blk.6, Re Sy No.245/20-1
of Keezhthonnakkal Village in favour of Anas & Jaseena by executing Saledeed No. 781/16 dtd
03/03/16 of Pothencode SRO. Original of the document is produced herewith.

As per the tax receipt and other revenue records produced herewith, the mortgagors
Anas & Jaseena are possessing and enjoying the property having total extent of 03 Are 20 sqm of
property in Blk.6, Re Sy No.245/20-1 of Keezhthonnakkal Village in Thiruvananthapuram
Taluk. Mutation was effected in his name and he is paying tax under Thandapper No. 18014.

The mortgagor produced the original of the prime document- Saledeed No. 781/16
dtd 03/03/16 of Pothencode SRO, Prior deed- Settlementdeed No. 3140/99 dtd 20/09/99 of
Pothencode SRO and connected revenue records in original.

I have visited the Sub Registrar’s Office at Pothencode on 10/09/18 and


verified the details of property standing in the names of Anas & Jaseena. Registry Verification
Certificate is produced herewith.
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V. Details of Encumbrance

On perusal of the Encumberance Certificate No. 7525/18 dtd 01/09/18 of


Pothencode SRO covering a period of 31 years from 30/08/1987 to 30/08/18 shows that there is
no registered encumbrance or intimated court attachment over the offered property.

VI. Evidence of Possession

After the execution of Saledeed No. 781/16 dtd 03/03/16 of Pothencode SRO in favour of the
mortgagors, the mortgagors had effected mutation & obtained the Thandapper No. 18014 of
Keezhthonnakkal Village & the mortgagors paid the tax for the property having an extent of 03
Are 20 sqm during the period 2018-19. The Possession Certificate issued by the Village Officer,
Keezhthonnakkal, proves that the mortgagors are in possession & enjoyment of the offered
property having total extent of 03 Are 20 sqm of property in Blk.6, Re Sy No.245/20-1 of
Keezhthonnakkal in Thiruvananthapuram Taluk.

VII. Certificate of Title: On Perusal of the documents stated above:

A thorough verification of the documents produced herewith shows that


the mortgagors Anas & Jaseena have absolute right, marketable title, possession and enjoyment
over the offered property having an extent of 03 Are 20 sqm of property in Blk.6, Re Sy
No.245/20-1 of Keezhthonnakkal in Thiruvananthapuram Taluk.

I have carefully gone through the original of title deed, the anterior
documents & other related documents of the property offered as security produced herewith & I
hereby certify that the said documents are perfect evidence of title & possession & that if the said
documents are deposited in the manner required by law it will satisfy the requirement for the
creation of Equitable Mortgage.

Road access is there on the Southern side of the offered property.

I further certify that

(a) As per the encumberance certificate for the period of 31 years pertaining to the security
item, there are no mortgages or charges over the offered property.
(b) There are no claims or interest from any minor/ minors.
(c) The property is not subject to any payment.
(d) There are no SC/ST antecedents of the property.
(e) The holding is in accordance of the Land Reforms Act.
(f) The security item is not adversely affected by the provisions of Kerala Land Utilisation
Order.
(g) There are no legal impediments in respect of security item.
(h) The Provisions of Urban Land Ceiling Act is not applicable in respect of the property.
(i) I have verified the original of the title deed- Saledeed No. 781/16 dtd 03/03/16 of
Pothencode SRO, Prior deed- Settlementdeed No. 3140/99 dtd 20/09/99 of Pothencode
SRO and connected revenue records in original.
(j) I have made search in land revenue records and do not find any adverse features which
would prevent the title holder from creating a valid mortgage. The property is under
Janmam right and the mortgage if created will be available to the bank for the liability of
the intending borrower/guarantor.
(k) I have visited the Sub Registrar’s Office at Pothencode on 10/09/18 and verified the
details of property standing in the names of Anas & Jaseena. Registry Verification
Certificate is produced herewith.

VIII. Who should create equitable mortgage : Anas & Jaseena

IX. Documents to be deposited for creating equitable mortgage

Documents 1 to 8 as described in clause II above.


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X. Remarks/ Additional documents required if any:

i. Collect Encumbrance Certificate from 01/09/18 to till date.


ii. The branch manager should obtain the death certificate of Ibrahim Kunju

CERTIFICATE

I certify that Anas & Jaseena have good, valid, clear & marketable title in
the property shown above and the documents are to be kept in safe custody of the Bank till the
loan amount is realised.

Returned all documents produced for scrutiny.

Attingal Adv. RENJU.P


12/09/2018
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Schedule A

Sl Nature, No. & Date of Description of Document Whether


No. Document Original / Copy
Produced
1. Saledeed No. 781/16 dtd Saledeed executed in favour of Anas & Jaseena Original
03/03/16 of Pothencode SRO by Abdul Majeed & Pathummal Beevi

2. Settlementdeed No. 3140/99 Settlementdeed executed in favour Abdul Majeed, Notarised Copy
dtd 20/09/99 of Pothencode Aboobeckar, Abdul Manaf & Abdul Salim by
SRO Ibrahim Kunju
3. Tax Receipt No.354540 dtd Tax Receipt No. 354540 dtd 09/08/18 of Original
09/08/18 of Keezhthonnakkal Keezhthonnakkal Village Book No.R3546 for the
Village years 2018-19 pertaining to the offered property
having total extent of 03 Are 20 sqm
4. Certificate No.995/18 dtd Possession Certificate issued by the Village Original
16/08/18 of Keezhthonnakkal Officer, Keezhthonnakkal pertaining to the offered
Village property having total extent of 03 Are 20 sqm

5. Certificate dtd 14/08/18 of Location Certificate issued by the Village Officer, Original
Keezhthonnakkal Village Keezhthonnakkal pertaining to the offered
property having total extent of 03 Are 20 sqm
6. Certificate dtd 16/08/18 of Location Sketch issued by the Village Officer, Original
Keezhthonnakkal Village Keezhthonnakkal by showing the lie and
boundaries of the offered property having total
extent of 03 Are 20 sqm
7. Certificate dtd 16/08/18 of Thandapper account issued by the Village Officer, Original
Keezhthonnakkal Village Keezhthonnakkal

8. Encumberance Certificate No. Encumberance Certificate pertaining to the offered Original


7525/18 dtd 01/09/18 of property having total extent of 03 Are 20 sqm for
Pothencode SRO a period from 30/08/1987 to 30/08/18

Signature of the Mortgagors


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Enclosure of List of Title Deeds

All that piece and parcel of land and building existing and/or to construction there
on and shown under schedule ‘B’ below together with easementary and appurtenants thereto.

Schedule ‘B’

Sl Sy.No Extend Location of Property


No. of
Village Taluk District Boundaries

North South East West


1 2 3 4 5 6 7 8 9 10

Property of Maheen Abubekar


Blk.6, Re Sy No.245/20-1

Thiruvananthapuram

Thiruvananthapuram

Property of Kamar
Old Sy No.968/10

Property of Salim
Keezhthonnakkal
03 Are 20 sqm
Item 1

Road

Signature of the Mortgagors

CERTIFICATE
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Inspection/ Verification of Records of landed property at


Sub- Registrar’s Office, Pothencode

The Manager
Kerala Gramin Bank
Mangalapuram Branch
Thiruvananthapuram

Dear Sir,
Sub: Verification of records of landed property at Sub- Registrar’s Office, Pothencode

This is to confirm that I have visited the Sub- Registrar’s Office at Pothencode on
10/09/18 and verified the details of the property standing in the names of Anas, S/o Abdul Azeez &
Jaseena.R, W/o Anas, Anas House, Vengode, Kudavoor P.O.

The property details are as under:

Survey No : Blk.6, Re Sy No. 245/20-1 (Old Sy No. 968/10)


Boundaries East : Property of Aboobeckar
West : Property of Abdul Salim
North : Property of Nazeera Beevi
South : Panchayath Thadam

Further, I certify as under:

1. The Serial Number of the Stamp paper of the Titledeed as submitted by the party and as
seen in the registry records are one and the same.
2. That there are no prior charges over the said property and Anas & Jaseena are the
absolute owners of the said property as per the records available and verified by me in the
Registrar/ Sub- Registrar’s Office.

OR

3. That as per the records available at Sub- Registrar’s Office, the property is mortgaged/
charged to:

Date of Description of the In whose favour Amount


Document Document mentioned in
the Document
NA NA NA NA

Place: Attingal
Date: 12/09/2018 Adv. RENJU.P

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